Shreveport Insurance Rates:

Shreveport, LA homeowners insurance is roughly $1,076 to $1,459, about $89-$121/month. Our exhaustive analysis indicates shoppers can save as much as $507 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
We had our water heater break last year. it caused flooding in our basement which had a finished room with carpeting. it took no time at all for someone to come out and check the damage.
State Farm
I do not like that state farm, does not cover most household damages, unless they are major catastrophes
State Farm
Customer service agents are very well informed of the products they have to offer and are willing to share the knowledge.
American Family
There isn't a thing I have really disliked so far. The main thing has been the premium prices, but even then it was still much lower than a lot of the competitors I have seen.
State Farm
Nothing much to dislike everything is going fine
Farmer's Insurance
I like the fact that farmers are a national company and easy to reach - I also respect their professionalism in all matters handled.
Aaa
The website of the company looks very much professional and attractive. The claim settlement procedure of the company is fast. I had a good experience while dealing with the customer service executives and they answer all questions promptly.
Liberty Mutual
I chose not to compare other insurances because the trust factor was all I was looking for and I wasn't going to consider a door to door salesman.
Allstate
Can't compare the cost of different coverages without calling the agent's office.
Liberty Mutual
To me, the most important quality of an insurance company is low price, and Liberty Mutual is giving me the lowest. As long as that is true, I will be pleased. I will probably never use my home insurance, so I just need them to be competent and in the background.
State Farm
I like everything of their services their policies, their work, their interaction, their claim policies, their returns, their deductions and their interests.
Geico
I like that the company treats its costumers accordingly. I like that the company has good reviews and has been reliable in the past for family and friends.
State Farm
They are a very well respected company, and their price was better than other companies
Progressive
I like the fact that they are backed by Progressive, a huge insurance company. It gives me confidence that if I did need to file a claim it would be taken care of rather than leaving me with a big mess to deal with.

Shreveport, LA Homeowners Insurance By Home Value

Shreveport, LA Home Value Total Homes % of Total Average Shreveport, LA Homeowners Insurance
Less than $50,000 7,596 18.0% $253
$50,000 to $59,999 1,810 4.0% $532
$60,000 to $69,999 1,910 4.0% $659
$70,000 to $79,999 2,401 5.0% $760
$80,000 to $89,999 2,229 5.0% $862
$90,000 to $99,999 1,930 4.0% $963
$100,000 to $124,999 4,507 10.0% $1128
$125,000 to $149,999 4,785 11.0% $1407
$150,000 to $174,999 5,272 12.0% $1661
$175,000 to $199,999 2,525 6.0% $1914
$200,000 to $249,999 3,228 7.0% $2307
$250,000 to $299,999 1,948 4.0% $2827
$300,000 to $399,999 1,898 4.0% $3588

Top Home Insurance Agents Near Shreveport, LA

Home Insurance Company Near Shreveport, LA Homeowners Insurance Agency Near Shreveport, LA Address
Allstate James A. Wiggins 530 Benton Rd, Bossier City, LA, 71111
State Farm Michael Flentroy 3705 1/2 Greenwood Rd, Shreveport, LA, 71109-5109
NA Tyler Insurance Agency Inc 625 East Carroll , Coushatta, LA, 71019
NA Beasley Keith Insurance Agency Inc 1815 Benton Rd , Bossier City, LA, 71111
State Farm Caldwell Dunn 2266 Benton Rd, Bossier City, LA, 71111-3404

Cost Of Homeowners Insurance By Street Near Shreveport, LA

Streets in Shreveport Area Homeowners Insurance Cost
Cryers Cir, Robinson Rd, Chopin Dr, Belle Chase Pl, Leindecker St, W Oxbow Loop, Leger St, N Thomas Dr, Jack Wells Blvd, Thompson St$1,319
Island Park Blvd, Heritage Dr, Yarborough St, Champion Lake Blvd, Poole Rd, Thomas Dr, Lofton Rd, Hope St, Lalo Rd, Hopewell Rd$1,319
Gamble Rd, Johnson St, Leon St, Moore Rd, Bacon St, State Rte 515, Tioga Ct, Julia St, River Bend Dr, N Crescent Cove$1,307
Arthur Ray Teague Pkwy, Clay St, Dee St, Jimmie Davis Hwy, Castille Ct, Trichel St, Camp Joy Rd, Oak Aly, Eatman St, Pine Cove Rd$1,312
Rose Cir, Country Forest Dr, Edwards St, Spring Branch Rd, Nottoway Pl, Tiffany Estate Dr, Wanda St, Edgar St, Magnolia Ridge, Richland Pl$1,312

Shreveport, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shreveport$189 to $192
Lakeview$187
Caddo$189
Blanchard$193

Shreveport, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakeview CDP, Louisiana $157 $209 $313
Caddo Parish, Louisiana $158 $211 $316
Blanchard town, Louisiana $161 $215 $322

Shreveport, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shreveport, LA9.4%32.0%
Lakeview10.97%29.5%
Caddo9.48%32.36%
Blanchard8.58%35.51%

Shreveport Renters Insurance as a Percentage of Rent

Shreveport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 516 1.0% $357
$200 to $299 1,283 4.0% $807
$300 to $499 3,529 11.0% $1257
$500 to $749 11,441 35.0% $1932
$750 to $999 8,859 27.0% $2682
$1,000 to $1,499 5,268 16.0% $3807
$1,500 or more 1,132 3.0% $5457

Average Cost Of Home Insurance By Company In Areas Nearby Shreveport For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Allied Trust Ins Co $4839
$200,000 $100,000 brick veneer 10-year Centauri National Ins Co $5391
$400,000 $200,000 brick veneer 1-year Coastal Select Ins Co $5878
$400,000 $200,000 brick veneer 1-year Liberty Ins Corporation $5777
$400,000 $200,000 brick veneer 1-year Lighthouse Property Ins Corp (Beacon) $6439
$200,000 $100,000 Frame 10-year Lighthouse Property Ins Corp (Standard) $6243
$200,000 $100,000 brick veneer 10-year Southern Fidelity Ins Co $6319
$200,000 $100,000 brick veneer 10-year Spinnaker Ins Co $3296
$200,000 $100,000 brick veneer 10-year Stillwater Ins Co $6000
$200,000 $100,000 Frame 10-year Vigilant Ins Co $8568

Shreveport, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Shreveport Homeowner Insurance Premium Example $2,900$2,400
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,400$20,900
Net Savings to Shreveport Home Owner from High Deductible Plan $500

Shreveport, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shreveport, LA Home Replacement Value MORE than Home Value Shreveport, LA Home Replacement Value LESS than Home Value
Replacement Value $91,500 $74,000
Insurance Premium based on Replacement Value $1,300 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Shreveport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAllstate
Monthly Premium 128132208
Year Built 196019911976
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$125000-$150000$125000-$150000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Shreveport, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 155,000 Asphalt Shingles Roof 1,720 2 $5000 to $10,000 Deductible 210 2 Stone Siding No
1963 205,000 Slate Shingles Roof 2,790 5 $1000-$2500 Deductible 490 2 Vinyl siding yes
1984 295,000 Composition Roof 3,250 4 $1000-$2500 Deductible 2470 8 Fiber-Cement Siding yes
1997 170,000 Slate Shingles Roof 2,190 3 $5000 to $10,000 Deductible 1610 9 Wood siding yes
1996 110,000 Asphalt Shingles Roof 1,390 3 $500- $1000 Deductible 880 9 Vinyl siding No
1983 320,000 Slate Shingles Roof 4,140 5 $1000-$2500 Deductible 4670 10 Wood siding No
1966 145,000 Tile Roof 1,890 3 $1000-$2500 Deductible 2340 12 Fiber-Cement Siding yes
1990 70,000 Composition Roof 1,070 2 $1000-$2500 Deductible 500 4 Fiber-Cement Siding No
1979 225,000 Membrane Roof 3,240 4 $500 Deductible 1790 5 Brick siding No
1993 95,000 Tile Roof 1,300 2 $2500-$5000 Deductible 1010 8 Stone Siding yes
1970 145,000 Asphalt Shingles Roof 1,740 2 $500- $1000 Deductible 680 4 Wood siding No
1996 185,000 Slate Shingles Roof 2,710 4 $2500-$5000 Deductible 1060 4 Fiber-Cement Siding No
1998 145,000 Asphalt Shingles Roof 1,650 2 $2500-$5000 Deductible 780 7 Vinyl siding yes
1976 215,000 Shingles Roof 3,310 4 > $10,000 Deductible 970 5 Vinyl siding yes
1989 325,000 Slate Shingles Roof 4,780 5 $5000 to $10,000 Deductible 2300 8 Fiber-Cement Siding yes
1976 205,000 Tile Roof 2,290 3 $5000 to $10,000 Deductible 1900 12 Fiber-Cement Siding yes
1960 125,000 Wood Shake Roof 1,600 2 $500- $1000 Deductible 460 3 Vinyl siding No
1968 160,000 Slate Shingles Roof 2,130 4 $500 Deductible 890 4 Brick siding yes
1974 120,000 Wood Shake Roof 1,670 2 $500- $1000 Deductible 880 5 Vinyl siding yes