Seneca Insurance Rates:

Seneca, SC homeowners insurance is roughly $687 to $939, about $57-$78/month. Our thorough guide reveals consumers can save as much as $325 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
In addition, i do believe they do need to improve their customer service over the phone but besides that everything else is well taken care of.
Geico
I don't like that my insurance company doesn't have many rewards programs. i would love to get more discounts and i feel as if i don't get many with my insurance company. i wish that i was offered "accident forgiveness" or "vanishing deductible" rewards on my policy, but there is no such thing. it makes me want to shop around for other insurance companies.
Allstate
Making a recent move to vermont was stressful and hectic, but with allstate insurance, the citro group has provided me with a smooth transition into living in a new home.
Grange Insurance
So here is the main Issue I have with Grange it's very inconsistent whether or not you get to talk to an American on the other end of the line so you have to call back a lot
State Farm
Their web portal and payment methods could stand to be improved. I should never have to work to figure out how to pay a company or what I'm paying for exactly.

Seneca, SC Homeowners Insurance By Home Value

Seneca, SC Home Value Total Homes % of Total Average Seneca, SC Homeowners Insurance
Less than $50,000 946 15.0% $138
$50,000 to $59,999 383 6.0% $300
$60,000 to $69,999 206 3.0% $373
$70,000 to $79,999 424 6.0% $430
$80,000 to $89,999 279 4.0% $487
$90,000 to $99,999 269 4.0% $552
$100,000 to $124,999 684 10.0% $634
$125,000 to $149,999 548 8.0% $796
$150,000 to $174,999 771 12.0% $943
$175,000 to $199,999 406 6.0% $1089
$200,000 to $249,999 615 9.0% $1308
$250,000 to $299,999 229 3.0% $1601
$300,000 to $399,999 508 8.0% $2040

Top Home Insurance Agents Near Seneca, SC

Home Insurance Company Near Seneca, SC Homeowners Insurance Agency Near Seneca, SC Address
NA Herlong Bates Burnett Insurance, Inc. 28 Global Drive Suite 102, Greenville, SC, 29607
Allstate Affordable Insurance 837 E Currahee St, Toccoa, GA, 30577
State Farm Joe Hinson 118 W Butler Rd, Mauldin, SC, 29662-2535
State Farm Richard Rhame 3725 Grandview Dr Ste 10, Simpsonville, SC, 29680-3150
State Farm Ron Haskell 804 N Main St, Anderson, SC, 29621-5525

Cost Of Homeowners Insurance By Street Near Seneca, SC

Streets in Seneca Area Homeowners Insurance Cost
S Friendship Rd, Linda Dr, Ames St, Holly Park Dr, S Depot St, Chandler Pl, Meadowood Dr, W Little River Dr, Price Dr, Jennings Ave$783
Keith Ln, Hopkins Rd, Coleman St, Bernwood Cir, Nowell Dr, Delphi Dr, Ram Cat Aly, Evergreen Cir, Lake Leisure Rd, Bergen St$788
Hawkins Krabbe Ln, S E 107, Knossus Ct, State Rd S-37-668, Vocational Dr, S-39-150, Overbrook Dr, Tumblestone Dr, State Rd S-37-210, Dr Mitchell Rd$863
Harbor Dr, Monroe Dr, Meldau Rd, E South 6th St, W Capewood Ave, Hartwell Lake Rd, Bell Dr, Clydesdale Rd, Oglesby Ln, Gail Ct$799
State Hwy 59, Pine Forest Cir, Logans Way, State Rd S-37-469, Lawrence Bridge Rd, Andrew Pickens Dr, Nelson Ln, Glen Rd, Goddard Ave, Paradise Ln$805
May Sam Dr, Williams St, Leisure Rd, Jrj Dr, Clearlake Pt, Woody Terry Rd, Campbell Dr, State Rd S-37-667, W Railroad St, Scott Ln$780
Jody Dr, Greenwich Dr, S E 37, Grace Way Rd, Karen Dr, Stonehaven Way, N Summit Dr, Mountainview Dr, Fort Hill Dr, W South 4th St$800
Viewpointe Ct, E Reedy Fork Rd, James St, Buck Owen Rd, Whittle Park Dr, S Cherry St, Porter Dr, Ohenery Ln, E Cedar Cove Dr, Commons Blvd$826
Sunset Dr, W South 1st St, Dry Gulch Trl, Ravens Hollow Way, State Rd S-37-184, Forest Creek Dr, Jantzen Ct, Harley Davidson Blvd, Ashton Place Ct, Catfish Cove Rd$802
W Grady St, Seneca Springs Lndg, Mertie Dr, Palmetto Ave, Russell Dr, Shook Rd, Winterberry Ln, Hammond Dr, Bountyland Rd, State Rd S-37-483$860

Seneca, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Seneca$121 to $124
Utica$116
Newry$117
Clemson$125

Seneca, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Utica CDP, South Carolina $97 $129 $193
Clemson CCD, Pickens County, South Carolina $105 $139 $209
Walhalla CCD, Oconee County, South Carolina $102 $135 $203

Seneca, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Seneca, SC6.1%21.7%
Utica6.99%29.45%
Clemson5.82%20.16%
Walhalla5.97%23.17%

Seneca Renters Insurance as a Percentage of Rent

Seneca Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 165 4.0% $345
$200 to $299 122 3.0% $795
$300 to $499 405 11.0% $1245
$500 to $749 1,369 40.0% $1920
$750 to $999 738 21.0% $2670
$1,000 to $1,499 424 12.0% $3795
$1,500 or more 176 5.0% $5445

Seneca, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Seneca Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,000$15,000
Net Savings to Seneca Home Owner from High Deductible Plan $1,000

Seneca, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Seneca, SC Home Replacement Value MORE than Home Value Seneca, SC Home Replacement Value LESS than Home Value
Replacement Value $94,000 $71,000
Insurance Premium based on Replacement Value $650 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Seneca Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersGEICO Insurance
Monthly Premium 738595
Year Built 200219861993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$125000-$150000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Seneca, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 180,000 Metal Roof 1,800 4 $500 Deductible 1720 12 Stone Siding No
1987 300,000 Shingles Roof 3,310 4 $500- $1000 Deductible 2450 12 Wood siding yes
2012 130,000 Asphalt Shingles Roof 1,830 3 $2500-$5000 Deductible 460 6 Brick siding No
1972 205,000 Slate Shingles Roof 2,200 5 $500- $1000 Deductible 960 6 Wood siding No
1979 245,000 Tile Roof 2,550 5 $500 Deductible 1100 7 Wood siding No
1993 110,000 Slate Shingles Roof 1,280 3 $2500-$5000 Deductible 120 2 Fiber-Cement Siding No
1971 180,000 Slate Shingles Roof 2,330 5 $2500-$5000 Deductible 1250 12 Brick siding No
1981 235,000 Tile Roof 2,570 4 $5000 to $10,000 Deductible 440 5 Brick siding yes
1997 225,000 Composition Roof 2,250 4 > $10,000 Deductible 810 10 Brick siding yes
2000 155,000 Wood Shake Roof 1,790 4 $1000-$2500 Deductible 820 12 Stucco siding No
2002 365,000 Membrane Roof 4,120 5 $2500-$5000 Deductible 350 2 Stucco siding No
1990 235,000 Wood Shake Roof 2,330 3 $2500-$5000 Deductible 100 1 Stone Siding yes
1983 140,000 Composition Roof 1,900 5 $2500-$5000 Deductible 1160 12 Brick siding yes
1987 185,000 Membrane Roof 2,100 4 $2500-$5000 Deductible 930 10 Vinyl siding No
1995 155,000 Asphalt Shingles Roof 2,200 5 $5000 to $10,000 Deductible 150 3 Brick siding yes
1977 245,000 Metal Roof 2,700 4 > $10,000 Deductible 190 2 Fiber-Cement Siding No
1979 360,000 Composition Roof 3,790 5 $500 Deductible 250 1 Vinyl siding yes