Shelby, OH homeowners insurance is about $577 to $787, about $48-$65/month. Our comprehensive research shows customers can save upto $272 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Shelby, OH | Homeowners Insurance Agency Near Shelby, OH | Address |
|---|---|---|
| Allstate | David R Haerr | 524 W Perkins Ave, Sandusky, OH, 44870 |
| State Farm | Marsha Doane Funk Clu, Chfc | 4560 Oberlin Avenue Suite 4, Lorain, OH, 44053-3195 |
| Liberty Mutual Independent | The Allen Thomas Ins Agency Inc | 4081 N Jefferson St , Medina, OH, 44256 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Plymouth township, Richland County, Ohio | $87 | $115 | $173 |
| Tiro village, Ohio | $83 | $111 | $166 |
| Shiloh village, Ohio | $83 | $111 | $166 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Shelby, OH | 5.4% | 15.0% |
| Plymouth | 4.77% | 14.38% |
| Tiro | 6.51% | 20.79% |
| Shiloh | 6.09% | 17.7% |
| Shelby Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 34 | 2.0% | $362 |
| $200 to $299 | 16 | 1.0% | $812 |
| $300 to $499 | 394 | 28.0% | $1262 |
| $500 to $749 | 713 | 52.0% | $1937 |
| $750 to $999 | 178 | 13.0% | $2687 |
| $1,000 to $1,499 | 33 | 2.0% | $3812 |
| Streets in Shelby Area | Homeowners Insurance Cost |
|---|---|
| Brooks Ct, Woodland Rd, River Bend Dr, Buckeye Dr, Ganges Five Points Rd, Base Line Rd W, Bradley Ave, Twp Hwy 53, Richards Rd, Taft St | $688 |
| Twp Hwy 61, Cleveland St, Amoy East Rd, Lauden Rd, E High St, Co Hwy 11, Twp Hwy 68, Kuhn Rd, Bistline Rd, Bucyrus St | $689 |
| Twp Hwy 229, Elm St, Joelynn Dr, Broadway Rd, Shiloh Norwalk Rd, Post St, Edgewood Dr, Walnut St, London East Rd, Franklin St | $687 |
| Oesch Ln, Kegley Rd, Rock Rd N, Mansfield Ave, Hawk Rd, Samantha Dr, Harriette Dr, Champion Rd, Glenwood Dr, Twp Hwy 230 | $695 |
| Dinninger Rd, Weller Rd, Plymouth St, Pearl St, Mills Ave, Co Hwy 232, Country Meadows, Florida Ave, 6th St, Amoy Ganges Rd | $682 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Shelby | $101 to $104 |
| Plymouth | $103 |
| Tiro | $99 |
| Shiloh | $100 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Shelby Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $4,800 | $4,200 |
| Net Savings to Shelby Home Owner from High Deductible Plan | $600 | |
| Scenario | Shelby, OH Home Replacement Value MORE than Home Value | Shelby, OH Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $121,000 | $75,500 |
| Insurance Premium based on Replacement Value | $425 | $275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,500 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $50/year |
| Insurance Company | Farmers Insurance | Nationwide Insurance | American Family Insurance |
| Monthly Premium | 77 | 24 | 57 |
| Year Built | 1968 | 1957 | 1973 |
| Home Details | 5 Beds, 2 Baths | 2 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $75000-$100000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |