Sebastopol Insurance Rates:

Sebastopol, CA homeowners insurance is approximately $566 to $769, about $47-$64/month. Our comprehensive guide indicates shoppers can save upto $266 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Travelers
My home insurance company works with me to give me the lowest price possible to insure my home, and they also have great customer service.
Progressive
They agents are very friendly and personable. but,when you call, you usually get a real person and not an automated system.
State Farm
The website and mobile app are very easy to use. When I have to file a claim, they really point me in the right direction and allow me to submit a claim online without having to waste time talking to a person.
State Farm
Most reps are friendly and knowledgeable enough about my experience. Because it's a large company, some people will likely be better than others so your experience is partially based on luck.
Allstate
The app does everything that I need it to do. I haven't needed to file a claim, but I can use the app to check my coverages.

Sebastopol, CA Homeowners Insurance By Home Value

Sebastopol, CA Home Value Total Homes % of Total Average Sebastopol, CA Homeowners Insurance
Less than $50,000 175 10.0% $20
$50,000 to $59,999 23 1.0% $53
$60,000 to $69,999 43 2.0% $66
$70,000 to $79,999 40 2.0% $73
$100,000 to $124,999 93 5.0% $113
$150,000 to $174,999 57 3.0% $166
$175,000 to $199,999 26 1.0% $193
$200,000 to $249,999 268 16.0% $240
$250,000 to $299,999 191 11.0% $293
$300,000 to $399,999 691 42.0% $366

Top Home Insurance Agents Near Sebastopol, CA

Home Insurance Company Near Sebastopol, CA Homeowners Insurance Agency Near Sebastopol, CA Address
Allstate Liz Drennan 4170 Piedmont Ave Ste C, Oakland, CA, 94611
State Farm Stewart Oaten 499 8th Ave, San Francisco, CA, 94118-3007
Allstate Christian Gatica 5315 Mission St, San Francisco, CA, 94112
State Farm Gary Butler 85 Galli Drive, Novato, CA, 94949
Farmers Guillermo Jimenez 242 Marina Way Apt A, Richmond, CA, 94801

Cost Of Homeowners Insurance By Street Near Sebastopol, CA

Streets in Sebastopol Area Homeowners Insurance Cost
Burnside, Julianna Dr, Furlong Rd, Fellers Ln, Sunhawk Pl, Rutgers Dr, Freestone Ranch Rd, Burbank Ln, Frank Rd, Nora Ave$661
Daniel St, Jean Dr, Garcia Rd, Harvard Dr, Falstaff Rd, Andree Way, Barlow Ln, Vlaardingen Ln, Chestnut Ln, High School Rd$648
Virginia Ave, Christopher Ct, Henon Dr, Archer Way, Smith Rd, Murray Acre Ln, Holt Rd, Evelyn Ct, Barbara Dr, McKinley St$647
Washington Ct, Reynolds Rd, Salee Rd, Timberlake Rd, Apple Blossom Ln, Cabot Rd, Meadow Ct, Hallberg Rd, Sutton Rd, Eastside Ave$683
Montgomery Rd, Gaye Rd, Carniglia Ln, Mc Lendon Ln, E Hurlbut Ave, Pharoahs Ln, Skidmore Rd, Drew Ln, Ireland Rd, Pond Hollow$655

Sebastopol, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sebastopol$99 to $102
Bloomfield$95
Occidental$98
Graton$96

Sebastopol, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloomfield CDP, California $95 $127 $191
Occidental CDP, California $98 $131 $197
Graton CDP, California $96 $128 $192

Sebastopol, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sebastopol, CA2.3%11.5%
Bloomfield2.37%21.82%
Occidental1.78%11.61%
Graton2.61%13.54%

Sebastopol Renters Insurance as a Percentage of Rent

Sebastopol Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 1.0% $313
$200 to $299 112 3.0% $763
$300 to $499 101 2.0% $1213
$500 to $749 313 8.0% $1888
$750 to $999 592 16.0% $2638
$1,000 to $1,499 1,574 43.0% $3763
$1,500 or more 916 25.0% $5413

Average Cost Of Home Insurance By Company In Areas Nearby Sebastopol For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500005001-3 YearsHartford (Sentinel)372
1500005007-15 YearsAmerican Modern615
15000050016-25 YearsChubb/Federal698
15000050016-25 YearsWawanesa415
15000050026-40 YearsPrivilege Underwriters Exch846
200000500NewChubb/Federal737
2000005004-6 YearsMercury Ins Group338
2000005007-15 YearsIntegon/National719
20000050016-25 YearsCalifornia Casualty644
20000050016-25 YearsNationwide661
20000050026-40 YearsAmerican Modern822
20000050026-40 YearsCentury National764
20000050026-40 YearsHorace Mann491
2500001000NewAmerican Reliable549
25000010007-15 YearsTokio Marine America285
250000100016-25 YearsBankers Standard1546
250000100016-25 YearsMetropolitan Direct1322
250000100026-40 YearsAAA (Interinsurance Exchange)876
250000100026-40 YearsCentury National850
250000100041-70 YearsFirst American Ins604
250000500NewAmerican Reliable575
25000050026-40 YearsCalifornia Casualty759
25000050041-70 YearsQBE (Balboa)960

Sebastopol, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Sebastopol Homeowner Insurance Premium Example $2,000$1,200
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$14,300
Net Savings to Sebastopol Home Owner from High Deductible Plan $1,600

Sebastopol, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sebastopol, CA Home Replacement Value MORE than Home Value Sebastopol, CA Home Replacement Value LESS than Home Value
Replacement Value $846,000 $544,000
Insurance Premium based on Replacement Value $2,800 $1,800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $127,500 Risk Exposure from Under Insuring Coverage is $174,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $425/year

Example Sebastopol Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceGEICO Insurance
Monthly Premium 8068240
Year Built 194819861990
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$400000-$500000$800000-$900000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Sebastopol, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 680,000 Composition Roof 2,270 4 > $10,000 Deductible 70 1 Stone Siding No
1989 715,000 Asphalt Shingles Roof 2,480 4 $500- $1000 Deductible 1580 12 Brick siding yes
1940 485,000 Membrane Roof 1,440 2 $2500-$5000 Deductible 500 5 Brick siding No
1996 850,000 Metal Roof 2,620 4 $500 Deductible 1480 6 Fiber-Cement Siding No
1970 780,000 Composition Roof 3,160 4 > $10,000 Deductible 1190 10 Stucco siding No
1941 380,000 Asphalt Shingles Roof 1,420 2 $500 Deductible 1230 10 Stone Siding No
1990 795,000 Composition Roof 2,330 3 $500- $1000 Deductible 340 2 Wood siding yes
1995 810,000 Asphalt Shingles Roof 3,300 4 $1000-$2500 Deductible 2010 10 Stone Siding yes
1996 375,000 Tile Roof 1,580 3 $500- $1000 Deductible 920 12 Stucco siding yes
1945 875,000 Membrane Roof 2,820 4 $500- $1000 Deductible 1160 7 Brick siding yes
1971 350,000 Membrane Roof 1,380 2 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding yes
1981 325,000 Shingles Roof 1,330 2 $5000 to $10,000 Deductible 60 1 Brick siding yes
1979 550,000 Slate Shingles Roof 1,700 3 $5000 to $10,000 Deductible 950 12 Wood siding No
1985 580,000 Slate Shingles Roof 1,690 3 $5000 to $10,000 Deductible 750 7 Brick siding yes
1971 635,000 Asphalt Shingles Roof 2,670 4 > $10,000 Deductible 320 3 Vinyl siding yes
1978 720,000 Asphalt Shingles Roof 2,080 4 $2500-$5000 Deductible 900 7 Brick siding No
1976 495,000 Slate Shingles Roof 1,460 2 $5000 to $10,000 Deductible 570 7 Fiber-Cement Siding No
1941 340,000 Tile Roof 1,450 2 > $10,000 Deductible 160 3 Stucco siding yes
1988 385,000 Metal Roof 1,130 2 > $10,000 Deductible 340 7 Fiber-Cement Siding yes
1994 580,000 Membrane Roof 1,740 3 $500- $1000 Deductible 1070 8 Fiber-Cement Siding No
1945 850,000 Metal Roof 3,370 4 $5000 to $10,000 Deductible 1400 9 Vinyl siding yes
1984 555,000 Wood Shake Roof 2,090 3 > $10,000 Deductible 170 2 Stone Siding yes
1970 1,035,000 Shingles Roof 2,960 4 $5000 to $10,000 Deductible 590 4 Stucco siding yes
1949 415,000 Slate Shingles Roof 1,220 2 $500 Deductible 860 8 Stone Siding yes
1984 320,000 Metal Roof 1,110 2 > $10,000 Deductible 130 4 Brick siding yes
1974 310,000 Tile Roof 1,130 2 $500- $1000 Deductible 290 4 Wood siding No
1984 610,000 Membrane Roof 2,220 3 $500 Deductible 700 5 Vinyl siding yes
1943 720,000 Slate Shingles Roof 2,670 4 $500 Deductible 2210 12 Brick siding No
1976 450,000 Composition Roof 1,390 2 $1000-$2500 Deductible 920 12 Wood siding yes
1948 480,000 Asphalt Shingles Roof 1,760 4 > $10,000 Deductible 260 4 Fiber-Cement Siding No
1943 600,000 Shingles Roof 2,230 4 $2500-$5000 Deductible 780 8 Fiber-Cement Siding yes
1988 225,000 Composition Roof 920 2 $500- $1000 Deductible 350 6 Wood siding yes