Sedalia Insurance Rates:

Sedalia, MO homeowners insurance is approximately $804 to $1,090, about $67-$90/month. Our thorough analysis indicates shoppers can save as much as $378 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I am very satisfied in that my insurance provider, liberty mutual, is readily available in my city and hometown.
Allstate
I was trying to get a quote on their website and i entered all my information and at the end they said my home was too old, i wasted about 20 minutes on just that missing but important piece of information.
Farmer's Insurance
I like that farmers insurance has a large network of local agents in my area - making it easy to discuss my insurance needs with an agent in person.
State Farm
I can call my local agent's office at any time and get answers to my questions. Can't ask for more than that.
Farmer's Insurance
This is not a bad option. I did a lot of research and I found this one to be more useful.
Nationwide
We live in a very prominent retirement area on the coast. Other, big-name companies are far more expensive! Our premium and coverage are excellent.
Columbia
next time they going to call the homeowner if they can't fix the exact date

Sedalia, MO Homeowners Insurance By Home Value

Sedalia, MO Home Value Total Homes % of Total Average Sedalia, MO Homeowners Insurance
Less than $50,000 1,136 17.0% $265
$50,000 to $59,999 384 5.0% $558
$60,000 to $69,999 691 10.0% $691
$70,000 to $79,999 531 8.0% $804
$80,000 to $89,999 753 11.0% $909
$90,000 to $99,999 510 7.0% $1013
$100,000 to $124,999 1,062 16.0% $1183
$125,000 to $149,999 543 8.0% $1477
$150,000 to $174,999 488 7.0% $1742
$175,000 to $199,999 243 3.0% $2017
$200,000 to $249,999 181 2.0% $2424
$250,000 to $299,999 68 1.0% $2964

Top Home Insurance Agents Near Sedalia, MO

Home Insurance Company Near Sedalia, MO Homeowners Insurance Agency Near Sedalia, MO Address
NA Walker-Winter Insurance 122 S Main St, Fayette, MO, 65248
Travelers Countryside Insurnce Agency Llc 337 E HWY 50, TIPTON, MO, 65081
Travelers Farmers Heritage Financial Llc 304 SE 10TH TER, CONCORDIA, MO, 64020
Liberty Mutual Independent Naught-Naught Insurance Agency 985 Kk Dr Ste 106 , Osage Beach, MO, 65065
State Farm Suzie Brodersen 1872 Commercial Street, Warsaw, MO, 65355-3037

Cost Of Homeowners Insurance By Street Near Sedalia, MO

Streets in Sedalia Area Homeowners Insurance Cost
Huntington Ave, Bryson Rd, Driftwood Dr, W 20th St, W 2nd Street Ter, Main St, State Hwy Hh, Knight Rd, Greenwood Ln, W Tecumseh St$964
Co Rd J, Nevils Rd, N Summit Ave, Rainbow Dr, Lone Star Rd, Millers Chapel Rd, E Harvey St, Berry Rd, Marvin Rd, Blue Jay Blvd$956
Cypress Ln, Ridge Prairie Rd, Sycamore Dr, E Henry St, Honey Locust Ln, Walnut School Rd, E 20th St, Prairie Chapel Rd, Cummings Rd, Liberty Park Blvd$998
McNeal Ln, Prairie Rd, Buckingham Ct, Red Bud Cir, N Kentucky Ave, State Hwy 127, W 14th St, Selken Rd, Clover Dr, S Osage Ave$997
E Broadway Blvd, Colonial Ct, W Broadway Blvd, Treasure Rd, E 40th St, Mergen Rd, State Hwy Bb, Wasson Rd, S Sneed Ave, Clevenger Rd$994
Doogs Rd, Duke Rd, State Hwy Ff, E 22nd St, S Beacon Ave, Hidden Hill Dr, S Monroe Ave, Sacajawea Rd, Station Ave, Wild Rose Ln$956
W 13th St, Higgins Rd, Wisdom Rd, Mitchell Rd, Hieronymus Rd, Lamm Ford Rd, Eagle Dr, Chestnut St, Beaverdam Rd, E 25th St$973
Sun Valley Dr, Green Lawn Rd, Agee Rd, Backbone Rd, Hoxey St, S Vermont, N County Line Rd, Hickory Ln, Smith Rd, Petree St$952
Cunningham Dr, Morgan Rd, Harlan Dr, E 14th St, Hogan Rd, Crystal Springs Rd, Rolling Hills Dr, Sunnydale Rd, Royal Blvd, Par 3 Dr$996
Stevens Rd, Country Club Blvd, Forest Park Rd, N Washington Ave, Renfrow Rd, Kemp Rd, Maplewood North Rd, McAninitch Rd, Claycomb Rd, Martha Ln$965

Sedalia, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sedalia$141 to $144
Pettis County$143
Smithton$141
Dresden$145

Sedalia, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pettis County, Missouri $119 $159 $238
Smithton township, Pettis County, Missouri $118 $157 $236
Dresden township, Pettis County, Missouri $121 $161 $242

Sedalia, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sedalia, MO8.6%22.2%
Pettis County8.18%22.84%
Smithton8.69%22.96%
Dresden7.93%25.85%

Sedalia Renters Insurance as a Percentage of Rent

Sedalia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 64 1.0% $357
$200 to $299 156 4.0% $807
$300 to $499 631 16.0% $1257
$500 to $749 1,650 42.0% $1932
$750 to $999 1,055 27.0% $2682
$1,000 to $1,499 226 5.0% $3807
$1,500 or more 71 1.0% $5457

Sedalia, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Sedalia Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Sedalia Home Owner from High Deductible Plan $600

Sedalia, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sedalia, MO Home Replacement Value MORE than Home Value Sedalia, MO Home Replacement Value LESS than Home Value
Replacement Value $125,000 $68,500
Insurance Premium based on Replacement Value $675 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Sedalia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 304640
Year Built 197419591946
Home Details 5 Beds, 3 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$75000-$100000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Sedalia, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 220,000 Metal Roof 3,020 4 $2500-$5000 Deductible 440 6 Stucco siding No
1982 140,000 Membrane Roof 2,040 5 $500- $1000 Deductible 660 9 Fiber-Cement Siding No
1949 90,000 Shingles Roof 1,570 2 $500 Deductible 70 2 Fiber-Cement Siding yes
1940 200,000 Tile Roof 3,120 4 $1000-$2500 Deductible 240 4 Brick siding yes
1987 130,000 Wood Shake Roof 2,000 4 $2500-$5000 Deductible 240 4 Wood siding yes
1969 255,000 Composition Roof 3,350 4 > $10,000 Deductible 410 7 Vinyl siding yes
1985 115,000 Asphalt Shingles Roof 2,200 4 $1000-$2500 Deductible 30 1 Wood siding yes
1988 100,000 Metal Roof 1,350 2 $500 Deductible 370 9 Stucco siding No
1948 205,000 Asphalt Shingles Roof 3,940 5 > $10,000 Deductible 450 7 Brick siding yes
1975 80,000 Asphalt Shingles Roof 1,380 2 $2500-$5000 Deductible 30 1 Brick siding yes
1970 150,000 Composition Roof 2,890 4 $1000-$2500 Deductible 470 12 Brick siding No
1982 160,000 Composition Roof 2,070 3 $1000-$2500 Deductible 550 9 Vinyl siding yes
1947 185,000 Tile Roof 3,210 4 $500- $1000 Deductible 170 3 Brick siding yes
1962 95,000 Shingles Roof 1,320 2 $1000-$2500 Deductible 320 7 Wood siding yes
1963 90,000 Asphalt Shingles Roof 1,550 2 $500- $1000 Deductible 200 6 Wood siding yes
1974 80,000 Slate Shingles Roof 1,090 2 $1000-$2500 Deductible 250 12 Fiber-Cement Siding yes
1978 195,000 Shingles Roof 3,120 5 $5000 to $10,000 Deductible 190 3 Brick siding yes
1942 60,000 Wood Shake Roof 940 2 $2500-$5000 Deductible 20 1 Fiber-Cement Siding yes
1965 225,000 Tile Roof 3,770 5 $500- $1000 Deductible 530 7 Wood siding No
1985 130,000 Asphalt Shingles Roof 1,710 3 $2500-$5000 Deductible 230 7 Stucco siding No
1982 220,000 Composition Roof 2,830 4 $2500-$5000 Deductible 950 9 Wood siding yes
1973 105,000 Composition Roof 1,750 3 $2500-$5000 Deductible 160 6 Stone Siding No
1954 90,000 Membrane Roof 1,440 2 $500 Deductible 450 9 Stone Siding yes
1967 55,000 Shingles Roof 920 2 $500 Deductible 100 8 Brick siding yes
1941 105,000 Tile Roof 1,400 2 $500- $1000 Deductible 350 9 Fiber-Cement Siding yes
1970 180,000 Wood Shake Roof 2,550 4 $1000-$2500 Deductible 230 3 Stucco siding yes
1958 95,000 Membrane Roof 1,560 2 $500- $1000 Deductible 170 6 Brick siding No
1948 275,000 Membrane Roof 4,870 5 $1000-$2500 Deductible 1450 12 Wood siding No
1966 170,000 Asphalt Shingles Roof 2,620 4 $1000-$2500 Deductible 170 3 Brick siding No
1964 190,000 Composition Roof 2,980 5 $2500-$5000 Deductible 330 4 Fiber-Cement Siding yes
1945 170,000 Metal Roof 2,470 4 $5000 to $10,000 Deductible 660 12 Brick siding yes