Shelton, CT homeowners insurance is roughly $758 to $1,029, about $63-$85/month. Our exhaustive analysis reveals consumers can save upto $357 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Shelton, CT | Homeowners Insurance Agency Near Shelton, CT | Address |
|---|---|---|
| Travelers | Carillo & Howland Inc | 363 South Center St. , Windsor Locks, CT, 6096 |
| Travelers | Coughlin Insurance Services | 37 MAIN ST PO BOX 95, TARRYTOWN, NY, 10591 |
| Travelers | Inter City Agency Inc | 1311 NORTH AVE, NEW ROCHELLE, NY, 10804 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Derby city, Connecticut | $106 | $141 | $212 |
| Trumbull CDP, Connecticut | $115 | $153 | $229 |
| Ansonia city, Connecticut | $107 | $143 | $214 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Shelton, CT | 3.1% | 8.7% |
| Derby | 3.67% | 8.76% |
| Trumbull | 2.6% | 7.63% |
| Ansonia | 3.42% | 9.6% |
| Shelton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 59 | 2.0% | $323 |
| $200 to $299 | 103 | 4.0% | $773 |
| $300 to $499 | 96 | 4.0% | $1223 |
| $500 to $749 | 169 | 7.0% | $1898 |
| $750 to $999 | 534 | 22.0% | $2648 |
| $1,000 to $1,499 | 825 | 35.0% | $3773 |
| $1,500 or more | 570 | 24.0% | $5423 |
| Streets in Shelton Area | Homeowners Insurance Cost |
|---|---|
| Kazo Dr, Hidden Pond Ln, Morningside Ct, Robert Frost Rd, Old Pent Rd, Tower Ln, Sunrise Cir, Trap Falls Rd Exn, Commodore Ave, Montgomery St | $909 |
| Henry Dr, Corn Hill Rd, Saw Mill City Rd, Twarog Pl, Cynthia Ln, Daybreak Ln, Country Ridge Dr, Mounain View Dr, Deer Run, Dana Ave | $902 |
| Magnolia Cir, Greenwich Pl, Rayo Dr, Misty Ln, Broc Ter, Haverhill Dr, Ledgewood Rd, Far Mill Xing, Orowoc Trl, Huntington St | $888 |
| Holly Ln, Reiner Dr, Old Stratford Rd, Nettleton Ct, Theodore Rd, Basking Ridge Rd, Andrew Dr, Meadowbrook Dr, Coppel Ln, Button Rd | $914 |
| Crow Nest Hill, Soundcrest Dr, Blackbirch Ct, Division Ave, Hawley Rd, Congress Ave, Regan Cir, Oliver Ter, N Hemlock, Avalon Dr | $877 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Shelton | $133 to $136 |
| Derby | $127 |
| Trumbull | $137 |
| Ansonia | $128 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $2,300 |
| Yearly Shelton Homeowner Insurance Premium Example | $4,100 | $3,600 |
| Out of Pocket Expense During Claim | $1,300 | $2,300 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $17,700 | $16,700 |
| Net Savings to Shelton Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Shelton, CT Home Replacement Value MORE than Home Value | Shelton, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $329,000 | $221,000 |
| Insurance Premium based on Replacement Value | $3,425 | $2,300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $52,500 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $575/year |
| Insurance Company | Hartford Insurance Group | Travelers | Allstate |
| Monthly Premium | 142 | 332 | 157 |
| Year Built | 1988 | 1941 | 1990 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $500000-$600000 | $250000-$300000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |