Shelby Insurance Rates:

Shelby, OH homeowners insurance is about $577 to $787, about $48-$65/month. Our comprehensive research shows customers can save upto $272 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Shelby, OH Homeowners Insurance By Home Value

Shelby, OH Home Value Total Homes % of Total Average Shelby, OH Homeowners Insurance
Less than $50,000 363 14.0% $190
$50,000 to $59,999 141 5.0% $402
$60,000 to $69,999 221 8.0% $497
$70,000 to $79,999 306 12.0% $579
$80,000 to $89,999 294 11.0% $654
$90,000 to $99,999 123 4.0% $729
$100,000 to $124,999 370 14.0% $845
$125,000 to $149,999 256 10.0% $1057
$150,000 to $174,999 244 9.0% $1254
$175,000 to $199,999 80 3.0% $1445
$200,000 to $249,999 72 2.0% $1739
$250,000 to $299,999 39 1.0% $2127
$300,000 to $399,999 36 1.0% $2700

Top Home Insurance Agents Near Shelby, OH

Home Insurance Company Near Shelby, OH Homeowners Insurance Agency Near Shelby, OH Address
NA Hummel Group, Inc. 461 Wadsworth Road , Orrville, OH, 44667
NA Ohio Proprietors Insurance Agency Po Box 3054 , Lexington, OH, 44904
Allstate David R Haerr 524 W Perkins Ave, Sandusky, OH, 44870
State Farm Marsha Doane Funk Clu, Chfc 4560 Oberlin Avenue Suite 4, Lorain, OH, 44053-3195
Liberty Mutual Independent The Allen Thomas Ins Agency Inc 4081 N Jefferson St , Medina, OH, 44256

Cost Of Homeowners Insurance By Street Near Shelby, OH

Streets in Shelby Area Homeowners Insurance Cost
Brooks Ct, Woodland Rd, River Bend Dr, Buckeye Dr, Ganges Five Points Rd, Base Line Rd W, Bradley Ave, Twp Hwy 53, Richards Rd, Taft St$688
Twp Hwy 61, Cleveland St, Amoy East Rd, Lauden Rd, E High St, Co Hwy 11, Twp Hwy 68, Kuhn Rd, Bistline Rd, Bucyrus St$689
Twp Hwy 229, Elm St, Joelynn Dr, Broadway Rd, Shiloh Norwalk Rd, Post St, Edgewood Dr, Walnut St, London East Rd, Franklin St$687
Oesch Ln, Kegley Rd, Rock Rd N, Mansfield Ave, Hawk Rd, Samantha Dr, Harriette Dr, Champion Rd, Glenwood Dr, Twp Hwy 230$695
Dinninger Rd, Weller Rd, Plymouth St, Pearl St, Mills Ave, Co Hwy 232, Country Meadows, Florida Ave, 6th St, Amoy Ganges Rd$682

Shelby, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shelby$101 to $104
Plymouth$103
Tiro$99
Shiloh$100

Shelby, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plymouth township, Richland County, Ohio $87 $115 $173
Tiro village, Ohio $83 $111 $166
Shiloh village, Ohio $83 $111 $166

Shelby, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shelby, OH5.4%15.0%
Plymouth4.77%14.38%
Tiro6.51%20.79%
Shiloh6.09%17.7%

Shelby Renters Insurance as a Percentage of Rent

Shelby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 2.0% $362
$200 to $299 16 1.0% $812
$300 to $499 394 28.0% $1262
$500 to $749 713 52.0% $1937
$750 to $999 178 13.0% $2687
$1,000 to $1,499 33 2.0% $3812

Shelby, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Shelby Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,800$4,200
Net Savings to Shelby Home Owner from High Deductible Plan $600

Shelby, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shelby, OH Home Replacement Value MORE than Home Value Shelby, OH Home Replacement Value LESS than Home Value
Replacement Value $121,000 $75,500
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Shelby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmerican Family Insurance
Monthly Premium 772457
Year Built 196819571973
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $300000-$350000$75000-$100000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Shelby, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 190,000 Composition Roof 2,760 4 $2500-$5000 Deductible 200 4 Stucco siding No
1958 65,000 Slate Shingles Roof 990 2 $500- $1000 Deductible 150 7 Wood siding yes
1941 185,000 Composition Roof 3,270 5 $1000-$2500 Deductible 730 12 Stone Siding No
1948 110,000 Composition Roof 1,550 2 $1000-$2500 Deductible 70 2 Stucco siding yes
1985 300,000 Shingles Roof 4,530 5 $500 Deductible 90 1 Stucco siding No
1955 140,000 Asphalt Shingles Roof 2,640 4 $500- $1000 Deductible 30 1 Wood siding yes
1951 75,000 Membrane Roof 1,350 3 $500- $1000 Deductible 260 12 Stone Siding yes
1966 90,000 Metal Roof 1,370 2 $500 Deductible 240 7 Vinyl siding No
1945 140,000 Wood Shake Roof 2,070 3 $500- $1000 Deductible 160 4 Fiber-Cement Siding No
1969 290,000 Membrane Roof 4,640 5 > $10,000 Deductible 250 6 Fiber-Cement Siding yes
1987 235,000 Membrane Roof 4,450 5 $500 Deductible 570 9 Stone Siding yes
1988 310,000 Slate Shingles Roof 4,550 5 $500- $1000 Deductible 820 8 Vinyl siding yes
1952 215,000 Asphalt Shingles Roof 3,040 4 $500 Deductible 390 5 Brick siding yes
1973 235,000 Tile Roof 3,280 5 $500 Deductible 390 5 Brick siding No
1979 185,000 Slate Shingles Roof 3,350 4 $1000-$2500 Deductible 600 10 Stone Siding yes
1945 120,000 Wood Shake Roof 1,940 3 $500 Deductible 160 5 Brick siding yes
1965 135,000 Tile Roof 2,240 3 $1000-$2500 Deductible 220 6 Wood siding yes
1988 115,000 Tile Roof 1,550 2 $2500-$5000 Deductible 280 7 Stone Siding yes
1977 245,000 Shingles Roof 3,510 5 $5000 to $10,000 Deductible 490 10 Vinyl siding yes
1985 95,000 Shingles Roof 1,360 3 $1000-$2500 Deductible 50 2 Brick siding No
1953 110,000 Composition Roof 1,450 3 $500 Deductible 260 6 Brick siding yes
1988 95,000 Asphalt Shingles Roof 1,800 2 $2500-$5000 Deductible 120 4 Stucco siding yes
1985 100,000 Tile Roof 1,560 2 $500 Deductible 240 7 Stone Siding yes
1977 175,000 Asphalt Shingles Roof 2,830 4 $2500-$5000 Deductible 250 7 Stone Siding yes
1967 200,000 Wood Shake Roof 2,770 5 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
1948 160,000 Composition Roof 2,050 5 $500 Deductible 340 8 Fiber-Cement Siding No
1976 335,000 Shingles Roof 4,370 5 > $10,000 Deductible 600 9 Brick siding yes
1973 175,000 Membrane Roof 2,440 5 $5000 to $10,000 Deductible 230 7 Fiber-Cement Siding No
1976 70,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 110 8 Stone Siding yes
1943 170,000 Metal Roof 3,050 4 $5000 to $10,000 Deductible 140 3 Vinyl siding yes
1955 260,000 Composition Roof 3,310 4 $5000 to $10,000 Deductible 430 8 Fiber-Cement Siding yes
1956 90,000 Composition Roof 1,520 2 $1000-$2500 Deductible 250 7 Fiber-Cement Siding yes
1971 120,000 Shingles Roof 2,260 3 $2500-$5000 Deductible 50 2 Fiber-Cement Siding No
1988 125,000 Composition Roof 1,860 4 $2500-$5000 Deductible 30 1 Stucco siding No