Shreveport, LA Home Insurance - Analysis On Quotes, Rates & Agents
Shreveport Insurance Rates:
Shreveport, LA homeowners insurance is roughly $1,076 to $1,459, about $89-$121/month. Our exhaustive analysis indicates shoppers can save as much as $507 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
There isn't a thing I have really disliked so far. The main thing has been the premium prices, but even then it was still much lower than a lot of the competitors I have seen.
Nothing much to dislike everything is going fine
I like the fact that farmers are a national company and easy to reach - I also respect their professionalism in all matters handled.
The website of the company looks very much professional and attractive. The claim settlement procedure of the company is fast. I had a good experience while dealing with the customer service executives and they answer all questions promptly.
I chose not to compare other insurances because the trust factor was all I was looking for and I wasn't going to consider a door to door salesman.
I dislike that my rates keep going up, every year the price goes up. I dislike the wait times when trying to call in.
Can't compare the cost of different coverages without calling the agent's office.
To me, the most important quality of an insurance company is low price, and Liberty Mutual is giving me the lowest. As long as that is true, I will be pleased. I will probably never use my home insurance, so I just need them to be competent and in the background.
I like everything of their services their policies, their work, their interaction, their claim policies, their returns, their deductions and their interests.
I like that the company treats its costumers accordingly. I like that the company has good reviews and has been reliable in the past for family and friends.
They are a very well respected company, and their price was better than other companies
I like the fact that they are backed by Progressive, a huge insurance company. It gives me confidence that if I did need to file a claim it would be taken care of rather than leaving me with a big mess to deal with.
I like state farm because they offer competitive insurance rates, they respond to my calls quickly, the customer service is very knowledgeable, and they handle everything in a professional manner.
The company provides effective and affordable insurance. I have renters home insurance through this company. My deductibles are low and it provides and safe understanding if something were to happen. I have not had to use this insurance, yet, but I have a peace of mind knowing that they will work with me if anything was to happen.
We had our water heater break last year. it caused flooding in our basement which had a finished room with carpeting. it took no time at all for someone to come out and check the damage.
I do not like that state farm, does not cover most household damages, unless they are major catastrophes
Customer service agents are very well informed of the products they have to offer and are willing to share the knowledge.
Shreveport, LA Homeowners Insurance By Home Value
|Shreveport, LA Home Value||Total Homes||% of Total||Average Shreveport, LA Homeowners Insurance|
|Less than $50,000||7,596||18.0%||$253|
|$50,000 to $59,999||1,810||4.0%||$532|
|$60,000 to $69,999||1,910||4.0%||$659|
|$70,000 to $79,999||2,401||5.0%||$760|
|$80,000 to $89,999||2,229||5.0%||$862|
|$90,000 to $99,999||1,930||4.0%||$963|
|$100,000 to $124,999||4,507||10.0%||$1128|
|$125,000 to $149,999||4,785||11.0%||$1407|
|$150,000 to $174,999||5,272||12.0%||$1661|
|$175,000 to $199,999||2,525||6.0%||$1914|
|$200,000 to $249,999||3,228||7.0%||$2307|
|$250,000 to $299,999||1,948||4.0%||$2827|
|$300,000 to $399,999||1,898||4.0%||$3588|
Top Home Insurance Agents Near Shreveport, LA
|Home Insurance Company Near Shreveport, LA||Homeowners Insurance Agency Near Shreveport, LA||Address|
|NA||Tyler Insurance Agency Inc||625 East Carroll , Coushatta, LA, 71019|
|NA||Beasley Keith Insurance Agency Inc||1815 Benton Rd , Bossier City, LA, 71111|
|State Farm||Caldwell Dunn||2266 Benton Rd, Bossier City, LA, 71111-3404|
|Allstate||James A. Wiggins||530 Benton Rd, Bossier City, LA, 71111|
|State Farm||Michael Flentroy||3705 1/2 Greenwood Rd, Shreveport, LA, 71109-5109|
Cost Of Homeowners Insurance By Street Near Shreveport, LA
|Streets in Shreveport Area||Homeowners Insurance Cost|
|Cryers Cir, Robinson Rd, Chopin Dr, Belle Chase Pl, Leindecker St, W Oxbow Loop, Leger St, N Thomas Dr, Jack Wells Blvd, Thompson St||$1,319|
|Island Park Blvd, Heritage Dr, Yarborough St, Champion Lake Blvd, Poole Rd, Thomas Dr, Lofton Rd, Hope St, Lalo Rd, Hopewell Rd||$1,319|
|Gamble Rd, Johnson St, Leon St, Moore Rd, Bacon St, State Rte 515, Tioga Ct, Julia St, River Bend Dr, N Crescent Cove||$1,307|
|Arthur Ray Teague Pkwy, Clay St, Dee St, Jimmie Davis Hwy, Castille Ct, Trichel St, Camp Joy Rd, Oak Aly, Eatman St, Pine Cove Rd||$1,312|
|Rose Cir, Country Forest Dr, Edwards St, Spring Branch Rd, Nottoway Pl, Tiffany Estate Dr, Wanda St, Edgar St, Magnolia Ridge, Richland Pl||$1,312|
Shreveport, LA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Shreveport||$189 to $192|
Shreveport, LA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Lakeview CDP, Louisiana||$157||$209||$313|
|Caddo Parish, Louisiana||$158||$211||$316|
|Blanchard town, Louisiana||$161||$215||$322|
Shreveport, LA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Shreveport Renters Insurance as a Percentage of Rent
|Shreveport Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||516||1.0%||$357|
|$200 to $299||1,283||4.0%||$807|
|$300 to $499||3,529||11.0%||$1257|
|$500 to $749||11,441||35.0%||$1932|
|$750 to $999||8,859||27.0%||$2682|
|$1,000 to $1,499||5,268||16.0%||$3807|
|$1,500 or more||1,132||3.0%||$5457|
Average Cost Of Home Insurance By Company In Areas Nearby Shreveport For Different Scenarios
|Building Coverage||Contents coverage||Construction type||Age of home||Company||Premium|
|$200,000||$100,000||brick veneer||10-year||Allied Trust Ins Co||$4839|
|$200,000||$100,000||brick veneer||10-year||Centauri National Ins Co||$5391|
|$400,000||$200,000||brick veneer||1-year||Coastal Select Ins Co||$5878|
|$400,000||$200,000||brick veneer||1-year||Liberty Ins Corporation||$5777|
|$400,000||$200,000||brick veneer||1-year||Lighthouse Property Ins Corp (Beacon)||$6439|
|$200,000||$100,000||Frame||10-year||Lighthouse Property Ins Corp (Standard)||$6243|
|$200,000||$100,000||brick veneer||10-year||Southern Fidelity Ins Co||$6319|
|$200,000||$100,000||brick veneer||10-year||Spinnaker Ins Co||$3296|
|$200,000||$100,000||brick veneer||10-year||Stillwater Ins Co||$6000|
|$200,000||$100,000||Frame||10-year||Vigilant Ins Co||$8568|
Shreveport, LA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Shreveport Homeowner Insurance Premium Example||$2,900||$2,400|
|Out of Pocket Expense During Claim||$1,100||$4,100|
|Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim||$21,400||$20,900|
|Net Savings to Shreveport Home Owner from High Deductible Plan||$500|
Shreveport, LA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Shreveport, LA Home Replacement Value MORE than Home Value||Shreveport, LA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$1,300||$1,050|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $9,000||Risk Exposure from Under Insuring Coverage is $8,500|
|Premium Impact||Insurance cheaper by $125/year||Insurance costlier by $125/year|
Example Shreveport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||GEICO Insurance||Farmers Insurance||Allstate|
|Home Details||3 Beds, 2 Baths||2 Beds, 1 Baths||4 Beds, 3 Baths|
|Deductible||$2500-$5000 Deductible||$2500-$5000 Deductible||$500- $1000 Deductible|
Sample Home Insurance Rates for Shreveport, LA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1991||90,000||Tile Roof||1,260||2||$500- $1000 Deductible||680||7||Brick siding||yes|
|1980||170,000||Metal Roof||2,050||3||$5000 to $10,000 Deductible||1070||6||Stucco siding||No|
|1983||205,000||Asphalt Shingles Roof||2,400||4||$500- $1000 Deductible||3150||9||Fiber-Cement Siding||No|
|1985||140,000||Metal Roof||1,670||3||$500- $1000 Deductible||1450||8||Vinyl siding||yes|
|1989||145,000||Asphalt Shingles Roof||1,890||3||$2500-$5000 Deductible||110||1||Brick siding||No|
|1966||155,000||Asphalt Shingles Roof||1,720||2||$5000 to $10,000 Deductible||210||2||Stone Siding||No|
|1963||205,000||Slate Shingles Roof||2,790||5||$1000-$2500 Deductible||490||2||Vinyl siding||yes|
|1984||295,000||Composition Roof||3,250||4||$1000-$2500 Deductible||2470||8||Fiber-Cement Siding||yes|
|1997||170,000||Slate Shingles Roof||2,190||3||$5000 to $10,000 Deductible||1610||9||Wood siding||yes|
|1996||110,000||Asphalt Shingles Roof||1,390||3||$500- $1000 Deductible||880||9||Vinyl siding||No|
|1983||320,000||Slate Shingles Roof||4,140||5||$1000-$2500 Deductible||4670||10||Wood siding||No|
|1966||145,000||Tile Roof||1,890||3||$1000-$2500 Deductible||2340||12||Fiber-Cement Siding||yes|
|1990||70,000||Composition Roof||1,070||2||$1000-$2500 Deductible||500||4||Fiber-Cement Siding||No|
|1979||225,000||Membrane Roof||3,240||4||$500 Deductible||1790||5||Brick siding||No|
|1993||95,000||Tile Roof||1,300||2||$2500-$5000 Deductible||1010||8||Stone Siding||yes|
|1970||145,000||Asphalt Shingles Roof||1,740||2||$500- $1000 Deductible||680||4||Wood siding||No|
|1996||185,000||Slate Shingles Roof||2,710||4||$2500-$5000 Deductible||1060||4||Fiber-Cement Siding||No|
|1998||145,000||Asphalt Shingles Roof||1,650||2||$2500-$5000 Deductible||780||7||Vinyl siding||yes|
|1976||215,000||Shingles Roof||3,310||4||> $10,000 Deductible||970||5||Vinyl siding||yes|
|1989||325,000||Slate Shingles Roof||4,780||5||$5000 to $10,000 Deductible||2300||8||Fiber-Cement Siding||yes|
|1976||205,000||Tile Roof||2,290||3||$5000 to $10,000 Deductible||1900||12||Fiber-Cement Siding||yes|
|1960||125,000||Wood Shake Roof||1,600||2||$500- $1000 Deductible||460||3||Vinyl siding||No|
|1968||160,000||Slate Shingles Roof||2,130||4||$500 Deductible||890||4||Brick siding||yes|
|1974||120,000||Wood Shake Roof||1,670||2||$500- $1000 Deductible||880||5||Vinyl siding||yes|