Selma, AL homeowners insurance is about $792 to $1,074, about $66-$89/month. Our all inclusive analysis indicates shoppers can save upto $373 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Selma, AL | Homeowners Insurance Agency Near Selma, AL | Address |
|---|---|---|
| Nationwide | Davenport Agency | 696 N Silver Hills Dr Ste 116, Prattville, AL, 36066 |
| State Farm | Kris Mullins | 305 E Jefferson St, Demopolis, AL, 36732-2255 |
| Allstate | Marengo Ins Agcy | 107 W Washington St, Demopolis, AL, 36732 |
| Travelers | Willis Insurance Services Of California Inc | 201 MONROE ST RSA TWR SUITE 2150, MONTGOMERY, AL, 36104 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Valley Grande city, Alabama | $143 | $190 | $285 |
| Selmont-West Selmont CDP, Alabama | $137 | $182 | $273 |
| Selmont-Tyler CCD, Dallas County, Alabama | $137 | $183 | $275 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Selma, AL | 7.7% | 22.9% |
| Valley Grande | 7.07% | 23.24% |
| Selmont-West Selmont | 9.14% | 25.56% |
| Selmont-Tyler | 8.63% | 22.92% |
| Selma Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 211 | 5.0% | $371 |
| $200 to $299 | 342 | 8.0% | $821 |
| $300 to $499 | 1,316 | 33.0% | $1271 |
| $500 to $749 | 1,298 | 32.0% | $1946 |
| $750 to $999 | 546 | 13.0% | $2696 |
| $1,000 to $1,499 | 224 | 5.0% | $3821 |
| Streets in Selma Area | Homeowners Insurance Cost |
|---|---|
| Pine Acres Dr, Stiles Rd, Suther Spur Rd, Plantation, Kincey Ct, Dallas County 932, Lynngate Rd, Twilley Ave, Jacqueline Dr, Co Rd 37 | $916 |
| Dallas County 856, Minter Aly, Battery Ave, Dallas County 861, Rountree Dr, Co Rd 513, Tanglewood Trailer Park, Ash Cir, Lamar Ave, Bibb St | $917 |
| Co Rd 212, Eugene Ave, Kaye Ave, Wright Dr, Clinton Ave, Meadowview Cir, Sherwood Dr, Dedman St, Dallas County 826, Cedar Dr | $912 |
| Woodland St, Chisolm Dr, Springdale St, Eden St, Co Rd 946, Deepwoods Dr, Twin Creeks Trl, Sunset Dr, Co Rd 232, Houston Park | $932 |
| Dallas County 906, Felix Rd, Crescent Hill Dr, Kelso Rd, Deepwood Dr, N Broad St, Fairview Rd, Co Rd 992, Co Rd 222, Co Rd 509 | $938 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Selma | $139 to $142 |
| Valley Grande | $142 |
| Selmont-West Selmont | $137 |
| Dallas County | $139 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Selma Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,600 | $6,000 |
| Net Savings to Selma Home Owner from High Deductible Plan | $600 | |
| Scenario | Selma, AL Home Replacement Value MORE than Home Value | Selma, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $145,500 | $88,500 |
| Insurance Premium based on Replacement Value | $850 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $23,500 | Risk Exposure from Under Insuring Coverage is $33,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $125/year |
| Insurance Company | Amica Mutual Insurance Company | Farmers Insurance | Liberty Mutual |
| Monthly Premium | 27 | 67 | 93 |
| Year Built | 2001 | 1973 | 1993 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $75000-$100000 | $150000-$175000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $2500-$5000 Deductible |