Sierra Vista Insurance Rates:

Sierra Vista, AZ homeowners insurance is nearly $523 to $710, about $43-$59/month. Our all inclusive analysis reveals consumers can save as much as $246 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
USAA has very good premiums and deductibles. They are good because of their military discounts.
The Hartford
Harford provides great customer service and has excellent pricing. I would recommend them to anyone who would ask me about them. Appears to be a top notch company.
Geico
Overall, I would recommend GEICO home owner's insurance coverage to someone else. Even though my initial experience with their customer service team was not satisfactory.
Geico
i will recommend because you can choose the coverage that you actually just need and not like the other insurance company that charges more for the stuff that not needed
Geico
The coverage with GEICO was the same offered with other agencies, but with a much better price. There were several add ons, but I did not choose to use them.
Usaa
It's a bit exclusive since it's military coverage but I would recommend them because they have never let me down and I always get good service from them. The roadside service has saved my bacon more than once!
Usaa
USAA has a very fast processing and satisfactory when it comes to what they do and that is insurance. So, I'd recommend USAA to anybody in need of a reliable insurance company.
Allstate
I like all the choices they have for my coverage, their variety of discounts, and they have many ways that i can chose to pay. i feel like they have something for everyone.
Usaa
They send somewhat unclear email notifications. i often receive notifications that are vague. i wish it were clear right away if the email needs action on my part, or if it simply an update.
State Farm
It takes absolute ages to get anything accomplished if you have a claim submitted.
State Farm
I think their website is intuitive and easy to navigate. I like that the app allows you to pull up your insurance card in the event that you lose the one that is sent.
State Farm
These guys were very competitively priced but I also trust them. Cheaper price and better service than most other brands are all around a good thing.
Travelers
The people speak clear English, which is a plus these days. Overall, I’ve had good experiences with them.
Usaa
This premium seems to be pretty similar to what other insurance companies are offering. We have other policies with them so there are some bundle discounts.
State Farm
It's user-friendly. It offers many services, such as paying my premium, filing a claim, and finding information about all the services that they offer.
Nationwide
I don't have the lowest premiums but i don't have the highest and i trust the company

Sierra Vista, AZ Homeowners Insurance By Home Value

Sierra Vista, AZ Home Value Total Homes % of Total Average Sierra Vista, AZ Homeowners Insurance
Less than $50,000 1,006 8.0% $86
$50,000 to $59,999 218 1.0% $190
$60,000 to $69,999 242 2.0% $234
$70,000 to $79,999 229 2.0% $271
$80,000 to $89,999 495 4.0% $308
$90,000 to $99,999 313 2.0% $344
$100,000 to $124,999 1,024 9.0% $400
$125,000 to $149,999 1,077 9.0% $505
$150,000 to $174,999 1,708 15.0% $597
$175,000 to $199,999 1,180 10.0% $689
$200,000 to $249,999 1,881 16.0% $825
$250,000 to $299,999 1,241 11.0% $1010
$300,000 to $399,999 586 5.0% $1287

Top Home Insurance Agents Near Sierra Vista, AZ

Home Insurance Company Near Sierra Vista, AZ Homeowners Insurance Agency Near Sierra Vista, AZ Address
Allstate Bisbee Ins Center 832 Hwy 92, Bisbee, AZ, 85603
State Farm Bobbi Abbl 803 W Rex Allen Dr, Willcox, AZ, 85643-1136
Farmers Carrie Aguillon 1502 E Fry Blvd, Sierra Vista, AZ, 85635
State Farm Nils Krausser 13190 E Clssl Cave Rd Ste 170, Vail, AZ, 85641-8818
State Farm Noreen Lawlor 8925 E Golf Links Rd, Tucson, AZ, 85730-1318

Sierra Vista, AZ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Sierra Vista, AZ

Streets in Sierra Vista Area Homeowners Insurance Cost
E Essex Dr, Grierson Ave, E Wilson Ln, E Stetter Spr, Katherine Dr, E Judy Dr, E Kayetan Dr, E Desert Meadow Rd, E Allen Ln, Graham Ave$641
S Kino Rd, Campus Dr, S Player Ave, W Rabbit Trl, Horner Dr, N Railroad Ave, Via Elegante, E Badger Trl, E Dragoon Ranch Rd, W Branding Iron Dr$612
Winrow Rd, Papago Pl, N Sleepy Hollow Rd, S Santa Cruz Rd, Whelan Loop, Colonia de Salud, E Cottonwood Ln, Village Dr, E Charlies Trl, E Horse Ranch Rd$604
E Theater Dr, E Redwing Ln, Barnes Dr, W Shields Ct, Verde Dr, S Dragoon Ranch Rd, Cactus Wren Rd, S Sunset Vista Dr, Irwin St, N Horned Owl Ln$612
W Yavapai Pl, W Peterson St, Moonglow St, Old Charleston Rd, Haskell St, S Lee St, S Sabin St, Glenview Ct, E Cougar Trl, State Rte 82$614
Grierson Svc Rd, N Linda Vista Pl, E Vespucci Dr, Mountain View St, Fitch St, N Sarah Jane Ln, S Plz Dominguin, N Star Ave, Starview Pl, E Chantilly Dr$600
W Gleeson Rd, S Antelope St, S Limestone St, E Landers Rd, S Gatewood Ln, Pso Quieto, S Yucca Dr, Coronado Dr, Gila Ave, Valewood Cir$640
Preston St, Winrow Ave, Wildewood Ct, Cardinal Ave, Arrowhead Trl, el Mercado Loop, E Ronald Reagan Pkwy, N Bent Barrell Trl, Lenzner Ave, Lodi Ct$638
Longview Dr, W Copper Bug Rd, Mayberry Ln, W Lightning Rd, W Pearce Rd, S Gnome Trl, Luke Ct, Gonzales Blvd, S Natora Rd, E Charleston Rd$608
W Martin Dr, E Cactus Pl, Ligier St, W Sinagua Pl, Hummingbird Ct, E Robins Roost Trl, N Cll Seis, N Old Quail Way, W Desert Vis, Saddleback Dr$606

Sierra Vista, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sierra Vista$92 to $94
Tombstone$89
Whetstone$90
St. David$88

Sierra Vista, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tombstone city, Arizona $89 $119 $179
Whetstone CDP, Arizona $90 $120 $180
St. David CDP, Arizona $88 $117 $176

Sierra Vista, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sierra Vista, AZ4.0%15.5%
Tombstone5.9%17.96%
Whetstone4.68%22.74%
St. David4.37%22.11%

Sierra Vista Renters Insurance as a Percentage of Rent

Sierra Vista Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 140 1.0% $806
$300 to $499 664 8.0% $1256
$500 to $749 1,798 22.0% $1931
$750 to $999 2,516 31.0% $2681
$1,000 to $1,499 1,962 24.0% $3806
$1,500 or more 735 9.0% $5456

Sierra Vista, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Sierra Vista Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Sierra Vista Home Owner from High Deductible Plan $600

Sierra Vista, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sierra Vista, AZ Home Replacement Value MORE than Home Value Sierra Vista, AZ Home Replacement Value LESS than Home Value
Replacement Value $139,500 $90,000
Insurance Premium based on Replacement Value $350 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Sierra Vista Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceTravelers
Monthly Premium 284263
Year Built 201319891998
Home Details 5 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$150000-$175000$250000-$300000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Sierra Vista, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 140,000 Membrane Roof 1,360 2 $500 Deductible 100 2 Fiber-Cement Siding yes
2010 215,000 Asphalt Shingles Roof 1,920 3 $1000-$2500 Deductible 460 10 Vinyl siding No
1997 535,000 Metal Roof 4,800 5 $2500-$5000 Deductible 700 6 Stucco siding yes
2013 395,000 Composition Roof 4,700 5 $2500-$5000 Deductible 840 9 Brick siding yes
1997 155,000 Asphalt Shingles Roof 1,340 3 $500 Deductible 120 3 Brick siding No
1987 85,000 Composition Roof 1,020 2 $2500-$5000 Deductible 140 12 Stone Siding yes
2012 135,000 Membrane Roof 1,640 3 $2500-$5000 Deductible 110 4 Stone Siding yes
1985 100,000 Asphalt Shingles Roof 920 2 $2500-$5000 Deductible 50 4 Stone Siding yes
2011 160,000 Wood Shake Roof 1,580 3 $2500-$5000 Deductible 220 7 Stucco siding No
1997 200,000 Shingles Roof 1,900 5 $1000-$2500 Deductible 100 3 Brick siding No
2008 220,000 Asphalt Shingles Roof 2,030 3 $1000-$2500 Deductible 90 2 Fiber-Cement Siding yes
1993 250,000 Wood Shake Roof 2,780 4 $500 Deductible 650 12 Vinyl siding yes
2002 345,000 Slate Shingles Roof 3,540 5 $5000 to $10,000 Deductible 350 6 Fiber-Cement Siding No
1987 170,000 Membrane Roof 2,110 5 $500- $1000 Deductible 110 3 Fiber-Cement Siding No
1988 290,000 Asphalt Shingles Roof 3,110 4 $5000 to $10,000 Deductible 80 2 Vinyl siding No
1995 545,000 Wood Shake Roof 4,890 5 $1000-$2500 Deductible 170 2 Stone Siding yes
1987 115,000 Composition Roof 1,160 2 $500 Deductible 300 10 Wood siding yes
1993 265,000 Asphalt Shingles Roof 3,020 5 $500- $1000 Deductible 530 9 Stone Siding No
2014 175,000 Tile Roof 1,960 4 $5000 to $10,000 Deductible 80 3 Fiber-Cement Siding yes
1994 560,000 Wood Shake Roof 4,850 5 $500 Deductible 1460 10 Stone Siding yes
1998 275,000 Metal Roof 2,610 4 $1000-$2500 Deductible 220 4 Fiber-Cement Siding No
1989 115,000 Asphalt Shingles Roof 1,440 2 $1000-$2500 Deductible 250 10 Fiber-Cement Siding yes
2006 180,000 Metal Roof 1,850 5 $5000 to $10,000 Deductible 100 3 Stone Siding yes
1986 155,000 Wood Shake Roof 1,810 3 $500 Deductible 150 4 Vinyl siding No
1990 295,000 Shingles Roof 3,450 5 $5000 to $10,000 Deductible 140 3 Fiber-Cement Siding yes
2012 210,000 Asphalt Shingles Roof 2,440 5 $500 Deductible 400 10 Wood siding yes
2010 270,000 Metal Roof 3,120 5 $5000 to $10,000 Deductible 80 2 Vinyl siding yes
2011 150,000 Composition Roof 1,780 5 $500- $1000 Deductible 170 4 Stone Siding No
2012 215,000 Metal Roof 2,260 4 $1000-$2500 Deductible 230 5 Fiber-Cement Siding No
1986 95,000 Membrane Roof 1,050 2 $500 Deductible 130 6 Stone Siding No
1998 255,000 Wood Shake Roof 2,970 5 $2500-$5000 Deductible 420 10 Vinyl siding No
1980 250,000 Membrane Roof 2,360 4 $5000 to $10,000 Deductible 260 6 Wood siding yes
1994 505,000 Wood Shake Roof 4,540 5 $2500-$5000 Deductible 590 9 Wood siding yes
1993 370,000 Composition Roof 4,590 5 $500 Deductible 120 1 Vinyl siding yes

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