Shippensburg Insurance Rates:

Shippensburg, PA homeowners insurance is about $561 to $815, about $46-$67/month. Our in depth research reveals consumers can save as much as $275 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Shippensburg, PA Homeowners Insurance By Home Value

Shippensburg, PA Home Value Total Homes % of Total Average Shippensburg, PA Homeowners Insurance
Less than $50,000 264 53.0% $233
$70,000 to $79,999 31 6.0% $715
$80,000 to $89,999 12 2.0% $804
$100,000 to $124,999 6 1.0% $1045
$125,000 to $149,999 10 2.0% $1307
$150,000 to $174,999 34 6.0% $1548
$175,000 to $199,999 25 5.0% $1788
$200,000 to $249,999 75 15.0% $2146
$250,000 to $299,999 17 3.0% $2628
$300,000 to $399,999 16 3.0% $3336

Top Home Insurance Agents Near Shippensburg, PA

Home Insurance Company Near Shippensburg, PA Homeowners Insurance Agency Near Shippensburg, PA Address
Allstate Bell Insurance Inc 5900 FT LOUDON ROAD, MERCERSBURG, PA, 17236
State Farm Dale Clabaugh 23 E Frederick St, Walkersville, MD, 21793-8234
Travelers Logan Insurance Agcy 300 S PROGRESS AVE, HARRISBURG, PA, 17109
Travelers Rosensteel Insurance Inc 360 MAIN ST, MCSHERRYSTOWN, PA, 17344
Travelers Strickler Agency Inc 95 ALEXANDER SPRING RD, CARLISLE, PA, 17015

Cost Of Homeowners Insurance By Street Near Shippensburg, PA

Streets in Shippensburg Area Homeowners Insurance Cost
Brookside Ave, Mowery Dr, Helen Ave, Bear Hollow Rd, Ritner Garden, Zion Rd, T318, Zook Ln, Curtis Ave, Pike Ct$735
Airport Rd, Old Sawmill Dr, Craig St, Airport Rd, Chestnut Grove Rd, T309, Martin Ave, Gilbert Rd, Goodhart Rd, Carpenter Ln$730
Academic Way, Cramer Rd, Fogelsanger Rd, Long Ln, Null Ln, Ott Rd, Renee Ave, N Penn St, Timber Ln, Pine Tree Ln$734
Timothy Ln, Old Saw Mill Dr, Chamberlin Rd, Briarcliff Dr, Ivy Ln, E Creek Rd, Covered Bridge Rd, Roger Ave, Creamer Ave, N Apple Ave$731
Washington St, Mitchel Ln, T333, Kail Ave, Kunkleman Ln, Colton Dr, T305, State Rte 696, Duncan Rd, W Orange St$729

Shippensburg, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shippensburg$98 to $107
Southampton$109
Orrstown$106
Newburg borough$108

Shippensburg, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southampton township, Franklin County, Pennsylvania $110 $146 $219
Orrstown borough, Pennsylvania $107 $142 $213
Newburg borough (Cumberland County), Pennsylvania $108 $144 $216

Shippensburg, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shippensburg, PA5.7%11.3%
Southampton4.36%13.97%
Orrstown4.71%15.57%
Newburg borough4.31%15.06%

Shippensburg Renters Insurance as a Percentage of Rent

Shippensburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 5.0% $809
$300 to $499 20 2.0% $1259
$500 to $749 273 35.0% $1934
$750 to $999 122 16.0% $2684
$1,000 to $1,499 174 22.0% $3809
$1,500 or more 134 17.0% $5459

Shippensburg, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Shippensburg Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Shippensburg Home Owner from High Deductible Plan $600

Shippensburg, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shippensburg, PA Home Replacement Value MORE than Home Value Shippensburg, PA Home Replacement Value LESS than Home Value
Replacement Value $221,500 $136,500
Insurance Premium based on Replacement Value $1,000 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Shippensburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceLiberty Mutual
Monthly Premium 433192
Year Built 198620112001
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Shippensburg, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 160,000 Shingles Roof 3,050 5 $500- $1000 Deductible 380 6 Brick siding yes
2011 125,000 Tile Roof 2,240 4 $500- $1000 Deductible 360 7 Fiber-Cement Siding No
2004 115,000 Shingles Roof 1,770 3 $2500-$5000 Deductible 240 6 Stucco siding No
2002 95,000 Slate Shingles Roof 2,060 3 $500- $1000 Deductible 320 9 Wood siding yes
1946 100,000 Asphalt Shingles Roof 1,960 3 $500 Deductible 40 1 Stone Siding yes
1949 75,000 Composition Roof 1,630 4 $1000-$2500 Deductible 60 2 Wood siding No
1986 135,000 Membrane Roof 2,000 5 $1000-$2500 Deductible 450 7 Stucco siding No
1999 145,000 Composition Roof 2,210 3 $1000-$2500 Deductible 110 2 Stone Siding yes
2014 75,000 Metal Roof 1,400 3 $2500-$5000 Deductible 20 1 Fiber-Cement Siding yes
1940 165,000 Slate Shingles Roof 3,400 5 $1000-$2500 Deductible 140 2 Stucco siding yes
2006 160,000 Tile Roof 2,420 5 $500 Deductible 660 12 Fiber-Cement Siding yes
1987 110,000 Shingles Roof 1,900 3 $500- $1000 Deductible 380 8 Stucco siding yes
1999 215,000 Slate Shingles Roof 4,700 5 $500- $1000 Deductible 490 6 Vinyl siding yes
1985 175,000 Slate Shingles Roof 2,790 4 $2500-$5000 Deductible 680 10 Brick siding yes
1945 85,000 Shingles Roof 1,810 4 $2500-$5000 Deductible 200 9 Vinyl siding No
2011 120,000 Metal Roof 2,040 3 $500 Deductible 280 5 Stone Siding No
1985 115,000 Asphalt Shingles Roof 1,880 4 $500- $1000 Deductible 140 3 Vinyl siding yes
1980 115,000 Asphalt Shingles Roof 2,190 3 $1000-$2500 Deductible 230 6 Vinyl siding No
2000 175,000 Metal Roof 3,600 5 $5000 to $10,000 Deductible 140 3 Stone Siding No
2001 150,000 Slate Shingles Roof 3,290 4 $500- $1000 Deductible 420 6 Stucco siding No
1987 150,000 Asphalt Shingles Roof 2,950 4 $1000-$2500 Deductible 260 4 Brick siding No
1984 145,000 Wood Shake Roof 2,800 4 $500 Deductible 340 8 Brick siding No
1992 95,000 Membrane Roof 1,950 3 $2500-$5000 Deductible 100 3 Vinyl siding yes
1995 155,000 Tile Roof 2,320 4 $500- $1000 Deductible 550 8 Wood siding No
1948 75,000 Wood Shake Roof 1,540 3 $500 Deductible 250 8 Vinyl siding No
1989 85,000 Slate Shingles Roof 1,770 3 $500 Deductible 490 12 Fiber-Cement Siding yes
1994 165,000 Slate Shingles Roof 2,400 4 $500- $1000 Deductible 450 9 Wood siding yes
1995 80,000 Asphalt Shingles Roof 1,450 3 $500 Deductible 40 1 Stone Siding No
1948 85,000 Slate Shingles Roof 1,520 5 $500- $1000 Deductible 280 9 Stucco siding yes
2002 145,000 Composition Roof 2,960 4 $500- $1000 Deductible 50 1 Wood siding yes
2008 70,000 Metal Roof 1,250 3 $500 Deductible 180 8 Stone Siding No
2011 245,000 Metal Roof 4,870 5 > $10,000 Deductible 60 1 Stucco siding yes
2011 115,000 Composition Roof 2,080 4 $500- $1000 Deductible 110 3 Stone Siding No
2010 75,000 Metal Roof 1,580 3 $500- $1000 Deductible 130 4 Brick siding yes