Skiatook Insurance Rates:

Skiatook, OK homeowners insurance is about $1,218 to $1,664, about $101-$138/month. Our thorough analysis indicates shoppers can save upto $576 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Skiatook, OK Homeowners Insurance By Home Value

Skiatook, OK Home Value Total Homes % of Total Average Skiatook, OK Homeowners Insurance
Less than $50,000 210 11.0% $360
$50,000 to $59,999 45 2.0% $778
$60,000 to $69,999 293 15.0% $965
$70,000 to $79,999 128 6.0% $1109
$80,000 to $89,999 146 7.0% $1268
$90,000 to $99,999 167 9.0% $1412
$100,000 to $124,999 250 13.0% $1642
$125,000 to $149,999 266 14.0% $2046
$150,000 to $174,999 111 5.0% $2420
$175,000 to $199,999 30 1.0% $2795
$200,000 to $249,999 123 6.0% $3371
$250,000 to $299,999 70 3.0% $4121

Top Home Insurance Agents Near Skiatook, OK

Home Insurance Company Near Skiatook, OK Homeowners Insurance Agency Near Skiatook, OK Address
NA Neely Insurance Agency 505 W. 1St St., Claremore, OK, 74017
Farmers Jeanne Mcelroy Lutcf 5153 E 51st St Ste 114, Tulsa, OK, 74135
State Farm Mark Welty 5424 S Memorial Suite B-1, Tulsa, OK, 74145-9003
Allstate Michael D Watson 8283 N Owasso Expy Ste A, Owasso, OK, 74055
Farmers Steven Despain 7718 E 91st St Ste 120, Tulsa, OK, 74133

Cost Of Homeowners Insurance By Street Near Skiatook, OK

Streets in Skiatook Area Homeowners Insurance Cost
Kyker St, Co Rd 5340, N 198th West Ave, Scott, Hwy 99, S Seminole St, Scales Ave, W Pipestem Dr, N McKinley Ave, Rodeo Dr$1,396
Heritage Ct, Pecan Ave, Oberly Rd, 176th St N, 155th Pl N, Cheyenne Rd, S Mockingbird Ln, Shell Creek Rd, N Mistletoe Rd, Lean-To Trl$1,466
7th St, Spruce Ave, Co Rd 1210, N 3930 Rd, W Ash St, Zink Ranch Rd, W Pine St, N 103rd Pl W, Lake Shore Dr, S Brown Ave$1,537
Co Rd 2350, W Evergreen, S 1st St, Indian Dr, Walnut Rd, Circle Dr, W 3rd St, Anderson Rd, 103rd Pl W, Co Rd 2360$1,480
Logans Rd, S John Zink Ave, Co Rd 1755, Havens Ave, Grand Ave, Creek Rd, Ranchhand Rd, Co Rd 5535, 153rd St N, W Word Ho Pass$1,395
S Jefferson Ave, N 31st W Ave, Bluebird Ln, Old Towne Rd, Co Rd 2477, Co Rd 2401, Cherokee, Parkway Blvd, Black Dog Rd, Back To School Rd$1,403
Cr 1495, State Hwy 123, Yarbrough St, Westwind Rd, Co Rd 2154, Parkview Dr, N Airport Rd, 52nd St, W 162nd St N, Avant Ave$1,412
W 143rd St N, E 3rd St, Phillips Rd, Javine, D3728 Rd, Timber Ln Rd, Hwy 20, Stallard Rd, Highland Dr, Maplewood Ln$1,396
Co Rd 1790, Co Rd 2617, W 4th St, W 159th Pl N, 11th St, W Overlook Dr, N 68th W Ave, Helton Ave, Co Rd 1405, N Factory Ln$1,496
Lake Rd, 5th St, E0428 Rd, Cherokee Rd, S Russell St, Tee Pee Rd, Co Rd 2150, S Mullins Ave, Mimosa Rd, Wildhorse Rd$1,402

Skiatook, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Skiatook$214 to $217
Sperry$211
North Tulsa$222
Southeast Osage$220

Skiatook, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sperry town, Oklahoma $212 $282 $423
North Tulsa CCD, Tulsa County, Oklahoma $222 $296 $444
Southeast Osage CCD, Osage County, Oklahoma $221 $294 $441

Skiatook, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Skiatook, OK11.9%38%
Sperry15.68%37.93%
North Tulsa10.22%35.54%
Southeast Osage10.65%36.4%

Skiatook Renters Insurance as a Percentage of Rent

Skiatook Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 4.0% $383
$200 to $299 16 1.0% $833
$300 to $499 204 20.0% $1283
$500 to $749 322 32.0% $1958
$750 to $999 230 22.0% $2708
$1,000 to $1,499 180 17.0% $3833

Average Cost Of Home Insurance By Company In Areas Nearby Skiatook For Different Scenarios

Home value ($) Construction type Company premium ($)
100,000 to 150000 FRAME Allstate Indemnity Co. 3,446
50,000 to 70000 Masonry Allstate Indemnity Co. 1,195
100,000 to 150000 Masonry Allstate Prop & Cas Ins Co 2,756
50,000 to 70000 Frame Metropolitan Property & Casualty Ins. Co. 1,457
50,000 to 70000 Frame Shelter Mutual Insurance Co. 1,394
50,000 to 70000 FRAME State Farm Fire & Casualty Company 1,475
70,000 to 100000 Masonry United Services Automobile Association 1,369
100,000 to 150000 Masonry Usaa Casualty Insurance Co. 1,734
50,000 to 70000 Frame Usaa Casualty Insurance Co. 1,208

Skiatook, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$5,000
Yearly Skiatook Homeowner Insurance Premium Example $5,600$4,800
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $34,600$33,800
Net Savings to Skiatook Home Owner from High Deductible Plan $800

Skiatook, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Skiatook, OK Home Replacement Value MORE than Home Value Skiatook, OK Home Replacement Value LESS than Home Value
Replacement Value $72,500 $51,500
Insurance Premium based on Replacement Value $2,800 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $5,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $200/year

Example Skiatook Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualState Farm
Monthly Premium 273521416
Year Built 200119662013
Home Details 3 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$250000-$300000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Skiatook, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 125,000 Membrane Roof 1,630 5 $500 Deductible 3820 10 Stucco siding No
2006 185,000 Slate Shingles Roof 3,290 4 $500 Deductible 5380 9 Vinyl siding No
2010 115,000 Wood Shake Roof 1,440 3 $2500-$5000 Deductible 2080 10 Stucco siding yes
2012 90,000 Wood Shake Roof 1,170 2 $500 Deductible 1410 7 Stone Siding yes
1961 165,000 Shingles Roof 2,510 5 $1000-$2500 Deductible 3180 6 Brick siding yes
2000 75,000 Asphalt Shingles Roof 1,360 2 $500 Deductible 1530 7 Stucco siding yes
1967 180,000 Membrane Roof 2,250 4 $1000-$2500 Deductible 6040 12 Stucco siding No
2013 375,000 Tile Roof 4,760 5 $2500-$5000 Deductible 6130 9 Wood siding No
1973 70,000 Shingles Roof 1,010 2 $500- $1000 Deductible 700 5 Brick siding No
1973 185,000 Tile Roof 2,700 4 $2500-$5000 Deductible 3640 9 Vinyl siding No
2011 155,000 Slate Shingles Roof 2,210 5 $2500-$5000 Deductible 2850 9 Brick siding yes
1966 110,000 Slate Shingles Roof 1,480 2 $500 Deductible 2480 9 Brick siding No
2014 160,000 Metal Roof 2,560 5 $5000 to $10,000 Deductible 280 1 Fiber-Cement Siding yes
1967 85,000 Metal Roof 1,420 2 $500- $1000 Deductible 920 6 Fiber-Cement Siding yes
1986 110,000 Asphalt Shingles Roof 1,930 3 $500 Deductible 2180 8 Stucco siding No
2014 100,000 Tile Roof 1,550 2 $500 Deductible 2890 10 Wood siding yes
1975 150,000 Wood Shake Roof 2,410 4 $2500-$5000 Deductible 440 1 Fiber-Cement Siding No
2001 90,000 Metal Roof 1,290 2 $500- $1000 Deductible 1300 8 Fiber-Cement Siding No
1965 125,000 Composition Roof 1,590 2 $2500-$5000 Deductible 1930 7 Wood siding yes
1982 85,000 Metal Roof 1,450 3 $500- $1000 Deductible 1970 9 Brick siding No
1971 285,000 Slate Shingles Roof 4,960 5 $5000 to $10,000 Deductible 7460 12 Fiber-Cement Siding No
2003 100,000 Slate Shingles Roof 1,620 3 $2500-$5000 Deductible 1160 6 Vinyl siding yes
2014 140,000 Tile Roof 1,730 2 $500 Deductible 1430 3 Wood siding No
1981 100,000 Metal Roof 1,610 2 $2500-$5000 Deductible 1060 4 Brick siding yes
1960 205,000 Membrane Roof 3,380 5 $1000-$2500 Deductible 590 1 Vinyl siding yes
2002 280,000 Tile Roof 4,790 5 $500- $1000 Deductible 9360 10 Stucco siding No
2008 155,000 Wood Shake Roof 2,180 4 $5000 to $10,000 Deductible 240 1 Vinyl siding No
1967 60,000 Composition Roof 910 2 $2500-$5000 Deductible 1440 10 Stone Siding No
1980 120,000 Membrane Roof 1,660 2 $2500-$5000 Deductible 680 3 Stucco siding yes
1965 190,000 Shingles Roof 2,880 5 $1000-$2500 Deductible 2980 5 Wood siding No
1962 110,000 Wood Shake Roof 1,490 3 $1000-$2500 Deductible 1690 8 Stone Siding yes
2001 255,000 Slate Shingles Roof 3,380 4 $1000-$2500 Deductible 690 1 Brick siding yes
1997 250,000 Shingles Roof 3,200 4 $500- $1000 Deductible 2920 4 Stucco siding yes
2011 70,000 Tile Roof 1,290 3 $2500-$5000 Deductible 970 7 Wood siding No