Sidney, NE homeowners insurance is approximately $791 to $1,083, about $65-$90/month. Our detailed research reveals consumers can save as much as $374 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Sidney, NE Home Value | Total Homes | % of Total | Average Sidney, NE Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 190 | 10.0% | $224 |
| $50,000 to $59,999 | 113 | 6.0% | $477 |
| $60,000 to $69,999 | 104 | 5.0% | $599 |
| $70,000 to $79,999 | 143 | 7.0% | $684 |
| $80,000 to $89,999 | 161 | 8.0% | $777 |
| $90,000 to $99,999 | 217 | 11.0% | $871 |
| $100,000 to $124,999 | 288 | 15.0% | $1011 |
| $125,000 to $149,999 | 197 | 10.0% | $1264 |
| $150,000 to $174,999 | 146 | 7.0% | $1499 |
| $175,000 to $199,999 | 106 | 5.0% | $1724 |
| $200,000 to $249,999 | 117 | 6.0% | $2080 |
| $250,000 to $299,999 | 52 | 2.0% | $2539 |
| $300,000 to $399,999 | 46 | 2.0% | $3232 |
| Home Insurance Company Near Sidney, NE | Homeowners Insurance Agency Near Sidney, NE | Address |
|---|---|---|
| NA | South Platte Agency Inc | 205 Elm St, Julesburg, CO, 80737 |
| NA | Enevoldsen Insurance Agency, Llc | 301 Chestnut St , Potter, NE, 69156 |
| State Farm | Randy Carruthers | 202 N 4th Street, Sterling, CO, 80751-7949 |
| State Farm | Ron Ahlschwede | 1640 10th Ave, Sidney, NE, 69162-2277 |
| Travelers | Sonnenberg Agency Llc | 302 N 3RD ST, STERLING, CO, 80751 |
| Streets in Sidney Area | Homeowners Insurance Cost |
|---|---|
| Dodge St, Newton St, Rd 32N, 9th Ave, 1st St, Petersen St, Old Post Rd, Oak St, Monte Vista Dr, 16th Ave | $923 |
| Mc Intosh St, Hoven St, Rd 42, Rd 28, Newton St, Rd 131, 21st Rd, Rd 62, Euclid St, Bates Blvd | $935 |
| Washington St, Jackson St, Rd 111, Sheridan St, Waldo St, 21st Ave, Rd 40, Jennifer Ln, Mission Dr, Cheyenne Rd | $923 |
| 2nd St, Hillside Dr, 18th Ave, Rd 54, Link 17 E, Rd 10, Hickory St, Friend St, Pine St, 5th St | $935 |
| Illinois St, Mc Bride, Rd 113, Ovid St, Link 17F, Shelby Dr, Grant St, Whitetail Dr, Forrest St, Jack Ln | $924 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sidney | $139 to $141 |
| Sidney 2 | $142 |
| Sidney 3 | $129 |
| Cheyenne County | $140 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Sidney 2 precinct, Cheyenne County, Nebraska | $142 | $189 | $284 |
| Cheyenne County, Nebraska | $140 | $187 | $281 |
| Sidney 5 precinct, Cheyenne County, Nebraska | $152 | $203 | $305 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sidney, NE | 6.9% | 18.0% |
| Cheyenne County | 6.8% | 17.79% |
| Sidney 5 | 3.72% | 13.34% |
| Sidney 4 | 5.86% | 22.28% |
| Sidney Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 39 | 3.0% | $796 |
| $300 to $499 | 267 | 23.0% | $1246 |
| $500 to $749 | 646 | 57.0% | $1921 |
| $750 to $999 | 143 | 12.0% | $2671 |
| $1,000 to $1,499 | 13 | 1.0% | $3796 |
| $1,500 or more | 15 | 1.0% | $5446 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Sidney Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,400 | $6,800 |
| Net Savings to Sidney Home Owner from High Deductible Plan | $600 | |
| Scenario | Sidney, NE Home Replacement Value MORE than Home Value | Sidney, NE Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $132,000 | $89,500 |
| Insurance Premium based on Replacement Value | $700 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $25,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Liberty Mutual |
| Monthly Premium | 29 | 93 | 43 |
| Year Built | 1947 | 1971 | 1961 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $250000-$300000 | $100000-$125000 |
| Deductible | $500 Deductible | $500 Deductible | $500- $1000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1973 | 60,000 | Asphalt Shingles Roof | 950 | 2 | $500 Deductible | 200 | 9 | Vinyl siding | yes |
| 1940 | 290,000 | Asphalt Shingles Roof | 4,050 | 5 | $1000-$2500 Deductible | 110 | 1 | Fiber-Cement Siding | yes |
| 1987 | 70,000 | Shingles Roof | 1,290 | 3 | $500- $1000 Deductible | 60 | 2 | Stone Siding | yes |
| 1948 | 65,000 | Membrane Roof | 920 | 2 | $2500-$5000 Deductible | 90 | 4 | Wood siding | yes |
| 1984 | 110,000 | Wood Shake Roof | 1,650 | 3 | $500 Deductible | 350 | 8 | Wood siding | yes |
| 1948 | 130,000 | Asphalt Shingles Roof | 2,020 | 5 | $500 Deductible | 320 | 7 | Wood siding | No |
| 1944 | 75,000 | Shingles Roof | 1,220 | 2 | $2500-$5000 Deductible | 140 | 6 | Wood siding | yes |
| 1962 | 340,000 | Tile Roof | 4,750 | 5 | $500- $1000 Deductible | 410 | 3 | Vinyl siding | No |
| 1966 | 265,000 | Shingles Roof | 3,180 | 5 | $1000-$2500 Deductible | 650 | 8 | Fiber-Cement Siding | No |
| 1947 | 120,000 | Asphalt Shingles Roof | 2,000 | 3 | $2500-$5000 Deductible | 380 | 8 | Brick siding | No |
| 1973 | 110,000 | Wood Shake Roof | 1,530 | 2 | $2500-$5000 Deductible | 100 | 4 | Stone Siding | No |
| 1942 | 220,000 | Shingles Roof | 3,210 | 4 | $1000-$2500 Deductible | 830 | 9 | Wood siding | No |
| 1949 | 110,000 | Slate Shingles Roof | 1,710 | 2 | $500 Deductible | 250 | 5 | Fiber-Cement Siding | yes |
| 1943 | 90,000 | Shingles Roof | 1,590 | 3 | $1000-$2500 Deductible | 200 | 8 | Stone Siding | yes |
| 1962 | 80,000 | Wood Shake Roof | 1,020 | 2 | $500 Deductible | 90 | 3 | Vinyl siding | yes |
| 1976 | 135,000 | Membrane Roof | 1,740 | 4 | $500 Deductible | 70 | 1 | Wood siding | yes |
| 1968 | 120,000 | Composition Roof | 1,850 | 3 | $2500-$5000 Deductible | 220 | 8 | Fiber-Cement Siding | No |
| 1946 | 120,000 | Asphalt Shingles Roof | 1,770 | 4 | $1000-$2500 Deductible | 330 | 9 | Fiber-Cement Siding | yes |
| 1989 | 155,000 | Asphalt Shingles Roof | 2,470 | 4 | $1000-$2500 Deductible | 430 | 7 | Stone Siding | No |
| 1988 | 130,000 | Asphalt Shingles Roof | 1,890 | 4 | $1000-$2500 Deductible | 420 | 12 | Brick siding | No |
| 1963 | 160,000 | Shingles Roof | 2,550 | 5 | $1000-$2500 Deductible | 880 | 12 | Stone Siding | No |
| 1948 | 130,000 | Tile Roof | 2,000 | 3 | $500 Deductible | 460 | 10 | Fiber-Cement Siding | yes |
| 1963 | 70,000 | Wood Shake Roof | 1,010 | 2 | $500 Deductible | 150 | 6 | Vinyl siding | No |
| 1940 | 140,000 | Composition Roof | 2,250 | 3 | $2500-$5000 Deductible | 190 | 5 | Brick siding | yes |
| 1980 | 175,000 | Wood Shake Roof | 2,940 | 4 | $5000 to $10,000 Deductible | 680 | 10 | Wood siding | yes |
| 1972 | 215,000 | Metal Roof | 2,540 | 4 | $500- $1000 Deductible | 1060 | 12 | Brick siding | No |
| 1987 | 90,000 | Asphalt Shingles Roof | 1,090 | 2 | $500 Deductible | 290 | 6 | Stone Siding | No |
| 1972 | 85,000 | Shingles Roof | 1,530 | 2 | $1000-$2500 Deductible | 230 | 9 | Stucco siding | yes |
| 1969 | 155,000 | Asphalt Shingles Roof | 2,510 | 5 | $500 Deductible | 340 | 5 | Brick siding | No |
| 1949 | 185,000 | Shingles Roof | 3,200 | 5 | $2500-$5000 Deductible | 410 | 8 | Wood siding | No |
| 1984 | 100,000 | Composition Roof | 1,190 | 2 | $500 Deductible | 440 | 12 | Wood siding | No |
| 1979 | 100,000 | Composition Roof | 1,550 | 3 | $2500-$5000 Deductible | 290 | 10 | Wood siding | No |
| 1946 | 145,000 | Composition Roof | 1,860 | 4 | $2500-$5000 Deductible | 600 | 12 | Wood siding | No |
| 1986 | 160,000 | Membrane Roof | 2,220 | 3 | $5000 to $10,000 Deductible | 270 | 7 | Vinyl siding | yes |