Seymour, CT homeowners insurance is about $734 to $998, about $61-$83/month. Our all inclusive research shows customers can save as much as $346 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Seymour, CT | Homeowners Insurance Agency Near Seymour, CT | Address |
|---|---|---|
| Allstate | Peter F. Lupoli | 162 Montowese St, Branford, CT, 6405 |
| Allstate | Steven Vitiello | 75 Ramapo Rd, Garnerville, NY, 10923 |
| State Farm | Avery Arz | 1045 Park St Ste 101, Peekskill, NY, 10566-3809 |
| Liberty Mutual | Elaine Irvin | 520 Hartford TurnpikeVernon, Vernon, CT, 6066 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ansonia city, Connecticut | $107 | $143 | $214 |
| Derby city, Connecticut | $106 | $141 | $212 |
| Beacon Falls town, New Haven County, Connecticut | $108 | $143 | $215 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Seymour, CT | 3.5% | 9.1% |
| Ansonia | 3.42% | 9.6% |
| Derby | 3.67% | 8.76% |
| Beacon Falls | 3.73% | 9.32% |
| Seymour Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 30 | 2.0% | $785 |
| $300 to $499 | 81 | 5.0% | $1235 |
| $500 to $749 | 145 | 10.0% | $1910 |
| $750 to $999 | 437 | 31.0% | $2660 |
| $1,000 to $1,499 | 586 | 42.0% | $3785 |
| $1,500 or more | 103 | 7.0% | $5435 |
| Streets in Seymour Area | Homeowners Insurance Cost |
|---|---|
| Columbus St, Morningstar Dr, Old Ansonia Rd, Chatfield Rd, Bungay Ct, Applewood Dr, Lane St, Lorraine Ave, Chamberlain Rd, Chucta Rd | $860 |
| Old Quarry Rd, Glen Cir, Woodcrest Rd, Hillside Ter, Elmwood Dr, Bryan Cir, Capricorn Dr, Skyline Ter, Jacko Dr, State Hwy 721 | $879 |
| Swan Ave, Potter Rd, Gloria Ave, Sunset Ter, Steep Hill Rd, Summer Hill Rd, Chatfield St, Walter Rd, Walnut St Exn, Warren Dr | $853 |
| Riviera Ter, Nickelmine Dr, Laurel Ln, Partridge Dr, Mannweiler Rd, Smythe St, Kulas Ter, Moss Ave, Richards Ave, Molsick Rd | $883 |
| Kathy Dr, Charles Rd, Lilac Ct, Bungay Ter, Dahlia Ln, Anne Ave, Moss, Sagamore Dr, Johnson Ter, Village Dr | $881 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Seymour | $129 to $132 |
| Ansonia | $128 |
| Derby | $127 |
| Beacon Falls | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Seymour Homeowner Insurance Premium Example | $5,000 | $4,500 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $41,400 | $40,400 |
| Net Savings to Seymour Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Seymour, CT Home Replacement Value MORE than Home Value | Seymour, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $385,000 | $276,500 |
| Insurance Premium based on Replacement Value | $3,350 | $2,400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $34,000 | Risk Exposure from Under Insuring Coverage is $74,500 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $300/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 276 | 157 | 273 |
| Year Built | 1992 | 1983 | 1961 |
| Home Details | 5 Beds, 1 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $200000-$250000 | $300000-$350000 |
| Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | $500 Deductible |