Sevierville, TN homeowners insurance is approximately $698 to $954, about $58-$79/month. Our comprehensive analysis reveals consumers can save upto $330 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sevierville, TN | Homeowners Insurance Agency Near Sevierville, TN | Address |
|---|---|---|
| State Farm | Lynn Ray | 240 W Central Ave, La Follette, TN, 37766-3523 |
| Travelers | Mcinturff Milligan & Brooks Inc | 237 W SUMMER ST, GREENEVILLE, TN, 37743 |
| Travelers | Patton Morgan & Clark Ins Agency | 70 ACADEMY ST, CANTON, NC, 28716 |
| Travelers | Gantte Insurance Agency | 1205 GAY ST STE B, DANDRIDGE, TN, 37725 |
| Travelers | J Smith Lanier & Company | 413 NORTHSHORE DRIVE SW, KNOXVILLE, TN, 37919 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pigeon Forge city, Tennessee | $103 | $137 | $206 |
| Sevier County, Tennessee | $103 | $137 | $205 |
| Fairgarden CDP, Tennessee | $102 | $135 | $203 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sevierville, TN | 5.8% | 20.7% |
| Pigeon Forge | 5.08% | 22.67% |
| Sevier County | 5.87% | 22.19% |
| Fairgarden | 6.02% | 24.64% |
| Sevierville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 110 | 3.0% | $344 |
| $200 to $299 | 59 | 1.0% | $794 |
| $300 to $499 | 310 | 10.0% | $1244 |
| $500 to $749 | 1,790 | 59.0% | $1919 |
| $750 to $999 | 391 | 12.0% | $2669 |
| $1,000 to $1,499 | 264 | 8.0% | $3794 |
| $1,500 or more | 99 | 3.0% | $5444 |
| Streets in Sevierville Area | Homeowners Insurance Cost |
|---|---|
| Oshadegea Trl, Kodak Rd, New Era Rd, Bethel Church Rd, Trailer Park Ln, Highland Cir, Irish Way, South Blvd, Chilhowee Dr, River Rd | $835 |
| W New Era Rd, Lockett Way, Birch Dr, Huff Ct, Basswood Ln, Volunteer Way, Lees Dr, Dupont Rd, Coyote Rd, Bryan Rd | $813 |
| Mount Dr, Lyon Way, Leatherwood Ln, Jersey Dr, Nest Ln, Cusick Rd, Ruth Ln, Matthews Hollow Rd, River Rd, River Divide Rd | $807 |
| Hawks View Trl, Hilltop Way, Nottingham Dr, Amy Lea, Shaconage Trl, Henderson Ave, Marshall Springs Way, Cocke County Line Rd, Hardin Rd, Cate Rd | $807 |
| Riverside Dr, Goose Gap Rd, Riverdale Dr, Sauls Rd, Enchanted Forest Way, Red Cedar Ridge Rd, McCarter Ln, W Bruce St, Runaround Way, Windsong Way | $805 |
| Muncey Ct, Old Hills Creek Rd, Kellum Creek Rd, Vixen Run, Old Laurel Ln, Pallette Ln, Allen Rd, Wesley Way, Murphy Rd, Center View Rd | $815 |
| Dixon Branch Rd, Whaley Hollow Rd, Diamond Valley Rd, Long Dr, Daxa Way, Zion Hill Rd, Briar Lea, E Scenic Dr, Ernest McMahan Rd, Hawk Ln | $810 |
| Forest Court Ln, E Mount Rd, Butler Branch Rd, Birch Dr, Webb Creek Rd, Crescent Dr, Thomas Rd, Beechview Dr, Arnold Park Way, Young Blood Way | $811 |
| Walini Way, Cate Rd, Heather Rd, Wedge Tailed Ln, Cypress Ln, Cherokee Dr, Jobey Green Hollow Rd, Mountain Hollow Way, Lyema St, Paine Lake Dr | $838 |
| Franklin Rd, Bates Ln, Yellow Pine Ct, Gospel Way, Reese Rd, Hickory Hills Rd, Heatley Ln, McMahan Dr, Blackberry Way, Reynolds Ln | $813 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sevierville | $123 to $126 |
| Pigeon Forge | $124 |
| Sevier County | $123 |
| Fairgarden | $121 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Sevierville Homeowner Insurance Premium Example | $1,200 | $1,000 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,200 | $10,600 |
| Net Savings to Sevierville Home Owner from High Deductible Plan | $600 | |
| Scenario | Sevierville, TN Home Replacement Value MORE than Home Value | Sevierville, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $168,000 | $103,500 |
| Insurance Premium based on Replacement Value | $975 | $600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $44,000 | Risk Exposure from Under Insuring Coverage is $20,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $250/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Travelers |
| Monthly Premium | 32 | 47 | 107 |
| Year Built | 2010 | 1986 | 2001 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $75000-$100000 | $200000-$250000 | $300000-$350000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |