Shaker Heights Insurance Rates:

Shaker Heights, OH homeowners insurance is approximately $647 to $884, about $53-$73/month. Our thorough research shows customers can save as much as $306 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They were very helpful when i needed to submit a claim. quick to respond to any questions i had.
Allstate
They are quick to reply emails and solve any problems that you may experience. customer service is getting better day by day
American Family
The deductible we have to meet before we can get them to send money to make repairs on our home is not as high as it could be. that was good when we needed to make repairs because of that tornado.
Grange Insurance
Customer service is friendly, if I call the office I will have my answer by the end of the day. This helps with any misunderstandings I may have.
State Farm
I'd say poor communication the customer service was not ideal the person was rude and seem like they just wanted me off the phone and when i asked question they didn't seem to know very much
State Farm
State Farm has a great reputation and they try very hard to maintain it. They respond quickly and they are straight-forward with you when you have an accident. I like my agent and I’ve been satisfied with their service for years.
Allstate
I like that they do what they say, and explain everything well so that there's nothing unforeseen making the process more complicated.

Shaker Heights, OH Homeowners Insurance By Home Value

Shaker Heights, OH Home Value Total Homes % of Total Average Shaker Heights, OH Homeowners Insurance
Less than $50,000 209 3.0% $76
$50,000 to $59,999 92 1.0% $168
$60,000 to $69,999 110 2.0% $214
$70,000 to $79,999 126 2.0% $244
$80,000 to $89,999 78 1.0% $275
$90,000 to $99,999 126 2.0% $313
$100,000 to $124,999 494 8.0% $359
$125,000 to $149,999 411 7.0% $451
$150,000 to $174,999 532 9.0% $535
$175,000 to $199,999 640 11.0% $619
$200,000 to $249,999 1,080 19.0% $742
$250,000 to $299,999 816 14.0% $910
$300,000 to $399,999 778 14.0% $1155

Top Home Insurance Agents Near Shaker Heights, OH

Home Insurance Company Near Shaker Heights, OH Homeowners Insurance Agency Near Shaker Heights, OH Address
Farmers Alicia Ward 100 Center St Ste 286, Chardon, OH, 44024
Nationwide Barry R Brooks 15950 Broadway, Maple Heights, OH, 44137-2521
Allstate James Maschari 13324 Madison Ave, Lakewood, OH, 44107
Travelers Jeff Evans Insurance Agency Inc 3973 Massillon Rd Uniontown, Green, OH, 44685
Liberty Mutual Independent Mcintyre Insurance Services In 110 W STREETSBORO ST STE 2-B, HUDSON, OH, 44236

Cost Of Homeowners Insurance By Street Near Shaker Heights, OH

Streets in Shaker Heights Area Homeowners Insurance Cost
Ashford Rd, Keswick Rd, Sudbury Rd, Broxton Rd, Courtland Oval, Laurel Rd, Byron Rd, Clayton Blvd, Cranlyn Rd, Claythorne Rd$833
Farnsleigh Rd, University Blvd, Weybridge Rd, Hildana Rd, Marchmont Rd, Sherbrooke Rd, Duffield Rd, Avalon Rd, Chadbourne Rd, Torrington Rd$826
Helen Rd, Tolland Rd, Palmerston Rd, N Moreland Blvd, Halworth Rd, E Belvoir Oval, Drexmore Rd, Brighton Rd, Kingsley Rd, Sulgrave Rd$706
Fernway Rd, Palmerston Rd, Wicklow Rd, Laureldale Rd, Sydenham Rd, Woodbury Rd, Hardwick Rd, Leighton Rd, Shaker Glen, Lynton Rd$827
Brantley Rd, Aberdeen Rd, Winslow Rd, Courtland Blvd, Kenmore Rd, Paxton Rd, Manchester Rd, Townley Rd, Milton Rd, Boyce Rd$815

Shaker Heights, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shaker Heights$114 to $117
University Heights$109
Beachwood$120
Highland Hills$103

Shaker Heights, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
University Heights city, Ohio $109 $145 $218
Beachwood city, Ohio $120 $160 $240
Highland Hills village, Ohio $103 $137 $206

Shaker Heights, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shaker Heights, OH2.8%6.4%
University Heights3.59%8.63%
Beachwood3.26%7.16%
Highland Hills4.26%10.78%

Shaker Heights Renters Insurance as a Percentage of Rent

Shaker Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 1.0% $303
$200 to $299 53 1.0% $753
$300 to $499 156 3.0% $1203
$500 to $749 564 13.0% $1878
$750 to $999 1,732 41.0% $2628
$1,000 to $1,499 1,154 27.0% $3753
$1,500 or more 437 10.0% $5403

Shaker Heights, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Shaker Heights Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Shaker Heights Home Owner from High Deductible Plan $600

Shaker Heights, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shaker Heights, OH Home Replacement Value MORE than Home Value Shaker Heights, OH Home Replacement Value LESS than Home Value
Replacement Value $409,000 $296,000
Insurance Premium based on Replacement Value $1,525 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $76,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $125/year

Example Shaker Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersFarmers Insurance
Monthly Premium 3810560
Year Built 195219691942
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$350000-$400000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Shaker Heights, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 215,000 Metal Roof 1,610 5 $2500-$5000 Deductible 280 6 Stone Siding yes
1946 390,000 Slate Shingles Roof 2,890 5 $500 Deductible 550 4 Vinyl siding No
1964 155,000 Composition Roof 1,270 3 $500- $1000 Deductible 290 7 Fiber-Cement Siding yes
1942 520,000 Slate Shingles Roof 4,940 5 $500- $1000 Deductible 560 3 Wood siding No
1949 190,000 Asphalt Shingles Roof 1,300 3 $2500-$5000 Deductible 140 3 Stucco siding No
1952 235,000 Slate Shingles Roof 2,090 3 $1000-$2500 Deductible 190 3 Vinyl siding No
1941 180,000 Membrane Roof 1,230 3 $500- $1000 Deductible 200 4 Brick siding yes
1947 160,000 Wood Shake Roof 1,230 3 $500- $1000 Deductible 360 9 Stucco siding yes
1954 245,000 Metal Roof 2,060 3 $5000 to $10,000 Deductible 160 3 Fiber-Cement Siding No
1963 530,000 Slate Shingles Roof 4,010 5 $1000-$2500 Deductible 1370 8 Stone Siding yes
1943 325,000 Asphalt Shingles Roof 2,540 4 > $10,000 Deductible 920 12 Brick siding yes
1951 325,000 Composition Roof 2,270 3 $1000-$2500 Deductible 670 8 Stone Siding yes
1945 345,000 Composition Roof 2,480 4 $500- $1000 Deductible 220 2 Stucco siding yes
1959 440,000 Shingles Roof 2,960 5 $5000 to $10,000 Deductible 500 5 Vinyl siding No
1966 200,000 Composition Roof 1,330 3 $500- $1000 Deductible 350 7 Brick siding No
1955 250,000 Tile Roof 2,350 3 $500 Deductible 290 3 Brick siding No
1945 605,000 Wood Shake Roof 4,180 5 $500- $1000 Deductible 1130 4 Brick siding yes
1961 150,000 Slate Shingles Roof 1,320 3 $500 Deductible 140 3 Fiber-Cement Siding yes
1961 445,000 Wood Shake Roof 3,390 4 $500 Deductible 370 3 Fiber-Cement Siding No
1953 185,000 Shingles Roof 1,870 4 $500- $1000 Deductible 160 2 Fiber-Cement Siding yes
1961 490,000 Wood Shake Roof 3,490 5 $2500-$5000 Deductible 1260 10 Stone Siding yes
1963 285,000 Shingles Roof 2,220 4 $1000-$2500 Deductible 70 1 Vinyl siding No
1943 245,000 Asphalt Shingles Roof 1,980 4 > $10,000 Deductible 50 2 Brick siding yes
1940 340,000 Composition Roof 2,660 4 $2500-$5000 Deductible 420 5 Stucco siding No
1951 365,000 Membrane Roof 3,090 5 $500- $1000 Deductible 530 5 Vinyl siding No
1960 260,000 Shingles Roof 2,110 4 $500 Deductible 460 5 Stone Siding No
1940 290,000 Shingles Roof 2,700 5 $5000 to $10,000 Deductible 600 8 Stone Siding yes
1963 175,000 Slate Shingles Roof 1,650 4 $5000 to $10,000 Deductible 280 10 Stone Siding No
1948 370,000 Slate Shingles Roof 2,600 4 $500- $1000 Deductible 1550 12 Wood siding yes
1943 250,000 Wood Shake Roof 1,680 3 > $10,000 Deductible 160 4 Brick siding No
1957 170,000 Shingles Roof 1,720 3 $2500-$5000 Deductible 300 9 Fiber-Cement Siding yes
1959 460,000 Shingles Roof 3,550 5 $500- $1000 Deductible 380 2 Vinyl siding yes
1966 165,000 Metal Roof 1,340 3 $5000 to $10,000 Deductible 400 12 Fiber-Cement Siding yes
1966 255,000 Wood Shake Roof 2,260 3 $2500-$5000 Deductible 160 3 Wood siding No