Shafter Insurance Rates:

Shafter, CA homeowners insurance is about $500 to $681, about $41-$56/month. Our exhaustive analysis reveals consumers can save upto $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
My monthly payments are low and if i have no claims within five years i will get a rebate check in the mail
State Farm
I found the process to switch from my insurance in georgia to insurance in south carolina was more difficult than past moves.
State Farm
I like that my state farm agent is local. she is easy to meet with if i need to go to her office for further questions.
Allstate
I really like the company, the customer service is great and they are so easy to work with when we had a claim. The website is easy to use and their office is closed and the employees are very helpful.
The Hartford
I am in my second year with them and I have no complaints. The website is good, they don't try to sell you something new every month and they are polite when you speak to them. Also, the second year my premiums did not skyrocket and I appreciate that.
State Farm
My home insurance company’s website is a good way to find out about billing and new things that I didn't know. I prefer the mobile app because I am always on the go.
Liberty Mutual
I just don't communicate that often which is a good thing I can’t dislike their service at the moment
Allstate
I don’t dislike anything about the company. The only thing I can think of is I wish the prices were cheaper, but they are affordable.

Shafter, CA Homeowners Insurance By Home Value

Shafter, CA Home Value Total Homes % of Total Average Shafter, CA Homeowners Insurance
Less than $50,000 278 10.0% $94
$50,000 to $59,999 52 1.0% $206
$70,000 to $79,999 122 4.0% $295
$80,000 to $89,999 154 5.0% $336
$90,000 to $99,999 118 4.0% $378
$100,000 to $124,999 428 15.0% $437
$125,000 to $149,999 265 9.0% $543
$150,000 to $174,999 356 13.0% $644
$175,000 to $199,999 192 7.0% $744
$200,000 to $249,999 309 11.0% $898
$250,000 to $299,999 202 7.0% $1093
$300,000 to $399,999 235 8.0% $1394

Top Home Insurance Agents Near Shafter, CA

Home Insurance Company Near Shafter, CA Homeowners Insurance Agency Near Shafter, CA Address
Farmers Fabiola Arias 10120 Main St Ste E, Lamont, CA, 93241
State Farm Gil Fernandez 640 High St Ste B, Delano, CA, 93215-2906
State Farm Kathy Herm 1056 Kern St, Taft, CA, 93268-2743
Allstate Roy Garza 920 Wible Rd, Bakersfield, CA, 93304
Farmers Scott Eckberg 5401 Business Park S Ste 105, Bakersfield, CA, 93309

Cost Of Homeowners Insurance By Street Near Shafter, CA

Streets in Shafter Area Homeowners Insurance Cost
Burbank St, Riverside St, James St, State Ave, Arroyo Seco Ave, Knight St, Sunny Ln, Amos Rd, Albert St, Sagewood Dr$592
Shafter Ave, Ryan Dr, Riverside St, E Marengo Ave, Aviation St, Stone Ave, Quality Rd, N Shafter Ave, Industrial Way, Golden Poppy Ct$588
E Orange Ave, Santa Fe Way, Griffith Ave, Tv Little St, Brittany St, Leonard St, Reiker St, Richland Ave, Mannel Ave, Justin Ct$606
Hartley St, Marion St, Blake Ave, Industry Parkway Dr, Sycamore Ave, Shaw Ave, Cobberly Rd, Arkelian Ave, Cross St, Willow St$593
Sonora Dr, Commerce Way, Transport Ln, Golden State Hwy, Santa Maria Way, Burbank St, Lorraine St, W Tulare Ave, Lawrence St, Los Angeles St$593

Shafter, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Shafter$88 to $90
Smith Corner$85
Cherokee Strip$87
Mexican Colony$86

Shafter, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Smith Corner CDP, California $86 $114 $171
Cherokee Strip CDP, California $87 $116 $174
Rosedale CCD, Kern County, California $91 $121 $182

Shafter, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Shafter, CA3.7%15.1%
Mexican Colony10.07%35.96%
Rosedale2.3%8.93%
Buttonwillow3.74%13.74%

Shafter Renters Insurance as a Percentage of Rent

Shafter Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 80 3.0% $804
$300 to $499 253 11.0% $1254
$500 to $749 909 39.0% $1929
$750 to $999 486 21.0% $2679
$1,000 to $1,499 523 22.0% $3804

Shafter, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Shafter Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Shafter Home Owner from High Deductible Plan $600

Shafter, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Shafter, CA Home Replacement Value MORE than Home Value Shafter, CA Home Replacement Value LESS than Home Value
Replacement Value $195,500 $113,500
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Shafter Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceGEICO Insurance
Monthly Premium 294665
Year Built 196619822014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Shafter, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 140,000 Metal Roof 1,280 3 $500 Deductible 200 5 Fiber-Cement Siding No
1980 155,000 Slate Shingles Roof 1,860 5 $2500-$5000 Deductible 240 9 Stucco siding yes
2007 190,000 Tile Roof 1,890 5 $1000-$2500 Deductible 220 8 Stone Siding No
1966 140,000 Slate Shingles Roof 1,800 3 $500- $1000 Deductible 490 12 Brick siding No
1985 255,000 Shingles Roof 2,370 3 $5000 to $10,000 Deductible 550 12 Fiber-Cement Siding No
1993 240,000 Composition Roof 2,800 4 $500- $1000 Deductible 590 10 Wood siding No
1993 210,000 Metal Roof 2,140 3 $500- $1000 Deductible 580 12 Brick siding No
1997 245,000 Wood Shake Roof 2,580 4 $2500-$5000 Deductible 470 9 Wood siding No
1964 405,000 Asphalt Shingles Roof 4,060 5 $500- $1000 Deductible 810 9 Brick siding No
2006 140,000 Wood Shake Roof 1,810 3 $2500-$5000 Deductible 70 3 Wood siding No
1964 245,000 Shingles Roof 2,470 5 $1000-$2500 Deductible 390 7 Brick siding yes
1980 125,000 Asphalt Shingles Roof 1,660 3 $1000-$2500 Deductible 160 8 Fiber-Cement Siding yes
1996 340,000 Composition Roof 3,760 5 $2500-$5000 Deductible 650 10 Wood siding yes
1980 110,000 Membrane Roof 1,500 3 $500 Deductible 110 5 Fiber-Cement Siding No
2011 250,000 Slate Shingles Roof 2,290 3 $1000-$2500 Deductible 380 7 Stone Siding No
1993 190,000 Wood Shake Roof 2,160 4 $5000 to $10,000 Deductible 260 9 Fiber-Cement Siding yes
1984 290,000 Asphalt Shingles Roof 3,510 5 $2500-$5000 Deductible 480 9 Vinyl siding yes
2012 150,000 Slate Shingles Roof 1,590 5 $1000-$2500 Deductible 190 5 Vinyl siding yes
2007 325,000 Shingles Roof 3,480 5 $1000-$2500 Deductible 170 3 Brick siding yes
1999 185,000 Metal Roof 2,000 4 $500 Deductible 490 8 Fiber-Cement Siding No
1999 265,000 Membrane Roof 3,070 5 $500- $1000 Deductible 220 4 Stone Siding No
2010 345,000 Shingles Roof 3,930 5 $2500-$5000 Deductible 360 6 Fiber-Cement Siding No
2014 235,000 Shingles Roof 2,340 4 $500 Deductible 360 7 Stucco siding No
2004 200,000 Composition Roof 2,080 3 $2500-$5000 Deductible 310 8 Brick siding No
1985 210,000 Composition Roof 2,500 5 $5000 to $10,000 Deductible 200 6 Stone Siding yes
2011 165,000 Tile Roof 2,060 3 $500 Deductible 320 8 Brick siding No
1983 180,000 Metal Roof 2,250 3 $2500-$5000 Deductible 210 8 Wood siding yes
2010 385,000 Membrane Roof 4,160 5 $5000 to $10,000 Deductible 220 3 Stone Siding yes