Shoreline Insurance Rates:

Shoreline, WA homeowners insurance is about $529 to $718, about $44-$59/month. Our comprehensive analysis shows customers can save upto $249 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
I guess I would recommend them because I have never had any problems.,
Amica Mutual Insurance
I have never used any other insurance providers, however, in comparison to competetors, the value of the insurance, for the price, is more affordable.
Progressive
Customer service is a 10/10 and the rate at which your needs are fulfilled are equally as satisfying.
Farmer's Insurance
Farmers offers incredible value for the money; when we switched carriers we cut our costs in half and increased our coverage by 50 %.
State Farm
The premium seems to be rather expensive. i have never had a claim in the over 20 years i've owned this house, yet the price keeps going up.
Liberty Mutual
I like liberty mutual because they have been around long enough to build a solid reputation as a good company.
Allstate
Overall, I like the availability of products, the helpfulness of staff both local and national. I dislike the cost and how I feel that I cannot switch because of all of the bundled products.
Farmer's Insurance
I haven't really shopped around for home insurance. I've been perfectly comfortable with my company for the past ten years.
State Farm
I have not yet as of now have any problems with state farm, they have always answered my questions on claims due to hail storms very quickly. And always customer friendly as well.
State Farm
It is a fair premium but of course, I wish it were a bit lower sometimes as well. No one wants to pay more than they have to. Other than that, I think it is relatively fair compared to others.
Allstate
They are very pleasant. They will be very cordial when explaining how your rates are going up, up, up. Don't like them.
State Farm
I would recommend Allstate because they have fair prices, better than average coverage and excellent customer service which is crucial in getting the help you need
State Farm
I'd recommend them because our agent is always available when needed, she is always happy to meet with us around our schedule and is close to home.

Shoreline, WA Homeowners Insurance By Home Value

Shoreline, WA Home Value Total Homes % of Total Average Shoreline, WA Homeowners Insurance
Less than $50,000 110 1.0% $43
$100,000 to $124,999 114 1.0% $193
$125,000 to $149,999 111 1.0% $242
$150,000 to $174,999 274 2.0% $286
$175,000 to $199,999 250 2.0% $330
$200,000 to $249,999 1,380 14.0% $398
$250,000 to $299,999 2,167 23.0% $485
$300,000 to $399,999 4,845 51.0% $616

Top Home Insurance Agents Near Shoreline, WA

Home Insurance Company Near Shoreline, WA Homeowners Insurance Agency Near Shoreline, WA Address
Liberty Mutual Independent Hentschell & Associates Inc 1436 S UNION AVE, TACOMA, WA, 98405
State Farm Jeff Ward 18207 Vet Mem Dr E Ste 1, Bonney Lake, WA, 98391-5165
State Farm Jeffrey Taylor 4850 Rainier Ave S, Seattle, WA, 98118-1742
Allstate Paul Stevick 4181 Wheaton Way Ste 1, Bremerton, WA, 98310
Farmers Stephen La Berge 33516 9th Ave S Ste 5b, Federal Way, WA, 98003

Shoreline, WA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Shoreline, WA

Streets in Shoreline Area Homeowners Insurance Cost
NW 195th Ct, Sunnyside Dr N, NW 202nd St, NW 188th St, Bagley Pl N, NE 177th Pl, N 178th Ln, Aurora Village Ct N, Echo Lake Pl N, 32nd Pl NE$625
NE 183rd Ct, 244th St SW, N 205th St, N 186th St, Shore Dr NE, NE Perkins Pl, NW 155th St, NE 200th Ct, NW 199th St, 27th Pl NE$638
N 153rd Pl, NW 197th Pl, NW 204th St, 12th Pl NE, 20th Pl NE, NW 199th St, NW 191st St, NE 179th Pl, NE 187th Ct, N 153rd Pl$634
NE 172nd Ct, N 198th St, NW 167th St, Beach Dr NE, N 145th Ct, NW 181st St, NW 156th St, 36th Ct NE, N 165th Pl, N 183rd St$628
Scenic Dr, Meridian Pl N, NW 145th St, N 205th St, NW 194th St, 21st Pl NW, N 182nd Ct, N 160th St, NW 193rd Pl, Highland Ln$628

Shoreline, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shoreline$93 to $95
Lake Forest Park$96
Esperance$92
Mountlake Terrace$90

Shoreline, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Forest Park city, Washington $96 $128 $192
Esperance CDP, Washington $92 $123 $185
Mountlake Terrace city, Washington $91 $121 $182

Shoreline, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shoreline, WA2.4%7.5%
Lake Forest Park2.25%6.87%
Esperance3.04%9.52%
Mountlake Terrace2.85%10.31%

Shoreline Renters Insurance as a Percentage of Rent

Shoreline Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 100 1.0% $325
$200 to $299 236 3.0% $775
$300 to $499 306 4.0% $1225
$500 to $749 585 8.0% $1900
$750 to $999 1,806 25.0% $2650
$1,000 to $1,499 2,495 35.0% $3775
$1,500 or more 1,421 20.0% $5425

Shoreline, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Shoreline Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,700$11,200
Net Savings to Shoreline Home Owner from High Deductible Plan $500

Shoreline, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shoreline, WA Home Replacement Value MORE than Home Value Shoreline, WA Home Replacement Value LESS than Home Value
Replacement Value $521,000 $349,000
Insurance Premium based on Replacement Value $1,350 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,500 Risk Exposure from Under Insuring Coverage is $79,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Shoreline Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 625869
Year Built 195219971987
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Shoreline, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 255,000 Metal Roof 1,350 3 > $10,000 Deductible 250 5 Brick siding yes
1990 475,000 Wood Shake Roof 2,370 4 $1000-$2500 Deductible 140 1 Stone Siding No
1969 735,000 Shingles Roof 3,570 5 $5000 to $10,000 Deductible 390 4 Brick siding No
1976 370,000 Asphalt Shingles Roof 1,850 3 $500- $1000 Deductible 70 1 Brick siding yes
1969 165,000 Tile Roof 1,010 2 $2500-$5000 Deductible 360 12 Wood siding No
1966 280,000 Shingles Roof 1,750 2 $5000 to $10,000 Deductible 210 5 Wood siding No
1992 385,000 Composition Roof 2,270 3 > $10,000 Deductible 50 1 Stucco siding No
1969 220,000 Tile Roof 1,060 2 > $10,000 Deductible 230 5 Stone Siding No
1974 690,000 Tile Roof 4,080 5 $500 Deductible 810 5 Stucco siding No
1975 495,000 Metal Roof 2,470 4 $500 Deductible 260 2 Brick siding No
1985 205,000 Asphalt Shingles Roof 1,120 2 $1000-$2500 Deductible 40 1 Stucco siding No
1971 305,000 Asphalt Shingles Roof 1,850 3 $2500-$5000 Deductible 850 12 Wood siding No
1951 330,000 Wood Shake Roof 2,230 5 $2500-$5000 Deductible 130 2 Vinyl siding yes
1990 890,000 Shingles Roof 4,630 5 $500 Deductible 510 2 Vinyl siding yes
1957 335,000 Slate Shingles Roof 1,660 2 $500 Deductible 900 10 Brick siding yes
1967 645,000 Asphalt Shingles Roof 4,400 5 $500 Deductible 410 2 Brick siding No
1987 330,000 Metal Roof 2,180 3 $2500-$5000 Deductible 430 8 Stone Siding yes
1996 370,000 Membrane Roof 2,110 5 $500- $1000 Deductible 660 10 Fiber-Cement Siding yes
1989 625,000 Tile Roof 2,970 5 $1000-$2500 Deductible 250 2 Wood siding yes
1971 705,000 Wood Shake Roof 3,810 5 $500- $1000 Deductible 1200 7 Stucco siding yes
1973 610,000 Shingles Roof 3,710 5 $2500-$5000 Deductible 1280 10 Stucco siding No
1974 475,000 Wood Shake Roof 3,030 4 $5000 to $10,000 Deductible 70 1 Fiber-Cement Siding No
1999 255,000 Tile Roof 1,640 2 $5000 to $10,000 Deductible 80 3 Vinyl siding No
1958 580,000 Shingles Roof 3,030 4 $500- $1000 Deductible 760 7 Vinyl siding yes
1961 195,000 Wood Shake Roof 1,320 3 $5000 to $10,000 Deductible 80 3 Vinyl siding yes
1963 465,000 Slate Shingles Roof 3,290 5 > $10,000 Deductible 210 3 Brick siding No
1959 160,000 Membrane Roof 1,000 2 $500- $1000 Deductible 100 4 Brick siding No
1957 715,000 Shingles Roof 3,910 5 > $10,000 Deductible 90 1 Stucco siding yes
1970 355,000 Tile Roof 2,430 5 $2500-$5000 Deductible 580 10 Wood siding yes
1993 240,000 Wood Shake Roof 1,500 3 $1000-$2500 Deductible 580 10 Fiber-Cement Siding No
1965 230,000 Tile Roof 1,350 3 $2500-$5000 Deductible 140 4 Brick siding No
1980 295,000 Shingles Roof 1,380 3 $500 Deductible 180 2 Stucco siding yes
1989 480,000 Slate Shingles Roof 2,710 5 $500 Deductible 950 8 Stucco siding yes
1967 215,000 Membrane Roof 1,230 3 $500- $1000 Deductible 90 2 Vinyl siding yes

How To Make Your Shoreline, WA Home Insurance Cheaper

How Much Does Shoreline, WA Home Insurance Cost?