Smithfield, UT homeowners insurance is roughly $417 to $565, about $34-$47/month. Our comprehensive analysis reveals consumers can save upto $196 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Smithfield, UT | Homeowners Insurance Agency Near Smithfield, UT | Address |
|---|---|---|
| State Farm | Kallee Genta | 151 25th St, Ogden, UT, 84401-1371 |
| State Farm | Mckay Bybee | 4645 Midland Dr, West Haven, UT, 84401-6824 |
| State Farm | Russ Rasband | 585 24th Street, Ogden, UT, 84401-1766 |
| Allstate | Barney Stewart Iv | 4540 Southside Blvd Ste 902A, Roy, UT, 84067 |
| State Farm | Chris Terry | 2122 W 1800 N Ste B, Clinton, UT, 84015-8613 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Amalga town, Utah | $62 | $82 | $123 |
| Newton town, Utah | $61 | $81 | $121 |
| Trenton town, Utah | $60 | $80 | $120 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Smithfield, UT | 3.3% | 13.6% |
| Amalga | 2.88% | 14.39% |
| Newton | 3.17% | 13.53% |
| Trenton | 3.99% | 13.42% |
| Smithfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 17 | 3.0% | $788 |
| $300 to $499 | 112 | 22.0% | $1238 |
| $500 to $749 | 156 | 32.0% | $1913 |
| $750 to $999 | 76 | 15.0% | $2663 |
| $1,000 to $1,499 | 126 | 25.0% | $3788 |
| Streets in Smithfield Area | Homeowners Insurance Cost |
|---|---|
| E 7300 N, S 960 E, W 3000 N, W 5100 N, S 1060 W, W 3200 S, N 1900 W, Mountain View Rd, W 7700 N, W 2125 S | $487 |
| N 2600 W, W 1625 S, N 425 E, S Dry Creek Dr E, W 1900 S, N 2700 W, Lexington Loop, S 1430 W, Riverbirch Rd, N 3000 W | $487 |
| E 480 N, N 3800 W, E 20 S, E 420 S, W 9000 N, N 130 E, Meadow Lark Ln, S 250 E, Black Rock Rd, S 1580 W | $492 |
| N 2150 W, W 8100 N, W 1845 S, Sundown Way, E 520 S, W 2100 N, E 560 S, S 1150 W, N 4100 W, N 470 E | $487 |
| S 4200 W, E 830 S, N 6400 W, Mendon Rd, S 1540 W, S 1200 W, Hyclone Dr, Summit Dr, W 3400 N, S 530 E | $488 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Smithfield | $73 to $75 |
| Amalga | $74 |
| Newton | $73 |
| Trenton | $72 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Smithfield Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,600 | $5,000 |
| Net Savings to Smithfield Home Owner from High Deductible Plan | $600 | |
| Scenario | Smithfield, UT Home Replacement Value MORE than Home Value | Smithfield, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $219,000 | $166,000 |
| Insurance Premium based on Replacement Value | $550 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,500 | Risk Exposure from Under Insuring Coverage is $21,500 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $75/year |
| Insurance Company | Nationwide Insurance | American Family Insurance | GEICO Insurance |
| Monthly Premium | 54 | 68 | 71 |
| Year Built | 2000 | 1945 | 2011 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $350000-$400000 | $250000-$300000 |
| Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |