Smyrna Insurance Rates:

Smyrna, GA homeowners insurance is approximately $769 to $1,043, about $64-$86/month. Our all inclusive analysis reveals consumers can save upto $362 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Universal Property & Casualty Insurance Company
If i had to say one negative point about my insurance company, i wish they had an app that i could access from my phone on my policy.
State Farm
I would recommend because they are affordable, great with claims, and amazing customer service.
State Farm
I have not really compared my insurance policy against other insurance policies. The cost is relatively low, and the savings of a few dollars would not entice me to leave what I am familiar with.
Allstate
Allstate has very good customer service, it's why I've stayed with them as long as I have. They are easy to talk to and do their best to make you feel like not just a customer.
State Farm
It is reputed as the most popular home insurance firm. while popularity does not guarantee quality and/or trustworthy, the fact that many americans trust the firm means that they must be doing something right. it also helps make them accountable when things go wrong and unlikely to be a scam. state farm's popularity is a huge reason why i chose this insurance firm. this is exemplified by the ubiquitous advertising that they engage in.
Progressive
I appreciate the user-friendly website that progressive offers. i can access all of my account information, pay a bill, or get a quote for a policy change, all in one place.
Geico
The communication is good. They always listen if I have a problem and try every way possible to fix it.
State Farm
The reps are very helpful and personable. The website is very user-friendly. They give us many discounts.
Geico
I've never had any trouble with customer service with this company. They're always very happy and willing to help and are patient in explaining things. They're also always willing to make something work if we have found a similar price at another company, which was the case at the beginning of our change of policy.
State Farm
The premium offered by my insurance company isn't substantially lower than the competitors, but I appreciate the service they provide and I like having everything in one place
Allstate
Statefarm refuse to replace my roof. My neighbors had their roofs replaced after a storm by their insurance companies. I don't Allstate for home insurance.
State Farm
I would recommend my homeowner's insurance company, and I haven't had any negative experience. The process for obtaining my homeowner's insurance was painless.

Smyrna, GA Homeowners Insurance By Home Value

Smyrna, GA Home Value Total Homes % of Total Average Smyrna, GA Homeowners Insurance
Less than $50,000 420 3.0% $126
$60,000 to $69,999 197 1.0% $334
$70,000 to $79,999 130 1.0% $380
$80,000 to $89,999 344 2.0% $434
$90,000 to $99,999 525 4.0% $488
$100,000 to $124,999 1,758 14.0% $561
$125,000 to $149,999 1,201 9.0% $705
$150,000 to $174,999 2,088 16.0% $832
$175,000 to $199,999 1,467 11.0% $968
$200,000 to $249,999 1,877 15.0% $1167
$250,000 to $299,999 1,385 11.0% $1420
$300,000 to $399,999 983 7.0% $1810

Top Home Insurance Agents Near Smyrna, GA

Home Insurance Company Near Smyrna, GA Homeowners Insurance Agency Near Smyrna, GA Address
State Farm Angela Matthews 2022 Pow Fy Rd SE Ste 260, Atlanta, GA, 30339-7210
Liberty Mutual Clint Owens 3161 Cobb Pkwy Ste 130, Kennesaw, GA, 30152
Liberty Mutual Jaret Lyttle 1800 Market Place Blvd. Suite 101, Cumming, GA, 30041
State Farm Jennifer Williams 6233 Jonesboro Rd, Morrow, GA, 30260-1753
Travelers Lincoln Ins Group Llc 830 EAGLES LANDING PKY STE 200, STOCKBRIDGE, GA, 30281

Smyrna, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Smyrna, GA

Streets in Smyrna Area Homeowners Insurance Cost
Laurel Summit Dr, Naturewalk Trl, Stratford Chase SE, Laurel Brook Dr, Brantley Dr SW, Cedar Valley Dr, Fawn Ln, Northview Pl SE, Ryan Way, S Springwood Dr SW$957
Adams Dr, Diane Dr, Kenway Cir, King St, Mosswood Ct SE, Reed St, Oakwood Way SE, Longshadow Trl SW, Eastfield Rd, Wakefield Ct SE$881
Pickens St, Pinedale Dr, Whiteoak Cir, Village Pkwy, Carolyn Dr, Arlington Ln SE, Manor Dr, Fraser St, Russell Ave SE, Ashley Ct$913
Cades Cove Dr, Village Pkwy SE, Magbee Dr, Cottesford Dr, Norton Ct, Glenn St, Dixie Way Rd, Afton Way, Crossbuck Ct, Rock Springs Dr SW$896
Vineyard Ct SE, Rose Ct, Cumberland Glen Ln, San Fernando Pl, Stonecreek Rd, Naturewalk Ct, Donwood Ln SW, Dalby Way, River Valley Dr, Oakdale Dr$900

Smyrna, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Smyrna$135 to $138
Fair Oaks$131
Vinings$146
Mableton$134

Smyrna, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fair Oaks CCD, Cobb County, Georgia $110 $146 $219
Vinings CCD, Cobb County, Georgia $122 $162 $243
Mableton CCD, Cobb County, Georgia $112 $149 $224

Smyrna, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Smyrna, GA5.1%18.5%
Fair Oaks5.85%22.53%
Vinings3.86%13.06%
Mableton5.01%21.0%

Smyrna Renters Insurance as a Percentage of Rent

Smyrna Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 130 1.0% $1252
$500 to $749 2,431 23.0% $1927
$750 to $999 3,763 36.0% $2677
$1,000 to $1,499 3,313 32.0% $3802
$1,500 or more 544 5.0% $5452

Average Cost Of Home Insurance By Company In Areas Nearby Smyrna For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$300,000 veneer American Family Insurance Company $967.00 $872.00 $784.00
$150,000 veneer American National General Insurance Company N/A $565 $539
$250,000 frame Auto-Owners Insurance Company $917.80 $857.76 $780.56
$350,000 veneer General Casualty Company Of Wisconsin N/A $987.00 $934.00
$100,000 veneer Georgia Farm Bureau Casualty Insurance Company $710 $588 $458
$75,000 veneer Grange Property And Casualty Insurance Company N/A N/A $501
$300,000 veneer Hartford Insurance Company Of The Southeast $2979 $2887 $2721
$150,000 veneer Horace Mann Property And Casualty Insurance Company N/A $1080 $953
$350,000 veneer Liberty Insurance Corporation N/A $1419 $1353
$100,000 frame Southern General Insurance Company $894 $806 $745

Smyrna, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Smyrna Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Smyrna Home Owner from High Deductible Plan $600

Smyrna, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Smyrna, GA Home Replacement Value MORE than Home Value Smyrna, GA Home Replacement Value LESS than Home Value
Replacement Value $155,000 $113,000
Insurance Premium based on Replacement Value $800 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Smyrna Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 945079
Year Built 201119921978
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Smyrna, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 325,000 Tile Roof 3,870 5 $2500-$5000 Deductible 410 4 Stucco siding No
1962 130,000 Metal Roof 1,110 2 $500 Deductible 540 10 Fiber-Cement Siding No
1977 225,000 Composition Roof 1,840 4 $500 Deductible 810 8 Vinyl siding No
1999 140,000 Composition Roof 1,510 2 $1000-$2500 Deductible 560 12 Stone Siding yes
1962 135,000 Membrane Roof 1,540 2 $500 Deductible 530 10 Stucco siding yes
2013 190,000 Shingles Roof 2,330 3 $500 Deductible 80 1 Stucco siding No
2013 165,000 Composition Roof 1,400 2 $500- $1000 Deductible 190 3 Stone Siding yes
2014 120,000 Membrane Roof 1,030 2 $500- $1000 Deductible 60 1 Wood siding No
1976 145,000 Membrane Roof 1,290 2 $500- $1000 Deductible 410 7 Stucco siding yes
1963 105,000 Composition Roof 930 2 $1000-$2500 Deductible 500 12 Fiber-Cement Siding yes
1994 185,000 Asphalt Shingles Roof 1,820 5 $500 Deductible 770 10 Stone Siding yes
1975 105,000 Slate Shingles Roof 1,040 2 $500- $1000 Deductible 230 7 Fiber-Cement Siding yes
1969 130,000 Tile Roof 1,610 3 $500 Deductible 480 9 Vinyl siding No
1982 285,000 Tile Roof 2,930 4 $500- $1000 Deductible 770 6 Stucco siding yes
2004 170,000 Shingles Roof 1,660 3 $5000 to $10,000 Deductible 150 5 Fiber-Cement Siding No
1968 110,000 Asphalt Shingles Roof 900 2 $500 Deductible 190 3 Vinyl siding No
1996 270,000 Composition Roof 2,310 5 $5000 to $10,000 Deductible 190 3 Wood siding yes
1971 155,000 Tile Roof 1,560 2 $2500-$5000 Deductible 300 8 Stucco siding No
2002 125,000 Membrane Roof 1,310 3 $1000-$2500 Deductible 420 12 Vinyl siding No
2003 510,000 Membrane Roof 4,570 5 $5000 to $10,000 Deductible 410 3 Fiber-Cement Siding yes
1978 195,000 Shingles Roof 1,940 4 $1000-$2500 Deductible 830 9 Fiber-Cement Siding No
1986 440,000 Slate Shingles Roof 4,370 5 $500 Deductible 2060 12 Stone Siding yes
2013 200,000 Asphalt Shingles Roof 1,680 3 $500 Deductible 370 4 Vinyl siding yes
2014 250,000 Tile Roof 2,500 5 $500- $1000 Deductible 240 2 Stucco siding yes
2004 165,000 Wood Shake Roof 1,480 2 $500- $1000 Deductible 220 4 Vinyl siding yes
1973 315,000 Wood Shake Roof 3,650 5 $5000 to $10,000 Deductible 320 3 Stucco siding No
1974 105,000 Tile Roof 940 2 $2500-$5000 Deductible 380 10 Stucco siding yes
1982 315,000 Metal Roof 2,760 4 $2500-$5000 Deductible 410 5 Stucco siding yes
2010 120,000 Wood Shake Roof 1,340 3 $500- $1000 Deductible 340 6 Brick siding No
1993 160,000 Shingles Roof 1,700 3 $500- $1000 Deductible 450 9 Fiber-Cement Siding No
1999 160,000 Tile Roof 1,470 3 $500- $1000 Deductible 410 6 Brick siding No
2013 215,000 Wood Shake Roof 2,200 3 $2500-$5000 Deductible 270 5 Brick siding No
1961 105,000 Membrane Roof 1,290 2 $2500-$5000 Deductible 150 4 Brick siding yes

How To Make Your Smyrna, GA Home Insurance Cheaper

How Much Does Smyrna, GA Home Insurance Cost?