Sedona, AZ homeowners insurance is about $578 to $802, about $48-$66/month. Our all inclusive guide reveals consumers can save upto $276 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sedona, AZ | Homeowners Insurance Agency Near Sedona, AZ | Address |
|---|---|---|
| Allstate | Becky Halstead | 4 S San Francisco St Ste 6, Flagstaff, AZ, 86001 |
| Farmers | Brent Brooks | 4593 N Robert Rd Ste B, Prescott Valley, AZ, 86314 |
| Travelers | John Creps Insurance Agency | 2717 N Steves Blvd Ste 4, Flagstaff, AZ, 86004 |
| State Farm | Neil Rosenow | 879 Cove Pkwy, Cottonwood, AZ, 86326-4645 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Village of Oak Creek (Big Park) CDP, Arizona | $87 | $116 | $174 |
| Cornville CDP, Arizona | $79 | $105 | $157 |
| Munds Park CDP, Arizona | $80 | $106 | $159 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sedona, AZ | 2.8% | 10.6% |
| Village of Oak | 2.59% | 12.03% |
| Cornville | 4.33% | 12.44% |
| Munds Park | 3.46% | 19.87% |
| Sedona Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 138 | 8.0% | $1201 |
| $500 to $749 | 94 | 5.0% | $1876 |
| $750 to $999 | 505 | 31.0% | $2626 |
| $1,000 to $1,499 | 486 | 30.0% | $3751 |
| $1,500 or more | 363 | 22.0% | $5401 |
| Streets in Sedona Area | Homeowners Insurance Cost |
|---|---|
| Rolling Hills Pl, Old Indian Rd, Schnebly Hill Rd, Sunrise Dr, Abbott Rd, Forest Rd, Doodlebug Rd, Craigmont Dr, W Mallard Dr, Les Springs Ln | $709 |
| Rebecca Way, S Harding Dr, L'Aubergeln, Purtymun Ln, Acacia Dr, Shangrila Dr, Brewer Rd, Talia Ct, Canyon Dr, W McCullough Dr | $728 |
| Rolling Dr, W Chapel Rd, Arroyo Sienna Ct, Granada, Craigmont Ln, Bowstring Dr, Old Crow Ln, Laurel Spr, Prochnow Rd, Sunset Ln | $699 |
| Wagon Trail Dr, Quail Run, Brins Mesa Rd, Hart Rd, Crest Dr, Ridge Rd, Arroyo Sienna Dr, Wilson Canyon Rd, Oak Creek Cliffs Dr, E Mallard Dr | $730 |
| Redstone Dr, Vista Bonita Dr, Copper Cliffs Ln, Art Barn Ln, San Miguel Dr, Amara Ln, Spur Cir, Woodland Cir, Wilson Rd, Roadrunner Ln | $723 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sedona | $101 to $105 |
| Village of Oak | $104 |
| Cornville | $94 |
| Munds Park | $95 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | American Modern Select Ic | 1,094 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | California Cas Ind Exchange | 456 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Central Mutual Ic | 1,185 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Homesite Ind Co | 748 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Ids Property Cas Ic | 951 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Mercury Cas Co | 309 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Pacific Specialty Ic | 1,148 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Privilege Underwriters Reciprocal Exchange | 1,816 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Unigard Ic | 271 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | United Services Automobile Assoc | 506 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Sedona Homeowner Insurance Premium Example | $1,500 | $1,300 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,900 | $13,300 |
| Net Savings to Sedona Home Owner from High Deductible Plan | $600 | |
| Scenario | Sedona, AZ Home Replacement Value MORE than Home Value | Sedona, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $564,000 | $389,000 |
| Insurance Premium based on Replacement Value | $1,925 | $1,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $110,000 | Risk Exposure from Under Insuring Coverage is $65,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $375/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | State Farm |
| Monthly Premium | 69 | 98 | 56 |
| Year Built | 1993 | 2001 | 1985 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $300000-$350000 | $800000-$900000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible |