Sebring Insurance Rates:

Sebring, FL homeowners insurance is nearly $959 to $1,304, about $79-$108/month. Our exhaustive analysis shows customers can save as much as $452 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I use nationwide for my home insurance. first, nationwide has great customer service. anytime i have ever had an issue, needed information, etc. they have answered my questions quickly and with great care. even if it was a stupid question, they treated it with respect.
Assurant Specialty Property
Although assurant is the only service like this i've used, i really appreciated how quick and painless the application process was.
Usaa
The process of membership requires that they contact your family member, or verify their military affiliation, which takes a few days if you get an agent who is handling a lot of files or busy.
Usaa
It's all good 50 years with the company and never a problem.

Sebring, FL Homeowners Insurance By Home Value

Sebring, FL Home Value Total Homes % of Total Average Sebring, FL Homeowners Insurance
Less than $50,000 3,064 23.0% $271
$50,000 to $59,999 698 5.0% $577
$60,000 to $69,999 893 6.0% $724
$70,000 to $79,999 769 5.0% $837
$80,000 to $89,999 589 4.0% $950
$90,000 to $99,999 602 4.0% $1064
$100,000 to $124,999 1,396 10.0% $1222
$125,000 to $149,999 1,270 9.0% $1539
$150,000 to $174,999 1,267 9.0% $1811
$175,000 to $199,999 747 5.0% $2094
$200,000 to $249,999 738 5.0% $2524
$250,000 to $299,999 501 3.0% $3079
$300,000 to $399,999 365 2.0% $3916

Top Home Insurance Agents Near Sebring, FL

Home Insurance Company Near Sebring, FL Homeowners Insurance Agency Near Sebring, FL Address
NA Ramsgate Insurance, Inc. Dba 1st Quality Insurance Group 250 East Park Avenue , Lake Wales, FL, 33853
NA Hatton Insurance Agency 322 E Main St, Bartow, FL, 33830
Travelers Berger Insurance Associates Llc 425 SW PARK STREET, OKEECHOBEE, FL, 34974
Allstate Bruce Sanders 767 Cypress Gardens Blvd, Winter Haven, FL, 33880
State Farm Rob Semans 639 1st St S, Winter Haven, FL, 33880

Cost Of Homeowners Insurance By Street Near Sebring, FL

Streets in Sebring Area Homeowners Insurance Cost
N Ridgewood Dr, Tangelo St, Combee St, Atkins Rd, Ripley Dr, Tractor Rd, S Eucalyptus St, South Dakota Dr, Park Plz, Carrington Ave$1,100
Okinawa Ave, Co Rd 700, Bond Ave, Mattee Dr, Waterway Dr, Romeo St, Glenwood Ave, Lost Ball Dr, 8th St, Costa Brava Dr$1,107
Shelby St, Maravilla Ave, Parrot Ave, Sunset Ln, Silver Palm Dr, Oceanside Dr, Oak Rd, Winston Dr, Elm Pl, Queen Palm Ave$1,157
Lake Sebring Dr, N Lake Sebring Dr, Pleasant Ln, SW Lakeview Dr, Oceaster Ave, Rodeo Dr S, Bassage Rd, Snyder Rd, Contour St, Hawk Ave$1,138
Greenway Ter, Sunset Ct, Las Vegas Blvd, Benz Ter, Elson Ave, Newman Rd, Skipper Rd, Tern Ave, Gardenia Ter, Hawthorn Ln$1,110
Comet Ter, Oak Rd, West Virginia Dr, S Commerce Ave, 4th Ave, Robin Ln, Wrightman Ave, N Orange St, Lime St, Ulmann Dr$1,103
Poinsettia Ave, Crestview Dr, Amy Rd, Hartt Rd, Beech Ln, 1st Ave W, Ruby Ter, Bristol St, Doe Run, Queenswood Dr$1,161
Taseschee Dr, Lakeside Dr W, Alpine Ter, Blossom Dr, Limpkin St, Ymca Ln, Orange Ct, Vicki Dr, 7th St, US Hwy 27 N$1,162
14th St S, Andes Ct, Minerva St, Oxbow Dr, Tubbs Rd, Swan Ln, Max Ave, Cash St, Vicki Ter, Longwood Rd$1,110
Bunker Dr, Falcon Ave, Cardinal Rd, Greenway Pl, Strafford Oaks Dr, Manatee Dr, Park Crest Ter, Maya Ct, Swan Dr, Hollywood Blvd$1,154

Sebring, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sebring$169 to $172
Highlands County$170
Avon Park$169
Lake Placid$171

Sebring, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Highlands County, Florida $142 $189 $283
Avon Park CCD, Highlands County, Florida $141 $187 $281
Lake Placid CCD, Highlands County, Florida $143 $190 $285

Sebring, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sebring, FL9.0%28.0%
Highlands County8.57%27.71%
Avon Park7.99%26.91%
Lake Placid8.57%28.07%

Sebring Renters Insurance as a Percentage of Rent

Sebring Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 101 2.0% $347
$200 to $299 175 4.0% $797
$300 to $499 410 11.0% $1247
$500 to $749 1,246 34.0% $1922
$750 to $999 953 26.0% $2672
$1,000 to $1,499 656 18.0% $3797
$1,500 or more 66 1.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Sebring For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Federated National Insurance $2,172
150,000 27 NO First Community Insurance $2,172
150,000 27 NO Security First Insurance $1,818
150,000 27 NO Tower Hill Prime Insurance $1,370
150,000 27 NO Tower Hill Signature Insurance $2,426
150,000 27 NO United Property & Casualty Insurance $1,840
150,000 27 NO Universal Insurance $2,391
150,000 27 YES Castle Key Indemnity Company Insurance $1,650
150,000 27 YES Liberty Mutual Fire Insurance $1,419
150,000 27 YES Safeway Property Insurance $994
150,000 27 YES Tower Hill Select Insurance $1,154
150,000 27 YES Tower Hill Signature Insurance $1,605
150,000 27 YES Universal Insurance $1,158
300,000 12 NA American Traditions Insurance $1,464
300,000 12 NA First Community Insurance $2,256
300,000 12 NA First Protective Insurance $1,913
300,000 12 NA Florida Peninsula Insurance $2,034
300,000 12 NA Safeway Property Insurance $1,376
300,000 12 NA Southern Oak Insurance $2,468
300,000 12 NA State Farm Florida Insurance $3,987

Sebring, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Sebring Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,200$14,000
Net Savings to Sebring Home Owner from High Deductible Plan $1,200

Sebring, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sebring, FL Home Replacement Value MORE than Home Value Sebring, FL Home Replacement Value LESS than Home Value
Replacement Value $69,000 $51,000
Insurance Premium based on Replacement Value $1,575 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Sebring Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 145189269
Year Built 200119952013
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Sebring, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 125,000 Composition Roof 2,040 4 $2500-$5000 Deductible 860 6 Fiber-Cement Siding No
1999 130,000 Wood Shake Roof 1,640 2 $1000-$2500 Deductible 320 2 Stone Siding No
2013 280,000 Asphalt Shingles Roof 3,320 4 $2500-$5000 Deductible 730 3 Stone Siding No
1986 70,000 Metal Roof 1,210 3 $1000-$2500 Deductible 1300 9 Vinyl siding yes
1989 170,000 Wood Shake Roof 2,870 4 $2500-$5000 Deductible 830 4 Stucco siding yes
1997 105,000 Asphalt Shingles Roof 1,750 3 $500 Deductible 1340 9 Stone Siding No
2007 185,000 Shingles Roof 2,310 3 $1000-$2500 Deductible 2460 9 Vinyl siding yes
2012 165,000 Tile Roof 2,240 4 $5000 to $10,000 Deductible 1060 6 Brick siding yes
2000 90,000 Shingles Roof 1,600 2 $2500-$5000 Deductible 430 5 Brick siding yes
2002 125,000 Membrane Roof 1,840 4 $500 Deductible 3240 12 Vinyl siding No
1996 175,000 Metal Roof 2,560 4 $500- $1000 Deductible 320 1 Stucco siding yes
2014 105,000 Membrane Roof 1,580 2 $500- $1000 Deductible 1180 8 Vinyl siding yes
2010 90,000 Slate Shingles Roof 1,280 2 $2500-$5000 Deductible 550 5 Fiber-Cement Siding No
1991 115,000 Slate Shingles Roof 1,390 2 $500- $1000 Deductible 1670 12 Fiber-Cement Siding No
2011 60,000 Shingles Roof 1,020 2 $2500-$5000 Deductible 860 12 Wood siding yes
1972 145,000 Composition Roof 2,050 3 > $10,000 Deductible 1380 3 Vinyl siding No