How Much Does Selma, AL Home Insurance Cost?
Selma, AL Average Homeowners Insurance Cost
$923
Homeowners Insurance Cost - Selma, AL
$89,700
Median Home Value - Selma, AL
Selma, AL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.08 | $911.92 |
| $1000 Deductible | -$98.02 | $824.98 |
| $1500 Deductible | -$146.39 | $776.61 |
| $2000 Deductible | -$218.01 | $704.99 |
| $2500 Deductible | -$260.29 | $662.71 |
Selma, AL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$194 | $729 |
| 30 year old | +$14 | $937 |
| 40 year old | +$24 | $947 |
| 50 year old | +$35 | $958 |
| Above 50 year old | +$44 | $967 |
Selma, AL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$111 | $812 |
| Superior | -$92 | $831 |
| Masonry | -$46 | $877 |
| Brick | -$46 | $877 |
| Hail Resistant Roof | -$18 | $905 |
Selma, AL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $941 |
| Swimming Pool With A Diving Board | +$46 | $969 |
| Swimming Pool With Slide | +$55 | $978 |
Selma, AL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $895 |
| Police Department | $9 | $914 |
Selma, AL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$387.66 | $1,311 |
| Filing a Second Liability Claim | +$350.74 | $1,274 |
| Filing a Second Theft Claim | +$350.74 | $1,274 |
| Filing a Second Water Claim | +$304.59 | $1,228 |
| Filing a Fire Claim | +$184.6 | $1,108 |
| Filing a Liability Claim | +$175.37 | $1,098 |
| Filing a Theft Claim | +$175.37 | $1,098 |
| Filing a Water Claim | +$147.68 | $1,071 |
| Filing a Weather Claim | +$147.68 | $1,071 |