Shenandoah Insurance Rates:

Shenandoah, VA homeowners insurance is nearly $623 to $850, about $51-$70/month. Our extensive analysis shows customers can save upto $294 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Shenandoah, VA Homeowners Insurance By Home Value

Shenandoah, VA Home Value Total Homes % of Total Average Shenandoah, VA Homeowners Insurance
Less than $50,000 57 2.0% $80
$60,000 to $69,999 30 1.0% $213
$80,000 to $89,999 25 1.0% $279
$90,000 to $99,999 21 1.0% $309
$100,000 to $124,999 100 4.0% $360
$125,000 to $149,999 158 7.0% $456
$150,000 to $174,999 322 15.0% $537
$175,000 to $199,999 254 12.0% $618
$200,000 to $249,999 514 24.0% $743
$250,000 to $299,999 207 9.0% $912
$300,000 to $399,999 376 18.0% $1162

Top Home Insurance Agents Near Shenandoah, VA

Home Insurance Company Near Shenandoah, VA Homeowners Insurance Agency Near Shenandoah, VA Address
Travelers Coverage Inc 4460-A Brookfield Corporate Dr, Chantilly, VA, 20151
State Farm Ed Setliff 2237c Tacketts Mill Dr, Woodbridge, VA, 22192-3037
Liberty Mutual Jacob Gregory 5283 Corporate Drive Suite 302, Frederick, MD, 21703
Travelers Murphys Insurance Agency 4134 VIRGINIA ST, FAIRFAX, VA, 22032
Travelers Preferred Insurance Services Inc 4035 Ridge Top Rd Ste 150, Fairfax, VA, 22030

Cost Of Homeowners Insurance By Street Near Shenandoah, VA

Streets in Shenandoah Area Homeowners Insurance Cost
State Rte 675, Stockton Rd, Owens Ct, W Jackson St, Scranton Ave, S Charles St, W 4th St, State Rte 619, Midway Ave, Yarnell Ct$743
Cliff Rd, Pine Shores Dr, Hillandale Rd, Harris Dr, Farm View Rd, Bee St, Allegheny Rd, Queens Hwy, Boo Rd, S Royal Ave$738
S Fox Chase Dr, Greening Ct, Scott St, Hallmans Rd, Shadows Dr, Beeden Ln, Cherry St, Sloats Mountain Rd, Pine St, Village Ct$726
S Lake Ave, Milldale Valley Dr, Beagle Club Ln, View Dr, Gussin Way, Elsia Dr, Drummer Hill Rd, Auburn Ct, Heights Ln, Dismal Hollow Rd$737
Wilson Ln, Rivermont Dr, Crickets Ln, Doom Peak Rd, White Oak Dr, Ritenour Hollow Rd, Little Sorrel Dr, Barnett Dr, Boulder Rd, State Rte 661$742

Shenandoah, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shenandoah$109 to $111
Shenandoah Shores$109
Apple Mountain Lake$110
Happy Creek$111

Shenandoah, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shenandoah Shores CDP, Virginia $109 $145 $218
Skyland Estates CDP, Virginia $109 $145 $218
Shenandoah Farms CDP, Virginia $110 $146 $219

Shenandoah, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shenandoah, VA3.7%17.7%
Shenandoah Shores4.3%10.7%
Shenandoah Farms3.73%20.16%
Apple Mountain Lake3.22%22.33%

Shenandoah Renters Insurance as a Percentage of Rent

Shenandoah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 37 4.0% $788
$300 to $499 28 3.0% $1238
$500 to $749 181 23.0% $1913
$750 to $999 137 18.0% $2663
$1,000 to $1,499 246 32.0% $3788
$1,500 or more 127 16.0% $5438

Shenandoah, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Shenandoah Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Shenandoah Home Owner from High Deductible Plan $600

Shenandoah, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shenandoah, VA Home Replacement Value MORE than Home Value Shenandoah, VA Home Replacement Value LESS than Home Value
Replacement Value $347,000 $227,000
Insurance Premium based on Replacement Value $1,725 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $80,000 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $400/year

Example Shenandoah Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAllstate
Monthly Premium 1127854
Year Built 198219912010
Home Details 5 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$175000-$200000$150000-$175000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Shenandoah, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 335,000 Shingles Roof 3,110 4 $500- $1000 Deductible 290 2 Stucco siding yes
2010 710,000 Shingles Roof 4,880 5 > $10,000 Deductible 1780 10 Vinyl siding yes
2011 215,000 Asphalt Shingles Roof 1,520 5 > $10,000 Deductible 50 1 Vinyl siding No
2011 215,000 Asphalt Shingles Roof 1,990 4 $1000-$2500 Deductible 80 1 Vinyl siding yes
2009 320,000 Tile Roof 2,210 5 $500- $1000 Deductible 240 2 Vinyl siding No
2008 160,000 Composition Roof 1,480 2 $5000 to $10,000 Deductible 110 3 Brick siding No
2010 315,000 Membrane Roof 2,570 4 $500 Deductible 760 5 Wood siding No
2012 465,000 Asphalt Shingles Roof 3,350 4 > $10,000 Deductible 170 2 Stucco siding yes
1990 290,000 Shingles Roof 2,180 5 $1000-$2500 Deductible 560 6 Vinyl siding yes
2011 290,000 Composition Roof 2,470 4 $1000-$2500 Deductible 980 7 Wood siding yes
2012 290,000 Composition Roof 2,390 3 $5000 to $10,000 Deductible 280 3 Brick siding yes
2014 265,000 Wood Shake Roof 1,880 3 $500- $1000 Deductible 880 9 Fiber-Cement Siding No
1987 185,000 Wood Shake Roof 1,330 2 $2500-$5000 Deductible 250 5 Stucco siding No
1982 315,000 Asphalt Shingles Roof 2,330 3 $1000-$2500 Deductible 1090 9 Stone Siding yes
1986 385,000 Slate Shingles Roof 3,830 5 $500 Deductible 860 6 Brick siding yes
2001 210,000 Tile Roof 1,760 2 $500 Deductible 1120 10 Vinyl siding yes
2001 205,000 Wood Shake Roof 2,070 4 $500 Deductible 700 10 Fiber-Cement Siding yes
2014 190,000 Membrane Roof 1,740 2 $500- $1000 Deductible 580 8 Wood siding No
2003 215,000 Composition Roof 1,960 3 $2500-$5000 Deductible 210 4 Stone Siding No
1998 445,000 Membrane Roof 3,470 5 $500 Deductible 1580 7 Brick siding yes
2014 180,000 Composition Roof 1,490 3 $1000-$2500 Deductible 600 7 Brick siding No
1996 265,000 Membrane Roof 2,110 4 > $10,000 Deductible 60 1 Fiber-Cement Siding yes
2001 205,000 Metal Roof 1,800 2 > $10,000 Deductible 230 5 Stucco siding No
1994 225,000 Slate Shingles Roof 1,570 5 $1000-$2500 Deductible 620 8 Stucco siding No
2014 625,000 Slate Shingles Roof 4,510 5 $500 Deductible 1830 7 Brick siding yes
1996 300,000 Tile Roof 2,810 4 $2500-$5000 Deductible 560 7 Vinyl siding No
1980 170,000 Wood Shake Roof 1,560 2 $2500-$5000 Deductible 400 10 Brick siding yes
2006 140,000 Asphalt Shingles Roof 1,320 2 $500 Deductible 150 2 Stucco siding yes
1989 435,000 Membrane Roof 3,270 5 $500 Deductible 2020 10 Fiber-Cement Siding yes
2012 250,000 Shingles Roof 1,760 3 > $10,000 Deductible 400 10 Wood siding No
1998 220,000 Tile Roof 1,690 3 $1000-$2500 Deductible 680 7 Fiber-Cement Siding yes
1984 115,000 Metal Roof 1,060 2 $500 Deductible 450 10 Brick siding No
2002 175,000 Asphalt Shingles Roof 1,290 2 $1000-$2500 Deductible 190 3 Wood siding yes
2005 440,000 Membrane Roof 3,370 5 $500- $1000 Deductible 490 3 Wood siding No