Somerset County Insurance Rates:

Somerset County, MD homeowners insurance is approximately $571 to $776, about $47-$64/month. Our comprehensive analysis indicates shoppers can save as much as $269 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
The company that safeco suggested to do our repairs was not the highest quality. we went with them because we wanted the company and insurance provider to work together, but we were not impressed with their work. i think they need to update the companies they recommend.
Peninsula Insurance
Each and every time i have called peninsula insurance, their customer service reps have always been very professional and extremely courteous.
I would like usaa more if they had local offices i could go to when i have a home claim issue.
State Farm
Nothing jumps out right away - but if I knew more about my deductibles and could compare - that might be one
The only thing I don't like so far is something I don't like with most companies. I'm very upfront and honest person. I don't like that fine print crap, just lay it right on out. Every company should be more ethical in that manner and not as greedy. I'm self-employed and my disclaimer is the first thing anyone sees, it's small and to the point. Easy to read too!
I am not really sure about other company's premiums because I have only used Geico as my home insurance provider
They always put on hold and never reachable. Thus it is frustrating and inconvenient. I was put on hold for an hour one time when I contacted them.
I have never really had a need to talk to customer service so, I haven't had any negative items to talk about.

Somerset County, MD Homeowners Insurance By Home Value

Somerset County, MD Home Value Total Homes % of Total Average Somerset County, MD Homeowners Insurance
Less than $50,000 531 9.0% $101
$50,000 to $59,999 147 2.0% $215
$60,000 to $69,999 165 3.0% $269
$70,000 to $79,999 192 3.0% $310
$80,000 to $89,999 193 3.0% $350
$90,000 to $99,999 204 3.0% $390
$100,000 to $124,999 599 11.0% $451
$125,000 to $149,999 514 9.0% $566
$150,000 to $174,999 727 13.0% $674
$175,000 to $199,999 422 7.0% $775
$200,000 to $249,999 706 13.0% $930
$250,000 to $299,999 505 9.0% $1139
$300,000 to $399,999 413 7.0% $1449

Top Home Insurance Agents Near Somerset County, MD

Home Insurance Company Near Somerset County, MD Homeowners Insurance Agency Near Somerset County, MD Address
Travelers Atlantic Smith Cropper & Deeley Llc 7171 BENT PINE RD, WILLARDS, MD, 21874
State Farm Eric James 38613 Benro Dr Unit 3, Delmar, DE, 19940-3571
Allstate The Ins Center Inc 957 Norman Eskridge Hwy, Seaford, DE, 19973
Nationwide Whitten Insurance Agency Llc 317 Crusader Rd, Cambridge, MD, 21613-2551
Nationwide Wilgus Insurance Agency Inc 2516 N Salisbury Blvd, Salisbury, MD, 21801

Cost Of Homeowners Insurance By Street Near Somerset County, MD

Streets in Somerset County Area Homeowners Insurance Cost
Nevitte Muir Rd, Cooley Rd, Linden Ave, Black Rd, Harry Riggin Rd, Hearts Ease Rd, Washington High School Back Rd, Tyler Rd, Nelson Ln, Greenwood Rd$690
Goose Creek Ln, Venton Rd, Mansion Ave, Strickland Dr, Spruce St, Dize Rd, Frank Cornish Rd, 3rd St, S 1st St, Fleming Mill Pond Rd$669
Donnybrook Ln, E Main St, Bobtown Rd, Broadway Ave, Costen Rd, Briarwood Cir, Asbury Ave, Myrtle Ln, Dogwood Dr, West Ct$661
Loretto Rd, Franklin Ln, Log Cabin Ln, Vessey Orchard Rd, Market St, Harris Landing Rd, Hall Hwy, Gail Dr, Dr William P Hytche Blvd, Minden Ln$674
Jones Creek Cir, Fishing Island Rd, Marion Dr, Clyde Ford Rd, Thomas Long Rd, Waters Ln, Blue Jay Cir, Willey Ave, Potomac St, Walnut St$673

Somerset County, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Somerset County$100 to $103

Somerset County, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Frenchtown-Rumbly CDP, Maryland $101 $134 $201
Fairmount CDP, Maryland $102 $136 $204
Crisfield city, Maryland $100 $133 $200

Somerset County, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Somerset County, MD4.2%11.8%
Dames Quarter5.39%12.54%

Somerset County Renters Insurance as a Percentage of Rent

Somerset County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 37 1.0% $348
$200 to $299 221 9.0% $798
$300 to $499 314 12.0% $1248
$500 to $749 750 30.0% $1923
$750 to $999 576 23.0% $2673
$1,000 to $1,499 461 18.0% $3798
$1,500 or more 90 3.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Somerset County For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
300,000 1,000 Frame 10 Allied Property & Casualty Insurance Co. n/a
150,000 500 Frame 35 Amica Mutual Insurance Co. 1,285
250,000 1,000 Masonry 15 Chubb National Insurance Co. 1,350
250,000 1,000 Masonry 15 Donegal Mutual Insurance Co. 828
300,000 1,000 Frame 10 Farmers Insurance Exchange 680
150,000 500 Frame 35 Ids Property Casualty Ins. Co. 941
200,000 500 Frame 25 Nationwide General Insurance Co. 771
250,000 1,000 Masonry 15 Nationwide General Insurance Co. 793
250,000 1,000 Masonry 15 Universal Property & Casualty Ins. Co. 1,004
200,000 500 Frame 25 Vigilant Insurance Co. 1,294