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Sherman, TX Home Values & Insurance Rates

Sherman, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,383 17.0% $254
$50,000 to $59,999 593 7.0% $550
$60,000 to $69,999 564 7.0% $672
$70,000 to $79,999 564 7.0% $784
$80,000 to $89,999 447 5.0% $886
$90,000 to $99,999 692 8.0% $988
$100,000 to $124,999 1,502 18.0% $1151
$125,000 to $149,999 621 7.0% $1436
$150,000 to $174,999 615 7.0% $1701
$175,000 to $199,999 341 4.0% $1966
$200,000 to $249,999 381 4.0% $2364
$250,000 to $299,999 124 1.0% $2883
$300,000 to $399,999 95 1.0% $3668

Top Home Insurance Agents Near Sherman, TX

Home Insurance Company Near Sherman, TX Homeowners Insurance Agency Near Sherman, TX Address
Allstate Alexis Campbell 1241 Prosper Commons Blvd Ste 110, Prosper, TX, 75078
State Farm Ann Dunham 2301 W Parker Rd Ste 1, Plano, TX, 75023-7877
Travelers Frederiksen & Frederiksen 12900 Preston Road, Suite 500, Dallas, TX, 75230
Travelers Southern States Insurance Agency Inc 3115 W PARKER ROAD SUITE 580, PLANO, TX, 75023
Travelers Summit Alliance Insurance Advisors Llc 17090 N DALLAS PARKWAY, DALLAS, TX, 75248

Estimated Home Insurance By Street Area Near Sherman, TX

Sherman Area Estimated House Insurance
W Pacific St, S Cleveland Ave, W Mesquite St, Circle Dr, Center St, Post Oak Dr, E Evergreen St, Porch St, W Park Ave, Grayson Dr$1,030
S Branch St, Odneal St, E Lake Ave, Goodjohn St, Hackleman Rd, S East St, Elizabeth St, N East St, E Gulick Ave, S Highland Ave$998
Verdi Ln, N Wharton St, S Busby St, E Kosse St, Buck Creek Rd, Swanner Dr, S Walnut St, N Branch St, E Eagle Ln, Southfork Dr$997
N Hickory St, W Calgary Dr, Blaine St, Rolling Hills Dr, E King St, Old Scaggs School Rd, Vista Lagos Dr, Cr 292, N 7th St, Red Maple Rd$1,036
Northridge Dr, W Terrell Rd, N Meadows Ln, Hefley Rd, Dickson Cir, S Hwy 91, Hogskin Rd, Longhorn Trl Rd, FM 902 E, N McKown Ave$1,024
Reed Cir, Carter Ct, Willow Ridge Cir, Stiff Chapel Rd, S Willow St, W Tutt St, Sherwood Dr, Scott Rd, S Gribble Ave, Knollwood Dr$1,038
Brookhollow St, Walnut St, Blanton Pl, E Richards St, Forest Creek Dr, Massey Rd, Hilre Dr, Wyatt Rd, Beatrice St, Pheasant$1,039
Collins Dr, Hwy 691, Bounds Ranch Rd, Water St, S Branch St, Collinsville St, Anita St, Canyon Creek, Parkside Rd, Lamberth Cir$1,036
Welch School Rd, Short Ln, Collins Rd, East St, Hub St, Moreland Dr, Comino Dos Logos Dr, Old Tioga Rd, N Grant Dr, E Moore St$1,020
Martinek Rd, N Bledsoe St, Durning Rd, Burton St, Blueberry, Tejas Dr, Bodovsky Rd, E Dorchester St, Poco Redonda, Haun Rd$1,034

Savings on home insurance for senior occupied homes

PlaceSavings
Sherman$152 to $155
Grayson County$153
Southmayd$149
Knollwood$146

Sherman, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sherman, TX7.6%19.1%
Grayson County7.0%19.22%
Southmayd8.64%21.17%
Knollwood9.83%15.58%

Sherman Renters Insurance as a Percentage of Rent

Sherman Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 176 2.0% $355
$200 to $299 176 2.0% $805
$300 to $499 484 7.0% $1255
$500 to $749 2,297 35.0% $1930
$750 to $999 2,143 32.0% $2680
$1,000 to $1,499 1,171 18.0% $3805

Sherman, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Sherman Homeowner Insurance Premium Example $1,700$1,500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,700$14,100
Net Savings to Sherman Home Owner from High Deductible Plan $600

Sherman, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sherman, TX Home Replacement Value MORE than Home Value Sherman, TX Home Replacement Value LESS than Home Value
Replacement Value $88,500 $57,500
Insurance Premium based on Replacement Value $800 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Sherman Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualAllstate
Monthly Premium 1355592
Year Built 201019881968
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sherman, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Grayson County, Texas $153 $204 $306
Southmayd city, Texas $149 $199 $299
Knollwood city, Texas $146 $195 $293

Sample Home Insurance Rates for Sherman, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 135,000 Shingles Roof 1,640 2 $500 Deductible 920 9 Vinyl siding yes
2013 80,000 Wood Shake Roof 1,350 2 $500 Deductible 350 6 Brick siding yes
1961 110,000 Slate Shingles Roof 1,780 4 $1000-$2500 Deductible 80 1 Vinyl siding No
2010 100,000 Asphalt Shingles Roof 1,730 2 $2500-$5000 Deductible 150 3 Brick siding No
2009 160,000 Metal Roof 2,480 5 $500- $1000 Deductible 110 1 Brick siding yes
1970 225,000 Tile Roof 3,340 4 $5000 to $10,000 Deductible 1220 9 Stone Siding yes
1991 125,000 Membrane Roof 1,720 2 $2500-$5000 Deductible 330 5 Fiber-Cement Siding yes
1996 65,000 Tile Roof 1,080 2 $1000-$2500 Deductible 320 8 Stone Siding yes
1994 145,000 Composition Roof 2,090 4 $500 Deductible 1330 12 Wood siding No
1998 85,000 Slate Shingles Roof 1,350 2 $1000-$2500 Deductible 210 4 Stone Siding yes
1941 195,000 Tile Roof 2,680 4 $500- $1000 Deductible 440 3 Wood siding No
1988 100,000 Membrane Roof 1,250 2 $500 Deductible 880 9 Brick siding No
1965 135,000 Slate Shingles Roof 2,340 3 $500- $1000 Deductible 210 3 Wood siding No