Soperton Insurance Rates:

Soperton, GA homeowners insurance is roughly $714 to $977, about $59-$81/month. Our complete research indicates shoppers can save as much as $338 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Soperton, GA Homeowners Insurance By Home Value

Soperton, GA Home Value Total Homes % of Total Average Soperton, GA Homeowners Insurance
Less than $50,000 531 43.0% $329
$50,000 to $59,999 15 1.0% $692
$60,000 to $69,999 184 15.0% $853
$70,000 to $79,999 26 2.0% $988
$80,000 to $89,999 65 5.0% $1123
$90,000 to $99,999 48 3.0% $1250
$100,000 to $124,999 27 2.0% $1453
$125,000 to $149,999 173 14.0% $1816
$150,000 to $174,999 42 3.0% $2146
$175,000 to $199,999 14 1.0% $2475
$200,000 to $249,999 69 5.0% $2974
$250,000 to $299,999 15 1.0% $3641
$300,000 to $399,999 15 1.0% $4622

Top Home Insurance Agents Near Soperton, GA

Home Insurance Company Near Soperton, GA Homeowners Insurance Agency Near Soperton, GA Address
Travelers Blacks Insurance Agency Inc 402 S HARRIS ST, SANDERSVILLE, GA, 31082
Travelers Iii-Barry Walker Insurance Agency 1009 BELLEVUE AVE, DUBLIN, GA, 31021
Travelers Queensborough Agency 313 S MAIN ST, SWAINSBORO, GA, 30401
State Farm Randy Bryan 137 1st St, Cochran, GA, 31014-8716
Liberty Mutual Independent South Georgia Insurance Associates Lp 77 N MAIN ST, BAXLEY, GA, 31513

Cost Of Homeowners Insurance By Street Near Soperton, GA

Streets in Soperton Area Homeowners Insurance Cost
Co Rd 229, Co Rd 126, Secret Forest Rd, Varnedo St, College St, Miller Pond Rd, John Deere Rd, Co Rd 196, John Deere Ln, Briarcliff Rd$844
Troups Tomb Rd, Co Rd 130, Midway Rd, Sleepy Hollow Rd, Co Rd 93, Metter Rd, River Bend Rd, S 3rd St, Wommack Ave, Co Rd 125$847
Winding Pines Way, Buckeye Rd, Hillside Ln, Mt Olive Church Rd, Co Rd 109, Co Rd 143, Railroad Ave, Glenn St, Co Rd 211, Co Rd 54$847
Tabernacle Rd, Woodland Dr, Pinegrove Cir, Sycamore Dr, Co Rd 168, Co Rd 104, Clayhill Rd, Harmony Church Rd, Co Rd 127, Belk St$845
Underwood Ln, Ennis Cir, Highpointe Ln, Kelly St, Co Rd 48, Manning St, Sumner Ln, Little Creek Rd, Wells St, Loblolly Ln$840

Soperton, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Soperton$126 to $129
Treutlen County$126
Tarrytown$129
Gillis Springs$125

Soperton, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Treutlen County, Georgia $126 $168 $252
Tarrytown CCD, Montgomery County, Georgia $129 $172 $258
Gillis Springs CCD, Treutlen County, Georgia $125 $167 $251

Soperton, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Soperton, GA8.1%21.2%
Treutlen County8.11%21.51%
Tarrytown6.16%20.13%
Gillis Springs8.21%23.17%

Soperton Renters Insurance as a Percentage of Rent

Soperton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 57 11.0% $390
$200 to $299 103 20.0% $840
$300 to $499 144 28.0% $1290
$500 to $749 157 30.0% $1965
$750 to $999 29 5.0% $2715
$1,000 to $1,499 18 3.0% $3840

Average Cost Of Home Insurance By Company In Areas Nearby Soperton For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$350,000 veneer American Modern Select Insurance Company N/A $1514.30 $1287.16
$200,000 frame American National General Insurance Company N/A $845 $815
$250,000 frame Country Mutual Insurance Company $1286.46 $1139.96 $945.62
$350,000 frame General Casualty Company Of Wisconsin N/A $1142.00 $1055.00
$200,000 frame Horace Mann Property And Casualty Insurance Company N/A $1563 $1409
$100,000 frame Liberty Insurance Corporation N/A $969 $884
$250,000 frame Old Dominion Insurance Company $1986 $1650 $1528
$250,000 frame Owners Insurance Company $1166.80 $1090.46 $992.31
$300,000 frame Pharmacists Mutual Insurance Company N/A $891 $805
$75,000 frame The Travelers Home And Marine Insurance Company N/A N/A $1063

Soperton, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Soperton Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,100$3,500
Net Savings to Soperton Home Owner from High Deductible Plan $600

Soperton, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Soperton, GA Home Replacement Value MORE than Home Value Soperton, GA Home Replacement Value LESS than Home Value
Replacement Value $80,500 $51,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Soperton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmTravelers
Monthly Premium 274551
Year Built 195919931989
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Soperton, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 255,000 Asphalt Shingles Roof 4,020 5 $5000 to $10,000 Deductible 390 7 Stone Siding No
1956 105,000 Slate Shingles Roof 1,980 3 $500 Deductible 90 2 Stucco siding yes
2008 80,000 Asphalt Shingles Roof 1,680 4 $500 Deductible 110 4 Stone Siding yes
1990 150,000 Metal Roof 3,140 4 $500 Deductible 170 3 Stucco siding yes
1995 95,000 Metal Roof 1,640 5 $500- $1000 Deductible 240 7 Stone Siding No
1980 145,000 Membrane Roof 2,960 4 $500- $1000 Deductible 600 9 Stone Siding yes
1981 110,000 Membrane Roof 2,150 4 $2500-$5000 Deductible 280 9 Fiber-Cement Siding No
1999 115,000 Wood Shake Roof 1,870 4 $500- $1000 Deductible 480 8 Stucco siding No
1957 80,000 Wood Shake Roof 1,590 5 $500- $1000 Deductible 350 12 Stucco siding yes
1959 100,000 Membrane Roof 2,210 3 $500- $1000 Deductible 450 9 Stucco siding No
1981 120,000 Metal Roof 2,680 4 $500- $1000 Deductible 210 4 Fiber-Cement Siding yes
1980 90,000 Wood Shake Roof 1,670 3 $1000-$2500 Deductible 300 10 Wood siding No
1950 95,000 Slate Shingles Roof 1,860 3 $500 Deductible 430 10 Stucco siding yes
2005 170,000 Metal Roof 3,050 5 $500 Deductible 340 6 Wood siding No
1989 155,000 Asphalt Shingles Roof 2,630 4 $500- $1000 Deductible 530 12 Wood siding yes
1998 180,000 Wood Shake Roof 3,350 4 $2500-$5000 Deductible 200 3 Stone Siding No
2002 135,000 Metal Roof 3,030 4 $1000-$2500 Deductible 210 4 Brick siding No
1992 170,000 Composition Roof 3,280 4 $5000 to $10,000 Deductible 250 7 Stucco siding No
1953 85,000 Membrane Roof 1,860 4 $500- $1000 Deductible 80 3 Stucco siding yes
1954 240,000 Wood Shake Roof 4,830 5 $500- $1000 Deductible 800 9 Fiber-Cement Siding No
2001 200,000 Metal Roof 3,230 4 $2500-$5000 Deductible 230 4 Brick siding No
1995 110,000 Membrane Roof 1,780 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
1997 220,000 Metal Roof 3,360 5 $5000 to $10,000 Deductible 150 3 Fiber-Cement Siding No
1955 100,000 Slate Shingles Roof 2,130 3 $500- $1000 Deductible 230 8 Fiber-Cement Siding No
1955 115,000 Slate Shingles Roof 2,540 4 $2500-$5000 Deductible 90 3 Stone Siding No
1981 190,000 Shingles Roof 3,150 4 $500- $1000 Deductible 200 2 Stone Siding No
1992 110,000 Slate Shingles Roof 2,030 5 $500 Deductible 520 10 Stucco siding No
1986 95,000 Slate Shingles Roof 2,020 5 $2500-$5000 Deductible 20 1 Wood siding yes
2009 85,000 Slate Shingles Roof 1,750 4 $500- $1000 Deductible 200 5 Vinyl siding No
1952 90,000 Membrane Roof 1,770 3 $1000-$2500 Deductible 180 5 Brick siding yes
1955 125,000 Tile Roof 1,960 4 $500- $1000 Deductible 130 3 Brick siding No
1989 115,000 Shingles Roof 1,960 5 $2500-$5000 Deductible 440 12 Vinyl siding yes
2003 80,000 Asphalt Shingles Roof 1,400 3 $2500-$5000 Deductible 300 10 Stone Siding yes
2000 130,000 Metal Roof 1,990 3 $1000-$2500 Deductible 180 4 Vinyl siding yes