Shelburne Insurance Rates:

Shelburne, VT homeowners insurance is approximately $646 to $889, about $53-$74/month. Our detailed guide indicates shoppers can save as much as $306 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Shelburne, VT Homeowners Insurance By Home Value

Shelburne, VT Home Value Total Homes % of Total Average Shelburne, VT Homeowners Insurance
Less than $50,000 65 4.0% $53
$70,000 to $79,999 30 2.0% $161
$125,000 to $149,999 15 1.0% $299
$150,000 to $174,999 28 2.0% $360
$175,000 to $199,999 77 5.0% $414
$200,000 to $249,999 261 18.0% $498
$250,000 to $299,999 409 29.0% $605
$300,000 to $399,999 501 36.0% $774

Top Home Insurance Agents Near Shelburne, VT

Home Insurance Company Near Shelburne, VT Homeowners Insurance Agency Near Shelburne, VT Address
State Farm Chester Mazzone 61 Smithfield Blvd, Plattsburgh, NY, 12901-2111
Travelers Foote�Â�€�™S Insurance Agency, Inc. 6 Green Street Vergennes, Barre, VT, 5491
Travelers Hackett Valine & Macdonald Inc 620 Hinesburg Road South Burlington, South Burlington, VT, 5403
Liberty Mutual Independent Hickok & Boardman Inc 346 SHELBURNE RD, BURLINGTON, VT, 5401
Travelers Riverside Insurance Agency 9665 ROUTE 9, CHAZY, NY, 12921

Shelburne, VT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Burlington city, Vermont $111 $148 $222
Charlotte town, Chittenden County, Vermont $122 $163 $245
St. George town, Chittenden County, Vermont $109 $145 $218

Shelburne, VT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shelburne, VT2.8%7.8%
South Burlington3.22%8.4%
Charlotte2.75%7.32%
St. George4.57%9.78%

Shelburne Renters Insurance as a Percentage of Rent

Shelburne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 11 1.0% $1218
$500 to $749 105 17.0% $1893
$750 to $999 104 17.0% $2643
$1,000 to $1,499 175 28.0% $3768
$1,500 or more 213 35.0% $5418

Shelburne, VT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Shelburne Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $11,900$10,900
Net Savings to Shelburne Home Owner from High Deductible Plan $1,000

Shelburne, VT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shelburne, VT Home Replacement Value MORE than Home Value Shelburne, VT Home Replacement Value LESS than Home Value
Replacement Value $420,500 $289,500
Insurance Premium based on Replacement Value $1,775 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $76,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Shelburne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceNationwide Insurance
Monthly Premium 42718140
Year Built 199819401973
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $900000-$1000000$350000-$400000$200000-$250000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Shelburne, VT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 390,000 Composition Roof 2,290 4 $1000-$2500 Deductible 440 4 Stucco siding No
1972 620,000 Tile Roof 4,440 5 $500 Deductible 1560 6 Stucco siding yes
2003 690,000 Shingles Roof 3,570 5 $500 Deductible 330 1 Stucco siding yes
1971 240,000 Wood Shake Roof 1,690 2 > $10,000 Deductible 340 8 Stone Siding No
1981 305,000 Tile Roof 1,770 3 $5000 to $10,000 Deductible 1180 12 Stucco siding yes
1982 275,000 Membrane Roof 1,610 2 $500- $1000 Deductible 290 2 Stone Siding No
2002 360,000 Tile Roof 2,570 5 > $10,000 Deductible 500 7 Vinyl siding yes
1977 305,000 Asphalt Shingles Roof 2,140 5 $2500-$5000 Deductible 810 7 Wood siding yes
1999 270,000 Wood Shake Roof 1,370 2 > $10,000 Deductible 740 10 Vinyl siding yes
1986 430,000 Membrane Roof 2,120 4 $5000 to $10,000 Deductible 380 4 Stucco siding yes
1981 610,000 Shingles Roof 3,850 5 $500 Deductible 1980 9 Stone Siding yes
1995 400,000 Wood Shake Roof 2,540 5 $5000 to $10,000 Deductible 1480 12 Stucco siding No
1974 405,000 Membrane Roof 2,510 4 $2500-$5000 Deductible 640 5 Brick siding yes
1949 205,000 Membrane Roof 1,050 2 $5000 to $10,000 Deductible 70 1 Brick siding No
1995 295,000 Asphalt Shingles Roof 1,500 2 $5000 to $10,000 Deductible 130 2 Stone Siding No
2001 255,000 Composition Roof 1,690 3 $2500-$5000 Deductible 190 2 Brick siding No
1946 220,000 Shingles Roof 1,340 2 $5000 to $10,000 Deductible 280 5 Stone Siding No
2003 405,000 Composition Roof 2,340 3 $1000-$2500 Deductible 330 2 Vinyl siding yes
1941 420,000 Asphalt Shingles Roof 2,940 4 $5000 to $10,000 Deductible 240 2 Brick siding No
2007 770,000 Metal Roof 3,840 5 $500- $1000 Deductible 1940 6 Fiber-Cement Siding yes
2006 270,000 Slate Shingles Roof 1,380 2 $2500-$5000 Deductible 1130 12 Stucco siding No
1945 610,000 Asphalt Shingles Roof 3,130 4 $2500-$5000 Deductible 980 4 Vinyl siding No
1989 145,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 670 12 Brick siding No
1994 365,000 Tile Roof 2,390 3 > $10,000 Deductible 380 5 Stucco siding yes
2009 845,000 Membrane Roof 4,280 5 $5000 to $10,000 Deductible 280 1 Wood siding yes
2003 325,000 Tile Roof 1,620 2 $500 Deductible 180 2 Fiber-Cement Siding yes
1985 215,000 Wood Shake Roof 1,260 3 $500- $1000 Deductible 1200 12 Wood siding No
1975 575,000 Membrane Roof 3,240 5 $1000-$2500 Deductible 330 2 Wood siding No
2005 335,000 Membrane Roof 1,730 3 $2500-$5000 Deductible 550 5 Fiber-Cement Siding No
1986 810,000 Tile Roof 3,960 5 > $10,000 Deductible 710 4 Fiber-Cement Siding yes
1975 605,000 Wood Shake Roof 3,370 4 $1000-$2500 Deductible 1510 6 Stucco siding yes
1945 390,000 Wood Shake Roof 1,970 4 $2500-$5000 Deductible 1410 10 Stone Siding yes
1974 450,000 Composition Roof 2,200 3 $5000 to $10,000 Deductible 1390 8 Stucco siding yes
1997 460,000 Metal Roof 3,040 4 $2500-$5000 Deductible 1270 8 Stone Siding yes