Shasta County Insurance Rates:

Shasta County, CA homeowners insurance is roughly $514 to $695, about $42-$57/month. Our extensive analysis shows customers can save as much as $242 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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How to Save Money on Homeowners Insurance in Shasta County, CA

The average cost of homeowners insurance in Shasta County, CA, is $695. There is no hidden fact that California is at risk of natural disasters because of altering geological formations and climatic conditions. Therefore, if you are a homeowner, it is necessary to have homeowners insurance in Shasta County, CA, to protect your home and its content. A home insurance policy will ensure that the cost of repair or replacement of your house is covered if it gets damaged in any unforeseen circumstances.

Many factors can influence the cost of home insurance in  Shasta County, CA. For instance, the distance of a fire hydrant from your house, deductible and coverage level, age of the house, construction materials, risk of theft and vandalism, and many more impact the cost of homeowners insurance in Shasta County, CA.

a. By choosing a higher deductible

Home insurance deductibles are amounts you have to pay out of pocket before your insurance company covers your losses. For example, homeowners paying a deductible of 500 and 1500 pay a premium of $687 and $585 on homeowners insurance in Shasta County, CA. In contrast, homeowners paying a deductible of 2000 and 2500 pay $531 and $500, respectively. Therefore, the higher the deductible, the lower the homeowners insurance rates in Shasta County, CA.


b. By installing security features

In Shasta County, CA, installing a home security system can help you save money on your homeowner's insurance. House equipped with home security and safety features will attract low home insurance rates in Shasta County, CA. For example, sprinkler systems are a proven method to mitigate the effect of fire, protect lives, and reduce loss of property. Homes with sprinkler systems pay $604.65 on home insurance in Shasta County, CA.

c. By maintaining a zero claims history

Home insurance providers often give a discount to people with no claims records. People with no claims history are less likely to make future claims, thus mitigating the risk of losses for the insurance company. For example, homeowners in Shasta County, CA, with zero claims history, pay a premium of $597.7. In contrast, homeowners with one or two claims must pay $743.65 and $778.4 on homeowners insurance in Shasta County, CA.

Shasta County, CA Homeowners Insurance By Home Value

Shasta County, CA Home Value Total Homes % of Total Average Shasta County, CA Homeowners Insurance
Less than $50,000 3,650 9.0% $60
$60,000 to $69,999 445 1.0% $163
$70,000 to $79,999 595 1.0% $193
$80,000 to $89,999 587 1.0% $217
$90,000 to $99,999 608 1.0% $242
$100,000 to $124,999 2,087 5.0% $284
$125,000 to $149,999 2,078 5.0% $350
$150,000 to $174,999 3,918 10.0% $417
$175,000 to $199,999 3,515 9.0% $484
$200,000 to $249,999 7,022 19.0% $580
$250,000 to $299,999 5,014 13.0% $713
$300,000 to $399,999 7,080 19.0% $901

Top Home Insurance Agents Near Shasta County, CA

Home Insurance Company Near Shasta County, CA Homeowners Insurance Agency Near Shasta County, CA Address
State Farm Craig Winton 2825 Bechelli Ln, Redding, CA, 96002-1922
State Farm Dee Stover 1615 Court St, Redding, CA, 96001-1737
Travelers Interwest Insurance Services Inc 310 HEMSTED DR STE 200, REDDING, CA, 96002
State Farm Kevin Cahill 306 Trinity Lakes Blvd, Weaverville, CA, 96093
State Farm Sean Rix 2150 Main St Ste 15, Red Bluff, CA, 96080-2372

Shasta County, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Shasta County, CA

Streets in Shasta County Area Homeowners Insurance Cost
Cornell Rd, Willow Glen Dr, Olympia Way, Ink Dr, Ridge View Rd, Off Tackle Dr, Lucy Ln, Balsam Ave, Ashley Ct, Sandalwood St$596
Elteda Ln, Leila Ave, Silverthorn Rd, Grogan St, Ada St, Lookout Ct, Maple St, Palo Cedro Estates Dr, Dara Ct, Lewis Ln$590
Rustic Oak Ln, White Rock Rd, Red Cedar, Karen Way, Sunnyoaks Dr, Brushwood, Dickerson Way, Hill Vista Ct, White Star Rd, Antonio Dr$592
Green Acres Ln, Herman Way, Fisher Rd, Ward Ln, Jade Ln, Orion Way, Saginaw St, Jason Ct, Dandle Lion Ln, Smile Pl$599
Ishi Dr, Amanda Dr, Grand Rapids Ave, Market St, Phillipe Ln, Archie Brown Rd, Coal Creek Rd, Viewpoint Dr, Roxford Ct, Balsawood$600
Vermont, Peacock Way, Bear Paw Trl, Aviation Dr, Elliott St, Burton Dr, Riverside Pl, Press Rd, Florence St, Blue Jay Dr$603
Harr Ridge Rd, Chinook Dr, Twin View Blvd, Garden Grove, Gabriel Way, Ridgewood Rd, W Green Acres Ln, Amigo Way, Huntington Dr, Buena Oak Way$608
Co Hwy A17, Redondo Ct, Elk Creek Dr, Manton Ponderosa Way, Casing Way, McLab Ln, Pendant Way, St Marks St, Softwind Dr, Pinewood Ave$608
Dorgan Dr, Angie Pl, Lodgepole Ave, Brokeoff Meadows Rd, Eden Dr, Randolph Rd, Pala Mesa Cir, Ski Way, Hyrax Dr, Lancers Ln$601
Montana Sky Dr, Meander Way, Abernathy Ln, Quigley Ct, Hotspur Ln, Tree Ln, Woodcrest Dr, Mentone Rd, Grange St, Meadow Ln$607

Shasta County, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shasta County$90 to $92
Round Mountain$88
Central Shasta$90
Montgomery Creek$95

Shasta County, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Round Mountain CDP, California $74 $99 $148
Central Shasta CCD, Shasta County, California $76 $101 $151
Montgomery Creek CDP, California $80 $106 $159

Shasta County, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shasta County, CA3.1%12.1%
Central Shasta3.18%12.5%
Bella Vista3.8%11.04%
Mountain Gate4.64%33.45%

Shasta County Renters Insurance as a Percentage of Rent

Shasta County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 255 1.0% $347
$200 to $299 652 2.0% $797
$300 to $499 1,620 7.0% $1247
$500 to $749 4,810 21.0% $1922
$750 to $999 5,501 24.0% $2672
$1,000 to $1,499 6,852 30.0% $3797
$1,500 or more 2,888 12.0% $5447

Latest Home Insurance Reviews by Location

Redding, CA

I would recommend for the cost effectiveness, customer service, and coverage details. I have used geico and ither private insurance and Geico provides the best bang for my buck!
Read more Redding home insurance reviews

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