Seymour Insurance Rates:

Seymour, CT homeowners insurance is about $734 to $998, about $61-$83/month. Our all inclusive research shows customers can save as much as $346 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Seymour, CT Homeowners Insurance By Home Value

Seymour, CT Home Value Total Homes % of Total Average Seymour, CT Homeowners Insurance
$80,000 to $89,999 54 1.0% $259
$90,000 to $99,999 47 1.0% $294
$100,000 to $124,999 209 5.0% $337
$125,000 to $149,999 108 2.0% $424
$150,000 to $174,999 145 3.0% $502
$175,000 to $199,999 302 7.0% $580
$200,000 to $249,999 888 22.0% $701
$250,000 to $299,999 1,189 29.0% $857
$300,000 to $399,999 1,068 26.0% $1082

Top Home Insurance Agents Near Seymour, CT

Home Insurance Company Near Seymour, CT Homeowners Insurance Agency Near Seymour, CT Address
NA Harrison Agency 200 Ave Ste A , Harrison, NY, 10528
State Farm Avery Arz 1045 Park St Ste 101, Peekskill, NY, 10566-3809
Liberty Mutual Elaine Irvin 520 Hartford TurnpikeVernon, Vernon, CT, 6066
Allstate Peter F. Lupoli 162 Montowese St, Branford, CT, 6405
Allstate Steven Vitiello 75 Ramapo Rd, Garnerville, NY, 10923

Cost Of Homeowners Insurance By Street Near Seymour, CT

Streets in Seymour Area Homeowners Insurance Cost
Columbus St, Morningstar Dr, Old Ansonia Rd, Chatfield Rd, Bungay Ct, Applewood Dr, Lane St, Lorraine Ave, Chamberlain Rd, Chucta Rd$860
Old Quarry Rd, Glen Cir, Woodcrest Rd, Hillside Ter, Elmwood Dr, Bryan Cir, Capricorn Dr, Skyline Ter, Jacko Dr, State Hwy 721$879
Swan Ave, Potter Rd, Gloria Ave, Sunset Ter, Steep Hill Rd, Summer Hill Rd, Chatfield St, Walter Rd, Walnut St Exn, Warren Dr$853
Riviera Ter, Nickelmine Dr, Laurel Ln, Partridge Dr, Mannweiler Rd, Smythe St, Kulas Ter, Moss Ave, Richards Ave, Molsick Rd$883
Kathy Dr, Charles Rd, Lilac Ct, Bungay Ter, Dahlia Ln, Anne Ave, Moss, Sagamore Dr, Johnson Ter, Village Dr$881

Seymour, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Seymour$129 to $132
Ansonia$128
Derby$127
Beacon Falls$129

Seymour, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ansonia city, Connecticut $107 $143 $214
Derby city, Connecticut $106 $141 $212
Beacon Falls town, New Haven County, Connecticut $108 $143 $215

Seymour, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Seymour, CT3.5%9.1%
Ansonia3.42%9.6%
Derby3.67%8.76%
Beacon Falls3.73%9.32%

Seymour Renters Insurance as a Percentage of Rent

Seymour Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 30 2.0% $785
$300 to $499 81 5.0% $1235
$500 to $749 145 10.0% $1910
$750 to $999 437 31.0% $2660
$1,000 to $1,499 586 42.0% $3785
$1,500 or more 103 7.0% $5435

Seymour, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Seymour Homeowner Insurance Premium Example $5,000$4,500
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $41,400$40,400
Net Savings to Seymour Home Owner from High Deductible Plan $1,000

Seymour, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Seymour, CT Home Replacement Value MORE than Home Value Seymour, CT Home Replacement Value LESS than Home Value
Replacement Value $385,000 $276,500
Insurance Premium based on Replacement Value $3,350 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $74,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $300/year

Example Seymour Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 276157273
Year Built 199219831961
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $400000-$500000$200000-$250000$300000-$350000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Seymour, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 225,000 Tile Roof 1,740 5 $500- $1000 Deductible 2860 12 Brick siding yes
1994 145,000 Metal Roof 1,130 2 $2500-$5000 Deductible 170 2 Stone Siding No
1944 300,000 Tile Roof 1,780 4 > $10,000 Deductible 240 2 Brick siding No
1996 140,000 Slate Shingles Roof 940 2 $2500-$5000 Deductible 310 5 Brick siding yes
1989 230,000 Shingles Roof 1,950 4 $5000 to $10,000 Deductible 320 3 Stone Siding yes
1949 220,000 Asphalt Shingles Roof 1,830 4 $5000 to $10,000 Deductible 450 4 Vinyl siding yes
1998 250,000 Metal Roof 1,500 3 $500 Deductible 780 3 Brick siding No
1974 590,000 Composition Roof 4,450 5 $2500-$5000 Deductible 3670 12 Stone Siding No
1948 305,000 Shingles Roof 1,980 3 $500 Deductible 1300 5 Wood siding yes
1972 240,000 Composition Roof 1,380 2 $5000 to $10,000 Deductible 1480 9 Brick siding No
1949 130,000 Shingles Roof 910 2 $500 Deductible 380 4 Fiber-Cement Siding yes
1966 380,000 Tile Roof 2,860 4 $500- $1000 Deductible 1640 6 Stone Siding No
1949 260,000 Tile Roof 2,020 4 $2500-$5000 Deductible 610 3 Brick siding yes
1986 360,000 Composition Roof 2,320 3 $2500-$5000 Deductible 2130 10 Stone Siding No
1980 440,000 Shingles Roof 3,400 4 $2500-$5000 Deductible 2960 12 Fiber-Cement Siding yes
1947 145,000 Slate Shingles Roof 1,220 2 $1000-$2500 Deductible 780 8 Vinyl siding yes
1988 265,000 Composition Roof 1,900 3 $500- $1000 Deductible 220 1 Wood siding yes
1987 225,000 Membrane Roof 1,770 2 $2500-$5000 Deductible 530 4 Stucco siding yes
1985 330,000 Asphalt Shingles Roof 1,930 3 > $10,000 Deductible 1210 10 Stucco siding yes
1946 240,000 Metal Roof 1,680 2 $1000-$2500 Deductible 1130 5 Vinyl siding No
1997 210,000 Tile Roof 1,530 3 $2500-$5000 Deductible 230 2 Vinyl siding yes
1966 245,000 Tile Roof 1,790 3 $2500-$5000 Deductible 1250 7 Brick siding yes
1993 560,000 Tile Roof 4,420 5 $1000-$2500 Deductible 770 2 Stone Siding yes
1983 300,000 Membrane Roof 2,380 4 > $10,000 Deductible 740 6 Stone Siding yes
1976 205,000 Slate Shingles Roof 1,710 3 $1000-$2500 Deductible 710 4 Wood siding yes
1988 215,000 Slate Shingles Roof 1,570 3 $5000 to $10,000 Deductible 580 5 Fiber-Cement Siding No
1999 580,000 Slate Shingles Roof 3,610 5 $1000-$2500 Deductible 4260 12 Fiber-Cement Siding No
1949 370,000 Shingles Roof 3,010 4 $1000-$2500 Deductible 1280 5 Stucco siding yes
1978 560,000 Asphalt Shingles Roof 4,220 5 $5000 to $10,000 Deductible 2510 7 Wood siding yes
1976 535,000 Shingles Roof 4,200 5 $500 Deductible 2020 4 Fiber-Cement Siding No