Silver Springs Insurance Rates:

Silver Springs, NV homeowners insurance is nearly $518 to $715, about $43-$59/month. Our detailed guide indicates shoppers can save upto $246 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Silver Springs, NV Homeowners Insurance By Home Value

Silver Springs, NV Home Value Total Homes % of Total Average Silver Springs, NV Homeowners Insurance
Less than $50,000 352 16.0% $129
$50,000 to $59,999 185 8.0% $271
$60,000 to $69,999 83 3.0% $332
$70,000 to $79,999 128 5.0% $388
$80,000 to $89,999 63 2.0% $437
$90,000 to $99,999 158 7.0% $486
$100,000 to $124,999 201 9.0% $566
$125,000 to $149,999 345 15.0% $708
$150,000 to $174,999 270 12.0% $837
$175,000 to $199,999 52 2.0% $967
$200,000 to $249,999 153 7.0% $1164
$250,000 to $299,999 137 6.0% $1422
$300,000 to $399,999 34 1.0% $1811

Top Home Insurance Agents Near Silver Springs, NV

Home Insurance Company Near Silver Springs, NV Homeowners Insurance Agency Near Silver Springs, NV Address
Travelers Consolidated Agency Partners Inc 1865 PLUMAS ST 4, RENO, NV, 89509
State Farm Dan Glass 79 7th St Ste 1, Fernley, NV, 89408-8442
Farmers Jeffrey Brooks 123 W Nye Ln Ste 705, Carson City, NV, 89706
Farmers Shirley Steel 1375 Newlands Dr E Ste 2, Fernley, NV, 89408
Liberty Mutual Independent Wells Fargo Ins Services Usa Inc 604 W MOANA LN, RENO, NV, 89509

Cost Of Homeowners Insurance By Street Near Silver Springs, NV

Streets in Silver Springs Area Homeowners Insurance Cost
Lincoln Cir, Sapphire Rd, Caroline Way, Miwok Dr, Graham Ave, Pinehurst Ct, Grove St, Apache Dr, Lynlee Ln, Deodar St$624
W Loop, Spring Cir, Pebble Beach Dr, E 5th St, Taboosi Way, Ft Churchill Rd, Wilhoyt Ln, W 5th St, Commercial Ave, Cypress St$620
Esmeralda Ave, Prospect Ave, Pat Cir, Palmetto Dr, Myrtle St, Hatchery Way, 1st St, Falcon Way, Park St, Badger St$622
Redwood St, Annette Ave, Rose St, Amie St, Via Catalina, Fox St, Banner Ave, W Fir St, Maple St, Birch St$609
Thurston Way, Penrose Ln, Red Tail Rd, Garnet Ct, Angel Ave, Bonanza St, Green St, Silver Star Ct, Cimmaron Trl, Arapahoe Ct$624

Silver Springs, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Silver Springs$91 to $93
Lyon County$93
Stagecoach$92
Dayton$94

Silver Springs, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lyon County, Nevada $78 $104 $156
Stagecoach CDP, Nevada $77 $102 $153
Dayton CCD, Lyon County, Nevada $79 $105 $157

Silver Springs, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Silver Springs, NV4.3%15.3%
Lyon County3.73%14.31%
Stagecoach4.41%13.49%
Dayton3.62%13.74%

Silver Springs Renters Insurance as a Percentage of Rent

Silver Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 36 8.0% $812
$300 to $499 48 11.0% $1262
$500 to $749 113 26.0% $1937
$750 to $999 106 24.0% $2687
$1,000 to $1,499 122 28.0% $3812

Silver Springs, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Silver Springs Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,000$5,400
Net Savings to Silver Springs Home Owner from High Deductible Plan $600

Silver Springs, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Silver Springs, NV Home Replacement Value MORE than Home Value Silver Springs, NV Home Replacement Value LESS than Home Value
Replacement Value $150,000 $113,000
Insurance Premium based on Replacement Value $775 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Silver Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceTravelersAllstate
Monthly Premium 335373
Year Built 200620141983
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Silver Springs, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 130,000 Asphalt Shingles Roof 1,830 3 $1000-$2500 Deductible 180 5 Stucco siding yes
2012 200,000 Slate Shingles Roof 2,380 4 $500- $1000 Deductible 400 6 Fiber-Cement Siding yes
1999 170,000 Composition Roof 1,900 4 $1000-$2500 Deductible 800 12 Stone Siding yes
1987 185,000 Membrane Roof 2,960 4 $500 Deductible 500 8 Stone Siding yes
2005 160,000 Membrane Roof 2,070 3 $500- $1000 Deductible 380 5 Fiber-Cement Siding yes
2011 110,000 Shingles Roof 1,380 3 $2500-$5000 Deductible 70 2 Vinyl siding No
1991 165,000 Composition Roof 1,790 4 $2500-$5000 Deductible 50 1 Brick siding yes
1986 110,000 Tile Roof 1,290 3 $2500-$5000 Deductible 470 10 Vinyl siding yes
1990 170,000 Wood Shake Roof 2,090 3 $2500-$5000 Deductible 460 8 Fiber-Cement Siding yes
1989 125,000 Membrane Roof 1,700 4 $1000-$2500 Deductible 170 3 Stucco siding yes
2003 140,000 Shingles Roof 1,780 3 $2500-$5000 Deductible 200 6 Wood siding yes
1993 135,000 Composition Roof 1,920 3 $1000-$2500 Deductible 600 12 Wood siding yes
2012 210,000 Composition Roof 2,490 4 $2500-$5000 Deductible 430 9 Stucco siding yes
1982 180,000 Metal Roof 2,210 3 $500- $1000 Deductible 370 5 Brick siding No
1989 140,000 Asphalt Shingles Roof 2,040 4 $500- $1000 Deductible 470 10 Wood siding No
1988 220,000 Membrane Roof 2,420 4 > $10,000 Deductible 640 12 Vinyl siding No
1985 180,000 Asphalt Shingles Roof 2,500 4 $2500-$5000 Deductible 350 5 Brick siding yes
2002 100,000 Membrane Roof 1,340 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding No
1983 145,000 Slate Shingles Roof 2,170 3 $2500-$5000 Deductible 100 4 Wood siding No
2009 130,000 Asphalt Shingles Roof 1,900 4 $500 Deductible 390 9 Brick siding No
1994 135,000 Metal Roof 1,780 3 $500 Deductible 420 8 Fiber-Cement Siding No
1983 210,000 Metal Roof 2,740 4 $500 Deductible 660 9 Stone Siding No
2013 190,000 Slate Shingles Roof 2,020 4 $5000 to $10,000 Deductible 130 2 Stone Siding yes
2010 225,000 Wood Shake Roof 3,010 4 $5000 to $10,000 Deductible 120 2 Brick siding yes
1997 135,000 Asphalt Shingles Roof 2,200 3 $500- $1000 Deductible 500 12 Brick siding yes
1999 155,000 Tile Roof 1,790 4 $500 Deductible 190 4 Fiber-Cement Siding yes
1991 200,000 Wood Shake Roof 2,540 4 $2500-$5000 Deductible 640 10 Fiber-Cement Siding yes
2002 190,000 Composition Roof 2,780 4 $2500-$5000 Deductible 670 8 Fiber-Cement Siding yes
1995 215,000 Tile Roof 3,230 4 $2500-$5000 Deductible 250 5 Stone Siding yes
1981 130,000 Shingles Roof 1,750 4 $500 Deductible 610 12 Stone Siding No
2008 100,000 Composition Roof 1,340 3 $2500-$5000 Deductible 80 3 Stone Siding yes
1983 170,000 Membrane Roof 1,830 3 $1000-$2500 Deductible 460 8 Stucco siding No
2008 150,000 Slate Shingles Roof 2,450 4 $5000 to $10,000 Deductible 260 9 Vinyl siding No
2011 110,000 Membrane Roof 1,420 3 $1000-$2500 Deductible 450 10 Stucco siding yes