Shoreview Insurance Rates:

Shoreview, MN homeowners insurance is approximately $901 to $1,227, about $75-$102/month. Our exhaustive research indicates shoppers can save as much as $425 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like that my insurance is able to be bundled with other types of insurance to save money and time.
State Farm
Even though they have a website where i pay my bills and can download documents as needed, i still get way too much paper from them.
First National Insurance
It gives me the coverage i need and is at a reasonable price. it was easy signing up and getting approved and they sent me the paperwork very fast.
American General
I don't really have a problem with the premium amount, but like anyone else, I could use a larger discount and save some money.
Grange Insurance
We have used Farm Bureau exclusively for the past 34 years. We love that we have a local office with people we know and trust. We feel that they have our local needs in mind when they're offering insurance packages.
Nationwide
The local offices are easy to deal with but if you have to call the main office they give you the runaround and if you leave a message they take their sweet time getting back to you.
State Farm
Communication with them was great. I could get ahold of them very quickly and email and leave a message to call me at a certain time or at their convenience and knew every time I would receive that call I needed and they were prepared to talk to me about whatever.
Allstate
They don't bother me needlessly - and I don't have any recollection of them being rude. That is all that I could ask for at this point. I'm hoping that if I had to put in a claim that I would be treated with respect and that they'd act with integrity.
Allstate
I would highly recommend my home insurance because it offers free, comparative quotes on homeowners insurance from multiple insurance carriers so you can get the best possible rate. The employees are very commendable as well and very accommodating.

Shoreview, MN Homeowners Insurance By Home Value

Shoreview, MN Home Value Total Homes % of Total Average Shoreview, MN Homeowners Insurance
Less than $50,000 291 3.0% $95
$90,000 to $99,999 85 1.0% $393
$100,000 to $124,999 238 3.0% $457
$125,000 to $149,999 440 5.0% $574
$150,000 to $174,999 784 10.0% $680
$175,000 to $199,999 707 9.0% $787
$200,000 to $249,999 1,696 22.0% $946
$250,000 to $299,999 1,571 21.0% $1149
$300,000 to $399,999 1,496 20.0% $1468

Top Home Insurance Agents Near Shoreview, MN

Home Insurance Company Near Shoreview, MN Homeowners Insurance Agency Near Shoreview, MN Address
State Farm Chad Crow 710 Commerce Dr Ste 120, Woodbury, MN, 55125-4920
Allstate Dan Lasch 7761 Lake Dr, Lino Lakes, MN, 55014
Travelers Insurance Brokers Of Mn 5842 Blackshire Path Inver Grove Heights, Inver Grove Heights, MN, 55076
Liberty Mutual Independent Minnesota Employers Ins Services Llc 2091 COUNTY ROAD D E STE B, MAPLEWOOD, MN, 55109
Travelers Nci Bib Llc 8200 HIGHWOOD DR, BLOOMINGTON, MN, 55438

Cost Of Homeowners Insurance By Street Near Shoreview, MN

Streets in Shoreview Area Homeowners Insurance Cost
Fernwood St, Westcliff Crve, Kitkerry Ct S, Randy Ave, Sunview Ct, W Viking Dr, Catbird Ln, W Turtle Ln, Hackberry Ln, Hill Farm Cir$1,208
Evans Ct, Silverthorn Ct, Pascal St, Snowy Owl Ln, Demar Ave, Pond Ct, Co Rd J W, Laura Ln, Scotch Pine Ln, Horseshoe Dr E$1,189
Mercury Cir, Market Place Dr, Randy Ave, Maple St, W Co Rd G, Cumberland St, Allendale Dr, Partridge Ln, Gilfillan Ln, Aldine St$1,205
Park Place Dr, Greenhaven Dr, Silverthorn Dr, Wildflower Way, Galtier Pl, Wendy Ct, Wildflower Pl, Arbogast St, Robinhood Cir, Kent Way$1,201
Sunshine Ln, Martin Ln, Cumberland Ct, Chandler Rd, Snail Lake Blvd, Highview Pl, Lorinda Dr, Cottonwood Ct, Rustic Pl, Mink Ln$1,061

Shoreview, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shoreview$159 to $162
Arden Hills$161
North Oaks$187
Vadnais Heights$156

Shoreview, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arden Hills city, Minnesota $161 $215 $323
North Oaks city, Minnesota $188 $250 $375
Vadnais Heights city, Minnesota $157 $209 $314

Shoreview, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shoreview, MN5%15.8%
Arden Hills4.89%14.19%
North Oaks3.55%10.73%
Vadnais Heights5.68%17.5%

Shoreview Renters Insurance as a Percentage of Rent

Shoreview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 1.0% $320
$300 to $499 35 2.0% $1220
$500 to $749 141 8.0% $1895
$750 to $999 738 42.0% $2645
$1,000 to $1,499 601 34.0% $3770
$1,500 or more 202 11.0% $5420

Shoreview, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Shoreview Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,900$15,700
Net Savings to Shoreview Home Owner from High Deductible Plan $1,200

Shoreview, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shoreview, MN Home Replacement Value MORE than Home Value Shoreview, MN Home Replacement Value LESS than Home Value
Replacement Value $282,000 $161,000
Insurance Premium based on Replacement Value $1,925 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $400/year

Example Shoreview Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceTravelers
Monthly Premium 157175151
Year Built 196319921984
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$350000-$400000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Shoreview, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 350,000 Membrane Roof 3,010 5 $5000 to $10,000 Deductible 1440 6 Stucco siding yes
1995 475,000 Slate Shingles Roof 3,630 5 $5000 to $10,000 Deductible 710 3 Stone Siding yes
1986 245,000 Asphalt Shingles Roof 2,010 5 $500- $1000 Deductible 770 6 Stucco siding yes
1981 480,000 Slate Shingles Roof 3,070 4 $5000 to $10,000 Deductible 1850 9 Brick siding yes
1963 225,000 Metal Roof 1,480 3 $5000 to $10,000 Deductible 100 1 Stone Siding yes
1996 550,000 Slate Shingles Roof 4,250 5 $1000-$2500 Deductible 2020 5 Brick siding yes
1988 495,000 Tile Roof 3,760 5 > $10,000 Deductible 1810 12 Vinyl siding yes
1987 275,000 Asphalt Shingles Roof 1,950 3 $2500-$5000 Deductible 1270 8 Wood siding No
1998 280,000 Asphalt Shingles Roof 2,350 4 $5000 to $10,000 Deductible 230 2 Stucco siding yes
1990 510,000 Composition Roof 4,060 5 $1000-$2500 Deductible 1200 5 Stucco siding yes
1995 365,000 Composition Roof 3,370 4 > $10,000 Deductible 1330 10 Fiber-Cement Siding yes
2008 290,000 Asphalt Shingles Roof 2,200 3 $500 Deductible 440 2 Vinyl siding No
2007 530,000 Shingles Roof 3,390 4 $500- $1000 Deductible 1780 6 Fiber-Cement Siding yes
1981 420,000 Shingles Roof 2,920 4 $1000-$2500 Deductible 590 3 Stone Siding yes
1967 430,000 Wood Shake Roof 3,680 5 $500- $1000 Deductible 800 4 Vinyl siding No
1995 150,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 690 9 Brick siding yes
1993 420,000 Membrane Roof 3,180 4 $5000 to $10,000 Deductible 230 1 Brick siding No
1968 710,000 Composition Roof 4,600 5 $2500-$5000 Deductible 3060 7 Brick siding No
2002 345,000 Slate Shingles Roof 2,140 4 > $10,000 Deductible 1590 10 Brick siding yes
1990 310,000 Membrane Roof 2,580 4 > $10,000 Deductible 710 5 Vinyl siding No
1984 355,000 Asphalt Shingles Roof 2,680 4 > $10,000 Deductible 1270 9 Fiber-Cement Siding No
1968 180,000 Composition Roof 1,630 3 $500- $1000 Deductible 1010 9 Stone Siding No
1963 345,000 Tile Roof 2,270 3 $500 Deductible 1470 5 Brick siding No
1990 400,000 Asphalt Shingles Roof 2,910 4 $2500-$5000 Deductible 1600 7 Stone Siding No
2006 400,000 Metal Roof 2,710 4 $5000 to $10,000 Deductible 1580 10 Stucco siding yes
1965 315,000 Wood Shake Roof 2,760 4 > $10,000 Deductible 790 7 Stucco siding No
1983 405,000 Tile Roof 3,100 5 $5000 to $10,000 Deductible 1320 12 Brick siding No
1997 340,000 Metal Roof 2,190 4 $500 Deductible 670 3 Vinyl siding yes
2002 240,000 Tile Roof 2,070 4 $500- $1000 Deductible 340 2 Brick siding yes
1999 160,000 Shingles Roof 1,470 3 $2500-$5000 Deductible 100 1 Vinyl siding yes
1997 290,000 Slate Shingles Roof 2,620 5 $500 Deductible 2170 12 Fiber-Cement Siding No