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Seattle, WA Home Values & Insurance Rates

Seattle, WA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,971 3.0% $37
$100,000 to $124,999 1,996 1.0% $176
$125,000 to $149,999 2,191 1.0% $226
$150,000 to $174,999 4,657 4.0% $264
$175,000 to $199,999 6,370 5.0% $308
$200,000 to $249,999 19,149 16.0% $371
$250,000 to $299,999 23,706 20.0% $453
$300,000 to $399,999 51,365 44.0% $573

Top Home Insurance Agents Near Seattle, WA

Home Insurance Company Near Seattle, WA Homeowners Insurance Agency Near Seattle, WA Address
Allstate Thida Sin 10423 Main St Ste 1A, Bellevue, WA, 98004
Liberty Mutual Independent Carriage Insurance Agency 301 Bendigo Blvd N North Bend, North Bend, WA, 98045
Travelers Homer Smith Insurance Inc 804 WATER STREET, PORT TOWNSEND, WA, 98368
Liberty Mutual Independent Otter Insurance Agency Inc 20102 CEDAR VALLEY ROAD, LYNNWOOD, WA, 98036
Travelers Professional Insurance Group Inc 555 116TH AVE NE STE 111, BELLEVUE, WA, 98004

Estimated Home Insurance By Street Area Near Seattle, WA

Seattle Area Estimated House Insurance
SW Normandy Rd, McGilvra Blvd E, NW 65th St, NW 42nd St, 8th Ct NE, NW 173rd St, N 37th St, S Massachusetts St, SW 152nd St, Perkins Ln W$647
21st Pl NE, 83rd Ave S, 26th Ave SE, W Lee St, 68th Pl S, 20th Pl NE, SW 118th St, E Superior St, Gale Pl S, 42nd Ave E$614
NW Dock Pl, 118th Ct SE, Stendall Dr N, N 168th St, 83rd Ave S, Marine View Pl SW, S 207th St, W Roberts Way, Carter Pl, N Allen Pl$721
Renton Pl S, NW 120th St, S Oxford Ct, 58th Ave SW, Alaskan Way W, 29th Ave, NW 62nd St, Gilman Ave W, SW 209th St, N 198th St$619
Taylor Ave N, E Gwinn Pl, NW 52nd St, 29th Ave W, Harrison St, E Hamlin St, S 107th St, Beach Dr, S 106th St, E Green Lake Way N$620
N 169th St, Malden Ave E, NW 39th St, S 117th Ct, S 183rd St, Strander Blvd, Maynard Aly S, 47th Ave W, SE 228th Pl, 12th Ave$647
Pacific Hwy Brg, Waters Ave S, N 100th St, S 141st St, W Argand St, SE 251st Ct, N 125th St, NE Elk Pl, Patten Pl W, S 141st St$660
SW 99th St, 96th Way, Dr Jose P Rizal Brg, 12th Ave W, Ursula Pl S, 22nd Ave W, Minkler Blvd, S 289th Pl, Kimberly Ave, S 167th Pl$700
34th Ln S, N 137th St, E Louisa St, 15th Ave W, 12th Ave E, SW Walker St, S 256th St, 77th Ave S, S 154th St, Raymond Ave SW$617
44th Pl NE, Yale Ave N, S Donovan St, 47th Pl NE, N 174th St, NE Campus Pkwy, SE 203rd St, S 226th St, N 182nd Pl, Meridian Pl N$674

Savings on home insurance for senior occupied homes

PlaceSavings
Seattle$94 to $96
Boulevard Park$90
White Center$89
Mercer Island$112

Seattle, WA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Seattle, WA2.4%8.1%
Boulevard Park2.77%7.09%
White Center2.73%9.03%
Mercer Island1.66%7.01%

Seattle Renters Insurance as a Percentage of Rent

Seattle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 3,292 1.0% $320
$200 to $299 5,905 2.0% $770
$300 to $499 8,068 4.0% $1220
$500 to $749 22,902 11.0% $1895
$750 to $999 54,668 27.0% $2645
$1,000 to $1,499 65,759 32.0% $3770
$1,500 or more 38,890 19.0% $5420

Seattle, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98112 $745,300 $720
98199 $622,800 $690
98119 $614,500 $700
98105 $611,600 $700
98115 $492,800 $680
98109 $491,700 $670
98177 $489,300 $670
98103 $482,600 $670
98116 $476,200 $670
98117 $470,800 $670
98136 $462,400 $660
98107 $455,700 $660
98104 $437,500 $650
98122 $420,900 $660
98102 $415,500 $650
98121 $407,400 $650
98144 $399,900 $650
98101 $393,800 $640
98126 $380,500 $640
98125 $377,400 $650
98118 $360,500 $630
98133 $338,200 $620
98106 $305,100 $630
98134 $206,700 $600

Seattle, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Seattle Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Seattle Home Owner from High Deductible Plan $600

Seattle, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Seattle, WA Home Replacement Value MORE than Home Value Seattle, WA Home Replacement Value LESS than Home Value
Replacement Value $390,500 $273,000
Insurance Premium based on Replacement Value $1,025 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Seattle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceState Farm
Monthly Premium 1517046
Year Built 199719482010
Home Details 5 Beds, 4 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$300000-$350000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Seattle, WA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Boulevard Park CDP, Washington $75 $100 $150
White Center CDP, Washington $75 $99 $149
Mercer Island city, Washington $94 $125 $187

Sample Home Insurance Rates for Seattle, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 560,000 Shingles Roof 3,070 4 $500- $1000 Deductible 150 1 Brick siding yes
1944 430,000 Asphalt Shingles Roof 2,390 3 $500 Deductible 540 4 Vinyl siding No
1990 460,000 Asphalt Shingles Roof 2,140 3 $2500-$5000 Deductible 210 2 Brick siding No
1942 400,000 Asphalt Shingles Roof 1,970 4 $500 Deductible 560 8 Wood siding No
1971 325,000 Wood Shake Roof 1,970 3 $500- $1000 Deductible 290 4 Stone Siding yes
1940 805,000 Wood Shake Roof 4,020 5 > $10,000 Deductible 390 5 Stucco siding yes
1943 675,000 Asphalt Shingles Roof 3,350 5 $500 Deductible 1920 12 Stone Siding No
1986 770,000 Asphalt Shingles Roof 1,924 3 $1000-$2500 Deductible 4580 2 Fiber-Cement Siding No