How To Make Your Seattle, WA Home Insurance Cheaper
Seattle, WA, homeowners insurance is about $1148. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Seattle, WA Home Insurance Rates with the King County Average
| Place | King County Average: $1,175.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Seattle, WA | $1,148.0 | -27.0 | -0.02 | 958,823 | 439,300 |
Cost of Seattle, WA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Burien | 318,800 | 9,989 | $855 |
| Mill Creek | 445,800 | 14,607 | $1,172 |
| Cathcart | 510,400 | 66,986 | $1,376 |
| Fox Island | 517,600 | 70,387 | $1,390 |
Homeowners Insurance Comparison for the Cheapest Premiums in Seattle, WA
| Country Financial | MetLife | Amica Mutual Insurance | |
| Median Home Value ($) | 439,300 | 439,300 | 439,300 |
| Age of Home | Year 40 Old | Year 30 Old | Newly Constructed Home |
| Home Coverage ($) | $1000,000 -$1499,999 | $750,000 -$999,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $2,545.6 | $2,193.8 | $1,704.3 |
Cost of Seattle, WA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 500 | $300,000-$399,999 | 1,030.0 |
| Century National | 1000 | $400,000-$499,999 | 1,230.8 |
| Farmer's Insurance | 2000 | $750,000-$999,999 | 1,606.2 |
| GEICO | 1000 | $1000,000-$1499,999 | 2,006.3 |
| Encompass Insurance | 2500 | $750,000-$999,999 | 1,410.3 |
| American Family Insurance | 2000 | $1500,000-$2000,000 | 1,899.2 |
| State Farm | 1000 | $1500,000-$2000,000 | 2,154.0 |
| Horace Mann Educators Corporation | 1500 | $250,000-$299,999 | 684.4 |
| Amica Mutual Insurance | 1500 | $175,000-$199,999 | 396.0 |
| Westfield Insurance | 2500 | $500,000-$749,999 | 1,219.7 |