Senatobia Insurance Rates:

Senatobia, MS homeowners insurance is nearly $799 to $1,096, about $66-$91/month. Our exhaustive research indicates shoppers can save as much as $379 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Senatobia, MS Homeowners Insurance By Home Value

Senatobia, MS Home Value Total Homes % of Total Average Senatobia, MS Homeowners Insurance
Less than $50,000 110 7.0% $180
$50,000 to $59,999 23 1.0% $379
$60,000 to $69,999 52 3.0% $474
$70,000 to $79,999 59 4.0% $540
$80,000 to $89,999 88 5.0% $616
$90,000 to $99,999 151 10.0% $692
$100,000 to $124,999 241 16.0% $796
$125,000 to $149,999 199 13.0% $995
$150,000 to $174,999 219 14.0% $1185
$175,000 to $199,999 94 6.0% $1365
$200,000 to $249,999 97 6.0% $1640
$250,000 to $299,999 77 5.0% $2009
$300,000 to $399,999 65 4.0% $2550

Top Home Insurance Agents Near Senatobia, MS

Home Insurance Company Near Senatobia, MS Homeowners Insurance Agency Near Senatobia, MS Address
Liberty Mutual Brandon Ackerman 6060 Poplar Ave. Suite 301, Memphis, TN, 38119
Nationwide C L Berenato Insurance Llc 8099 Stage Hills Blvd STE 103, Bartlett, TN, 38133-4064
Travelers Callicott Insurance Center, Inc. 408 W Main St, Senatobia, MS, 38668
Allstate Morris Burton 650 W Poplar Ave, Collierville, TN, 38017
Liberty Mutual Independent Smith Insurance Agency Inc 48 W Main St, Marianna, AR, 72360

Cost Of Homeowners Insurance By Street Near Senatobia, MS

Streets in Senatobia Area Homeowners Insurance Cost
Countyline Desoto Rd, Crestfield Rd, Strayhorn Lake Dr, Western Way, Bethel Rd, Pecan Dr, Yellowdog Rd, Smith Rd, Leslie Dr, Moore Bottom Rd$973
W Main St, Shands Bottom Rd, Longtown Rd, Jemison Cove, Westwood Dr, Peach Tree Dr, Gabbert Dr, Maple Dr, Callicott Rd, Fonzie Scott Rd$961
Camille Rd, Tulip Tree Ln, Graham Rd, E Tate St, Springfield Rd, Lori Ln, Parks Rd, Suddoth Rd, Tim St, Boone Cir$955
Evelyn St, Highland Dr, Tate Panola Rd, Jones Dr, Marshall Cove, Norfleet Dr, Scott St, Tate County Line Rd, Moore's Bottom Rd, S Robinson St$960
W Porter St, Buster St, Sunnybrook Dr, Southern Ave, Waldrop Rd, Gann Rd, Porter St, N Panola St, Union Blvd, Parkview Ln$936

Senatobia, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Senatobia$140 to $143
Tate County$140
Coldwater$138
Sardis$136

Senatobia, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tate County, Mississippi $117 $156 $234
Coldwater town, Mississippi $115 $153 $230
Como town, Mississippi $115 $153 $230

Senatobia, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Senatobia, MS7.3%21.8%
Tate County6.31%20.54%
Coldwater7.97%20.06%
Como7.39%17.5%

Senatobia Renters Insurance as a Percentage of Rent

Senatobia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 2.0% $348
$200 to $299 38 3.0% $798
$300 to $499 76 7.0% $1248
$500 to $749 365 36.0% $1923
$750 to $999 337 33.0% $2673
$1,000 to $1,499 146 14.0% $3798
$1,500 or more 21 2.0% $5448

Senatobia, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Senatobia Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,600$11,100
Net Savings to Senatobia Home Owner from High Deductible Plan $500

Senatobia, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Senatobia, MS Home Replacement Value MORE than Home Value Senatobia, MS Home Replacement Value LESS than Home Value
Replacement Value $155,000 $117,500
Insurance Premium based on Replacement Value $1,850 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Senatobia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 144129213
Year Built 200419882014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Senatobia, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 165,000 Shingles Roof 1,720 3 $2500-$5000 Deductible 820 4 Vinyl siding yes
1987 220,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 200 1 Stucco siding No
1982 215,000 Composition Roof 2,280 5 $1000-$2500 Deductible 1810 7 Wood siding No
2004 180,000 Slate Shingles Roof 2,570 4 $5000 to $10,000 Deductible 880 7 Vinyl siding No
1992 185,000 Asphalt Shingles Roof 2,240 4 $500 Deductible 1580 9 Brick siding No
2012 285,000 Wood Shake Roof 4,220 5 $2500-$5000 Deductible 2900 10 Brick siding yes
2007 160,000 Tile Roof 1,730 3 $500 Deductible 1200 5 Stone Siding yes
2013 255,000 Shingles Roof 2,870 4 > $10,000 Deductible 1940 10 Wood siding No
1984 175,000 Shingles Roof 2,490 4 $5000 to $10,000 Deductible 300 2 Brick siding yes
2003 205,000 Shingles Roof 3,100 4 $500 Deductible 1120 5 Brick siding yes
1985 235,000 Metal Roof 2,400 5 $2500-$5000 Deductible 1160 6 Stucco siding yes
2012 235,000 Composition Roof 2,590 4 $5000 to $10,000 Deductible 1740 8 Stone Siding No
1991 225,000 Tile Roof 3,320 4 > $10,000 Deductible 1100 7 Vinyl siding No
2004 160,000 Wood Shake Roof 2,310 5 $500 Deductible 2190 9 Fiber-Cement Siding yes
2010 210,000 Metal Roof 2,260 4 $500 Deductible 260 1 Stone Siding yes
2003 140,000 Shingles Roof 1,610 3 $500 Deductible 150 1 Stucco siding No
1996 155,000 Metal Roof 2,320 4 $2500-$5000 Deductible 950 9 Fiber-Cement Siding No
1980 140,000 Metal Roof 1,920 3 $500 Deductible 380 2 Brick siding yes
2010 140,000 Tile Roof 1,810 5 $500 Deductible 500 3 Stone Siding No
1985 150,000 Tile Roof 2,140 4 $500- $1000 Deductible 320 2 Stone Siding yes
1993 270,000 Composition Roof 3,570 5 > $10,000 Deductible 1070 8 Brick siding yes
2007 125,000 Slate Shingles Roof 1,580 3 $500- $1000 Deductible 870 5 Fiber-Cement Siding No
1985 370,000 Asphalt Shingles Roof 4,130 5 > $10,000 Deductible 820 3 Vinyl siding yes
1981 180,000 Wood Shake Roof 1,840 3 $5000 to $10,000 Deductible 1870 9 Fiber-Cement Siding No
1981 255,000 Wood Shake Roof 2,690 5 $1000-$2500 Deductible 1290 5 Stucco siding yes
1998 130,000 Tile Roof 1,670 3 $500- $1000 Deductible 1440 12 Stucco siding yes
1994 235,000 Composition Roof 2,750 4 $500- $1000 Deductible 1990 6 Stone Siding No
2005 360,000 Wood Shake Roof 4,210 5 $5000 to $10,000 Deductible 470 2 Vinyl siding No
1983 185,000 Composition Roof 1,890 3 $5000 to $10,000 Deductible 360 3 Wood siding No
1982 145,000 Slate Shingles Roof 1,650 3 $2500-$5000 Deductible 130 1 Wood siding yes