Selma Insurance Rates:

Selma, TX homeowners insurance is nearly $896 to $1,219, about $74-$101/month. Our exhaustive guide shows customers can save upto $423 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Selma, TX Homeowners Insurance By Home Value

Selma, TX Home Value Total Homes % of Total Average Selma, TX Homeowners Insurance
Less than $50,000 19 1.0% $148
$80,000 to $89,999 37 2.0% $529
$90,000 to $99,999 25 1.0% $592
$100,000 to $124,999 128 7.0% $687
$125,000 to $149,999 315 18.0% $867
$150,000 to $174,999 438 26.0% $1026
$175,000 to $199,999 368 22.0% $1184
$200,000 to $249,999 164 9.0% $1417
$250,000 to $299,999 127 7.0% $1735
$300,000 to $399,999 41 2.0% $2211

Top Home Insurance Agents Near Selma, TX

Home Insurance Company Near Selma, TX Homeowners Insurance Agency Near Selma, TX Address
NA Tommy Moeller 907 Elkins Lk San Antonio, San Antonio, TX, 78260
State Farm David Galvan 2399 NW Military Hwy, San Antonio, TX, 78231-2502
Farmers Jacobo Arguello 8746 Wurzbach Rd Ste 205, San Antonio, TX, 78240
State Farm Mark Kidd 700 W Hondo Ave, Devine, TX, 78016-1915
State Farm Tom Fladd 9023 Huebner Rd Ste 108, San Antonio, TX, 78240-2090

Cost Of Homeowners Insurance By Street Near Selma, TX

Streets in Selma Area Homeowners Insurance Cost
Scordato Dr, Trophy Club, Emerald Bluff, Furlong Gate, Blackstone, Ruidoso Chase, Bristol Oak, Arcadia Dr, Pinseeker, Saratoga Knoll$1,064
Berry Knoll, Point Northeast Pkwy, Saddle Run, Baythorne, Laurel Canyon Dr, Belmont Ridge, Parthenon Pl, Sunrise Canyon Dr, Merrywood, Galloping Oak$1,070
Gothic Dr, Universal City Blvd, Clearwater Blvd, Agora Pkwy, Wildridge Trl, Marathon Dr, Pericles Dr, Obbligato Ln, Almond Bend Dr, Poseidon$1,056
N Evans Rd, Aries, Forum Rd, Pumpkin Ridge, Galicia, Raceway Downs, Broken Spr, Retama Pkwy, Rhodes, Tranquillo Way$1,066
Mandelane Dr, Titan, Kentucky Ridge, Spyglass, Mare Pass, Nira, Woodcliff Blvd, Socrates Ln, Splitrock Ln, Winged Foot$1,062

Selma, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Selma$158 to $161
Universal City$156
Live Oak$154
Garden Ridge$179

Selma, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Universal City city, Texas $130 $173 $260
Live Oak city, Texas $129 $171 $257
Garden Ridge city, Texas $149 $199 $298

Selma, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Selma, TX5.9%15.8%
Universal City6.32%17.87%
Live Oak7.37%19.92%
Garden Ridge3.73%12.81%

Selma Renters Insurance as a Percentage of Rent

Selma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 26 8.0% $1916
$750 to $999 77 26.0% $2666
$1,000 to $1,499 139 47.0% $3791
$1,500 or more 50 17.0% $5441

Selma, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Selma Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,500$19,500
Net Savings to Selma Home Owner from High Deductible Plan $1,000

Selma, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Selma, TX Home Replacement Value MORE than Home Value Selma, TX Home Replacement Value LESS than Home Value
Replacement Value $201,000 $131,500
Insurance Premium based on Replacement Value $2,100 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $475/year

Example Selma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersGEICO Insurance
Monthly Premium 13324896
Year Built 200520142009
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$400000-$500000$150000-$175000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Selma, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 395,000 Wood Shake Roof 3,570 5 $500- $1000 Deductible 3100 10 Wood siding No
2004 185,000 Metal Roof 1,730 5 $2500-$5000 Deductible 880 12 Brick siding No
2011 320,000 Wood Shake Roof 2,900 5 $500- $1000 Deductible 550 2 Stone Siding yes
2004 355,000 Shingles Roof 3,200 4 $1000-$2500 Deductible 270 1 Vinyl siding No
2008 435,000 Tile Roof 3,710 5 $500 Deductible 360 1 Brick siding yes
2002 210,000 Wood Shake Roof 2,220 5 > $10,000 Deductible 670 6 Vinyl siding No
2005 325,000 Tile Roof 2,990 4 $500 Deductible 2210 9 Stucco siding yes
2006 525,000 Membrane Roof 4,840 5 > $10,000 Deductible 550 2 Wood siding No
2004 355,000 Tile Roof 3,520 5 $500- $1000 Deductible 1920 6 Fiber-Cement Siding No
2014 270,000 Wood Shake Roof 3,210 5 $5000 to $10,000 Deductible 970 6 Brick siding yes
2008 240,000 Slate Shingles Roof 2,050 5 $1000-$2500 Deductible 1290 8 Stone Siding yes
2013 180,000 Asphalt Shingles Roof 1,730 4 $2500-$5000 Deductible 830 8 Stone Siding No
2010 200,000 Metal Roof 2,170 5 $5000 to $10,000 Deductible 490 4 Brick siding yes
2002 300,000 Tile Roof 3,280 4 $1000-$2500 Deductible 2110 12 Stucco siding yes
2008 290,000 Metal Roof 2,750 4 $2500-$5000 Deductible 1660 12 Stucco siding No
2002 215,000 Asphalt Shingles Roof 1,870 5 $2500-$5000 Deductible 1040 10 Stone Siding yes
2013 340,000 Membrane Roof 3,610 5 $500- $1000 Deductible 1380 5 Stucco siding yes
2010 235,000 Membrane Roof 2,140 4 $500 Deductible 1280 9 Fiber-Cement Siding yes
2000 265,000 Slate Shingles Roof 2,500 5 $1000-$2500 Deductible 160 1 Stone Siding yes
2013 345,000 Composition Roof 2,920 5 $5000 to $10,000 Deductible 510 3 Vinyl siding No
2014 465,000 Composition Roof 4,580 5 $5000 to $10,000 Deductible 500 2 Fiber-Cement Siding yes
2006 295,000 Metal Roof 2,660 4 $5000 to $10,000 Deductible 1560 12 Wood siding No
2000 190,000 Metal Roof 1,700 5 $5000 to $10,000 Deductible 480 7 Stucco siding yes
2007 195,000 Shingles Roof 2,190 5 $1000-$2500 Deductible 640 7 Vinyl siding No
2009 140,000 Shingles Roof 1,650 4 $1000-$2500 Deductible 80 1 Stone Siding No
2014 320,000 Shingles Roof 3,060 4 $500- $1000 Deductible 1810 7 Vinyl siding yes
2013 350,000 Membrane Roof 3,140 4 $5000 to $10,000 Deductible 830 4 Stone Siding yes
2014 440,000 Tile Roof 4,250 5 $5000 to $10,000 Deductible 990 5 Vinyl siding No
2011 300,000 Tile Roof 3,350 5 $5000 to $10,000 Deductible 420 3 Brick siding No
2011 225,000 Wood Shake Roof 2,390 5 $5000 to $10,000 Deductible 510 5 Wood siding yes