Sevierville Insurance Rates:

Sevierville, TN homeowners insurance is approximately $698 to $954, about $58-$79/month. Our comprehensive analysis reveals consumers can save upto $330 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sevierville, TN Homeowners Insurance By Home Value

Sevierville, TN Home Value Total Homes % of Total Average Sevierville, TN Homeowners Insurance
Less than $50,000 436 14.0% $115
$50,000 to $59,999 52 1.0% $247
$80,000 to $89,999 60 1.0% $404
$90,000 to $99,999 99 3.0% $454
$100,000 to $124,999 373 12.0% $528
$125,000 to $149,999 223 7.0% $660
$150,000 to $174,999 435 14.0% $784
$175,000 to $199,999 389 12.0% $900
$200,000 to $249,999 346 11.0% $1090
$250,000 to $299,999 301 9.0% $1329
$300,000 to $399,999 372 11.0% $1693

Top Home Insurance Agents Near Sevierville, TN

Home Insurance Company Near Sevierville, TN Homeowners Insurance Agency Near Sevierville, TN Address
Travelers Gantte Insurance Agency 1205 GAY ST STE B, DANDRIDGE, TN, 37725
Travelers J Smith Lanier & Company 413 NORTHSHORE DRIVE SW, KNOXVILLE, TN, 37919
State Farm Lynn Ray 240 W Central Ave, La Follette, TN, 37766-3523
Travelers Mcinturff Milligan & Brooks Inc 237 W SUMMER ST, GREENEVILLE, TN, 37743
Travelers Patton Morgan & Clark Ins Agency 70 ACADEMY ST, CANTON, NC, 28716

Cost Of Homeowners Insurance By Street Near Sevierville, TN

Streets in Sevierville Area Homeowners Insurance Cost
Oshadegea Trl, Kodak Rd, New Era Rd, Bethel Church Rd, Trailer Park Ln, Highland Cir, Irish Way, South Blvd, Chilhowee Dr, River Rd$835
W New Era Rd, Lockett Way, Birch Dr, Huff Ct, Basswood Ln, Volunteer Way, Lees Dr, Dupont Rd, Coyote Rd, Bryan Rd$813
Mount Dr, Lyon Way, Leatherwood Ln, Jersey Dr, Nest Ln, Cusick Rd, Ruth Ln, Matthews Hollow Rd, River Rd, River Divide Rd$807
Hawks View Trl, Hilltop Way, Nottingham Dr, Amy Lea, Shaconage Trl, Henderson Ave, Marshall Springs Way, Cocke County Line Rd, Hardin Rd, Cate Rd$807
Riverside Dr, Goose Gap Rd, Riverdale Dr, Sauls Rd, Enchanted Forest Way, Red Cedar Ridge Rd, McCarter Ln, W Bruce St, Runaround Way, Windsong Way$805
Muncey Ct, Old Hills Creek Rd, Kellum Creek Rd, Vixen Run, Old Laurel Ln, Pallette Ln, Allen Rd, Wesley Way, Murphy Rd, Center View Rd$815
Dixon Branch Rd, Whaley Hollow Rd, Diamond Valley Rd, Long Dr, Daxa Way, Zion Hill Rd, Briar Lea, E Scenic Dr, Ernest McMahan Rd, Hawk Ln$810
Forest Court Ln, E Mount Rd, Butler Branch Rd, Birch Dr, Webb Creek Rd, Crescent Dr, Thomas Rd, Beechview Dr, Arnold Park Way, Young Blood Way$811
Walini Way, Cate Rd, Heather Rd, Wedge Tailed Ln, Cypress Ln, Cherokee Dr, Jobey Green Hollow Rd, Mountain Hollow Way, Lyema St, Paine Lake Dr$838
Franklin Rd, Bates Ln, Yellow Pine Ct, Gospel Way, Reese Rd, Hickory Hills Rd, Heatley Ln, McMahan Dr, Blackberry Way, Reynolds Ln$813

Sevierville, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sevierville$123 to $126
Pigeon Forge$124
Sevier County$123
Fairgarden$121

Sevierville, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pigeon Forge city, Tennessee $103 $137 $206
Sevier County, Tennessee $103 $137 $205
Fairgarden CDP, Tennessee $102 $135 $203

Sevierville, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sevierville, TN5.8%20.7%
Pigeon Forge5.08%22.67%
Sevier County5.87%22.19%
Fairgarden6.02%24.64%

Sevierville Renters Insurance as a Percentage of Rent

Sevierville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 110 3.0% $344
$200 to $299 59 1.0% $794
$300 to $499 310 10.0% $1244
$500 to $749 1,790 59.0% $1919
$750 to $999 391 12.0% $2669
$1,000 to $1,499 264 8.0% $3794
$1,500 or more 99 3.0% $5444

Sevierville, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Sevierville Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,600
Net Savings to Sevierville Home Owner from High Deductible Plan $600

Sevierville, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sevierville, TN Home Replacement Value MORE than Home Value Sevierville, TN Home Replacement Value LESS than Home Value
Replacement Value $168,000 $103,500
Insurance Premium based on Replacement Value $975 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $250/year

Example Sevierville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmTravelers
Monthly Premium 3247107
Year Built 201019862001
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$200000-$250000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sevierville, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 140,000 Composition Roof 1,230 2 $500- $1000 Deductible 140 3 Wood siding No
2000 355,000 Asphalt Shingles Roof 3,320 4 > $10,000 Deductible 810 9 Fiber-Cement Siding No
1984 175,000 Slate Shingles Roof 1,860 3 $1000-$2500 Deductible 640 12 Vinyl siding yes
1980 150,000 Slate Shingles Roof 1,790 3 $500 Deductible 380 7 Vinyl siding yes
1985 150,000 Tile Roof 1,740 2 $2500-$5000 Deductible 500 9 Fiber-Cement Siding No
2013 130,000 Composition Roof 1,430 3 $2500-$5000 Deductible 270 9 Brick siding No
2010 220,000 Membrane Roof 1,920 4 $5000 to $10,000 Deductible 570 8 Fiber-Cement Siding yes
1983 210,000 Composition Roof 2,210 3 $500- $1000 Deductible 160 2 Stone Siding No
2014 120,000 Tile Roof 1,310 2 $500- $1000 Deductible 620 12 Vinyl siding yes
2014 145,000 Membrane Roof 1,350 2 $2500-$5000 Deductible 320 7 Brick siding yes
1990 170,000 Composition Roof 1,940 3 $2500-$5000 Deductible 50 1 Stucco siding No
1986 165,000 Tile Roof 1,790 2 $500 Deductible 410 5 Vinyl siding No
2005 200,000 Metal Roof 1,650 2 $2500-$5000 Deductible 450 7 Stucco siding yes
2005 170,000 Slate Shingles Roof 1,400 3 $1000-$2500 Deductible 510 9 Brick siding No
1983 85,000 Shingles Roof 900 2 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
2006 215,000 Tile Roof 2,230 3 $500- $1000 Deductible 300 4 Stucco siding yes
2012 130,000 Membrane Roof 1,320 3 $2500-$5000 Deductible 100 4 Fiber-Cement Siding yes
1995 185,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 190 3 Stone Siding yes
2002 160,000 Metal Roof 1,550 3 $500 Deductible 270 4 Vinyl siding yes
1984 195,000 Tile Roof 1,930 4 $2500-$5000 Deductible 510 8 Stone Siding yes
2010 185,000 Wood Shake Roof 1,570 3 $2500-$5000 Deductible 370 7 Brick siding yes
2004 235,000 Tile Roof 2,290 3 $5000 to $10,000 Deductible 720 8 Fiber-Cement Siding yes
2014 180,000 Metal Roof 1,730 2 $1000-$2500 Deductible 70 1 Vinyl siding No
2007 205,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 550 7 Wood siding yes
1991 210,000 Wood Shake Roof 2,050 4 $2500-$5000 Deductible 110 2 Wood siding No
2012 210,000 Wood Shake Roof 2,070 4 $500- $1000 Deductible 210 3 Wood siding yes
2011 310,000 Asphalt Shingles Roof 3,320 4 $500- $1000 Deductible 240 2 Fiber-Cement Siding yes
2014 235,000 Asphalt Shingles Roof 2,020 3 $2500-$5000 Deductible 140 3 Stone Siding No
2001 265,000 Metal Roof 3,200 4 $2500-$5000 Deductible 670 10 Fiber-Cement Siding No
1998 155,000 Asphalt Shingles Roof 1,270 2 $2500-$5000 Deductible 370 9 Fiber-Cement Siding No