Shelbyville Insurance Rates:

Shelbyville, IN homeowners insurance is nearly $678 to $923, about $56-$76/month. Our comprehensive research reveals consumers can save as much as $320 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My insurance company is extremely quick to answer any and all claims that i may have.
Liberty Mutual
When they say you have to pay premiums, be expected to pay for the premiums. the fine print did not cover for any damages that i thought was covered under my basic home protection package. i ended up paying out of pocket when i had to re-shingle the garage portion of my house after a big storm knocked a small tree onto my roof.
Liberty Mutual
Their customer service is great - i always get a helpful and pleasant person to help me and whatever i call in for, they always make sure it's done.
Erie Insurance
I like that the premium is low, compared to other companies, I think. It is kind of easy and streamlined to have the money taken out with the mortgage.

Shelbyville, IN Homeowners Insurance By Home Value

Shelbyville, IN Home Value Total Homes % of Total Average Shelbyville, IN Homeowners Insurance
Less than $50,000 672 16.0% $208
$50,000 to $59,999 157 3.0% $440
$60,000 to $69,999 225 5.0% $544
$70,000 to $79,999 331 7.0% $624
$80,000 to $89,999 541 12.0% $712
$90,000 to $99,999 368 8.0% $801
$100,000 to $124,999 619 14.0% $921
$125,000 to $149,999 392 9.0% $1153
$150,000 to $174,999 406 9.0% $1369
$175,000 to $199,999 106 2.0% $1577
$200,000 to $249,999 130 3.0% $1898
$250,000 to $299,999 114 2.0% $2322
$300,000 to $399,999 123 2.0% $2947

Top Home Insurance Agents Near Shelbyville, IN

Home Insurance Company Near Shelbyville, IN Homeowners Insurance Agency Near Shelbyville, IN Address
Erie Kitto Insurance Inc. 719 1/2 Massachusetts Avenue Suite B, Indianapolis, IN, 46204
Travelers M J Insurance Inc 9225 PRIORITY WAY W DR STE 100, INDIANAPOLIS, IN, 46240
Allstate R J Puthran 10412 Allisonville Rd Ste 103, Fishers, IN, 46038
State Farm Veronica Montgomery 7503 Rockville Rd, Indianapolis, IN, 46214-3073
Travelers Wells Fargo Insurance Services Usa Inc 300 N MERIDIAN STE 1700, INDIANAPOLIS, IN, 46204

Cost Of Homeowners Insurance By Street Near Shelbyville, IN

Streets in Shelbyville Area Homeowners Insurance Cost
Kent Rd, Gordon St, Co Rd 1000 W, W Pr 225 N, Hampton Blvd, Roosevelt Dr, E 425 N, Pr 480 W, Durham Dr, S 600 W$805
W Walser Rd, N Clover Bush Rd, Belvidere Dr, Grissom Ln, S Poplar St, Little Blue Rd, Fountain Lake Dr S, E Lawndale Dr, Wilmington Blvd, Hoover Ave$839
E 475 N, W Rampart Rd, Fairfield Dr, S Forest Manor, Shelby's Crest Pr, N 200 E, N Walnut St, Mildred St, Old Orchard Rd, N Main St$844
Stanley Dr, W State Rd 44, Mohr St, Berwick Dr, E Franklin St, Blanchard St, Northridge Dr, W 50 S, E 225 N, Oak Park Dr$806
S 1000 W, Amos Rd, W Range Rd, W 550 S, Premier St, Loper Dr, Tulip Ln, S Noble St, S Amos Rd, E Pr Hidden Lake Dr$801

Shelbyville, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shelbyville$119 to $122
Addison$120
Shelby County$123
Fairland$119

Shelbyville, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Addison township, Shelby County, Indiana $120 $160 $240
Shelby County, Indiana $123 $164 $246
Fairland town, Indiana $119 $158 $237

Shelbyville, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shelbyville, IN6.2%19.7%
Addison6.19%19.48%
Shelby County5.81%17.75%
Fairland7.11%33.08%

Shelbyville Renters Insurance as a Percentage of Rent

Shelbyville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 145 4.0% $807
$300 to $499 478 14.0% $1257
$500 to $749 1,441 44.0% $1932
$750 to $999 760 23.0% $2682
$1,000 to $1,499 268 8.0% $3807
$1,500 or more 91 2.0% $5457

Shelbyville, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Shelbyville Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Shelbyville Home Owner from High Deductible Plan $1,200

Shelbyville, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shelbyville, IN Home Replacement Value MORE than Home Value Shelbyville, IN Home Replacement Value LESS than Home Value
Replacement Value $125,000 $70,000
Insurance Premium based on Replacement Value $650 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Shelbyville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceFarmers Insurance
Monthly Premium 224254
Year Built 201419812006
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$125000-$150000$125000-$150000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Shelbyville, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 95,000 Metal Roof 1,490 2 $500- $1000 Deductible 120 3 Wood siding No
1980 95,000 Tile Roof 1,490 2 $500 Deductible 190 6 Wood siding yes
2008 260,000 Metal Roof 4,080 5 $5000 to $10,000 Deductible 370 5 Fiber-Cement Siding yes
2008 290,000 Metal Roof 4,900 5 $500- $1000 Deductible 300 3 Wood siding No
1940 110,000 Membrane Roof 1,500 3 $2500-$5000 Deductible 400 12 Wood siding yes
2013 175,000 Composition Roof 2,240 4 $5000 to $10,000 Deductible 260 7 Stucco siding No
2012 165,000 Slate Shingles Roof 2,450 4 $5000 to $10,000 Deductible 310 7 Brick siding No
1998 190,000 Slate Shingles Roof 2,320 4 $1000-$2500 Deductible 240 5 Fiber-Cement Siding yes
1945 205,000 Membrane Roof 3,020 4 $500- $1000 Deductible 340 6 Stone Siding yes
1941 105,000 Shingles Roof 1,540 5 $2500-$5000 Deductible 170 6 Wood siding yes
2006 80,000 Metal Roof 990 2 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1984 120,000 Membrane Roof 1,920 5 $2500-$5000 Deductible 350 7 Vinyl siding No
2014 315,000 Asphalt Shingles Roof 4,510 5 $500 Deductible 880 5 Stucco siding No
1943 295,000 Asphalt Shingles Roof 4,640 5 > $10,000 Deductible 190 3 Stucco siding No
1997 250,000 Composition Roof 3,050 4 $1000-$2500 Deductible 650 8 Wood siding No