Sellersburg Insurance Rates:

Sellersburg, IN homeowners insurance is about $686 to $938, about $57-$78/month. Our thorough guide reveals consumers can save as much as $324 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sellersburg, IN Homeowners Insurance By Home Value

Sellersburg, IN Home Value Total Homes % of Total Average Sellersburg, IN Homeowners Insurance
Less than $50,000 312 18.0% $178
$50,000 to $59,999 30 1.0% $373
$70,000 to $79,999 38 2.0% $535
$80,000 to $89,999 114 6.0% $609
$90,000 to $99,999 201 11.0% $682
$100,000 to $124,999 330 19.0% $787
$125,000 to $149,999 261 15.0% $990
$150,000 to $174,999 180 10.0% $1169
$175,000 to $199,999 87 5.0% $1347
$200,000 to $249,999 109 6.0% $1624
$300,000 to $399,999 21 1.0% $2525

Top Home Insurance Agents Near Sellersburg, IN

Home Insurance Company Near Sellersburg, IN Homeowners Insurance Agency Near Sellersburg, IN Address
Travelers Kloppenburg Insurance Inc 201 E CROSS ST, BROWNSTOWN, IN, 47220
Travelers Mcdaniel Insurance Agency Llc 602 MAIN ST, SHELBYVILLE, KY, 40065
State Farm Mike Drury 5101 New Cut Rd, Louisville, KY, 40214-2738
NA A Central Insurance Agency 6708 Shepherdsville Rd, Louisville, KY, 40228
Nationwide Ditsler Insurance Inc. 2120 1/2 Bardstown Rd, Louisville, KY, 40205-1916

Cost Of Homeowners Insurance By Street Near Sellersburg, IN

Streets in Sellersburg Area Homeowners Insurance Cost
Creek Rd, Joseph Ln, Maple Ave, S Indiana Ave, Georgian Ave, Bottorff St, Future Dr, Payne Koehler Rd, Penn Ave, Circle Dr$814
Sterling Ct, Ehringer Ave, Sterling Oaks Dr, Nevada St, Hauss Ave, Hwy 31 E, S Fern St, Antler Dr, Watson Sellersburg Rd, Popp Ave$816
S Forest Dr, Plum Valley Ct, Alden St, Meyer Loop, E Utica St, Old State Rd 60, Renz Ave, Madison Dr, S New Albany Ave, Silver St$823
Lane Ave, Onward Way, Dreyer Ln, Haas Ln, Bean Rd, Arbor Ct, Greenwood Rd, Allen Rd, Hunter Station Rd, Indiana Ave$841
Adams Creek Dr, Midway Dr, Service Dr, Wilson Ln, Lakeside Dr, Prather St, Indianola Ave, Plum Woods Dr, Jackson Dr, Clareva Rd$837

Sellersburg, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sellersburg$120 to $122
Silver Creek$124
Utica$126
Clarksville$121

Sellersburg, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Silver Creek township, Clark County, Indiana $125 $166 $249
Utica township, Clark County, Indiana $126 $168 $252
Clarksville town, Indiana $122 $162 $243

Sellersburg, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sellersburg, IN6.2%18.1%
Silver Creek5.81%17.82%
Utica5.46%17.45%
Clarksville6.63%17.6%

Sellersburg Renters Insurance as a Percentage of Rent

Sellersburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 48 8.0% $1251
$500 to $749 128 22.0% $1926
$750 to $999 231 40.0% $2676
$1,000 to $1,499 164 28.0% $3801

Sellersburg, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Sellersburg Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Sellersburg Home Owner from High Deductible Plan $600

Sellersburg, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sellersburg, IN Home Replacement Value MORE than Home Value Sellersburg, IN Home Replacement Value LESS than Home Value
Replacement Value $201,000 $109,500
Insurance Premium based on Replacement Value $1,000 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $46,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Sellersburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmica Mutual Insurance Company
Monthly Premium 5764105
Year Built 197920001994
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$125000-$150000$350000-$400000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Sellersburg, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 345,000 Composition Roof 4,050 5 $1000-$2500 Deductible 1700 12 Wood siding yes
1965 240,000 Wood Shake Roof 2,930 4 $5000 to $10,000 Deductible 380 7 Brick siding yes
1990 175,000 Membrane Roof 1,940 4 $500- $1000 Deductible 780 12 Brick siding yes
1986 220,000 Slate Shingles Roof 2,620 4 $500 Deductible 1210 12 Fiber-Cement Siding No
1960 230,000 Shingles Roof 3,040 5 $500 Deductible 530 7 Wood siding No
1997 215,000 Shingles Roof 3,420 5 $500 Deductible 840 8 Brick siding yes
1960 140,000 Metal Roof 1,620 5 $2500-$5000 Deductible 50 1 Fiber-Cement Siding No
1975 150,000 Composition Roof 1,780 5 $2500-$5000 Deductible 250 6 Brick siding No
1994 185,000 Composition Roof 2,180 4 $500- $1000 Deductible 390 7 Fiber-Cement Siding yes
1972 190,000 Tile Roof 2,890 4 $1000-$2500 Deductible 300 5 Vinyl siding yes
1972 145,000 Membrane Roof 2,200 3 $500- $1000 Deductible 180 3 Stone Siding No
1961 370,000 Slate Shingles Roof 4,550 5 $500- $1000 Deductible 930 5 Wood siding No
1970 165,000 Metal Roof 1,860 4 $500- $1000 Deductible 400 7 Brick siding yes
1990 240,000 Asphalt Shingles Roof 3,090 4 $1000-$2500 Deductible 170 2 Fiber-Cement Siding yes
1961 145,000 Wood Shake Roof 1,720 3 $500- $1000 Deductible 410 9 Stucco siding yes
2002 155,000 Shingles Roof 2,610 4 $2500-$5000 Deductible 470 9 Stone Siding yes
2001 205,000 Slate Shingles Roof 2,440 4 $5000 to $10,000 Deductible 460 8 Brick siding yes
1988 195,000 Tile Roof 2,340 4 $500- $1000 Deductible 770 10 Stone Siding No
1982 310,000 Shingles Roof 4,870 5 > $10,000 Deductible 80 1 Stucco siding No
1973 115,000 Shingles Roof 1,680 4 $2500-$5000 Deductible 120 3 Vinyl siding No
1996 115,000 Composition Roof 1,390 3 $500- $1000 Deductible 80 2 Wood siding yes
2007 300,000 Composition Roof 3,760 5 $500 Deductible 1210 8 Wood siding yes
1976 150,000 Metal Roof 2,100 3 $2500-$5000 Deductible 170 4 Fiber-Cement Siding No
1990 120,000 Shingles Roof 1,690 3 $1000-$2500 Deductible 530 12 Stone Siding yes
1984 170,000 Shingles Roof 2,070 3 $500- $1000 Deductible 370 8 Stucco siding No
1967 200,000 Tile Roof 2,590 4 $1000-$2500 Deductible 300 5 Fiber-Cement Siding No
1980 230,000 Membrane Roof 2,690 4 $2500-$5000 Deductible 400 8 Wood siding No
1982 285,000 Composition Roof 3,360 5 $2500-$5000 Deductible 510 7 Brick siding yes
1972 115,000 Slate Shingles Roof 1,840 5 $1000-$2500 Deductible 290 6 Fiber-Cement Siding yes
1986 245,000 Tile Roof 3,790 5 $5000 to $10,000 Deductible 380 5 Wood siding No
1969 170,000 Tile Roof 1,890 3 $500 Deductible 170 2 Stone Siding yes
1988 185,000 Composition Roof 2,050 4 $5000 to $10,000 Deductible 330 8 Stucco siding yes