Shrewsbury Insurance Rates:

Shrewsbury, MA homeowners insurance is nearly $900 to $1,223, about $75-$101/month. Our detailed guide indicates shoppers can save upto $424 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
I feel that since I have never had to use my home insurance policy that my premium should go down, it seems rather an expensive premium. It is comparable to other insurance agencies premiums and so far it is the cheapest I have found.
Liberty Mutual
I have not encountered anything I do not like about the company so far.

Shrewsbury, MA Homeowners Insurance By Home Value

Shrewsbury, MA Home Value Total Homes % of Total Average Shrewsbury, MA Homeowners Insurance
Less than $50,000 193 3.0% $63
$80,000 to $89,999 72 1.0% $244
$100,000 to $124,999 63 1.0% $318
$125,000 to $149,999 118 2.0% $392
$150,000 to $174,999 173 2.0% $467
$175,000 to $199,999 196 3.0% $541
$200,000 to $249,999 950 16.0% $658
$250,000 to $299,999 1,389 24.0% $796
$300,000 to $399,999 2,602 44.0% $1019

Top Home Insurance Agents Near Shrewsbury, MA

Home Insurance Company Near Shrewsbury, MA Homeowners Insurance Agency Near Shrewsbury, MA Address
NA Stoneham Insurance Agency Inc 89 Hancock Street Ste. E, Stoneham, MA, 2180
NA John Mcbride Insurance Po Box 1 , North Billerica, MA, 1862
Travelers A A Dority Company Inc 262 WASHINGTON ST, BOSTON, MA, 2108
Travelers Butler & Messier Inc 1401 Newport Ave, Pawtucket, RI, 2861
Travelers Insurance Marketing Agencies 306 MAIN ST THE DAY BLDG, WORCESTER, MA, 1608

Cost Of Homeowners Insurance By Street Near Shrewsbury, MA

Streets in Shrewsbury Area Homeowners Insurance Cost
Rolfe Ave, Stone Ave, Hartford Tpke, Ireta Rd, Claremont Cir, Olympia Ave, Maplewood Rd, N Quinsigamond Ave, Adin Dr, Wingate St$1,049
Crosby St, Cobblestone Way, Bay View Dr, Rockwell Dr, Waterville Ln, Willard Ave, Old Farm Cir, Municipal Dr, Westbrook Crossing Dr, Hillando Dr$1,081
Eastern Point Dr, Grist Mill Cir, Nelson Pt Rd, Elmo St, Afra Dr, Dorianna Ave, Adams Farm Rd, Selina St, Boxford Dr, Job Cushing Rd$1,067
Beth Rd, Wachusett Ave, Roman Dr, Woodhead Rd, Minot Ave, Crescent Pl, Lakeside Dr, Bowdoin St, Elma Cir, Hayden Ln$1,072
Rawson Hill Dr, Wiltshire Dr, Northland Rd, Westmont Cir, Churchill Rd, Saunders Dr, Westview Ave, Valley Forge Dr, Irving Dr, Bayberry Cir$1,070

Shrewsbury, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shrewsbury$158 to $161
Northborough$159
Worcester$152
Westborough$161

Shrewsbury, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northborough town, Worcester County, Massachusetts $133 $177 $266
Boylston town, Worcester County, Massachusetts $133 $177 $266
Worcester city, Massachusetts $127 $169 $254

Shrewsbury, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shrewsbury, MA3.9%13.7%
Northborough3.46%11.01%
Boylston3.81%12.79%
Worcester4.73%14.05%

Shrewsbury Renters Insurance as a Percentage of Rent

Shrewsbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 1.0% $345
$200 to $299 103 3.0% $795
$300 to $499 130 3.0% $1245
$500 to $749 208 6.0% $1920
$750 to $999 476 14.0% $2670
$1,000 to $1,499 1,759 52.0% $3795
$1,500 or more 624 18.0% $5445

Shrewsbury, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Shrewsbury Homeowner Insurance Premium Example $4,000$3,400
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $25,400$24,800
Net Savings to Shrewsbury Home Owner from High Deductible Plan $600

Shrewsbury, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shrewsbury, MA Home Replacement Value MORE than Home Value Shrewsbury, MA Home Replacement Value LESS than Home Value
Replacement Value $544,000 $297,000
Insurance Premium based on Replacement Value $3,800 $2,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $121,500 Risk Exposure from Under Insuring Coverage is $125,500
Premium Impact Insurance cheaper by $875/year Insurance costlier by $850/year

Example Shrewsbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmica Mutual Insurance Company
Monthly Premium 144438132
Year Built 194520001987
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$700000-$800000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Shrewsbury, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 785,000 Asphalt Shingles Roof 4,280 5 > $10,000 Deductible 2320 8 Stucco siding yes
2001 185,000 Membrane Roof 1,170 2 $1000-$2500 Deductible 260 3 Brick siding yes
2011 305,000 Membrane Roof 1,790 4 $2500-$5000 Deductible 760 6 Stucco siding No
1980 785,000 Shingles Roof 4,210 5 $500- $1000 Deductible 1960 5 Stone Siding No
1943 355,000 Asphalt Shingles Roof 2,390 4 $500 Deductible 1040 5 Brick siding yes
2011 185,000 Shingles Roof 1,120 2 $500- $1000 Deductible 320 3 Wood siding yes
1996 360,000 Wood Shake Roof 1,850 4 $1000-$2500 Deductible 220 1 Fiber-Cement Siding No
1948 545,000 Composition Roof 2,500 4 > $10,000 Deductible 1620 8 Fiber-Cement Siding yes
1962 930,000 Asphalt Shingles Roof 4,300 5 $500 Deductible 6570 10 Stone Siding yes
1997 600,000 Wood Shake Roof 3,460 5 > $10,000 Deductible 1410 7 Vinyl siding yes
1940 305,000 Metal Roof 1,420 3 $2500-$5000 Deductible 1560 9 Stone Siding yes
1960 460,000 Metal Roof 2,870 4 $5000 to $10,000 Deductible 490 2 Brick siding No
1960 480,000 Metal Roof 2,250 4 $5000 to $10,000 Deductible 1170 6 Wood siding No
1993 250,000 Wood Shake Roof 1,400 3 $500 Deductible 710 5 Stucco siding yes
1945 445,000 Tile Roof 2,320 4 $1000-$2500 Deductible 2700 12 Wood siding No
1998 425,000 Slate Shingles Roof 2,100 4 > $10,000 Deductible 1700 9 Brick siding yes
1960 755,000 Metal Roof 3,850 5 $1000-$2500 Deductible 1280 3 Vinyl siding No
1941 410,000 Tile Roof 2,130 3 $500- $1000 Deductible 1970 8 Stucco siding No