Solano County, CA Home Insurance - Analysis On Quotes, Rates & Agents
Solano County Insurance Rates:
Solano County, CA homeowners insurance is nearly $522 to $705, about $43-$58/month. Our in depth research shows customers can save as much as $245 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Three Tips to Save Money on Home Insurance in Solano County, CA
The average price of homeowners insurance in Solano County, CA, is $901. Homeowner's insurance policy can be a tricky one. A home insurance policy covers the repairs and replacement cost of the house if anything is damaged due to fire, earthquake, flood, and other perils. If you are looking for homeowners insurance in Solano County, CA, the best way to get one is by researching the companies and their insurance quotes. There are multiple home insurance companies in the market. The price of home insurance may vary from one company to another. It also depends on various factors such as the age of the house, deductible, coverage level, materials used while constructing the home, area of residence, and many more.
a. By choosing a higher deductible
Your home insurance deductible is the amount you agree to pay towards a claim before your insurance company comes to your rescue and pays the rest. For instance, homeowners paying a deductible of 500 and 1500 pay a premium of $890.19 and $758.1 on homeowners insurance in Solano County, CA. In contrast, homeowners paying a deductible of 2000 and 2500 pay $688.18 and $646.92, respectively. Therefore, the higher the deductible, the lower the home insurance rates in Solano County, CA.
b. By installing security features
Homes equipped with advanced safety features can earn discounts on home insurance rates in Solano County, CA. For example, a deadlock can undoubtedly keep the prowlers away from your home or make it harder for them to break into your home. Home insurance offers a discount as the probability of theft or burglary will be less in homes equipped with deadbolts. For example, homes with deadbolts in Solano County, CA, pay $774.86 on home insurance.
c. By maintaining a zero claims history
Homeowners who have never filed a claim can secure zero claims discounts on homeowners insurance rates in Solano County, CA. Therefore, try to withstand the temptation of filing a claim when something minor happens. Being responsible and avoiding minor claims can help you decrease your home insurance premiums in Solano County. For example, homeowners in Solano County, CA, with zero claims history, have to pay a premium of $783.87. In contrast, homeowners with one or two claims have to pay $973.08 and $1009.12 on homeowners insurance in Solano County, CA.
Solano County, CA Homeowners Insurance By Home Value
| Solano County, CA Home Value | Total Homes | % of Total | Average Solano County, CA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 2,894 | 4.0% | $49 |
| $60,000 to $69,999 | 665 | 1.0% | $135 |
| $80,000 to $89,999 | 679 | 1.0% | $178 |
| $90,000 to $99,999 | 915 | 1.0% | $196 |
| $100,000 to $124,999 | 3,372 | 5.0% | $227 |
| $125,000 to $149,999 | 3,237 | 4.0% | $288 |
| $150,000 to $174,999 | 5,790 | 8.0% | $337 |
| $175,000 to $199,999 | 4,854 | 7.0% | $392 |
| $200,000 to $249,999 | 12,440 | 19.0% | $472 |
| $250,000 to $299,999 | 10,391 | 15.0% | $577 |
| $300,000 to $399,999 | 19,111 | 29.0% | $736 |
Top Home Insurance Agents Near Solano County, CA
| Home Insurance Company Near Solano County, CA | Homeowners Insurance Agency Near Solano County, CA | Address |
|---|---|---|
| Liberty Mutual Independent | Biddle Shaw Insurance Services | 301 JUNIPERO SERRA BLVD STE 204, SAN FRANCISCO, CA, 94127 |
| Travelers | Blair Jarcik Insurance Agency Inc | 845 OLIVE AVE #108, NOVATO, CA, 94945 |
| Travelers | Gerardo Carbajal Ins Inc | 1900 OLYMPIC BLVD STE 103, WALNUT CREEK, CA, 94596 |
| Farmers | Gianna Volpi | 316 Petaluma Blvd S, Petaluma, CA, 94952 |
| State Farm | Khu Yang | 8031 Fruitridge Rd Ste F, Sacramento, CA, 95820-6758 |
Solano County, CA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Solano County, CA
| Streets in Solano County Area | Homeowners Insurance Cost |
|---|---|
| Van Sickle Rd, Lawler Ranch Pkwy, Sherwood Ave, Chiles Rd, Tern Ct, Baywood Dr, Cortland Cir, Green Acres Ln, Kip Ct, Magill St | $610 |
| Placer Pl, Perth Ct, Harding St, Cannes Dr, Vista Ct, Utah Cir, Willow Brook Way, Scenic Way, Walters Ct, Laurel Creek Way | $588 |
| Sonnet Dr, Spence Ct, Cinnabar Hills, Alexander Dr, Shelley Dr, Jacobs Pl, Citadel Dr, Tiburon Ct, Hazel St, Farrell St | $616 |
| Sprig Ct, Bluebird Way, Drydock Ct, St Augustine Ct, Plov Way, Hubbs Ct, Etzel Rd, Saybrook Ave, Hammond Ln, Scot Ct | $643 |
| Angelina Way, Ventura Way, Townsend Dr, Orange Tree Cir, Bristol Ct, Crystal St, Ritchie Rd, Ostergard Aly, W M St, Woodward Ln | $601 |
| Sunny Hills Ln, Blossom Oak Ct, State Park Rd, Ramsay Way, Hastings Dr, Vineyards Lndg, Chinook Ct, W & B Goodman Ct, Norton Ct, Martel Ct | $637 |
| George Ct, Cullinan Ct, Viewmont St, Fairgrounds Dr, Oak Ave, Pine St, Bald Pate Dr, Ryder St, Rosewood Ln, Dominion Way | $597 |
| Zephyr Ln, Tea Ct, Western Hills Dr, Meadowbrook Ln, Bergwall Way, Shire Ct, Pedrick Rd, Via Media, Rock Ln, Crested Dr | $604 |
| Maher Ct, Bonita Ct, Twin Sisters Ct, Springhill Dr, Columbia Cir, Riverwood Ln, American Falls Dr, Trotter Dr, Songbird Ct, Brogan Ct | $606 |
| Torrey Pines Ct, Coolidge St, Tyrone Ct, Akerly Dr, San Juan St, S Lincoln St, Longspur Dr, Thelma Ave, Lain Dr, E Poplar St | $614 |
Solano County, CA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Solano County | $91 to $94 |
| Suisun City | $90 |
| Fairfield | $91 |
| Elmira | $89 |
Solano County, CA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Suisun City city, California | $76 | $101 | $151 |
| Fairfield city, California | $77 | $102 | $153 |
| Fairfield-Suisun City CCD, Solano County, California | $77 | $102 | $153 |
Solano County, CA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Solano County, CA | 2.3% | 12.0% |
| Suisun City | 2.39% | 11.91% |
| Fairfield | 2.15% | 12.16% |
| Fairfield-Suisun City | 2.2% | 11.66% |
Solano County Renters Insurance as a Percentage of Rent
| Solano County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 828 | 1.0% | $792 |
| $300 to $499 | 1,660 | 3.0% | $1242 |
| $500 to $749 | 3,010 | 6.0% | $1917 |
| $750 to $999 | 8,655 | 17.0% | $2667 |
| $1,000 to $1,499 | 18,692 | 37.0% | $3792 |
| $1,500 or more | 16,677 | 33.0% | $5442 |
Average Cost Of Home Insurance By Company In Areas Nearby Solano County For Different Scenarios
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 500 | New | Tokio Marine America | 242 |
| 250000 | 1000 | New | Bankers Standard | 1376 |
| 250000 | 500 | New | Bankers Standard | 1525 |
| 500000 | 1000 | New | Unigard Group | 1056 |
| 150000 | 500 | 1-3 Years | American Reliable | 391 |
| 200000 | 500 | 1-3 Years | IDS Property Casualty | 511 |
| 200000 | 500 | 1-3 Years | USAA | 420 |
| 250000 | 500 | 1-3 Years | Horace Mann P & C | 524 |
| 300000 | 500 | 1-3 Years | American Reliable | 696 |
| 400000 | 1000 | 1-3 Years | Hartford (Sentinel) | 901 |
| 500000 | 1000 | 1-3 Years | Farmers (Fire Ins) | 1219 |
| 750000 | 2500 | 1-3 Years | Horace Mann P & C | 1362 |
| 150000 | 500 | 4-6 Years | Amica Mutual | 612 |
| 250000 | 500 | 4-6 Years | American Modern | 789 |
| 300000 | 500 | 4-6 Years | American Reliable | 722 |
| 400000 | 1000 | 4-6 Years | Homesite | 1297 |
| 400000 | 1000 | 4-6 Years | Nationwide | 1009 |
| 500000 | 2500 | 4-6 Years | Metropolitan Direct | 1008 |
| 750000 | 2500 | 4-6 Years | Universal North America | 1125 |
| 150000 | 250 | 7-15 Years | Encompass | 974 |
| 150000 | 500 | 7-15 Years | Metropolitan Direct | 547 |
Latest Home Insurance Reviews by Location
Fairfield, CA
Liberty Mutualonly reason i can recommend is because i have not had to use it and i just pay and it is just there and simple
Vallejo, CA
Farmer's InsuranceMy premium and deductibles are a lot higher than other places for flood, water and hurricae. I can play around to get better deductible costs at least but it's still higher than most.
Vacaville, CA
ProgressiveCompared to other companies Progressive had better coverage. They cover all things in and attached to the house including sewer lines similar to what USAA offers.