Silver Springs, NV homeowners insurance is nearly $518 to $715, about $43-$59/month. Our detailed guide indicates shoppers can save upto $246 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Silver Springs, NV Home Value | Total Homes | % of Total | Average Silver Springs, NV Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 352 | 16.0% | $129 |
| $50,000 to $59,999 | 185 | 8.0% | $271 |
| $60,000 to $69,999 | 83 | 3.0% | $332 |
| $70,000 to $79,999 | 128 | 5.0% | $388 |
| $80,000 to $89,999 | 63 | 2.0% | $437 |
| $90,000 to $99,999 | 158 | 7.0% | $486 |
| $100,000 to $124,999 | 201 | 9.0% | $566 |
| $125,000 to $149,999 | 345 | 15.0% | $708 |
| $150,000 to $174,999 | 270 | 12.0% | $837 |
| $175,000 to $199,999 | 52 | 2.0% | $967 |
| $200,000 to $249,999 | 153 | 7.0% | $1164 |
| $250,000 to $299,999 | 137 | 6.0% | $1422 |
| $300,000 to $399,999 | 34 | 1.0% | $1811 |
| Home Insurance Company Near Silver Springs, NV | Homeowners Insurance Agency Near Silver Springs, NV | Address |
|---|---|---|
| Travelers | Consolidated Agency Partners Inc | 1865 PLUMAS ST 4, RENO, NV, 89509 |
| State Farm | Dan Glass | 79 7th St Ste 1, Fernley, NV, 89408-8442 |
| Farmers | Jeffrey Brooks | 123 W Nye Ln Ste 705, Carson City, NV, 89706 |
| Farmers | Shirley Steel | 1375 Newlands Dr E Ste 2, Fernley, NV, 89408 |
| Liberty Mutual Independent | Wells Fargo Ins Services Usa Inc | 604 W MOANA LN, RENO, NV, 89509 |
| Streets in Silver Springs Area | Homeowners Insurance Cost |
|---|---|
| Lincoln Cir, Sapphire Rd, Caroline Way, Miwok Dr, Graham Ave, Pinehurst Ct, Grove St, Apache Dr, Lynlee Ln, Deodar St | $624 |
| W Loop, Spring Cir, Pebble Beach Dr, E 5th St, Taboosi Way, Ft Churchill Rd, Wilhoyt Ln, W 5th St, Commercial Ave, Cypress St | $620 |
| Esmeralda Ave, Prospect Ave, Pat Cir, Palmetto Dr, Myrtle St, Hatchery Way, 1st St, Falcon Way, Park St, Badger St | $622 |
| Redwood St, Annette Ave, Rose St, Amie St, Via Catalina, Fox St, Banner Ave, W Fir St, Maple St, Birch St | $609 |
| Thurston Way, Penrose Ln, Red Tail Rd, Garnet Ct, Angel Ave, Bonanza St, Green St, Silver Star Ct, Cimmaron Trl, Arapahoe Ct | $624 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Silver Springs | $91 to $93 |
| Lyon County | $93 |
| Stagecoach | $92 |
| Dayton | $94 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lyon County, Nevada | $78 | $104 | $156 |
| Stagecoach CDP, Nevada | $77 | $102 | $153 |
| Dayton CCD, Lyon County, Nevada | $79 | $105 | $157 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Silver Springs, NV | 4.3% | 15.3% |
| Lyon County | 3.73% | 14.31% |
| Stagecoach | 4.41% | 13.49% |
| Dayton | 3.62% | 13.74% |
| Silver Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 36 | 8.0% | $812 |
| $300 to $499 | 48 | 11.0% | $1262 |
| $500 to $749 | 113 | 26.0% | $1937 |
| $750 to $999 | 106 | 24.0% | $2687 |
| $1,000 to $1,499 | 122 | 28.0% | $3812 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly Silver Springs Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,000 | $5,400 |
| Net Savings to Silver Springs Home Owner from High Deductible Plan | $600 | |
| Scenario | Silver Springs, NV Home Replacement Value MORE than Home Value | Silver Springs, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $150,000 | $113,000 |
| Insurance Premium based on Replacement Value | $775 | $575 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $14,000 | Risk Exposure from Under Insuring Coverage is $23,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $75/year |
| Insurance Company | American Family Insurance | Travelers | Allstate |
| Monthly Premium | 33 | 53 | 73 |
| Year Built | 2006 | 2014 | 1983 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $75000-$100000 | $150000-$175000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2006 | 130,000 | Asphalt Shingles Roof | 1,830 | 3 | $1000-$2500 Deductible | 180 | 5 | Stucco siding | yes |
| 2012 | 200,000 | Slate Shingles Roof | 2,380 | 4 | $500- $1000 Deductible | 400 | 6 | Fiber-Cement Siding | yes |
| 1999 | 170,000 | Composition Roof | 1,900 | 4 | $1000-$2500 Deductible | 800 | 12 | Stone Siding | yes |
| 1987 | 185,000 | Membrane Roof | 2,960 | 4 | $500 Deductible | 500 | 8 | Stone Siding | yes |
| 2005 | 160,000 | Membrane Roof | 2,070 | 3 | $500- $1000 Deductible | 380 | 5 | Fiber-Cement Siding | yes |
| 2011 | 110,000 | Shingles Roof | 1,380 | 3 | $2500-$5000 Deductible | 70 | 2 | Vinyl siding | No |
| 1991 | 165,000 | Composition Roof | 1,790 | 4 | $2500-$5000 Deductible | 50 | 1 | Brick siding | yes |
| 1986 | 110,000 | Tile Roof | 1,290 | 3 | $2500-$5000 Deductible | 470 | 10 | Vinyl siding | yes |
| 1990 | 170,000 | Wood Shake Roof | 2,090 | 3 | $2500-$5000 Deductible | 460 | 8 | Fiber-Cement Siding | yes |
| 1989 | 125,000 | Membrane Roof | 1,700 | 4 | $1000-$2500 Deductible | 170 | 3 | Stucco siding | yes |
| 2003 | 140,000 | Shingles Roof | 1,780 | 3 | $2500-$5000 Deductible | 200 | 6 | Wood siding | yes |
| 1993 | 135,000 | Composition Roof | 1,920 | 3 | $1000-$2500 Deductible | 600 | 12 | Wood siding | yes |
| 2012 | 210,000 | Composition Roof | 2,490 | 4 | $2500-$5000 Deductible | 430 | 9 | Stucco siding | yes |
| 1982 | 180,000 | Metal Roof | 2,210 | 3 | $500- $1000 Deductible | 370 | 5 | Brick siding | No |
| 1989 | 140,000 | Asphalt Shingles Roof | 2,040 | 4 | $500- $1000 Deductible | 470 | 10 | Wood siding | No |
| 1988 | 220,000 | Membrane Roof | 2,420 | 4 | > $10,000 Deductible | 640 | 12 | Vinyl siding | No |
| 1985 | 180,000 | Asphalt Shingles Roof | 2,500 | 4 | $2500-$5000 Deductible | 350 | 5 | Brick siding | yes |
| 2002 | 100,000 | Membrane Roof | 1,340 | 3 | $1000-$2500 Deductible | 40 | 1 | Fiber-Cement Siding | No |
| 1983 | 145,000 | Slate Shingles Roof | 2,170 | 3 | $2500-$5000 Deductible | 100 | 4 | Wood siding | No |
| 2009 | 130,000 | Asphalt Shingles Roof | 1,900 | 4 | $500 Deductible | 390 | 9 | Brick siding | No |
| 1994 | 135,000 | Metal Roof | 1,780 | 3 | $500 Deductible | 420 | 8 | Fiber-Cement Siding | No |
| 1983 | 210,000 | Metal Roof | 2,740 | 4 | $500 Deductible | 660 | 9 | Stone Siding | No |
| 2013 | 190,000 | Slate Shingles Roof | 2,020 | 4 | $5000 to $10,000 Deductible | 130 | 2 | Stone Siding | yes |
| 2010 | 225,000 | Wood Shake Roof | 3,010 | 4 | $5000 to $10,000 Deductible | 120 | 2 | Brick siding | yes |
| 1997 | 135,000 | Asphalt Shingles Roof | 2,200 | 3 | $500- $1000 Deductible | 500 | 12 | Brick siding | yes |
| 1999 | 155,000 | Tile Roof | 1,790 | 4 | $500 Deductible | 190 | 4 | Fiber-Cement Siding | yes |
| 1991 | 200,000 | Wood Shake Roof | 2,540 | 4 | $2500-$5000 Deductible | 640 | 10 | Fiber-Cement Siding | yes |
| 2002 | 190,000 | Composition Roof | 2,780 | 4 | $2500-$5000 Deductible | 670 | 8 | Fiber-Cement Siding | yes |
| 1995 | 215,000 | Tile Roof | 3,230 | 4 | $2500-$5000 Deductible | 250 | 5 | Stone Siding | yes |
| 1981 | 130,000 | Shingles Roof | 1,750 | 4 | $500 Deductible | 610 | 12 | Stone Siding | No |
| 2008 | 100,000 | Composition Roof | 1,340 | 3 | $2500-$5000 Deductible | 80 | 3 | Stone Siding | yes |
| 1983 | 170,000 | Membrane Roof | 1,830 | 3 | $1000-$2500 Deductible | 460 | 8 | Stucco siding | No |
| 2008 | 150,000 | Slate Shingles Roof | 2,450 | 4 | $5000 to $10,000 Deductible | 260 | 9 | Vinyl siding | No |
| 2011 | 110,000 | Membrane Roof | 1,420 | 3 | $1000-$2500 Deductible | 450 | 10 | Stucco siding | yes |