Smithfield Insurance Rates:

Smithfield, PA homeowners insurance is about $634 to $867, about $52-$72/month. Our detailed analysis shows customers can save as much as $300 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Smithfield, PA Homeowners Insurance By Home Value

Smithfield, PA Home Value Total Homes % of Total Average Smithfield, PA Homeowners Insurance
Less than $50,000 49 2.0% $82
$90,000 to $99,999 58 3.0% $322
$100,000 to $124,999 118 6.0% $375
$125,000 to $149,999 112 6.0% $472
$150,000 to $174,999 179 10.0% $562
$175,000 to $199,999 270 15.0% $645
$200,000 to $249,999 564 32.0% $780
$250,000 to $299,999 264 15.0% $952
$300,000 to $399,999 119 6.0% $1207

Top Home Insurance Agents Near Smithfield, PA

Home Insurance Company Near Smithfield, PA Homeowners Insurance Agency Near Smithfield, PA Address
NA The Haydt Insurance Agency 7314 E Hillcrest Ln , Slatington, PA, 18080
Travelers Cornwall Agency Inc 78 MAIN STREET, MADISON, NJ, 7940
Nationwide David G Maddock 44 Pierce St, Kingston, PA, 18704
Travelers John Yurconic Agency 5910 HAMILTON BLVD, ALLENTOWN, PA, 18106
State Farm Tom Ziegenbalg 1489 Union Valley Rd, West Milford, NJ, 07480-1361

Cost Of Homeowners Insurance By Street Near Smithfield, PA

Streets in Smithfield Area Homeowners Insurance Cost
Dogwood Dr, Stone Gate Dr, Twin Falls Rd, Foxy Way, Roosevelt Rd, Walnut Dr, County Bridge Rd, Winchester Dr, Mt Tom Rd, Joel Ave$743
Linda Ln, Campanille Dr, Great Oak Dr, L St, Pine Dr, Kimberleigh Ct, O'Donovan Dr, Vahalla View Dr, Three Point Garden Rd, Brushy Mountain Rd$756
Maple Ave, Upper Ridge View Dr, Symphony Cir, Woodcrest Ln, Arthur Ave, Susan Cir, Reservoir Rd, Seven Bridge Rd, Smithfield Ct, Briarleigh Dr$745
Saw Mill Ct, Upper Ridge View Dr, Waring Rd, Sunrise Ct, Fox Chapel Dr, Minisink Acres, Shawnee on Delaware, Quail Ln, Music Center Dr, Woods Rd, Broad St$746
Center St, Waring Dr, Beaver Ter, Gleson Dr, Sunrise Dr, Mount Tom Rd, Mount Nebo Rd, Lincoln Ln, Freda Ln, Short Hill Rd$753

Smithfield, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Smithfield$111 to $113
East Stroudsburg$112
Delaware Water Gap$113
Penn Estates$111

Smithfield, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Stroudsburg borough, Pennsylvania $112 $149 $224
Delaware Water Gap borough, Pennsylvania $113 $150 $225
Arlington Heights CDP, Pennsylvania $113 $150 $225

Smithfield, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Smithfield, PA3.4%9.1%
East Stroudsburg3.62%9.4%
Delaware Water Gap3.22%9.36%
Arlington Heights3.43%9.16%

Smithfield Renters Insurance as a Percentage of Rent

Smithfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 3.0% $327
$500 to $749 221 28.0% $1902
$750 to $999 297 37.0% $2652
$1,000 to $1,499 139 17.0% $3777
$1,500 or more 105 13.0% $5427

Smithfield, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Smithfield Homeowner Insurance Premium Example $1,300$700
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,600$8,000
Net Savings to Smithfield Home Owner from High Deductible Plan $600

Smithfield, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Smithfield, PA Home Replacement Value MORE than Home Value Smithfield, PA Home Replacement Value LESS than Home Value
Replacement Value $261,500 $172,000
Insurance Premium based on Replacement Value $1,325 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Smithfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmAllstate
Monthly Premium 695570
Year Built 200819992012
Home Details 5 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$175000-$200000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Smithfield, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 225,000 Metal Roof 1,710 3 $5000 to $10,000 Deductible 320 5 Stucco siding yes
2012 135,000 Metal Roof 1,000 2 $500- $1000 Deductible 140 3 Vinyl siding yes
2002 155,000 Asphalt Shingles Roof 1,140 2 $1000-$2500 Deductible 640 12 Wood siding yes
2012 205,000 Metal Roof 1,950 3 $2500-$5000 Deductible 540 7 Wood siding yes
1995 180,000 Slate Shingles Roof 1,710 5 $500 Deductible 130 2 Stucco siding yes
2001 160,000 Asphalt Shingles Roof 1,200 2 $2500-$5000 Deductible 140 3 Stucco siding yes
2011 220,000 Tile Roof 1,730 2 $1000-$2500 Deductible 480 8 Stucco siding No
1997 190,000 Shingles Roof 1,880 4 $500 Deductible 190 3 Wood siding yes
1989 225,000 Shingles Roof 1,610 3 > $10,000 Deductible 50 1 Vinyl siding yes
2014 440,000 Wood Shake Roof 3,790 5 $2500-$5000 Deductible 1200 10 Brick siding yes
1989 485,000 Asphalt Shingles Roof 4,310 5 $500- $1000 Deductible 150 1 Stucco siding No
2011 375,000 Asphalt Shingles Roof 2,870 4 $500 Deductible 1030 5 Stucco siding No
2014 170,000 Tile Roof 1,500 5 $1000-$2500 Deductible 560 10 Wood siding No
1993 230,000 Asphalt Shingles Roof 1,700 3 > $10,000 Deductible 420 7 Stone Siding No
2004 435,000 Slate Shingles Roof 4,580 5 $1000-$2500 Deductible 1110 10 Fiber-Cement Siding yes
2001 230,000 Slate Shingles Roof 2,120 5 $1000-$2500 Deductible 60 1 Brick siding yes
1994 530,000 Composition Roof 4,670 5 $500- $1000 Deductible 770 3 Stucco siding yes
1985 275,000 Tile Roof 2,170 4 $500- $1000 Deductible 180 2 Wood siding yes
1998 170,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 830 9 Vinyl siding yes
1980 155,000 Asphalt Shingles Roof 1,400 2 $500 Deductible 360 8 Stone Siding yes
2012 230,000 Slate Shingles Roof 2,120 3 $500 Deductible 270 3 Wood siding yes
1980 430,000 Metal Roof 3,570 5 > $10,000 Deductible 550 7 Wood siding yes
2013 305,000 Asphalt Shingles Roof 2,540 4 $1000-$2500 Deductible 460 4 Stone Siding No
1993 195,000 Metal Roof 1,660 2 $5000 to $10,000 Deductible 90 2 Wood siding No
2004 335,000 Membrane Roof 3,110 4 $5000 to $10,000 Deductible 90 1 Stucco siding yes
1992 190,000 Shingles Roof 2,020 4 $5000 to $10,000 Deductible 140 3 Stucco siding yes
1992 290,000 Slate Shingles Roof 2,620 4 $5000 to $10,000 Deductible 670 8 Stucco siding No
2008 395,000 Shingles Roof 2,830 4 $1000-$2500 Deductible 360 3 Fiber-Cement Siding No
1988 285,000 Asphalt Shingles Roof 2,550 5 $500- $1000 Deductible 490 4 Fiber-Cement Siding No
1988 110,000 Shingles Roof 990 2 $500 Deductible 410 8 Brick siding No
2008 205,000 Tile Roof 1,630 2 $500 Deductible 730 8 Stone Siding yes