Sherman, TX homeowners insurance is roughly $865 to $1,173, about $72-$97/month. Our thorough analysis shows customers can save as much as $407 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sherman, TX | Homeowners Insurance Agency Near Sherman, TX | Address |
|---|---|---|
| Travelers | Frederiksen & Frederiksen | 12900 Preston Road, Suite 500, Dallas, TX, 75230 |
| Travelers | Southern States Insurance Agency Inc | 3115 W PARKER ROAD SUITE 580, PLANO, TX, 75023 |
| Travelers | Summit Alliance Insurance Advisors Llc | 17090 N DALLAS PARKWAY, DALLAS, TX, 75248 |
| Allstate | Alexis Campbell | 1241 Prosper Commons Blvd Ste 110, Prosper, TX, 75078 |
| State Farm | Ann Dunham | 2301 W Parker Rd Ste 1, Plano, TX, 75023-7877 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Grayson County, Texas | $153 | $204 | $306 |
| Southmayd city, Texas | $149 | $199 | $299 |
| Knollwood city, Texas | $146 | $195 | $293 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sherman, TX | 7.6% | 19.1% |
| Grayson County | 7.0% | 19.22% |
| Southmayd | 8.64% | 21.17% |
| Knollwood | 9.83% | 15.58% |
| Sherman Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 176 | 2.0% | $355 |
| $200 to $299 | 176 | 2.0% | $805 |
| $300 to $499 | 484 | 7.0% | $1255 |
| $500 to $749 | 2,297 | 35.0% | $1930 |
| $750 to $999 | 2,143 | 32.0% | $2680 |
| $1,000 to $1,499 | 1,171 | 18.0% | $3805 |
| Streets in Sherman Area | Homeowners Insurance Cost |
|---|---|
| W Pacific St, S Cleveland Ave, W Mesquite St, Circle Dr, Center St, Post Oak Dr, E Evergreen St, Porch St, W Park Ave, Grayson Dr | $1,030 |
| S Branch St, Odneal St, E Lake Ave, Goodjohn St, Hackleman Rd, S East St, Elizabeth St, N East St, E Gulick Ave, S Highland Ave | $998 |
| Verdi Ln, N Wharton St, S Busby St, E Kosse St, Buck Creek Rd, Swanner Dr, S Walnut St, N Branch St, E Eagle Ln, Southfork Dr | $997 |
| N Hickory St, W Calgary Dr, Blaine St, Rolling Hills Dr, E King St, Old Scaggs School Rd, Vista Lagos Dr, Cr 292, N 7th St, Red Maple Rd | $1,036 |
| Northridge Dr, W Terrell Rd, N Meadows Ln, Hefley Rd, Dickson Cir, S Hwy 91, Hogskin Rd, Longhorn Trl Rd, FM 902 E, N McKown Ave | $1,024 |
| Reed Cir, Carter Ct, Willow Ridge Cir, Stiff Chapel Rd, S Willow St, W Tutt St, Sherwood Dr, Scott Rd, S Gribble Ave, Knollwood Dr | $1,038 |
| Brookhollow St, Walnut St, Blanton Pl, E Richards St, Forest Creek Dr, Massey Rd, Hilre Dr, Wyatt Rd, Beatrice St, Pheasant | $1,039 |
| Collins Dr, Hwy 691, Bounds Ranch Rd, Water St, S Branch St, Collinsville St, Anita St, Canyon Creek, Parkside Rd, Lamberth Cir | $1,036 |
| Welch School Rd, Short Ln, Collins Rd, East St, Hub St, Moreland Dr, Comino Dos Logos Dr, Old Tioga Rd, N Grant Dr, E Moore St | $1,020 |
| Martinek Rd, N Bledsoe St, Durning Rd, Burton St, Blueberry, Tejas Dr, Bodovsky Rd, E Dorchester St, Poco Redonda, Haun Rd | $1,034 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sherman | $152 to $155 |
| Grayson County | $153 |
| Southmayd | $149 |
| Knollwood | $146 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Sherman Homeowner Insurance Premium Example | $1,300 | $1,100 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,000 | $10,400 |
| Net Savings to Sherman Home Owner from High Deductible Plan | $600 | |
| Scenario | Sherman, TX Home Replacement Value MORE than Home Value | Sherman, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $126,500 | $89,000 |
| Insurance Premium based on Replacement Value | $1,225 | $875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,000 | Risk Exposure from Under Insuring Coverage is $16,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $200/year |
| Insurance Company | State Farm | Amica Mutual Insurance Company | Nationwide Insurance |
| Monthly Premium | 65 | 104 | 90 |
| Year Built | 1945 | 1995 | 2014 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 3 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $150000-$175000 | $100000-$125000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |