Selma Insurance Rates:

Selma, AL homeowners insurance is about $792 to $1,074, about $66-$89/month. Our all inclusive analysis indicates shoppers can save upto $373 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Selma, AL: Customer-Reviewed Options

Top Home Insurance Agents Near Selma, AL

Home Insurance Company Near Selma, AL Homeowners Insurance Agency Near Selma, AL Address
Nationwide Davenport Agency 696 N Silver Hills Dr Ste 116, Prattville, AL, 36066
State Farm Kris Mullins 305 E Jefferson St, Demopolis, AL, 36732-2255
Allstate Marengo Ins Agcy 107 W Washington St, Demopolis, AL, 36732
Travelers Willis Insurance Services Of California Inc 201 MONROE ST RSA TWR SUITE 2150, MONTGOMERY, AL, 36104

Selma, AL Home Insurance Agents for Top Companies


Selma, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Valley Grande city, Alabama $143 $190 $285
Selmont-West Selmont CDP, Alabama $137 $182 $273
Selmont-Tyler CCD, Dallas County, Alabama $137 $183 $275


Selma, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Selma, AL7.7%22.9%
Valley Grande7.07%23.24%
Selmont-West Selmont9.14%25.56%

Selma Renters Insurance as a Percentage of Rent

Selma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 211 5.0% $371
$200 to $299 342 8.0% $821
$300 to $499 1,316 33.0% $1271
$500 to $749 1,298 32.0% $1946
$750 to $999 546 13.0% $2696
$1,000 to $1,499 224 5.0% $3821

Cost Of Homeowners Insurance By Street Near Selma, AL

Streets in Selma Area Homeowners Insurance Cost
Pine Acres Dr, Stiles Rd, Suther Spur Rd, Plantation, Kincey Ct, Dallas County 932, Lynngate Rd, Twilley Ave, Jacqueline Dr, Co Rd 37$916
Dallas County 856, Minter Aly, Battery Ave, Dallas County 861, Rountree Dr, Co Rd 513, Tanglewood Trailer Park, Ash Cir, Lamar Ave, Bibb St$917
Co Rd 212, Eugene Ave, Kaye Ave, Wright Dr, Clinton Ave, Meadowview Cir, Sherwood Dr, Dedman St, Dallas County 826, Cedar Dr$912
Woodland St, Chisolm Dr, Springdale St, Eden St, Co Rd 946, Deepwoods Dr, Twin Creeks Trl, Sunset Dr, Co Rd 232, Houston Park$932
Dallas County 906, Felix Rd, Crescent Hill Dr, Kelso Rd, Deepwood Dr, N Broad St, Fairview Rd, Co Rd 992, Co Rd 222, Co Rd 509$938

Selma, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Selma$139 to $142
Valley Grande$142
Selmont-West Selmont$137
Dallas County$139

Selma, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Selma Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Selma Home Owner from High Deductible Plan $600


Selma, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Selma, AL Home Replacement Value MORE than Home Value Selma, AL Home Replacement Value LESS than Home Value
Replacement Value $145,500 $88,500
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year


Example Selma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceLiberty Mutual
Monthly Premium 276793
Year Built 200119731993
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$150000-$175000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible