Shelby County Insurance Rates:

Shelby County, IL homeowners insurance is approximately $616 to $835, about $51-$69/month. Our in depth guide indicates shoppers can save upto $290 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I enjoy working with state farm. the personal interaction of the office i work with is amazing. can't ask for a better experience.
The only thing I dislike about my company overall is that the driveway does not update that often. I feel like I would get better rates if it updated monthly instead of every six months. But I guess that would be to their detriment to do it that way
American Family
They are good about responding to a claim quickly and their premium is low compared to other places. So they are a good overall value.
State Farm
I love the customer service that state farm provides. They have a local office not too far from where I live where I can go home and speak to someone directly if I choose too. They even remember you after not call in for a while. They know my other family as well have also had state farm.
Meemic Insurance
They are still a small town company but have good customer service and are easily accessible and have good technology allowing for website access to my policies.
I don't really find the need to have an app like it on my phone since I don't need to use it very often. If there was other content on their such as savings I would consider using it more but to be honest it just takes up important space that would be better suited for a more productive app.

Shelby County, IL Homeowners Insurance By Home Value

Shelby County, IL Home Value Total Homes % of Total Average Shelby County, IL Homeowners Insurance
Less than $50,000 1,415 19.0% $203
$50,000 to $59,999 561 7.0% $435
$60,000 to $69,999 543 7.0% $537
$70,000 to $79,999 601 8.0% $624
$80,000 to $89,999 768 10.0% $704
$90,000 to $99,999 387 5.0% $791
$100,000 to $124,999 813 11.0% $914
$125,000 to $149,999 571 7.0% $1147
$150,000 to $174,999 581 8.0% $1350
$175,000 to $199,999 217 3.0% $1560
$200,000 to $249,999 411 5.0% $1880
$250,000 to $299,999 251 3.0% $2294

Top Home Insurance Agents Near Shelby County, IL

Home Insurance Company Near Shelby County, IL Homeowners Insurance Agency Near Shelby County, IL Address
NA Sutherland Insurance 112 W Park St, Arthur, IL, 61911
NA Consociate Group/Dansig, Inc. 504 W Spresser St, Taylorville, IL, 62568
NA Buzzard Insurance 444 S Willow St Ste 12, Effingham, IL, 62401
State Farm Ali Doolin 1101 Clement Ave, Forsyth, IL, 62535-9626
Erie Bob Oetting & Associates 905 W Lincoln Avenue, Charleston, IL, 61920

Cost Of Homeowners Insurance By Street Near Shelby County, IL

Streets in Shelby County Area Homeowners Insurance Cost
W Main St, N Maple St, Huron St, 2925 E, W South 3rd St, 1725 N Rd, 1300 N, E 000 North Rd, Country View Ln, 3115 E$735
Hamilton St, W Christy St, 1200 E, N Pine St, Sheri Ct, 750 N, Co Hwy 21, Hermanson Dr, Herric Rd, E Benton St$735
Park Pl, W North 15th St, 3250 E, N Park St, Eversole St, 1000 E, Co Rd 3300, E South 2nd St, Conners Cove, 850 N$723
W North 13th St, 2650 E, W Northland Dr, 3150 E, Co Rd 00 E, W North 7th St, State Rte 128, Co Hwy 38, N Ash St, Co Hwy 10$726
E Central St, Gordon St, 910 N, Co Hwy 13, 1500 N, 1925 N, 2100th Ave, 2100 E, E South 3rd St, 2500 North Rd$726

Shelby County, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shelby County$108 to $111

Shelby County, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shelbyville city, Illinois $108 $144 $216
Rose township, Shelby County, Illinois $109 $145 $218
Clarksburg township, Shelby County, Illinois $113 $151 $227

Shelby County, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shelby County, IL6.3%15.1%

Shelby County Renters Insurance as a Percentage of Rent

Shelby County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 2.0% $357
$200 to $299 114 8.0% $807
$300 to $499 271 19.0% $1257
$500 to $749 525 38.0% $1932
$750 to $999 276 20.0% $2682
$1,000 to $1,499 102 7.0% $3807
$1,500 or more 55 4.0% $5457