Shakopee Insurance Rates:

Shakopee, MN homeowners insurance is approximately $884 to $1,203, about $73-$100/month. Our in depth research indicates shoppers can save as much as $417 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Everything you have to do at state farm is through an agent. there are good agents and bad agents. i had a bad one and it took an act of congress to switch to someone else.
American Family
My agent does not handle incoming phone calls. his office staff is great but sometimes it is him that i want to talk with and getting that meeting can be difficult some days.
Grange Insurance
I think the best part is the price point, they are very cheap when you do a multi line discount with auto policies
Allstate
I have never had any issues with their customer service, except it is easy to get the run around with some simple requests. If I call the local office, I have no issues, but once I called the 800 number and was redirected to a standalone office in another state.
State Farm
I liked that the company offered a discount on Auto insurance with the purchase of home owners insurance.
Progressive
I received communications from my insurance company through the mail and electronically. The communications are always concise and clear.
Geico
I am unaware of how my premium compares to other companies. The motivation to choose Geico was to have an opportunity to bundle the insurance and receive a deduction.
Progressive
Some of their coverage is ambiguous, such as paying 50% replacement cost on my roof, and they are far too expensive for homeowners policies.
Nationwide
we have only had to file a claim once for roof damage and our claim was handled swiftly and efficiently by the local Nationwide office.I would definitely recommend to anyone looking for home owner insurance coverage.

Shakopee, MN Homeowners Insurance By Home Value

Shakopee, MN Home Value Total Homes % of Total Average Shakopee, MN Homeowners Insurance
$80,000 to $89,999 196 2.0% $406
$90,000 to $99,999 167 1.0% $448
$100,000 to $124,999 535 5.0% $521
$125,000 to $149,999 925 9.0% $657
$150,000 to $174,999 1,384 14.0% $771
$175,000 to $199,999 1,117 11.0% $896
$200,000 to $249,999 1,903 20.0% $1074
$250,000 to $299,999 1,532 16.0% $1314
$300,000 to $399,999 1,594 16.0% $1668

Top Home Insurance Agents Near Shakopee, MN

Home Insurance Company Near Shakopee, MN Homeowners Insurance Agency Near Shakopee, MN Address
Travelers Atlas Insurance Brokers Llc 11812 WAYZATA BLVD STE 200D, MINNETONKA, MN, 55305
Travelers Christensen Group Inc 11100 Bren Rd West, Minnetonka, MN, 55343
Travelers Ernest I Fink Agency Inc 1729 CARROLL AVE, SAINT PAUL, MN, 55104
State Farm Nathan Dao 220 S 6th St Ste 180, Minneapolis, MN, 55402-4502
Travelers P&H Ins Agency Inc 11800 SINGLETREE LN STE 120, EDEN PRAIRIE, MN, 55344

Cost Of Homeowners Insurance By Street Near Shakopee, MN

Streets in Shakopee Area Homeowners Insurance Cost
Bluestem Ave, E Co Rd 72, Wild Rose Ct, Martindale St NE, Maple Trl, Lobelia Ct, Valley Industrial Cir S, Pierce St N, Atwood Ct, Little Crow Dr$1,069
Lake Bluff Cir, Primrose Ln, Halli Rd, Howard Lake Rd NW, Spring Glen Cir, Eagle Creek Ave NE, Jade Cir, Oxford Pl, Jackson St, Clay St$1,138
Spruce St, Van Buren St S, Norway Trl, Shoreline Blvd, S Shore Dr, Berkshire Cir, Harvest Ct, Wilds Path NW, Park Pl, Colonial St$1,147
Tarpan St, Lexington Ln, Spring Lake Rd SW, Hickory Ln, Scott County 83, Fireside Ct, Mystic Lake Cir NW, Pierce St S, Fox Run Trl, Adams St S$1,042
Philipp Dr, Philipp Way, Fuller St S, Fairway Heights Ct NW, Cass, Jackson St, Monnens Ave, McGuire Ct, Spring Lake Cir, Hawk Ridge Rd NW$1,028
Harrison St S, Co Rd 101, 160th St NW, E Co Rd 72, W Hwy 101 Frontage Rd, Mike Ct, McKenna Rd NW, Vista Ridge Ln, Jack Russell Ave, Tyrone Dr S$1,058
Swift Cir, Fuller St N, Enclave Ct NW, Jackson Hts, Jefferson St S, Co Hwy 16, Fox Run, Co Rd 69, E Co Rd 78, Bulrush Blvd$1,051
Holmes St N, Tyrone Dr, Sussex Ln, Creekside Ln, Resvn Hwy 4, Village Dr, Prairie Ct S, Rustic Hill Dr, Dominion Ave, Wood Duck Trl NW$1,124
128th St W, Wildwood Dr, William St, Valley View Rd, Adams St S, Sage Ct, Austin Ct, Rock Ridge Cir, Clay St N, Sarazin St$1,061
Jeffers Pass NW, 140th St NW, Meadow Ct, Crystal Bay Ln NW, Gorman St, Orion Cir NW, 11th Ave W, Alysheba Rd, Wolf Ridge Ave, Shumway St S$1,142

Shakopee, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shakopee$155 to $157
Prior Lake$161
Louisville$171
Savage$160

Shakopee, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prior Lake city, Minnesota $135 $179 $269
Louisville township, Scott County, Minnesota $143 $190 $285
Savage city, Minnesota $133 $177 $266

Shakopee, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shakopee, MN4.9%18.5%
Prior Lake4.54%15.06%
Louisville4.35%18.42%
Savage4.55%16.94%

Shakopee Renters Insurance as a Percentage of Rent

Shakopee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 60 2.0% $777
$300 to $499 241 8.0% $1227
$500 to $749 292 10.0% $1902
$750 to $999 870 32.0% $2652
$1,000 to $1,499 900 33.0% $3777
$1,500 or more 300 11.0% $5427

Shakopee, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Shakopee Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,800$14,000
Net Savings to Shakopee Home Owner from High Deductible Plan $800

Shakopee, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shakopee, MN Home Replacement Value MORE than Home Value Shakopee, MN Home Replacement Value LESS than Home Value
Replacement Value $246,000 $184,000
Insurance Premium based on Replacement Value $1,650 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Shakopee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceAmerican Family Insurance
Monthly Premium 102200115
Year Built 200220111988
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$200000-$250000
Deductible > $10,000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Shakopee, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 220,000 Metal Roof 2,270 4 > $10,000 Deductible 90 1 Stucco siding No
2006 390,000 Metal Roof 3,810 5 $1000-$2500 Deductible 1850 7 Stucco siding No
2010 245,000 Composition Roof 2,210 5 $500 Deductible 180 1 Wood siding No
1981 275,000 Membrane Roof 2,320 4 $5000 to $10,000 Deductible 520 5 Vinyl siding No
2013 495,000 Shingles Roof 3,830 5 > $10,000 Deductible 1420 7 Stone Siding yes
2012 245,000 Slate Shingles Roof 2,080 3 $2500-$5000 Deductible 800 6 Brick siding yes
2014 230,000 Slate Shingles Roof 2,180 4 $500- $1000 Deductible 1650 10 Brick siding yes
2010 295,000 Tile Roof 2,310 5 $5000 to $10,000 Deductible 350 3 Vinyl siding yes
1986 235,000 Composition Roof 1,710 3 $500- $1000 Deductible 1760 12 Wood siding No
2014 155,000 Metal Roof 1,270 3 $1000-$2500 Deductible 260 4 Wood siding yes
1980 260,000 Composition Roof 2,010 4 $500 Deductible 700 4 Stucco siding No
2013 210,000 Wood Shake Roof 2,130 5 $5000 to $10,000 Deductible 450 6 Vinyl siding yes
2012 485,000 Tile Roof 3,740 5 > $10,000 Deductible 920 5 Fiber-Cement Siding No
2005 250,000 Slate Shingles Roof 2,590 4 $500- $1000 Deductible 910 8 Vinyl siding yes
1986 245,000 Metal Roof 2,070 4 $500 Deductible 1230 10 Fiber-Cement Siding No
2010 195,000 Slate Shingles Roof 1,940 3 $500- $1000 Deductible 620 4 Stone Siding No
1984 220,000 Metal Roof 1,670 3 $500- $1000 Deductible 1240 10 Wood siding yes
2014 150,000 Wood Shake Roof 1,340 3 $2500-$5000 Deductible 260 4 Vinyl siding No
1989 175,000 Membrane Roof 1,700 5 $1000-$2500 Deductible 390 5 Vinyl siding No
2014 190,000 Metal Roof 1,800 3 $500 Deductible 700 4 Stucco siding No
2011 235,000 Slate Shingles Roof 1,890 3 > $10,000 Deductible 480 8 Stucco siding No
2003 235,000 Shingles Roof 2,030 4 $1000-$2500 Deductible 1040 9 Stucco siding yes
2009 280,000 Composition Roof 2,150 3 $500 Deductible 1560 9 Stone Siding No
2001 220,000 Metal Roof 1,900 3 $500 Deductible 1190 7 Fiber-Cement Siding yes
1981 225,000 Shingles Roof 1,740 3 $5000 to $10,000 Deductible 530 5 Wood siding yes
2008 330,000 Wood Shake Roof 3,050 4 $5000 to $10,000 Deductible 230 2 Stone Siding No
1983 375,000 Wood Shake Roof 2,980 4 $500- $1000 Deductible 580 3 Stucco siding yes
2010 335,000 Composition Roof 2,630 5 > $10,000 Deductible 1290 10 Fiber-Cement Siding No
1984 210,000 Asphalt Shingles Roof 1,730 3 $2500-$5000 Deductible 340 3 Fiber-Cement Siding No
2000 230,000 Asphalt Shingles Roof 2,170 3 $2500-$5000 Deductible 1330 10 Wood siding yes
1988 225,000 Tile Roof 2,190 4 > $10,000 Deductible 530 7 Stone Siding yes
1980 255,000 Wood Shake Roof 1,870 3 > $10,000 Deductible 670 9 Fiber-Cement Siding yes