Somerton Insurance Rates:

Somerton, AZ homeowners insurance is nearly $511 to $696, about $42-$58/month. Our comprehensive analysis indicates shoppers can save as much as $241 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I like this company because if i have any questions, i can send an email and get a quick response.
Nationwide Insurance
I often times would call in and they would have various technical issues with their computer and information system. other times i would call and they would have the wrong information for my personal policy.
State Farm
Despite the fact that i've cut my coverage my rates have over tripled in the past ten years. this is the type of treatment i get despite the fact that i have made no claims in the life of the policy.

Somerton, AZ Homeowners Insurance By Home Value

Somerton, AZ Home Value Total Homes % of Total Average Somerton, AZ Homeowners Insurance
Less than $50,000 708 7.0% $120
$50,000 to $59,999 151 1.0% $253
$60,000 to $69,999 320 3.0% $314
$70,000 to $79,999 179 1.0% $362
$80,000 to $89,999 874 9.0% $410
$90,000 to $99,999 495 5.0% $459
$100,000 to $124,999 2,261 23.0% $531
$125,000 to $149,999 1,101 11.0% $664
$150,000 to $174,999 1,562 16.0% $791
$175,000 to $199,999 611 6.0% $912
$200,000 to $249,999 550 5.0% $1093
$250,000 to $299,999 415 4.0% $1340
$300,000 to $399,999 338 3.0% $1703

Top Home Insurance Agents Near Somerton, AZ

Home Insurance Company Near Somerton, AZ Homeowners Insurance Agency Near Somerton, AZ Address
NA Creative Insurance Solutions, Inc. 2951 S Pacific Ave Ste A, Yuma, AZ, 85365
Allstate Anna Vargas-Hopper 3939 S Avenue 3 E Ste 111, Yuma, AZ, 85365
State Farm Cathy Nuetzi 2896 S Avenue B Ste B, Yuma, AZ, 85364-7715
Allstate Dora Plancarte 906 S Imperial Ave, Calexico, CA, 92231
Allstate Jose Suarez 2589 E 24th St Ste 1, Yuma, AZ, 85365

Cost Of Homeowners Insurance By Street Near Somerton, AZ

Streets in Somerton Area Homeowners Insurance Cost
W County 22nd St S, 2nd St, Blanco Ave, San Francisco St, Steamboat St, San Juaquin, Deena Dr, Co 19th St S, Sunflower Ct, Rio Sonora$596
Los Valles St, Bienestar Ln, Cinco de Mayo St, Ave J, W County 17 3/4 St, Sol Ave, W County 17th St, S Ave A 1/2, Los Cerros St, S Mesa Dunes Rd$597
State St, Hacienda, S Fresno Ave, Hernandez St, Blanca St, Hava St, E Heavenly Pl, Cactus St, Ruiz Ave, Toranja Ln$608
Leonardo Ave, Saturn Ave, Emalie St, 5th St, Sinoff Ave, Merill Ave, David Riedel Blvd, Spencer Ave, S Mark Dr, W County 16 3/4 St$607
Cottonwood Loop, Montana Dr, Co 16 1/2, Kennedy Ln, E Chapparal Way, Adobe St, Uribe St, Cll Esperanza, S State Ave, Juan Sanchez Blvd$604

Somerton, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Somerton$90 to $92
San Luis$90
Rancho Mesa Verde$87
Orange Grove Mobile Manor$88

Somerton, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Luis city, Arizona $75 $100 $150
Orange Grove Mobile Manor CDP, Arizona $74 $99 $148
Gadsden CDP, Arizona $77 $102 $153

Somerton, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Somerton, AZ4.8%15.2%
San Luis5.29%15.11%
Rancho Mesa Verde8.25%31.2%
Orange Grove Mobile Manor7.24%25.56%

Somerton Renters Insurance as a Percentage of Rent

Somerton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 159 4.0% $366
$200 to $299 114 3.0% $816
$300 to $499 978 28.0% $1266
$500 to $749 974 28.0% $1941
$750 to $999 776 22.0% $2691
$1,000 to $1,499 300 8.0% $3816
$1,500 or more 78 2.0% $5466

Somerton, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Somerton Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Somerton Home Owner from High Deductible Plan $600

Somerton, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Somerton, AZ Home Replacement Value MORE than Home Value Somerton, AZ Home Replacement Value LESS than Home Value
Replacement Value $161,500 $101,000
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $150/year

Example Somerton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 324251
Year Built 200020101990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$250000-$300000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Somerton, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 145,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 180 7 Stone Siding yes
1999 150,000 Composition Roof 2,050 3 $1000-$2500 Deductible 60 2 Brick siding yes
1997 115,000 Composition Roof 1,620 3 $500- $1000 Deductible 60 2 Wood siding No
1999 245,000 Metal Roof 3,160 4 $2500-$5000 Deductible 250 6 Fiber-Cement Siding No
1994 150,000 Metal Roof 1,580 3 $1000-$2500 Deductible 140 3 Stucco siding yes
1999 115,000 Wood Shake Roof 1,640 4 $500- $1000 Deductible 220 6 Brick siding yes
2010 200,000 Wood Shake Roof 2,750 5 $500 Deductible 70 1 Wood siding No
2010 180,000 Metal Roof 2,620 4 $5000 to $10,000 Deductible 300 9 Stucco siding yes
1995 195,000 Wood Shake Roof 2,530 5 $500 Deductible 450 10 Wood siding No
1986 165,000 Composition Roof 1,730 5 $500 Deductible 310 8 Wood siding yes
2014 445,000 Asphalt Shingles Roof 4,950 5 $1000-$2500 Deductible 270 3 Vinyl siding No
1994 285,000 Metal Roof 3,210 5 $5000 to $10,000 Deductible 290 7 Stone Siding No
1982 240,000 Asphalt Shingles Roof 2,540 4 $500- $1000 Deductible 60 1 Brick siding No