Simi Valley Insurance Rates:

Simi Valley, CA homeowners insurance is nearly $544 to $736, about $45-$61/month. Our all inclusive guide shows customers can save upto $255 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Century National
I am glad that i found this company. they were one of the only companies that would sell an earthquake policy for my house that is made of cinder blocks.
this one is slightly high priced but can help one get better covers damages of attached structures to home
I would recommend this company for home insurance. While I have not had to file a claim for my home insurance, I’ve had to file a claim with the same company for my car, and they were very helpful.
State Farm
I would recomend with the cavot that they shop around. It is a good value if you bundle and have discount
my experience with home insurance customer service has been very positive overall. friendly, kind, considerate, and straight forward are some of the traits of my insurance company.
It seems to be on point with most other policies. It would be easy to contact them provided we needed to.
State Farm
The premiums are initially pretty low until they factor in credit and driving history. You can get deductible as high as 2k and as low as 100.
I like that they are priced below the competition. i was able to get a good rate with them. i can also update my billing info and add coverage as and when needed
State Farm
I hear that response time can be very bad, like one instance where a tree fell on a statefarm customers house, and it took a very long time for a claims adjuster to come by. the customer also had no electricity and gas for a whole week and statefarm apparently didn't care about it.
State Farm
Our hot water heater leaked all over our laundry room while we were gone on vacation. we came back to a mess. state farm helped us figure out what to do and where to go to fix it. i am so grateful they gave us advice.
Liberty Mutual
I do not like or dislike the company's customer service as I have no need to call the company for a technical issue.
State Farm
I like my company’s customer service. I've never had any issues getting in contact with them. I've always been able to get things done in a timely manner.
State Farm
I have been with them for years and they seem to be very reliable. I would like it if my premiums went down a bit, but wouldn't we all? They are efficient and that is good enough for me.
American National Property And Casualty Company
The company communicates well. It is tuned in to my needs. I have selected this company at the suggestion of the company that owns my apartment complex.
State Farm
I like the rates are competitive. My coverage is great and I feel that I will be covered if something happens.
State Farm
They are about average. I get plenty of information via mail, but nothing really personal for me.
There was a lot of paperwork when we did have a claim, but it was handled professionally, just maybe not as fast as I had envisioned it would take.
I love my insurance company. I will stick with them forever. I appreciate all they do for me and my family and I will continue to praise them for as long as I can.
Amica Mutual Insurance
The premium keeps going up unexpectedly.
It gets the job done I guess you could say, it has saved my ass once and probably other peoples as well. Plus I love the black guy on the commercials.
Liberty Mutual
I would recommend this company. It is probably pretty standard with what they offer and their rate. I would recommend it based on how good the customer service was when I had to file a claim.
I would highly recommend Progressive as your insurance company because they offer many great options for your insurance needs. The customer service is unparalleled and they area always professional and appreciative of your business.
I would highly recommend Geico to other people. I was able to bundle all of my insurance plans into one for a really low price.
Liberty Mutual
I like that we have been allowed to combine our car insurances with our homeowner's insurance it takes a castle out of having multiple insurance companies.
The premiums are very high. No more stability with the agent. Not very good customer service.
I would recommend them because of their ability to come our immediately deal with our issues, and write us a check it was extremely fast and efficient and we had no issues with anything.
I would fully recommend them. They are responsive, offer great coverage, and willing to work with you on your needs.

Simi Valley, CA Homeowners Insurance By Home Value

Simi Valley, CA Home Value Total Homes % of Total Average Simi Valley, CA Homeowners Insurance
Less than $50,000 504 4.0% $31
$60,000 to $69,999 179 1.0% $89
$100,000 to $124,999 227 1.0% $153
$125,000 to $149,999 177 1.0% $191
$150,000 to $174,999 316 2.0% $223
$175,000 to $199,999 277 2.0% $261
$200,000 to $249,999 875 7.0% $313
$250,000 to $299,999 1,412 11.0% $383
$300,000 to $399,999 8,018 65.0% $492

Top Home Insurance Agents Near Simi Valley, CA

Home Insurance Company Near Simi Valley, CA Homeowners Insurance Agency Near Simi Valley, CA Address
Travelers Acacia Assoc Ins Svs Inc 350 S CRENSHAW BLVD STE A106, TORRANCE, CA, 90503
State Farm Bernard Gandara 3347 N Eastern Ave, Los Angeles, CA, 90032-1931
Travelers Davalos Insurance Agency Llc 745 S ATLANTIC, LOS ANGELES, CA, 90022
State Farm Fay Ely 604 N Pacific Coast Hwy, Redondo Beach, CA, 90277-2106
Farmers Mimi Young 49 S Baldwin Ave Ste I, Sierra Madre, CA, 91024

Simi Valley, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Simi Valley, CA

Streets in Simi Valley Area Homeowners Insurance Cost
Emory Ave, Felix Ave, Pacific Ridge Rd, N Currier Ave, Briarhurst Ct, Cayuga Dr, Presidential Dr, Crazy Horse Dr, Twisted Oak Dr, Alta Vista Rd$653
Florence St, Sequoia, Casmalia Ct, Quiet Ct, Yuba Dr, Erica St, Faxton Ct, N Muirfield Ave, Ventura Way, Ayhen St$691
Yurok Ct, Eisenhower Way, Cory St, Fallcreek Ct, E Alden St, N Alden St, Enchanted Way, Roxy St, Sapphire Ave, Timberlane Cir$639
Denby Ct, Leisure Ln, Moreno Dr, Diamond Ct, Maidu Ct, Candice Ct, Gaston Rd, Kadota St, Tam Ct, Research Rd$628
Astorian Dr, Cowgirl Ct, Coldbrook Pl, Parkhurst St, Jonesboro Ave, Delano Ct, Palermo Ct, N Fasley Ave, E Knollhaven St, Peace Pipe Ct$681
Noel Cir, Century Pl, 11th St, Glacier St, Leisure Ln, Graham St, Oleander Way, Roan St, Nonchalant Dr, Sinaloa Rd$631
Gates Pl, East St, Hidden Ranch Dr, Crystal Cir, Rain Wood St, Fort Worth Dr, Mayland Pl, Clear Sky Pl, Ziron Ave, Georgette Pl$651
Ayhens St, Bowie Ct, Lynwood St, E Lecont Ct, Watson Ave, Beachnut Ave, Fred Ave, Obsidian Ct, Kyle Ln, Blaze Ave$626
Desert Creek Ave, Dorothy Ave, Venice St, Greenbriar Ave, Woodhaven Ct, Thompson Ave, Granite Hills St, Deanna Ave, Marr Ranch Rd, Al Way$626
Goddard St, N Hietter Ave, Bluebird Cir, Coastal Oak Dr, Summertime Ave, N Woodrow Ct, Doheny Ct, Pine View Dr, Hull Ct, Sutter Ave$624

Simi Valley, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Simi Valley$95 to $98
Santa Susana$96
Bell Canyon$109
Oak Park$100

Simi Valley, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Santa Susana CDP, California $81 $107 $161
Bell Canyon CDP, California $91 $121 $181
Oak Park CDP, California $84 $112 $168

Simi Valley, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Simi Valley, CA2.0%10.2%
Santa Susana2.02%15.04%
Bell Canyon1.51%6.05%
Oak Park1.71%6.71%

Simi Valley Renters Insurance as a Percentage of Rent

Simi Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 143 1.0% $328
$200 to $299 146 1.0% $778
$300 to $499 268 2.0% $1228
$500 to $749 448 4.0% $1903
$750 to $999 514 4.0% $2653
$1,000 to $1,499 2,602 24.0% $3778
$1,500 or more 6,606 61.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Simi Valley For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsLiberty Ins Corp465
1500002501-3 YearsTokio Marine America253
15000025026-40 YearsFirst American Ins445
15000025026-40 YearsUniversal North America554
150000500NewHorace Mann236
1500005001-3 YearsEncompass437
1500005004-6 YearsHomesite700
1500005004-6 YearsTokio Marine America234
1500005004-6 YearsUnigard Group406
15000050041-70 YearsWestern Mutual/Residence520
2000005001-3 YearsAIG Prop Cas601
2000005004-6 YearsGrange451
2000005004-6 YearsIntegon/National612
2000005007-15 YearsBankers Standard1483
20000050016-25 YearsHorace Mann P & C463
20000050041-70 YearsSafeco777
25000010004-6 YearsAmica Mutual631
25000010004-6 YearsBankers Standard1266
25000010004-6 YearsFirst American Ins456
25000010007-15 YearsKemper613
25000010007-15 YearsLiberty Ins Corp771
250000100016-25 YearsFirst American Ins554
250000100016-25 YearsStillwater Ins Co535

Simi Valley, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Simi Valley Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,600$6,100
Net Savings to Simi Valley Home Owner from High Deductible Plan $500

Simi Valley, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Simi Valley, CA Home Replacement Value MORE than Home Value Simi Valley, CA Home Replacement Value LESS than Home Value
Replacement Value $794,000 $549,500
Insurance Premium based on Replacement Value $2,300 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $129,000 Risk Exposure from Under Insuring Coverage is $115,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $375/year

Example Simi Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateChubb Group of Insurance
Monthly Premium 7416692
Year Built 198819952006
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000$500000-$600000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Simi Valley, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 660,000 Asphalt Shingles Roof 2,810 4 $500 Deductible 310 2 Stone Siding yes
1993 320,000 Membrane Roof 1,780 3 $500 Deductible 310 5 Stone Siding No
2005 775,000 Composition Roof 3,390 4 $500- $1000 Deductible 1040 6 Stone Siding No
2006 415,000 Tile Roof 1,690 3 $5000 to $10,000 Deductible 590 9 Brick siding No
1984 715,000 Metal Roof 3,310 5 $500- $1000 Deductible 1450 7 Fiber-Cement Siding yes
2009 510,000 Asphalt Shingles Roof 2,420 4 $2500-$5000 Deductible 540 7 Fiber-Cement Siding No
2004 395,000 Slate Shingles Roof 2,070 4 $500 Deductible 550 5 Stucco siding No
1996 550,000 Membrane Roof 2,680 5 $5000 to $10,000 Deductible 910 7 Stone Siding No
1993 710,000 Membrane Roof 3,270 4 $2500-$5000 Deductible 790 6 Fiber-Cement Siding No
1983 435,000 Wood Shake Roof 2,030 4 $2500-$5000 Deductible 410 6 Wood siding yes
1979 555,000 Tile Roof 2,730 5 $500 Deductible 1560 8 Wood siding yes
1988 290,000 Membrane Roof 1,530 3 $1000-$2500 Deductible 230 4 Brick siding No
1998 375,000 Shingles Roof 1,640 3 $500- $1000 Deductible 770 8 Vinyl siding yes
2014 315,000 Asphalt Shingles Roof 1,770 3 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
1984 740,000 Slate Shingles Roof 3,100 4 $5000 to $10,000 Deductible 100 1 Vinyl siding yes
1970 340,000 Tile Roof 1,490 3 $1000-$2500 Deductible 530 7 Brick siding No
1972 335,000 Wood Shake Roof 1,870 4 $500- $1000 Deductible 620 9 Stone Siding yes
2011 675,000 Asphalt Shingles Roof 2,630 5 > $10,000 Deductible 690 6 Stucco siding No
1992 655,000 Composition Roof 2,560 4 $2500-$5000 Deductible 350 4 Brick siding yes
2008 505,000 Wood Shake Roof 2,480 4 $500- $1000 Deductible 1240 12 Stone Siding No
1993 330,000 Composition Roof 1,750 3 $500 Deductible 180 3 Stone Siding yes
1995 570,000 Membrane Roof 2,460 4 > $10,000 Deductible 840 12 Vinyl siding No
2002 940,000 Shingles Roof 4,680 5 $1000-$2500 Deductible 740 4 Fiber-Cement Siding No
1992 420,000 Composition Roof 1,820 3 $5000 to $10,000 Deductible 190 3 Stone Siding yes
2007 1,065,000 Composition Roof 4,310 5 > $10,000 Deductible 710 5 Stone Siding No
1995 425,000 Shingles Roof 1,640 5 $1000-$2500 Deductible 270 4 Vinyl siding No
2011 325,000 Wood Shake Roof 1,840 3 $2500-$5000 Deductible 170 2 Brick siding yes
1974 375,000 Wood Shake Roof 1,810 3 > $10,000 Deductible 430 7 Stucco siding No
2006 365,000 Composition Roof 1,950 3 $1000-$2500 Deductible 520 6 Vinyl siding No
2001 700,000 Slate Shingles Roof 2,566 4 $2500-$5000 Deductible 670 4 Brick siding No

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