Smithfield, RI homeowners insurance is approximately $938 to $1,276, about $78-$106/month. Our exhaustive research shows customers can save upto $442 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Smithfield, RI | Homeowners Insurance Agency Near Smithfield, RI | Address |
|---|---|---|
| Liberty Mutual Independent | Amity Insurance Agency Inc | 500 VICTORY RD, NORTH QUINCY, MA, 2171 |
| Travelers | Atlantic Insurance - An Aff Of Smith Brothers | 32 CHICAGO AVE, GROTON, CT, 6340 |
| Liberty Mutual | Elisa Vieira | 405 Cochituate Road Ste 202, Framingham, MA, 1701 |
| Travelers | Gallant Insurance Agency | 199 GREAT ROAD, ACTON, MA, 1720 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Greenville CDP, Rhode Island | $138 | $184 | $276 |
| Providence County, Rhode Island | $136 | $181 | $272 |
| Harmony CDP, Rhode Island | $138 | $183 | $275 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Smithfield, RI | 4.6% | 13.6% |
| Greenville | 4.38% | 13.82% |
| Providence County | 4.89% | 13.88% |
| Harmony | 4.79% | 13.3% |
| Smithfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 86 | 6.0% | $787 |
| $300 to $499 | 172 | 12.0% | $1237 |
| $500 to $749 | 170 | 12.0% | $1912 |
| $750 to $999 | 360 | 25.0% | $2662 |
| $1,000 to $1,499 | 428 | 30.0% | $3787 |
| $1,500 or more | 164 | 11.0% | $5437 |
| Streets in Smithfield Area | Homeowners Insurance Cost |
|---|---|
| Leland Mowry Dr, Hillside St, Tomahawk Trl, Whitman St, Sophia Ln, Julien St, Haven Rd, Evans Rd, Cedar Meadows Dr, Old Tavern Ln | $1,095 |
| Walter Carey Rd, Diana Ave, Ursula Rd, Autumn Ave, W Reservoir Rd, Varin Dr, Hill Ave, Elberta Dr, Pheasant Run, Factory Pond Cir | $1,100 |
| Wolf Hill Rd, Appian Way, Lakeview Dr, Sheffield Rd, Terrace Dr, Washington Hwy, Alpha Rd, Elm Ct, Peace Pipe Trl, Macintosh Dr | $1,103 |
| Calderwood Ave, Levesque Dr, Walter Carey Rd, Juniper Ln, Cedar Swamp Rd, Village Dr, Fatima Dr, Winsor St, Annie St, Russell Ln | $1,101 |
| Connors Farm Dr, Downingwood Dr, Mountaindale Rd, Pinewood Dr, Meadow Ct, Fair Oaks Ct N, Tucker Rd, Wampum Trl, Twin River Rd, Mowry Dr | $1,117 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Smithfield | $165 to $168 |
| Greenville | $165 |
| Providence County | $163 |
| Lincoln | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $2,400 |
| Yearly Smithfield Homeowner Insurance Premium Example | $2,600 | $2,100 |
| Out of Pocket Expense During Claim | $1,400 | $2,400 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $14,400 | $12,900 |
| Net Savings to Smithfield Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Smithfield, RI Home Replacement Value MORE than Home Value | Smithfield, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $295,000 | $187,500 |
| Insurance Premium based on Replacement Value | $2,425 | $1,525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $80,500 | Risk Exposure from Under Insuring Coverage is $27,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $675/year |
| Insurance Company | GEICO Insurance | State Farm | Amica Mutual Insurance Company |
| Monthly Premium | 220 | 165 | 125 |
| Year Built | 1963 | 1988 | 1979 |
| Home Details | 5 Beds, 4 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $175000-$200000 | $200000-$250000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |