Sidney Insurance Rates:

Sidney, NE homeowners insurance is approximately $791 to $1,083, about $65-$90/month. Our detailed research reveals consumers can save as much as $374 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sidney, NE Homeowners Insurance By Home Value

Sidney, NE Home Value Total Homes % of Total Average Sidney, NE Homeowners Insurance
Less than $50,000 190 10.0% $224
$50,000 to $59,999 113 6.0% $477
$60,000 to $69,999 104 5.0% $599
$70,000 to $79,999 143 7.0% $684
$80,000 to $89,999 161 8.0% $777
$90,000 to $99,999 217 11.0% $871
$100,000 to $124,999 288 15.0% $1011
$125,000 to $149,999 197 10.0% $1264
$150,000 to $174,999 146 7.0% $1499
$175,000 to $199,999 106 5.0% $1724
$200,000 to $249,999 117 6.0% $2080
$250,000 to $299,999 52 2.0% $2539
$300,000 to $399,999 46 2.0% $3232

Top Home Insurance Agents Near Sidney, NE

Home Insurance Company Near Sidney, NE Homeowners Insurance Agency Near Sidney, NE Address
NA South Platte Agency Inc 205 Elm St, Julesburg, CO, 80737
NA Enevoldsen Insurance Agency, Llc 301 Chestnut St , Potter, NE, 69156
State Farm Randy Carruthers 202 N 4th Street, Sterling, CO, 80751-7949
State Farm Ron Ahlschwede 1640 10th Ave, Sidney, NE, 69162-2277
Travelers Sonnenberg Agency Llc 302 N 3RD ST, STERLING, CO, 80751

Cost Of Homeowners Insurance By Street Near Sidney, NE

Streets in Sidney Area Homeowners Insurance Cost
Dodge St, Newton St, Rd 32N, 9th Ave, 1st St, Petersen St, Old Post Rd, Oak St, Monte Vista Dr, 16th Ave$923
Mc Intosh St, Hoven St, Rd 42, Rd 28, Newton St, Rd 131, 21st Rd, Rd 62, Euclid St, Bates Blvd$935
Washington St, Jackson St, Rd 111, Sheridan St, Waldo St, 21st Ave, Rd 40, Jennifer Ln, Mission Dr, Cheyenne Rd$923
2nd St, Hillside Dr, 18th Ave, Rd 54, Link 17 E, Rd 10, Hickory St, Friend St, Pine St, 5th St$935
Illinois St, Mc Bride, Rd 113, Ovid St, Link 17F, Shelby Dr, Grant St, Whitetail Dr, Forrest St, Jack Ln$924

Sidney, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sidney$139 to $141
Sidney 2$142
Sidney 3$129
Cheyenne County$140

Sidney, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sidney 2 precinct, Cheyenne County, Nebraska $142 $189 $284
Cheyenne County, Nebraska $140 $187 $281
Sidney 5 precinct, Cheyenne County, Nebraska $152 $203 $305

Sidney, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sidney, NE6.9%18.0%
Cheyenne County6.8%17.79%
Sidney 53.72%13.34%
Sidney 45.86%22.28%

Sidney Renters Insurance as a Percentage of Rent

Sidney Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 3.0% $796
$300 to $499 267 23.0% $1246
$500 to $749 646 57.0% $1921
$750 to $999 143 12.0% $2671
$1,000 to $1,499 13 1.0% $3796
$1,500 or more 15 1.0% $5446

Sidney, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Sidney Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Sidney Home Owner from High Deductible Plan $600

Sidney, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sidney, NE Home Replacement Value MORE than Home Value Sidney, NE Home Replacement Value LESS than Home Value
Replacement Value $132,000 $89,500
Insurance Premium based on Replacement Value $700 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Sidney Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 299343
Year Built 194719711961
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $75000-$100000$250000-$300000$100000-$125000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sidney, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 60,000 Asphalt Shingles Roof 950 2 $500 Deductible 200 9 Vinyl siding yes
1940 290,000 Asphalt Shingles Roof 4,050 5 $1000-$2500 Deductible 110 1 Fiber-Cement Siding yes
1987 70,000 Shingles Roof 1,290 3 $500- $1000 Deductible 60 2 Stone Siding yes
1948 65,000 Membrane Roof 920 2 $2500-$5000 Deductible 90 4 Wood siding yes
1984 110,000 Wood Shake Roof 1,650 3 $500 Deductible 350 8 Wood siding yes
1948 130,000 Asphalt Shingles Roof 2,020 5 $500 Deductible 320 7 Wood siding No
1944 75,000 Shingles Roof 1,220 2 $2500-$5000 Deductible 140 6 Wood siding yes
1962 340,000 Tile Roof 4,750 5 $500- $1000 Deductible 410 3 Vinyl siding No
1966 265,000 Shingles Roof 3,180 5 $1000-$2500 Deductible 650 8 Fiber-Cement Siding No
1947 120,000 Asphalt Shingles Roof 2,000 3 $2500-$5000 Deductible 380 8 Brick siding No
1973 110,000 Wood Shake Roof 1,530 2 $2500-$5000 Deductible 100 4 Stone Siding No
1942 220,000 Shingles Roof 3,210 4 $1000-$2500 Deductible 830 9 Wood siding No
1949 110,000 Slate Shingles Roof 1,710 2 $500 Deductible 250 5 Fiber-Cement Siding yes
1943 90,000 Shingles Roof 1,590 3 $1000-$2500 Deductible 200 8 Stone Siding yes
1962 80,000 Wood Shake Roof 1,020 2 $500 Deductible 90 3 Vinyl siding yes
1976 135,000 Membrane Roof 1,740 4 $500 Deductible 70 1 Wood siding yes
1968 120,000 Composition Roof 1,850 3 $2500-$5000 Deductible 220 8 Fiber-Cement Siding No
1946 120,000 Asphalt Shingles Roof 1,770 4 $1000-$2500 Deductible 330 9 Fiber-Cement Siding yes
1989 155,000 Asphalt Shingles Roof 2,470 4 $1000-$2500 Deductible 430 7 Stone Siding No
1988 130,000 Asphalt Shingles Roof 1,890 4 $1000-$2500 Deductible 420 12 Brick siding No
1963 160,000 Shingles Roof 2,550 5 $1000-$2500 Deductible 880 12 Stone Siding No
1948 130,000 Tile Roof 2,000 3 $500 Deductible 460 10 Fiber-Cement Siding yes
1963 70,000 Wood Shake Roof 1,010 2 $500 Deductible 150 6 Vinyl siding No
1940 140,000 Composition Roof 2,250 3 $2500-$5000 Deductible 190 5 Brick siding yes
1980 175,000 Wood Shake Roof 2,940 4 $5000 to $10,000 Deductible 680 10 Wood siding yes
1972 215,000 Metal Roof 2,540 4 $500- $1000 Deductible 1060 12 Brick siding No
1987 90,000 Asphalt Shingles Roof 1,090 2 $500 Deductible 290 6 Stone Siding No
1972 85,000 Shingles Roof 1,530 2 $1000-$2500 Deductible 230 9 Stucco siding yes
1969 155,000 Asphalt Shingles Roof 2,510 5 $500 Deductible 340 5 Brick siding No
1949 185,000 Shingles Roof 3,200 5 $2500-$5000 Deductible 410 8 Wood siding No
1984 100,000 Composition Roof 1,190 2 $500 Deductible 440 12 Wood siding No
1979 100,000 Composition Roof 1,550 3 $2500-$5000 Deductible 290 10 Wood siding No
1946 145,000 Composition Roof 1,860 4 $2500-$5000 Deductible 600 12 Wood siding No
1986 160,000 Membrane Roof 2,220 3 $5000 to $10,000 Deductible 270 7 Vinyl siding yes