Seal Beach Insurance Rates:

Seal Beach, CA homeowners insurance is about $518 to $708, about $43-$59/month. Our exhaustive research indicates shoppers can save as much as $245 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like my insurance company because it is always by my side and easy to contact with. it has an easy online access and pays online.
Farmer's Insurance
They do not provide towing service free, and they are in giving forgiveness and a late fee is high plus it gives additional fee if i pay monthly
Allstate
My home insurance company is a reputable company and seems to be one of the leaders in the industry. they really know what they are doing.
Allstate
My branch, in particular, is very helpful and quick to respond. This is true of my car or homeowners insurance. They also send periodic emails asking me if IÃḃ€™d like them to rerun my account to see if any discounts are available.
State Farm
Great rates that other companies cannot beat and we know we have an agent who is working for us.
Liberty Mutual
They do not spam my email inbox and send notifications when needed.
Nationwide
It has a difficult password policy. It also is hard to navigate and not very intuitive. Also, contact information is hard to find.

Seal Beach, CA Homeowners Insurance By Home Value

Seal Beach, CA Home Value Total Homes % of Total Average Seal Beach, CA Homeowners Insurance
Less than $50,000 261 4.0% $49
$50,000 to $59,999 105 1.0% $110
$60,000 to $69,999 87 1.0% $134
$70,000 to $79,999 261 4.0% $159
$80,000 to $89,999 351 6.0% $177
$90,000 to $99,999 145 2.0% $202
$100,000 to $124,999 736 13.0% $232
$125,000 to $149,999 415 7.0% $294
$150,000 to $174,999 761 13.0% $343
$175,000 to $199,999 292 5.0% $398
$200,000 to $249,999 982 17.0% $478
$250,000 to $299,999 512 9.0% $588
$300,000 to $399,999 602 10.0% $747

Top Home Insurance Agents Near Seal Beach, CA

Home Insurance Company Near Seal Beach, CA Homeowners Insurance Agency Near Seal Beach, CA Address
NA Karl Insurance Services, Inc. 18425 Burbank Blvd Ste 403 Tarzana, LA, CA, 91356
Farmers Annie Sorfazian Lutcf 21243 Ventura Blvd Ste 101, Woodland Hills, CA, 91364
State Farm Judy Semler 1111 W Twn Cntry Rd Ste 48, Orange, CA, 92868-4667
Nationwide Offik Kesheshy Agency 3514 Foothill Blvd, Glendale, CA, 91214-1828
State Farm Rick Castillon 3136 W 182nd St, Torrance, CA, 90504-4036

Cost Of Homeowners Insurance By Street Near Seal Beach, CA

Streets in Seal Beach Area Homeowners Insurance Cost
Crestview Ave, State Rte 1, Leyte Ct, N Fairfield Ln, Kingsbury Ct, Mariner Dr, Christy Ln, Nassau Dr, Pelorus Ave, Anderso St$None
Occidental Dr, Yale Cir, Aceca Dr, Clipper Way, Hancock Ct, la Colmena Way, Homewood Rd, Harrisburg Rd, Jasmin Cir, Guava Ave$702
Piedmont Ave, Old Mill Rd, Coastline Dr, Newbury Rd, Harbor Way, Anderson St, Saint Andrews Dr, Taper Dr, Yale Ln, Chaucer Rd$698
Kearsarge Ave, Oakmont Rd, 25th St, Fathom Ave, Coral Pl, Paschalls, Bataan Ct, Marvista Ave, Avalon Dr, Pelham Rd$704
Lexington Dr, Plymouth Dr, Prestwick Rd, Bayou Way, Bellwood Rd, State Rte 1, Violet St, Silver Fox Rd, Silver Shoals Ave, Wisteria St$677

Seal Beach, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Seal Beach$91 to $94
Rossmoor$104
Los Alamitos$99
Westminster$96

Seal Beach, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rossmoor CDP, California $104 $139 $209
Los Alamitos city, California $100 $133 $200
Westminster city, California $96 $128 $192

Seal Beach, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Seal Beach, CA1.8%12.1%
Rossmoor1.77%11.97%
Los Alamitos1.93%12.2%
Westminster2.32%11.9%

Seal Beach Renters Insurance as a Percentage of Rent

Seal Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 44 1.0% $792
$300 to $499 100 3.0% $1242
$500 to $749 186 6.0% $1917
$750 to $999 192 6.0% $2667
$1,000 to $1,499 902 30.0% $3792
$1,500 or more 1,560 52.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Seal Beach For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewAmco422
2500001000NewAmica Mutual575
4000001000NewHorace Mann P & C653
4000001000NewMetropolitan Direct662
4000001000NewWawanesa798
5000001000NewLiberty Ins Corp849
5000001000NewTravelers813
5000002500NewCalifornia Capital668
7500002500NewMercury Ins Group750
2500005001-3 YearsHorace Mann P & C590
3000005001-3 YearsEncompass959
3000005001-3 YearsFarmers (Fire Ins)1115
40000010001-3 YearsCalifornia Capital763
50000010001-3 YearsHorace Mann P & C765
75000025001-3 YearsLiberty Ins Corp1236
1500005004-6 YearsFarmers (Fire Ins)746
1500005004-6 YearsPrivilege Underwriters Exch818
25000010004-6 YearsGeneral Ins410
2500005004-6 YearsAmco674
3000005004-6 YearsEncompass1067
40000010004-6 YearsCentury National962
50000010004-6 YearsHorace Mann P & C860

Seal Beach, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Seal Beach Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Seal Beach Home Owner from High Deductible Plan $600

Seal Beach, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Seal Beach, CA Home Replacement Value MORE than Home Value Seal Beach, CA Home Replacement Value LESS than Home Value
Replacement Value $804,000 $512,500
Insurance Premium based on Replacement Value $2,175 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $120,500 Risk Exposure from Under Insuring Coverage is $171,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $325/year

Example Seal Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersFarmers Insurance
Monthly Premium 5212152
Year Built 196919711986
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$600000-$700000$250000-$300000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Seal Beach, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 265,000 Shingles Roof 1,500 2 $500- $1000 Deductible 280 7 Stone Siding yes
1975 275,000 Shingles Roof 1,600 5 $1000-$2500 Deductible 630 10 Stucco siding No
1972 550,000 Metal Roof 3,760 5 $1000-$2500 Deductible 510 6 Stucco siding No
1987 610,000 Metal Roof 3,520 5 $500 Deductible 500 3 Fiber-Cement Siding yes
1968 350,000 Wood Shake Roof 2,800 5 > $10,000 Deductible 350 7 Brick siding yes
1962 300,000 Wood Shake Roof 1,710 2 $500- $1000 Deductible 730 12 Brick siding yes
1963 250,000 Wood Shake Roof 1,410 2 $2500-$5000 Deductible 220 6 Stone Siding No
1961 445,000 Shingles Roof 3,000 4 > $10,000 Deductible 250 4 Vinyl siding yes
1980 195,000 Asphalt Shingles Roof 1,520 5 $1000-$2500 Deductible 50 1 Stone Siding yes
1979 215,000 Membrane Roof 1,290 3 $1000-$2500 Deductible 40 1 Vinyl siding No
1986 520,000 Membrane Roof 3,030 4 $1000-$2500 Deductible 190 2 Vinyl siding yes
1974 365,000 Shingles Roof 2,710 5 $500- $1000 Deductible 300 5 Brick siding yes
1968 410,000 Slate Shingles Roof 3,350 4 $2500-$5000 Deductible 290 5 Vinyl siding No
1986 505,000 Metal Roof 3,130 4 $500- $1000 Deductible 850 9 Fiber-Cement Siding yes
1969 200,000 Slate Shingles Roof 1,670 2 $500- $1000 Deductible 410 7 Stucco siding yes
1966 195,000 Tile Roof 1,160 2 $5000 to $10,000 Deductible 380 9 Wood siding yes
1964 600,000 Tile Roof 3,790 5 $1000-$2500 Deductible 900 12 Wood siding yes
1962 260,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 160 3 Stone Siding No
1972 350,000 Metal Roof 2,750 4 $500 Deductible 560 6 Stone Siding yes
1981 530,000 Slate Shingles Roof 4,140 5 $500 Deductible 780 8 Stone Siding yes
1976 330,000 Shingles Roof 1,920 4 $2500-$5000 Deductible 180 3 Brick siding yes
1977 205,000 Composition Roof 1,610 3 $500 Deductible 200 3 Wood siding yes
1988 225,000 Composition Roof 1,770 3 $500- $1000 Deductible 290 5 Brick siding yes
1980 165,000 Tile Roof 1,310 2 $2500-$5000 Deductible 160 6 Wood siding No
1970 330,000 Shingles Roof 2,210 3 $5000 to $10,000 Deductible 290 4 Stone Siding yes
1982 210,000 Wood Shake Roof 1,190 2 $500 Deductible 520 10 Brick siding yes
1989 210,000 Wood Shake Roof 1,550 3 $500- $1000 Deductible 280 6 Vinyl siding No
1987 215,000 Metal Roof 1,500 3 $500 Deductible 480 10 Fiber-Cement Siding yes
1966 235,000 Slate Shingles Roof 1,950 4 $2500-$5000 Deductible 90 2 Vinyl siding No
1972 370,000 Composition Roof 2,180 4 $2500-$5000 Deductible 620 10 Fiber-Cement Siding No
1973 220,000 Shingles Roof 1,570 5 $5000 to $10,000 Deductible 330 10 Brick siding No