Sodus Insurance Rates:

Sodus, NY homeowners insurance is nearly $497 to $673, about $41-$56/month. Our comprehensive analysis shows customers can save upto $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sodus, NY Homeowners Insurance By Home Value

Sodus, NY Home Value Total Homes % of Total Average Sodus, NY Homeowners Insurance
Less than $50,000 339 12.0% $157
$50,000 to $59,999 106 4.0% $339
$60,000 to $69,999 279 10.0% $421
$70,000 to $79,999 311 11.0% $485
$80,000 to $89,999 314 11.0% $549
$90,000 to $99,999 218 8.0% $614
$100,000 to $124,999 347 13.0% $713
$125,000 to $149,999 242 9.0% $895
$150,000 to $174,999 185 6.0% $1053
$175,000 to $199,999 54 2.0% $1216
$200,000 to $249,999 112 4.0% $1468
$250,000 to $299,999 74 2.0% $1790
$300,000 to $399,999 63 2.0% $2275

Top Home Insurance Agents Near Sodus, NY

Home Insurance Company Near Sodus, NY Homeowners Insurance Agency Near Sodus, NY Address
State Farm Ben O'Brien 5720 S Bay Road, Cicero, NY, 13039-8652
Travelers Brown & Brown Empire State 500 PLUM ST STE 200, SYRACUSE, NY, 13204
Erie Nolans Insurance Agency Inc. 33 William Street Suite 6a, Auburn, NY, 13021
Nationwide Thomas J. Antinora Jr. 2300 W Ridge Rd STE 108, Rochester, NY, 14626
Travelers Vanguard Risk Managers Inc 8 E MAIN ST, MARCELLUS, NY, 13108

Cost Of Homeowners Insurance By Street Near Sodus, NY

Streets in Sodus Area Homeowners Insurance Cost
Podger Rd, Maiden Ln, Lake St, Steel Point Rd, Birchwood Ln, Gardenier Ln, Rotterdam Rd, Beam Hill Rd, Minsteed Rd, Shaver St$584
Lake Rd, Burch Ln, Bramer Rd, Maple Ave Exd, Dodd Hill Rd, Kelly Rd, Elm Ln, Chestnut Ln, 1st St, Tunley Rd$591
Dufloo Rd, Birch Cir, Overlook Dr, Bay St Exd, S Fitzhugh St, Burlee Rd, Greenview Ln, Co Rd 243, Central Ave, Lakeview Rd$591
York Settlement Rd, Stell Rd, Carlton St, Railroad St, Cheetham Rd, Curtis Ave, Co Rd 230, Bayview Dr, Limekiln Rd, Laurel Dr$583
Hemlock Ln, Pratt Rd, Green St, Snyder Rd, Deneef Hill Rd, Wickham Blvd, Clover St, Co Rd 143, Quarry Rd, Fairville Maple Ridge Rd$583

Sodus, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sodus$87 to $89
Sodus Point$88
Pultneyville$89
Arcadia$87

Sodus, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sodus Point village, New York $74 $98 $147
Pultneyville CDP, New York $74 $99 $148
Williamson town, Wayne County, New York $74 $98 $147

Sodus, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sodus, NY4.2%10.4%
Sodus Point3.25%7.52%
Pultneyville3.05%8.7%
Williamson3.77%8.55%

Sodus Renters Insurance as a Percentage of Rent

Sodus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 23 3.0% $800
$300 to $499 82 12.0% $1250
$500 to $749 286 41.0% $1925
$750 to $999 171 25.0% $2675
$1,000 to $1,499 99 14.0% $3800
$1,500 or more 22 3.0% $5450

Sodus, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Sodus Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,100$9,500
Net Savings to Sodus Home Owner from High Deductible Plan $600

Sodus, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sodus, NY Home Replacement Value MORE than Home Value Sodus, NY Home Replacement Value LESS than Home Value
Replacement Value $134,500 $102,500
Insurance Premium based on Replacement Value $1,550 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Sodus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyErie Insurance
Monthly Premium 81109124
Year Built 194119881941
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$150000-$175000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Sodus, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 145,000 Metal Roof 2,460 4 $1000-$2500 Deductible 230 2 Vinyl siding No
1983 150,000 Wood Shake Roof 2,570 5 $2500-$5000 Deductible 1220 12 Vinyl siding No
1941 115,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 180 2 Brick siding No
1984 130,000 Asphalt Shingles Roof 2,190 3 $1000-$2500 Deductible 80 1 Brick siding No
1986 95,000 Asphalt Shingles Roof 1,770 3 $1000-$2500 Deductible 60 1 Brick siding No
1987 140,000 Membrane Roof 1,740 3 $1000-$2500 Deductible 880 12 Stone Siding yes
1985 100,000 Metal Roof 1,710 4 $500 Deductible 260 4 Stucco siding No
1949 100,000 Membrane Roof 1,880 3 $500 Deductible 390 5 Fiber-Cement Siding yes
1948 120,000 Shingles Roof 1,700 4 $1000-$2500 Deductible 330 5 Brick siding yes
1981 125,000 Tile Roof 2,360 3 $2500-$5000 Deductible 330 5 Brick siding No
1980 180,000 Membrane Roof 2,440 4 $1000-$2500 Deductible 1730 12 Brick siding yes
1940 225,000 Shingles Roof 3,030 4 $5000 to $10,000 Deductible 550 5 Fiber-Cement Siding yes
1948 110,000 Slate Shingles Roof 1,760 3 $1000-$2500 Deductible 890 12 Fiber-Cement Siding No
1980 345,000 Slate Shingles Roof 4,740 5 $5000 to $10,000 Deductible 550 3 Brick siding No
1946 175,000 Shingles Roof 3,060 5 $5000 to $10,000 Deductible 840 9 Fiber-Cement Siding yes
1941 125,000 Wood Shake Roof 2,080 3 $2500-$5000 Deductible 520 6 Fiber-Cement Siding No
1989 100,000 Shingles Roof 1,360 3 $2500-$5000 Deductible 820 12 Wood siding No
1940 70,000 Tile Roof 1,330 3 $2500-$5000 Deductible 200 6 Vinyl siding No
1985 190,000 Wood Shake Roof 3,250 5 $500 Deductible 630 4 Stucco siding yes
1944 175,000 Slate Shingles Roof 2,600 4 $500- $1000 Deductible 1110 7 Fiber-Cement Siding No
1943 115,000 Shingles Roof 1,520 3 $500- $1000 Deductible 840 9 Brick siding yes
1985 135,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 260 4 Brick siding No
1946 170,000 Membrane Roof 2,380 3 $5000 to $10,000 Deductible 600 9 Brick siding No
1949 345,000 Asphalt Shingles Roof 4,860 5 $500 Deductible 2120 8 Vinyl siding yes
1989 95,000 Slate Shingles Roof 1,620 3 $1000-$2500 Deductible 820 12 Stone Siding No
1989 175,000 Wood Shake Roof 2,880 4 $2500-$5000 Deductible 1050 9 Vinyl siding yes
1984 135,000 Tile Roof 2,070 3 $2500-$5000 Deductible 460 4 Wood siding No
1941 105,000 Wood Shake Roof 1,720 5 $2500-$5000 Deductible 170 2 Vinyl siding yes
1948 290,000 Metal Roof 4,280 5 $500- $1000 Deductible 2090 7 Brick siding No
1943 145,000 Metal Roof 2,100 3 $500- $1000 Deductible 140 1 Fiber-Cement Siding yes
1981 135,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 260 3 Stucco siding yes
1941 90,000 Wood Shake Roof 1,530 3 $2500-$5000 Deductible 540 12 Brick siding yes