Solano County Insurance Rates:

Solano County, CA homeowners insurance is nearly $522 to $705, about $43-$58/month. Our in depth research shows customers can save as much as $245 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Three Tips to Save Money on Home Insurance in Solano County, CA

The average price of homeowners insurance in Solano County, CA, is $901. Homeowner's insurance policy can be a tricky one. A home insurance policy covers the repairs and replacement cost of the house if anything is damaged due to fire, earthquake, flood, and other perils. If you are looking for homeowners insurance in Solano County, CA, the best way to get one is by researching the companies and their insurance quotes. There are multiple home insurance companies in the market. The price of home insurance may vary from one company to another. It also depends on various factors such as the age of the house, deductible, coverage level, materials used while constructing the home, area of residence, and many more.

a. By choosing a higher deductible

Your home insurance deductible is the amount you agree to pay towards a claim before your insurance company comes to your rescue and pays the rest. For instance, homeowners paying a deductible of 500 and 1500 pay a premium of $890.19 and $758.1 on homeowners insurance in Solano County, CA. In contrast, homeowners paying a deductible of 2000 and 2500 pay $688.18 and $646.92, respectively. Therefore, the higher the deductible, the lower the home insurance rates in Solano County, CA.

b. By installing security features

Homes equipped with advanced safety features can earn discounts on home insurance rates in Solano County, CA. For example, a deadlock can undoubtedly keep the prowlers away from your home or make it harder for them to break into your home. Home insurance offers a discount as the probability of theft or burglary will be less in homes equipped with deadbolts. For example, homes with deadbolts in Solano County, CA, pay $774.86 on home insurance.

Three_Tips_to_Save_Money_on_Home_Insurance_in_Solano_County_CA

c. By maintaining a zero claims history 

Homeowners who have never filed a claim can secure zero claims discounts on homeowners insurance rates in Solano County, CA. Therefore, try to withstand the temptation of filing a claim when something minor happens. Being responsible and avoiding minor claims can help you decrease your home insurance premiums in Solano County. For example, homeowners in Solano County, CA, with zero claims history, have to pay a premium of $783.87. In contrast, homeowners with one or two claims have to pay $973.08 and $1009.12 on homeowners insurance in Solano County, CA.

Solano County, CA Homeowners Insurance By Home Value

Solano County, CA Home Value Total Homes % of Total Average Solano County, CA Homeowners Insurance
Less than $50,000 2,894 4.0% $49
$60,000 to $69,999 665 1.0% $135
$80,000 to $89,999 679 1.0% $178
$90,000 to $99,999 915 1.0% $196
$100,000 to $124,999 3,372 5.0% $227
$125,000 to $149,999 3,237 4.0% $288
$150,000 to $174,999 5,790 8.0% $337
$175,000 to $199,999 4,854 7.0% $392
$200,000 to $249,999 12,440 19.0% $472
$250,000 to $299,999 10,391 15.0% $577
$300,000 to $399,999 19,111 29.0% $736

Top Home Insurance Agents Near Solano County, CA

Home Insurance Company Near Solano County, CA Homeowners Insurance Agency Near Solano County, CA Address
Liberty Mutual Independent Biddle Shaw Insurance Services 301 JUNIPERO SERRA BLVD STE 204, SAN FRANCISCO, CA, 94127
Travelers Blair Jarcik Insurance Agency Inc 845 OLIVE AVE #108, NOVATO, CA, 94945
Travelers Gerardo Carbajal Ins Inc 1900 OLYMPIC BLVD STE 103, WALNUT CREEK, CA, 94596
Farmers Gianna Volpi 316 Petaluma Blvd S, Petaluma, CA, 94952
State Farm Khu Yang 8031 Fruitridge Rd Ste F, Sacramento, CA, 95820-6758

Solano County, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Solano County, CA

Streets in Solano County Area Homeowners Insurance Cost
Van Sickle Rd, Lawler Ranch Pkwy, Sherwood Ave, Chiles Rd, Tern Ct, Baywood Dr, Cortland Cir, Green Acres Ln, Kip Ct, Magill St$610
Placer Pl, Perth Ct, Harding St, Cannes Dr, Vista Ct, Utah Cir, Willow Brook Way, Scenic Way, Walters Ct, Laurel Creek Way$588
Sonnet Dr, Spence Ct, Cinnabar Hills, Alexander Dr, Shelley Dr, Jacobs Pl, Citadel Dr, Tiburon Ct, Hazel St, Farrell St$616
Sprig Ct, Bluebird Way, Drydock Ct, St Augustine Ct, Plov Way, Hubbs Ct, Etzel Rd, Saybrook Ave, Hammond Ln, Scot Ct$643
Angelina Way, Ventura Way, Townsend Dr, Orange Tree Cir, Bristol Ct, Crystal St, Ritchie Rd, Ostergard Aly, W M St, Woodward Ln$601
Sunny Hills Ln, Blossom Oak Ct, State Park Rd, Ramsay Way, Hastings Dr, Vineyards Lndg, Chinook Ct, W & B Goodman Ct, Norton Ct, Martel Ct$637
George Ct, Cullinan Ct, Viewmont St, Fairgrounds Dr, Oak Ave, Pine St, Bald Pate Dr, Ryder St, Rosewood Ln, Dominion Way$597
Zephyr Ln, Tea Ct, Western Hills Dr, Meadowbrook Ln, Bergwall Way, Shire Ct, Pedrick Rd, Via Media, Rock Ln, Crested Dr$604
Maher Ct, Bonita Ct, Twin Sisters Ct, Springhill Dr, Columbia Cir, Riverwood Ln, American Falls Dr, Trotter Dr, Songbird Ct, Brogan Ct$606
Torrey Pines Ct, Coolidge St, Tyrone Ct, Akerly Dr, San Juan St, S Lincoln St, Longspur Dr, Thelma Ave, Lain Dr, E Poplar St$614

Solano County, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Solano County$91 to $94
Suisun City$90
Fairfield$91
Elmira$89

Solano County, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Suisun City city, California $76 $101 $151
Fairfield city, California $77 $102 $153
Fairfield-Suisun City CCD, Solano County, California $77 $102 $153

Solano County, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Solano County, CA2.3%12.0%
Suisun City2.39%11.91%
Fairfield2.15%12.16%
Fairfield-Suisun City2.2%11.66%

Solano County Renters Insurance as a Percentage of Rent

Solano County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 828 1.0% $792
$300 to $499 1,660 3.0% $1242
$500 to $749 3,010 6.0% $1917
$750 to $999 8,655 17.0% $2667
$1,000 to $1,499 18,692 37.0% $3792
$1,500 or more 16,677 33.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Solano County For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewTokio Marine America242
2500001000NewBankers Standard1376
250000500NewBankers Standard1525
5000001000NewUnigard Group1056
1500005001-3 YearsAmerican Reliable391
2000005001-3 YearsIDS Property Casualty511
2000005001-3 YearsUSAA420
2500005001-3 YearsHorace Mann P & C524
3000005001-3 YearsAmerican Reliable696
40000010001-3 YearsHartford (Sentinel)901
50000010001-3 YearsFarmers (Fire Ins)1219
75000025001-3 YearsHorace Mann P & C1362
1500005004-6 YearsAmica Mutual612
2500005004-6 YearsAmerican Modern789
3000005004-6 YearsAmerican Reliable722
40000010004-6 YearsHomesite1297
40000010004-6 YearsNationwide1009
50000025004-6 YearsMetropolitan Direct1008
75000025004-6 YearsUniversal North America1125
1500002507-15 YearsEncompass974
1500005007-15 YearsMetropolitan Direct547

Latest Home Insurance Reviews by Location

Fairfield, CA

Liberty Mutual
only reason i can recommend is because i have not had to use it and i just pay and it is just there and simple
Read more Fairfield home insurance reviews

Vallejo, CA

Farmer's Insurance
My premium and deductibles are a lot higher than other places for flood, water and hurricae. I can play around to get better deductible costs at least but it's still higher than most.
Read more Vallejo home insurance reviews

Vacaville, CA

Progressive
Compared to other companies Progressive had better coverage. They cover all things in and attached to the house including sewer lines similar to what USAA offers.
Read more Vacaville home insurance reviews

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