Simsbury, CT homeowners insurance is roughly $753 to $1,022, about $62-$85/month. Our thorough analysis shows customers can save as much as $355 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Simsbury, CT | Homeowners Insurance Agency Near Simsbury, CT | Address |
|---|---|---|
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West Street, Pittsfield, MA, 1201 |
| Travelers | Berry Insurance Associates | 1052 NEW BRITAIN AVE, WEST HARTFORD, CT, 6110 |
| Liberty Mutual Independent | Ciardiello Insurance Agency | 2725 WHITNEY AVE, HAMDEN, CT, 6518 |
| Liberty Mutual | Peter Pietrini | 35 Corporate Dr., Trumbull, CT, 6611 |
| State Farm | Ron Huston | 51 E Main St, Avon, CT, 06001-3821 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| West Simsbury CDP, Connecticut | $137 | $182 | $273 |
| Simsbury Center CDP, Connecticut | $131 | $175 | $263 |
| Weatogue CDP, Connecticut | $133 | $177 | $266 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Simsbury, CT | 3% | 7.4% |
| West Simsbury | 2.74% | 7.61% |
| Simsbury Center | 3.11% | 7.28% |
| Weatogue | 3.13% | 7.47% |
| Simsbury Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 16 | 1.0% | $775 |
| $300 to $499 | 48 | 4.0% | $1225 |
| $500 to $749 | 74 | 6.0% | $1900 |
| $750 to $999 | 314 | 27.0% | $2650 |
| $1,000 to $1,499 | 505 | 43.0% | $3775 |
| $1,500 or more | 205 | 17.0% | $5425 |
| Streets in Simsbury Area | Homeowners Insurance Cost |
|---|---|
| Westminster Cartway, Meadow Xing, Stockade Rd, Musket Trl, Alder Rd, Cardinal Rd, State Hwy 309, Tarriffville Rd, Stebbins Brook Ln, Barry Ln | $882 |
| Tamarack Ln, Saxton Brook Dr, Anja Dr, Lostbrook Rd, Woodland Pl, Drumlin Rd, Fox Den Rd, Gates Ln, Kings Rd, Riverview Cir | $878 |
| Nod Brook Dr, Ely Pl, Virginia Ln, Fawnbrook Ln, Owens Brook Blvd, Daniel Ln, The Butterchurn, Tim Clark Cir, Daden Ln, Cobtail Way | $880 |
| White Pine Ter, Powder Forest Dr, Litchfield Dr, W Mary Dr, Evergreen Dr, Joyce Ln, Grimes Brook Pl, Shaw Dr, Stratton Brook Rd, Fairchild Rd | $873 |
| Kelly Farm Rd, Northfield Rd, Hedgehog Ln, Surry Cir, Rockspray Ln, Apple Ln, McLean St, King Philip Rd, Old Canal Way, Vining Dr | $904 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Simsbury | $132 to $135 |
| West Simsbury | $137 |
| Simsbury Center | $131 |
| Weatogue | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Simsbury Homeowner Insurance Premium Example | $3,300 | $2,900 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $24,900 | $24,100 |
| Net Savings to Simsbury Home Owner from High Deductible Plan | $800 | |
| Scenario | Simsbury, CT Home Replacement Value MORE than Home Value | Simsbury, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $432,000 | $319,500 |
| Insurance Premium based on Replacement Value | $3,500 | $2,575 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,500 | Risk Exposure from Under Insuring Coverage is $69,000 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $375/year |
| Insurance Company | Chubb Group of Insurance | State Farm | Farmers Insurance |
| Monthly Premium | 206 | 327 | 299 |
| Year Built | 1942 | 1993 | 1962 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |