Shawnee Insurance Rates:

Shawnee, OK homeowners insurance is about $1,224 to $1,660, about $102-$138/month. Our thorough research reveals consumers can save upto $576 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
Every agent that I have work with in there office has been very friendly and understanding. They all have gone the extra mile to insure that I was happy and I had was answered in a very timely manor.
State Farm
Our home insurance coverage is better and cheaper than most other insurance providers. Plus we still get our premium back if we don't file a claim in a year.
Farmer's Insurance
My current company (Farmers) offers a good variety of insurance options. I am satisfied with a 4 on what they offer.I currently have home insurance as well as car and rental insurance.
Progressive
My premium of my policy, as I have stated previously, is much lower than what I would pay with competitors for the same coverage. The deductible, however, it roughly the same amount as other providers require.
State Farm
State Farm has been a top notch customer oriented company since we had them,. We do pay a higher premium than most. But from what i hear from others we never had the issues they had.
Farmer's Insurance
When i first got my insurance policy my rate was affordable, though i had found a good home insurance company.
Liberty Mutual
Liberty mutual is expensive when you compare to other insurance companies. they also increase their premiums by a lot when it's time to renew, even if you never had a claim.
Nationwide
They have plans that are affordable, and you never have to worry about high prices. they always have plans that are within your budget.
Farm Bureau
They are quick to get back to you if you have a question, they are very friendly, and they have the best local rates.
Farm Bureau
Happy with the amount of premium and affordable
Metlife
That's a difficult question to answer since I've never had the need to use their website or mobile app. It's a small company, so I don't expect many frills from their app or website. It would be difficult to underwhelm me with those expectations going in.
Allstate
The claims adjusters are garbage and very rude. Not helpful in any way, on top of that my insurance did not cover everything and I had a nice two grand that I had to pay out of pocket for the damages.
The Hartford
THE PREMIUM AND DEDUCTIBLE OF MY POLICY COMPARED TO OTHER HOME INSURANCE COMPANY MY COMPANY IS BEST BECAUSE MY COMPANY HAVE A GOOD PLANS OF PREMIUM.
Progressive
where my insurance company has really excelled is with customer service. I have always had a positive experience and would not hesitate to recommend them to others.

Shawnee, OK Homeowners Insurance By Home Value

Shawnee, OK Home Value Total Homes % of Total Average Shawnee, OK Homeowners Insurance
Less than $50,000 3,034 18.0% $360
$50,000 to $59,999 1,012 6.0% $778
$60,000 to $69,999 1,199 7.0% $966
$70,000 to $79,999 1,128 6.0% $1110
$80,000 to $89,999 1,384 8.0% $1254
$90,000 to $99,999 1,073 6.0% $1413
$100,000 to $124,999 2,240 13.0% $1629
$125,000 to $149,999 1,244 7.0% $2047
$150,000 to $174,999 1,763 10.0% $2408
$175,000 to $199,999 766 4.0% $2783
$200,000 to $249,999 1,026 6.0% $3345
$250,000 to $299,999 496 2.0% $4095
$300,000 to $399,999 245 1.0% $5205

Top Home Insurance Agents Near Shawnee, OK

Home Insurance Company Near Shawnee, OK Homeowners Insurance Agency Near Shawnee, OK Address
NA Metro-Plex Insurance, Inc 330 W Gray St, Norman, OK, 73069
NA Truck Insurance 130 E Macarthur #202, Shawnee, OK, 74804
State Farm Janis Yearout 9901 S Western Ave Ste B, Oklahoma City, OK, 73139-2900
Farmers Jeffery Rutledge 3700 NW 206th St Ste C, Edmond, OK, 73012
Farmers Karissa Bradshaw 6424 W Memorial Rd, Oklahoma City, OK, 73142

Shawnee, OK Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Shawnee, OK

Streets in Shawnee Area Homeowners Insurance Cost
University Oval Dr, Eric Dr, E122 Rd, Woods, Citizen Pl N, S Pottawatomie Rd, Cll la Venta, Clear Pond Ln, Nichols Ave, Mikish Dr$1,430
Sycamore Landing Blvd, E Cherry St, SE 119th, Jean Anderson Dr, Ns Co Rd 332, E Forrest St, Neck Rd, Hidden Pointe Rd, Fessenger Ave, Ew Co Rd 110$1,451
Umbrella Ln, S Market Ave, Whispering Oaks St, E1190 Rd, E 10th St, E Elm St, W Burns St, E Ayre St, N Kimberly Ave, Maple Leaf Cir$1,430
S Kennedy St, N Hodge St, Alma Dr, S Gordon Cooper Dr, Ns346, Nickens Rd, Econtuschka Rd, Romulas Rd, Ns Co Rd 347, S Broadway St$1,415
W Tennyson Ave, Timber Creek Dr, Bob Crouch Dr, Warrior Rd, Pond Dr, Edna Ln, Countyline Rd, W Walnut St, Mark St, Tony Dr$1,456
S Oxford St, N Austin Dr, E 7th St, Frank Buck Dr, S Eden St, E Cammack St, Malone Rd, W University Ave, Ns Co Rd 343, River Rd$1,403
Hillcrest, Cherokee St, Perry Dr, Hackney Dr, S Range Line Rd, Meadow Heath, Mockingbird Rd, Fred Reese Dr, Brownstone Way, Jett Ln$1,424
Kings Rd, 1070 Rd, E 42nd St, N3380 Rd, S Kickapoo Ave, Ew Co Rd 113, S Dixon Ave, State Hwy 9, Oakridge Ct, Brongus Rd$1,415
W 34th St, E1282 Rd, Vera Pl, Hazel Dell Rd, N Florence Ave, Brenna Ct, W Kingsbury Ct, Serenade Ln, S McCloud, Oakdale Dr$1,474
N Kickapoo, Ns Co Rd 342, E Drummond St, Sunset Trl, Ew Co Rd 122, E Chicago St, Young St, Muirfield Dr, Timber Ln, Liza Ln$1,431

Shawnee, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shawnee$215 to $218
Tecumseh$213
Bethel Acres$219
Pottawatomie County$216

Shawnee, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tecumseh city, Oklahoma $178 $237 $355
Bethel Acres town, Oklahoma $183 $244 $366
Pottawatomie County, Oklahoma $180 $240 $360

Shawnee, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shawnee, OK11.9%38.0%
Tecumseh13.46%40.11%
Bethel Acres11.29%40.72%
Pottawatomie County12.04%38.24%

Shawnee Renters Insurance as a Percentage of Rent

Shawnee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 215 3.0% $382
$200 to $299 317 5.0% $832
$300 to $499 1,105 18.0% $1282
$500 to $749 2,427 39.0% $1957
$750 to $999 1,567 25.0% $2707
$1,000 to $1,499 362 5.0% $3832
$1,500 or more 81 1.0% $5482

Shawnee, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Shawnee Homeowner Insurance Premium Example $4,600$4,100
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $20,200$19,200
Net Savings to Shawnee Home Owner from High Deductible Plan $1,000

Shawnee, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shawnee, OK Home Replacement Value MORE than Home Value Shawnee, OK Home Replacement Value LESS than Home Value
Replacement Value $121,000 $80,000
Insurance Premium based on Replacement Value $5,075 $3,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $775/year Insurance costlier by $950/year

Example Shawnee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 131420468
Year Built 194219741993
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $50000-$75000$175000-$200000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Shawnee, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 140,000 Tile Roof 2,150 4 $500- $1000 Deductible 4490 12 Vinyl siding yes
1999 100,000 Composition Roof 1,600 3 $1000-$2500 Deductible 1220 5 Fiber-Cement Siding No
2014 315,000 Slate Shingles Roof 4,100 5 > $10,000 Deductible 1410 4 Brick siding No
1947 135,000 Tile Roof 2,210 4 $500 Deductible 3260 6 Vinyl siding yes
1984 155,000 Membrane Roof 2,260 4 $500 Deductible 590 1 Brick siding yes
2007 175,000 Membrane Roof 2,630 4 $500 Deductible 7310 10 Stone Siding No
1970 200,000 Wood Shake Roof 2,740 5 > $10,000 Deductible 2420 8 Wood siding No
1945 115,000 Tile Roof 1,870 4 $500- $1000 Deductible 1010 3 Vinyl siding No
1941 115,000 Wood Shake Roof 1,630 5 $2500-$5000 Deductible 1420 8 Stone Siding No
2013 220,000 Tile Roof 3,340 5 $500 Deductible 2250 3 Stone Siding yes
1981 210,000 Composition Roof 2,950 4 > $10,000 Deductible 260 1 Brick siding yes
1990 115,000 Composition Roof 1,430 3 $500- $1000 Deductible 2340 9 Fiber-Cement Siding No
1969 145,000 Shingles Roof 1,940 3 $1000-$2500 Deductible 4400 12 Fiber-Cement Siding yes
1940 165,000 Shingles Roof 2,850 5 $5000 to $10,000 Deductible 880 4 Wood siding yes
1971 175,000 Metal Roof 2,500 4 $500- $1000 Deductible 540 1 Brick siding No
2007 135,000 Composition Roof 1,850 5 $500 Deductible 2210 6 Wood siding No
2008 110,000 Tile Roof 1,650 5 $500- $1000 Deductible 710 2 Stucco siding No
1960 105,000 Composition Roof 1,520 5 $2500-$5000 Deductible 1750 6 Vinyl siding yes
2008 100,000 Shingles Roof 1,450 3 $500 Deductible 3100 12 Fiber-Cement Siding yes
1997 135,000 Slate Shingles Roof 1,690 4 $1000-$2500 Deductible 1730 6 Vinyl siding yes
1992 200,000 Shingles Roof 2,890 5 $500- $1000 Deductible 3110 5 Brick siding yes
2001 330,000 Wood Shake Roof 4,540 5 $2500-$5000 Deductible 6540 7 Brick siding No
1989 110,000 Membrane Roof 1,330 3 $500- $1000 Deductible 4600 12 Vinyl siding No
1969 145,000 Membrane Roof 1,840 3 $1000-$2500 Deductible 2540 9 Fiber-Cement Siding yes
1980 270,000 Asphalt Shingles Roof 4,790 5 $500- $1000 Deductible 3350 4 Vinyl siding No
1948 240,000 Shingles Roof 4,260 5 > $10,000 Deductible 1710 6 Brick siding No
1945 240,000 Slate Shingles Roof 3,450 5 $500- $1000 Deductible 690 1 Stucco siding No
1979 140,000 Shingles Roof 2,080 4 $1000-$2500 Deductible 330 1 Stucco siding yes
2008 330,000 Asphalt Shingles Roof 4,310 5 $5000 to $10,000 Deductible 2480 4 Stone Siding yes
1985 385,000 Tile Roof 4,720 5 $2500-$5000 Deductible 10990 12 Stucco siding yes
1944 130,000 Slate Shingles Roof 1,970 4 $500- $1000 Deductible 680 2 Vinyl siding No
1979 240,000 Membrane Roof 3,390 5 $2500-$5000 Deductible 4620 9 Brick siding yes
2012 140,000 Tile Roof 2,240 3 $2500-$5000 Deductible 3400 8 Brick siding yes

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