Sioux City Insurance Rates:

Sioux City, IA homeowners insurance is about $554 to $750, about $46-$62/month. Our comprehensive research reveals consumers can save as much as $260 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
The prices are fair prices and do really feel protected with them, they have all the information i need on the app
Allstate
They did not have vacant home insurance when we needed it and so we had to use a more expensive company that they partnered with.
Allstate
At one point my rates tripled, which did not make me very happy. eventually, they did come back down. i never was quite sure why this happened, as i have never had a claim.
State Farm
To my knowledge, state farm does not have a mobile application. We work directly with the agent for any concerns
American National Property And Casualty Company
At this point I feel pretty good about this company, however, that may change should I ever need to file a claim.
State Farm
There is not anything I have found that I dislike so far. I have not had to file a claim so I can't speak for that aspect of the company
Farm Bureau
Again, I have not had to file a claim so have not needed much customer service yet. But the issuance of my policy has been timely so far.
American Home Shield
they are provided by the mortgage company because they are owned by them. They are not very good and would like to change companies
State Farm
There is actually nothing that we dislike about the company. We have never had any trouble at all. Our previous company was awful. Customer service reps were rude and un-helpful, Their rates continued to increase with no increase in coverage or benefits for the customer. This company has met and exceeded all of our expectations.
Metlife
My family member recommend to the policy.So the company is good and I am recommand to the another people because the company is most helpful and honest to people.
Allstate
I live on the Florida Coast so State Farm would not insure our home when we moved here. Progressive provides both home and food insurance.

Sioux City, IA Homeowners Insurance By Home Value

Sioux City, IA Home Value Total Homes % of Total Average Sioux City, IA Homeowners Insurance
Less than $50,000 2,714 13.0% $169
$50,000 to $59,999 1,403 7.0% $365
$60,000 to $69,999 1,534 7.0% $449
$70,000 to $79,999 1,645 8.0% $521
$80,000 to $89,999 1,982 10.0% $586
$90,000 to $99,999 2,008 10.0% $658
$100,000 to $124,999 2,681 13.0% $762
$125,000 to $149,999 1,982 10.0% $951
$150,000 to $174,999 1,387 7.0% $1127
$175,000 to $199,999 693 3.0% $1304
$200,000 to $249,999 816 4.0% $1564
$250,000 to $299,999 486 2.0% $1916
$300,000 to $399,999 292 1.0% $2431

Top Home Insurance Agents Near Sioux City, IA

Home Insurance Company Near Sioux City, IA Homeowners Insurance Agency Near Sioux City, IA Address
NA Heritage Financial Services 115 E Main, Anthon, IA, 51004
NA Community Insurance 210 10Th St, Alton, IA, 51003
NA Ambank Insurance Services 741 Broad St, Granville, IA, 51022
State Farm Annette Pritchard 112 E 2nd St, Laurel, NE, 68745-1990
State Farm Stephanie Scoggan 116 E Main St, Hartington, NE, 68739-5703

Cost Of Homeowners Insurance By Street Near Sioux City, IA

Streets in Sioux City Area Homeowners Insurance Cost
Orbit Dr, Co Hwy K39, 270th St, Brule St, North Ave, Co Hwy C70, W Cedar St, 2nd St, Gypsum Ave, K 42$692
Grant St, Diamond Ave, Jigsaw Ave, Co Hwy C34, Co Hwy C60, Webster St, W Maple St, Deer Hollow Dr, 230th St, 310th St$693
C60, Co Hwy K19, Bluebird Ave, Fowler St, 5th St, Jackson St, Hedge Ave, Co Rd C60, Apollo Dr, Corwin Ct$697
Fir Ave, E Horse Lake Dr, N North Ave, Co Hwy K42, 1st St, Concord Ave, Birch St, 280th St, W Main St, Mercury Dr$689
305th St, Kittyhawk Ave, Wren Rd, Aspen Ave, Hills St, Hillside Dr, Elm St, Harness Rd, K42, Railroad Dr$690

Sioux City, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sioux City$97 to $99
South Sioux City$139
Covington$141
Dakota Dunes$109

Sioux City, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Sioux City city, Nebraska $117 $155 $233
Covington precinct, Dakota County, Nebraska $118 $157 $235
Dakota Dunes CDP, South Dakota $91 $121 $182

Sioux City, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sioux City, IA5.3%14.0%
South Sioux City7.49%17.22%
Covington6.33%17.78%
Dakota Dunes2.79%10.38%

Sioux City Renters Insurance as a Percentage of Rent

Sioux City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 279 2.0% $343
$200 to $299 602 5.0% $793
$300 to $499 2,250 20.0% $1243
$500 to $749 4,363 39.0% $1918
$750 to $999 2,431 22.0% $2668
$1,000 to $1,499 639 5.0% $3793
$1,500 or more 390 3.0% $5443

Sioux City, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Sioux City Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Sioux City Home Owner from High Deductible Plan $600

Sioux City, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sioux City, IA Home Replacement Value MORE than Home Value Sioux City, IA Home Replacement Value LESS than Home Value
Replacement Value $217,000 $142,500
Insurance Premium based on Replacement Value $1,375 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example Sioux City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmNationwide Insurance
Monthly Premium 8210556
Year Built 194419801968
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$75000-$100000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Sioux City, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 130,000 Asphalt Shingles Roof 1,740 2 $500 Deductible 480 8 Fiber-Cement Siding yes
1963 105,000 Shingles Roof 1,650 2 $2500-$5000 Deductible 130 4 Wood siding No
1948 95,000 Tile Roof 1,220 2 $1000-$2500 Deductible 120 2 Stucco siding yes
1961 175,000 Composition Roof 3,220 5 $2500-$5000 Deductible 60 1 Brick siding No
1948 305,000 Membrane Roof 4,370 5 $5000 to $10,000 Deductible 890 5 Brick siding yes
1985 190,000 Membrane Roof 3,140 4 $2500-$5000 Deductible 1000 12 Stone Siding No
1948 225,000 Shingles Roof 3,820 5 $5000 to $10,000 Deductible 450 5 Stucco siding No
1941 85,000 Slate Shingles Roof 1,450 2 $500- $1000 Deductible 180 4 Vinyl siding yes
1944 85,000 Asphalt Shingles Roof 1,230 3 $500- $1000 Deductible 410 9 Fiber-Cement Siding No
1943 115,000 Metal Roof 1,640 2 $2500-$5000 Deductible 190 5 Vinyl siding yes
1980 75,000 Tile Roof 1,160 2 $1000-$2500 Deductible 230 9 Fiber-Cement Siding yes
1982 90,000 Wood Shake Roof 1,110 2 $500 Deductible 220 6 Fiber-Cement Siding yes
1980 235,000 Asphalt Shingles Roof 3,690 5 > $10,000 Deductible 240 3 Stucco siding yes
1948 210,000 Shingles Roof 2,840 4 $500 Deductible 720 6 Fiber-Cement Siding yes
1947 90,000 Membrane Roof 1,450 3 $500- $1000 Deductible 580 9 Stone Siding No
1982 135,000 Tile Roof 1,700 5 $2500-$5000 Deductible 260 6 Fiber-Cement Siding yes
1980 125,000 Wood Shake Roof 1,980 4 $500- $1000 Deductible 610 9 Stone Siding No
1973 80,000 Shingles Roof 1,300 2 $500 Deductible 100 2 Stucco siding yes
1963 145,000 Asphalt Shingles Roof 2,230 3 $2500-$5000 Deductible 260 4 Brick siding yes
1943 180,000 Metal Roof 2,260 5 $500 Deductible 530 5 Stucco siding No
1969 105,000 Shingles Roof 1,520 3 $2500-$5000 Deductible 230 7 Stucco siding No
1963 105,000 Shingles Roof 1,970 3 $1000-$2500 Deductible 80 2 Stucco siding No
1949 105,000 Wood Shake Roof 1,390 2 $500- $1000 Deductible 360 10 Vinyl siding No
1945 150,000 Shingles Roof 2,540 4 $500 Deductible 890 10 Wood siding No
1983 180,000 Asphalt Shingles Roof 2,380 5 $1000-$2500 Deductible 1020 12 Fiber-Cement Siding yes
1942 245,000 Asphalt Shingles Roof 4,040 5 $500- $1000 Deductible 140 1 Stucco siding No
1976 105,000 Metal Roof 1,370 2 $500 Deductible 50 1 Fiber-Cement Siding No
1974 190,000 Slate Shingles Roof 2,850 4 $5000 to $10,000 Deductible 720 9 Brick siding No
1971 115,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 470 10 Brick siding yes
1967 60,000 Tile Roof 920 2 $500 Deductible 120 4 Brick siding yes
1965 85,000 Shingles Roof 1,310 3 $500- $1000 Deductible 60 1 Wood siding yes