Seaford Insurance Rates:

Seaford, NY homeowners insurance is about $557 to $756, about $46-$63/month. Our comprehensive guide reveals consumers can save as much as $262 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Seaford, NY Homeowners Insurance By Home Value

Seaford, NY Home Value Total Homes % of Total Average Seaford, NY Homeowners Insurance
Less than $50,000 31 2.0% $32
$125,000 to $149,999 48 3.0% $196
$200,000 to $249,999 26 1.0% $321
$250,000 to $299,999 119 8.0% $393
$300,000 to $399,999 1,154 80.0% $505

Top Home Insurance Agents Near Seaford, NY

Home Insurance Company Near Seaford, NY Homeowners Insurance Agency Near Seaford, NY Address
Travelers Faymin Agcy Inc 1 DUPONT ST STE 204, PLAINVIEW, NY, 11803
Allstate Jesse M. Branson 485 Bloomfield Ave, Caldwell, NJ, 7006
Allstate Rose & Kiernan Inc 83 Wooster Heights, Danbury, CT, 6810
NA Mom's Insurance Agency 155-B Martin Luther King Drive Jersey City, Jersey City, NJ, 7305
NA James C. Franchino Agency, Inc. 132 Columbia Tpke Florham Park, Florham Park, NJ, 7932

Cost Of Homeowners Insurance By Street Near Seaford, NY

Streets in Seaford Area Homeowners Insurance Cost
Saddle Path, Bay Ct, Nantwick St, Greenway Rd, Aron Dr S, John Ln, Joyce Ln, Parkview Ave, Aron Dr N, Worthmor Dr$658
Allen Ave, Mattituck Ave, Woodward Ave, Roy Pl, Prescott St, Russell Ct, Neptune Ave, Terrapin Pl, Poe Ct, Hollis Ln$654
Kensington St, S Cedar St, Redwood Path, Laureen Ct, Alcona St, Ionia St, Hortense Ave, Cheltenham St, Naomi Pl, Dolores Pl$655
Oxford Ln, Meyer Ln, Azalea Ct, Boot Ln, Paul Ln, Reynolds Dr, Taft Ct, Kevin Rd, Bowers Dr, Harbor Blvd$654
Condit St, Arthur Dr, Eva Dr, Archer St, Jane Ct, Charles Ct, Guildford Park Dr, Corral Path, Verleye St, Parkside Ave$651

Seaford, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Seaford$98 to $100
Wantagh$99
Massapequa$100
North Wantagh$97

Seaford, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wantagh CDP, New York $99 $132 $198
Massapequa CDP, New York $100 $133 $200
Bellmore CDP, New York $99 $132 $198

Seaford, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Seaford, NY1.8%5.5%
Wantagh1.69%5.52%
Massapequa1.72%5.57%
Bellmore1.62%5.51%

Seaford Renters Insurance as a Percentage of Rent

Seaford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 12 2.0% $1892
$750 to $999 13 2.0% $2642
$1,000 to $1,499 151 30.0% $3767
$1,500 or more 315 64.0% $5417

Seaford, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$7,700
Yearly Seaford Homeowner Insurance Premium Example $6,000$4,800
Out of Pocket Expense During Claim$1,700$7,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $37,700$36,500
Net Savings to Seaford Home Owner from High Deductible Plan $1,200

Seaford, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Seaford, NY Home Replacement Value MORE than Home Value Seaford, NY Home Replacement Value LESS than Home Value
Replacement Value $493,000 $393,000
Insurance Premium based on Replacement Value $3,950 $3,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $56,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $350/year

Example Seaford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 288374346
Year Built 196819781947
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000$600000-$700000$500000-$600000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Seaford, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 370,000 Metal Roof 1,630 3 $5000 to $10,000 Deductible 990 5 Wood siding No
1976 315,000 Asphalt Shingles Roof 1,610 3 $5000 to $10,000 Deductible 2010 10 Stucco siding No
1964 700,000 Slate Shingles Roof 3,710 5 $500 Deductible 4550 7 Stone Siding No
1978 420,000 Wood Shake Roof 1,800 3 > $10,000 Deductible 1580 7 Wood siding No
1949 415,000 Composition Roof 2,260 5 $2500-$5000 Deductible 1690 6 Stucco siding yes
1944 595,000 Wood Shake Roof 2,320 4 $500- $1000 Deductible 2390 5 Vinyl siding yes
1962 295,000 Slate Shingles Roof 1,660 3 $500 Deductible 1420 7 Stone Siding yes
1962 420,000 Metal Roof 2,130 3 $2500-$5000 Deductible 210 1 Stucco siding No
1945 755,000 Asphalt Shingles Roof 3,140 4 $500- $1000 Deductible 5660 12 Stucco siding yes
1977 320,000 Composition Roof 1,290 3 $2500-$5000 Deductible 490 2 Vinyl siding No
1943 610,000 Shingles Roof 3,490 5 $1000-$2500 Deductible 2680 5 Stone Siding yes
1977 455,000 Metal Roof 2,160 3 $5000 to $10,000 Deductible 1070 4 Brick siding yes
1971 390,000 Shingles Roof 2,200 5 $500 Deductible 3940 12 Stucco siding No
1972 650,000 Shingles Roof 2,790 4 $5000 to $10,000 Deductible 2320 10 Vinyl siding No
1973 425,000 Shingles Roof 1,810 3 > $10,000 Deductible 390 2 Stucco siding yes
1964 320,000 Tile Roof 1,600 4 $1000-$2500 Deductible 1570 8 Fiber-Cement Siding yes
1963 350,000 Asphalt Shingles Roof 1,360 3 $500 Deductible 2420 8 Vinyl siding yes
1941 340,000 Slate Shingles Roof 1,660 5 $500 Deductible 510 2 Stucco siding No
1976 580,000 Slate Shingles Roof 2,350 3 $2500-$5000 Deductible 1430 5 Stone Siding yes
1940 590,000 Composition Roof 3,200 4 $2500-$5000 Deductible 1180 3 Wood siding No
1947 490,000 Membrane Roof 2,240 5 $1000-$2500 Deductible 4200 12 Brick siding No
1971 380,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 2910 10 Fiber-Cement Siding yes
1964 820,000 Composition Roof 3,140 5 $5000 to $10,000 Deductible 760 2 Brick siding No
1965 560,000 Shingles Roof 2,220 5 $500- $1000 Deductible 2600 6 Stone Siding yes
1948 390,000 Slate Shingles Roof 1,620 4 $5000 to $10,000 Deductible 1180 6 Fiber-Cement Siding No
1965 470,000 Slate Shingles Roof 2,360 5 $2500-$5000 Deductible 1910 6 Fiber-Cement Siding No
1970 475,000 Metal Roof 2,310 5 > $10,000 Deductible 720 4 Stucco siding yes
1960 330,000 Slate Shingles Roof 1,760 5 $1000-$2500 Deductible 590 2 Stucco siding yes
1960 430,000 Metal Roof 2,440 4 $500 Deductible 650 2 Vinyl siding No
1940 585,000 Shingles Roof 3,280 4 $500- $1000 Deductible 2700 5 Wood siding No
1960 655,000 Wood Shake Roof 3,110 4 $2500-$5000 Deductible 770 2 Stucco siding yes
1977 305,000 Tile Roof 1,690 5 $5000 to $10,000 Deductible 1030 8 Stucco siding No