Shiloh Insurance Rates:

Shiloh, IL homeowners insurance is nearly $662 to $904, about $55-$75/month. Our extensive research reveals consumers can save as much as $313 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Shiloh, IL Homeowners Insurance By Home Value

Shiloh, IL Home Value Total Homes % of Total Average Shiloh, IL Homeowners Insurance
Less than $50,000 198 6.0% $94
$80,000 to $89,999 120 3.0% $321
$90,000 to $99,999 104 3.0% $352
$100,000 to $124,999 94 3.0% $415
$125,000 to $149,999 203 6.0% $517
$150,000 to $174,999 453 14.0% $611
$175,000 to $199,999 321 10.0% $705
$200,000 to $249,999 766 24.0% $846
$250,000 to $299,999 490 15.0% $1042
$300,000 to $399,999 334 10.0% $1324

Top Home Insurance Agents Near Shiloh, IL

Home Insurance Company Near Shiloh, IL Homeowners Insurance Agency Near Shiloh, IL Address
NA Kirnco Ins Group 14394 Rd Ste 200, Manchester, MO, 63011
NA Milana Furman Agency 10702 Manchester Rd Ste 204 Saint Louis, Kirkwood, MO, 63122
Travelers Insurance Consultants Inc 1064 South Woods Mill Road, Chesterfield, MO, 63017
Liberty Mutual Independent Scheller Insurance Agency 213 W MAIN ST, MOUNT OLIVE, IL, 62069
State Farm Tom Grate 2113 Bentley Plz, Fenton, MO, 63026-2124

Cost Of Homeowners Insurance By Street Near Shiloh, IL

Streets in Shiloh Area Homeowners Insurance Cost
Green Mount Commons Dr, Quail Creek, Oakgrove Cir, St Ellen Mine Rd, Linwood Ln, Sagebrush Dr, Shenandoah Ct, Maple St, Carnation Dr, Thouvenot Ln$767
S Smiley St, Meddows Ln, Southridge Dr, Donna Dr, Larkspur Dr, High Valley Ln, Limerick Ln, Sky Hawk Dr, Dublin Blvd, Enlisted Dr$761
Glen Mor Dr, Diamond Ct, Brian Dr, Woodgate Cir, State Rte 2, Nicholas Dr, Springbrook Dr, Aquarius Dr, Central Park Dr, Katrina$764
Dakota Dr, Smelting Works Rd, Fawn Dr, Crown Pointe, E 6th St, Scheibel Rd, Cottonwood Ct, Cotswold Cir, W 7th St, Granite Dr$751
Fairfield Pl, Red Field Dr, Bridlewood Pl, Jared, Adeline Dr, Hawkridge Run, 9th St, Heather Dr, O'Fallon Township Line Rd, Deer Springs Trl$792

Shiloh, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shiloh$116 to $118
Shiloh Valley$116
O'Fallon$117
Scott AFB$102

Shiloh, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shiloh Valley township, St. Clair County, Illinois $116 $155 $233
O'Fallon city, Illinois $117 $156 $234
St. Clair township, St. Clair County, Illinois $113 $151 $227

Shiloh, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shiloh, IL3.4%11.6%
Shiloh Valley3.77%12.49%
O'Fallon3.61%10.45%
St. Clair3.99%12.51%

Shiloh Renters Insurance as a Percentage of Rent

Shiloh Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 1.0% $777
$300 to $499 41 3.0% $1227
$500 to $749 196 15.0% $1902
$750 to $999 554 42.0% $2652
$1,000 to $1,499 350 27.0% $3777
$1,500 or more 139 10.0% $5427

Shiloh, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Shiloh Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Shiloh Home Owner from High Deductible Plan $600

Shiloh, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shiloh, IL Home Replacement Value MORE than Home Value Shiloh, IL Home Replacement Value LESS than Home Value
Replacement Value $278,000 $183,000
Insurance Premium based on Replacement Value $1,575 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,500 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $375/year

Example Shiloh Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceNationwide Insurance
Monthly Premium 5592156
Year Built 200719801993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$300000-$350000$600000-$700000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Shiloh, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 440,000 Composition Roof 3,210 4 $2500-$5000 Deductible 970 5 Vinyl siding yes
1987 575,000 Composition Roof 4,610 5 > $10,000 Deductible 1430 12 Stucco siding No
1982 245,000 Membrane Roof 2,110 3 $2500-$5000 Deductible 550 6 Fiber-Cement Siding yes
1988 220,000 Composition Roof 1,720 5 $1000-$2500 Deductible 450 4 Stone Siding yes
1982 280,000 Membrane Roof 2,690 4 $2500-$5000 Deductible 70 1 Stucco siding No
2012 185,000 Slate Shingles Roof 1,590 3 $5000 to $10,000 Deductible 170 3 Fiber-Cement Siding yes
1983 160,000 Tile Roof 1,510 3 $500- $1000 Deductible 290 5 Wood siding No
2008 315,000 Metal Roof 2,590 5 $5000 to $10,000 Deductible 560 5 Vinyl siding No
2014 385,000 Asphalt Shingles Roof 3,030 4 $500 Deductible 150 1 Wood siding No
1985 245,000 Shingles Roof 2,330 3 $2500-$5000 Deductible 100 1 Wood siding yes
1986 195,000 Wood Shake Roof 1,540 3 $1000-$2500 Deductible 880 12 Wood siding No
1986 160,000 Metal Roof 1,320 3 $500- $1000 Deductible 330 5 Stone Siding yes
1983 320,000 Slate Shingles Roof 2,640 4 $1000-$2500 Deductible 1040 9 Stone Siding No
1995 350,000 Tile Roof 3,530 5 $1000-$2500 Deductible 1660 9 Brick siding yes
2006 320,000 Tile Roof 3,110 4 > $10,000 Deductible 350 5 Stone Siding No
2011 300,000 Membrane Roof 3,070 4 > $10,000 Deductible 360 5 Wood siding No
1992 310,000 Metal Roof 2,290 3 $500- $1000 Deductible 480 5 Wood siding No
1986 185,000 Asphalt Shingles Roof 1,550 5 $500- $1000 Deductible 400 6 Fiber-Cement Siding yes
1985 230,000 Membrane Roof 1,650 4 $2500-$5000 Deductible 270 5 Brick siding yes
2010 475,000 Wood Shake Roof 3,640 5 $500 Deductible 2250 10 Stone Siding yes
1994 295,000 Membrane Roof 3,010 4 $1000-$2500 Deductible 420 5 Fiber-Cement Siding No
2008 250,000 Wood Shake Roof 2,520 5 $2500-$5000 Deductible 460 7 Wood siding No
2011 205,000 Metal Roof 1,800 4 $1000-$2500 Deductible 130 2 Stucco siding No
2011 465,000 Metal Roof 4,020 5 $2500-$5000 Deductible 1260 12 Stone Siding yes
2012 290,000 Composition Roof 2,970 4 $500 Deductible 1100 7 Brick siding yes
2011 205,000 Asphalt Shingles Roof 2,040 3 $500- $1000 Deductible 210 4 Stucco siding yes
2006 170,000 Asphalt Shingles Roof 1,740 5 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
2009 280,000 Metal Roof 2,770 5 $1000-$2500 Deductible 470 6 Wood siding yes
1993 165,000 Metal Roof 1,440 3 $500- $1000 Deductible 310 7 Stucco siding yes
2012 190,000 Metal Roof 1,960 3 $1000-$2500 Deductible 430 7 Wood siding yes
2012 255,000 Composition Roof 2,340 4 $500- $1000 Deductible 130 2 Fiber-Cement Siding No
2005 335,000 Slate Shingles Roof 2,590 4 $500- $1000 Deductible 310 2 Stone Siding No
1994 220,000 Wood Shake Roof 2,220 5 > $10,000 Deductible 210 4 Fiber-Cement Siding No
2000 245,000 Membrane Roof 1,990 4 $2500-$5000 Deductible 80 1 Brick siding No