Selma Insurance Rates:

Selma, AL homeowners insurance is about $792 to $1,074, about $66-$89/month. Our all inclusive analysis indicates shoppers can save upto $373 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
They just recently hiked up the cost of homeowners insurance to a very noticeable rate for the lower than average income earner in america.
Metlife
They are always on top of things that really matter. For as long as I have had their insurance (annuity) they never make mistakes. They are on top of everything which makes them different from other insurance policy companies
State Farm
They always refer you to your agent. There is no customer service or central office available to the public - any "customer service" number you call still routes you to your local agent. If you have a problem with your local agent you are out of luck.
State Farm
I truly like how easy it is to utilize. Not hard to find the info you are looking for and I would certainly recommend it to anyone. No headaches with this site.
Liberty Mutual
I really like how the customer service agents are so friendly and don't act annoyed when you reach out with questions. They aren't eager to rush you off the phone either.
Allstate
I had Allstate before and it cost less, but I was very unsatisfied with the claims process and their attitude. Farm Bureau costs more, but so far I am happy with the service and willing to pay more for it.

Selma, AL Homeowners Insurance By Home Value

Selma, AL Home Value Total Homes % of Total Average Selma, AL Homeowners Insurance
Less than $50,000 2,150 30.0% $279
$50,000 to $59,999 281 3.0% $587
$60,000 to $69,999 549 7.0% $737
$70,000 to $79,999 492 6.0% $849
$80,000 to $89,999 685 9.0% $960
$90,000 to $99,999 310 4.0% $1072
$100,000 to $124,999 777 10.0% $1240
$125,000 to $149,999 561 7.0% $1558
$150,000 to $174,999 333 4.0% $1838
$175,000 to $199,999 262 3.0% $2127
$200,000 to $249,999 385 5.0% $2556
$250,000 to $299,999 212 2.0% $3125
$300,000 to $399,999 144 2.0% $3974

Top Home Insurance Agents Near Selma, AL

Home Insurance Company Near Selma, AL Homeowners Insurance Agency Near Selma, AL Address
Nationwide Davenport Agency 696 N Silver Hills Dr Ste 116, Prattville, AL, 36066
State Farm Kris Mullins 305 E Jefferson St, Demopolis, AL, 36732-2255
Allstate Marengo Ins Agcy 107 W Washington St, Demopolis, AL, 36732
Travelers Willis Insurance Services Of California Inc 201 MONROE ST RSA TWR SUITE 2150, MONTGOMERY, AL, 36104
NA Anchor Insurance Dba Marion Insurance Agency P O Box 510 , Marion, AL, 36756

Cost Of Homeowners Insurance By Street Near Selma, AL

Streets in Selma Area Homeowners Insurance Cost
Pine Acres Dr, Stiles Rd, Suther Spur Rd, Plantation, Kincey Ct, Dallas County 932, Lynngate Rd, Twilley Ave, Jacqueline Dr, Co Rd 37$916
Dallas County 856, Minter Aly, Battery Ave, Dallas County 861, Rountree Dr, Co Rd 513, Tanglewood Trailer Park, Ash Cir, Lamar Ave, Bibb St$917
Co Rd 212, Eugene Ave, Kaye Ave, Wright Dr, Clinton Ave, Meadowview Cir, Sherwood Dr, Dedman St, Dallas County 826, Cedar Dr$912
Woodland St, Chisolm Dr, Springdale St, Eden St, Co Rd 946, Deepwoods Dr, Twin Creeks Trl, Sunset Dr, Co Rd 232, Houston Park$932
Dallas County 906, Felix Rd, Crescent Hill Dr, Kelso Rd, Deepwood Dr, N Broad St, Fairview Rd, Co Rd 992, Co Rd 222, Co Rd 509$938

Selma, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Selma$139 to $142
Valley Grande$142
Selmont-West Selmont$137
Dallas County$139

Selma, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Valley Grande city, Alabama $143 $190 $285
Selmont-West Selmont CDP, Alabama $137 $182 $273
Selmont-Tyler CCD, Dallas County, Alabama $137 $183 $275

Selma, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Selma, AL7.7%22.9%
Valley Grande7.07%23.24%
Selmont-West Selmont9.14%25.56%
Selmont-Tyler8.63%22.92%

Selma Renters Insurance as a Percentage of Rent

Selma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 211 5.0% $371
$200 to $299 342 8.0% $821
$300 to $499 1,316 33.0% $1271
$500 to $749 1,298 32.0% $1946
$750 to $999 546 13.0% $2696
$1,000 to $1,499 224 5.0% $3821

Selma, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Selma Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Selma Home Owner from High Deductible Plan $600

Selma, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Selma, AL Home Replacement Value MORE than Home Value Selma, AL Home Replacement Value LESS than Home Value
Replacement Value $145,500 $88,500
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Selma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceLiberty Mutual
Monthly Premium 276793
Year Built 200119731993
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$150000-$175000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Selma, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 175,000 Wood Shake Roof 2,920 4 $500 Deductible 380 4 Stucco siding yes
1995 130,000 Membrane Roof 2,130 4 $2500-$5000 Deductible 280 8 Stone Siding yes
1972 165,000 Shingles Roof 2,740 5 $1000-$2500 Deductible 530 7 Wood siding yes
2001 135,000 Asphalt Shingles Roof 2,330 4 $500 Deductible 460 9 Wood siding yes
1996 140,000 Wood Shake Roof 2,700 4 $500- $1000 Deductible 60 1 Fiber-Cement Siding No
1981 175,000 Slate Shingles Roof 2,900 4 $500- $1000 Deductible 470 9 Stone Siding No
1994 100,000 Shingles Roof 1,970 5 $2500-$5000 Deductible 350 10 Stone Siding yes
2009 160,000 Composition Roof 2,740 5 $500- $1000 Deductible 120 2 Wood siding yes
1997 285,000 Slate Shingles Roof 4,280 5 $5000 to $10,000 Deductible 680 8 Vinyl siding yes
1964 90,000 Membrane Roof 1,470 3 $500- $1000 Deductible 370 10 Brick siding yes
1982 210,000 Membrane Roof 3,190 5 $1000-$2500 Deductible 260 4 Brick siding yes
1974 150,000 Metal Roof 2,200 5 $500 Deductible 140 2 Fiber-Cement Siding No
1978 110,000 Slate Shingles Roof 2,070 3 $1000-$2500 Deductible 270 6 Wood siding yes
1975 140,000 Metal Roof 1,880 3 $500- $1000 Deductible 200 4 Brick siding yes
1986 140,000 Membrane Roof 2,670 4 $1000-$2500 Deductible 250 5 Stone Siding No
1971 105,000 Shingles Roof 1,660 3 $500 Deductible 210 7 Wood siding No
1996 90,000 Wood Shake Roof 1,640 4 $1000-$2500 Deductible 200 7 Stucco siding No
2009 170,000 Slate Shingles Roof 2,870 4 $500 Deductible 470 7 Stone Siding yes
2004 155,000 Membrane Roof 2,880 5 $1000-$2500 Deductible 540 9 Vinyl siding No
1982 260,000 Composition Roof 3,980 5 $500- $1000 Deductible 680 8 Vinyl siding No
2004 150,000 Shingles Roof 2,070 5 $1000-$2500 Deductible 100 2 Stone Siding No
1963 190,000 Slate Shingles Roof 2,610 4 $1000-$2500 Deductible 630 10 Stone Siding yes
1963 170,000 Metal Roof 2,800 4 $1000-$2500 Deductible 440 7 Stone Siding No